Tuition and Cost to Attend University of South Alabama

Annual Total Cost

The total list price for in-state Alabama residents to go to University of South Alabama is $15,408 for the 2013/2014 academic year. Out-of-state students who don't possess Alabama residence can expect a one year cost of $22,056.

Undergraduate Tuition

University of South Alabama tuition is $6,648 per year for in-state residents. This is 6% more expensive than the national average public four year tuition of $6,256. The cost is $5,481 and 45% cheaper than the average Alabama tuition of $12,129 for 4 year colleges. Tuition ranks 9th in Alabama amongst 4 year colleges for affordability and is the 34th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $13,296 which represents a 100% premium.

The school charges an additional fees of $300 in addition to tuition bringing the total effective in-state tuition to $6,948.

Housing Costs

On campus room and board is provided by the school at a cost of $7,260 per academic year. Students electing to live off campus elsewhere in Mobile should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Costs and Tuition for University of South Alabama
Expenditure Price
Alabama Resident Total Cost $15,408
   In-State Tuition$6,648
   Other Fees$300
   Room and Board$7,260
   Books and Supplies$1,200
Non-Resident Total Cost $22,056
   Out-of-State Tuition$13,296
   Other Fees$300
   Room and Board$7,260
   Books and Supplies$1,200

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $15,408 published price if scholarship or grant aid is made available to you.

Net Price

The net out of pocket price you end up paying or financing though student loans is known as the net price. The reported University of South Alabama net price for in-state students receiving aid was $8,268* for the 2010/2011 academic year.

Pell Grants and other Grant Aid

60% of University of South Alabama students received grant aid in 2010/2011. The average total aid amount was $5,579. 35 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $4,157. To apply for a Pell Grant to attend University of South Alabama, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of South Alabama
Financial Aid Summary
Average Annual Net Price$8,268*
Percent of Students Receiving Grant Aid60%
Average Total Grant Aid$5,579
Percent of Students Receiving Pell Grants35%
Average Amount of Pell Grant Aid$4,157

Average Financial Aid Mix - $15,408 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $15,408. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

36%
52%
12%

Grants and Scholarships

 36% - $5,579

Money granted to you by the U.S. Department of Education, University of South Alabama or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 52% - $7,953

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 12% -  $1,876

Covered by family savings, work or private student loans which you will have to repay.

Average Net Price for In-State Students by Family Income

The average net cost of attendance for different levels of family after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000n/a
$30,001 to $48,000n/a
$48,001 to $75,000n/a
$75,001 to $110,000n/a
$110,000+n/a

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of South Alabama.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at University of South Alabama is $61,632 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $8,268 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $33,072**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $77,040 or $41,340 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of South Alabama.

Alabama Resident Tuition Per Semester$3,324
Alabama Resident Total Cost Per Semester$7,704
Non-Alabama Resident Tuition Per Semester$6,648
Non-Alabama Resident Total Cost Per Semester$11,028

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of South Alabama are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of South Alabama
Price per credit hour for Alabama residents$246
Cost for one class for Alabama residents (3 credit hours)$738
Price per credit hour for out of state residents$492
Cost for one class for out of state residents (3 credit hours)$1,476
Cost for one class for out of state residents (4 credit hours)$1,968



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 52% of University of South Alabama students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $7,953.

Example Loan Payments and Costs

How much are student loan payments for University of South Alabama? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $33,072, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $41,437.13. This could be your effective total out of pocket cost of an education at University of South Alabama. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 60% of students at this school who receive financial aid and you are paying an average annual net price of $8,268. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of South Alabama student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of South Alabama Student Loan Payments
Example Payments
Monthly Loan Payment$345.31
Amount Borrowed$33,072.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$8,365.13
Sum of All Payments over 10 years$41,437.13

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend University of South Alabama? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of South Alabama, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $41,437.13 would be needed to afford a $345.31 monthly payment in the example $33,072.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of South Alabama in the future? In the past five years, this school's published in-state tuition and fee total rose from $4,502 to $6,204. This amounts to an average annual price increase of 7.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $61,632.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of South Alabama.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$21,190$84,758
Estimated Cost in 10 years for students enrolling in 2024$27,044$108,176
Estimated Cost in 15 years for students enrolling in 2029 $34,516$138,062
Estimated Cost in 18 years for students enrolling in 2032 $39,956$159,825

Tuition History

What was tuition at University of South Alabama five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$5,962$11,302 8.2%
2009$5,512$9,922 14.3%
2008$4,822$8,842 7.1%
2007$4,502$8,312 0%
2006$4,502$8,312 4.9%
2005$4,290$8,100 13.8%
2004$3,770$7,160 10.6%
2003$3,410$6,500 5.6%
2002$3,230$6,140 11%
2001$2,911$5,581 0%
2000$2,911$5,581 8.9%
1999$2,673$5,148 0%
1998$2,673$5,148 5.3%
1997$2,538$4,692 -0.1%
1996$2,541$3,591 6%
1995$2,397$3,297 4.4%
1994$2,295$2,895 0%
1993$2,295$2,895 9.1%
1992$2,103$2,703 10.4%
1991$1,905$2,505 1.6%
1990$1,875$2,475 8.3%
1989$1,731$2,131 0.3%
1988$1,725$2,320 9.1%
1987$1,581$2,181

Comparable Cost for Popular Majors

We've compared the out of state total cost of the most popular undergraduate areas of study at University of South Alabama to the national average cost for colleges offering that major. This helps identify particular programs where this school offers more value.

Area of Study Graduates Comparative Cost
Elementary Education and Teaching Bachelor's Degree 113 30% cheaper
Multi-/Interdisciplinary Studies, General Bachelor's Degree 74 37% cheaper
Marketing/Marketing Management, General Bachelor's Degree 61 32% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 52 29% cheaper
Biomedical Sciences, General Bachelor's Degree 51 36% cheaper
Mechanical Engineering Bachelor's Degree 36 41% cheaper
Secondary Education and Teaching Bachelor's Degree 35 32% cheaper
Radiologic Technology/Science - Radiographer Bachelor's Degree 35 25% cheaper
Civil Engineering, General Bachelor's Degree 34 41% cheaper
Meteorology Bachelor's Degree 26 35% cheaper
Communication Sciences and Disorders, General Bachelor's Degree 26 31% cheaper
International/Global Studies Bachelor's Degree 22 43% cheaper
Music, General Bachelor's Degree 21 40% cheaper
Geology/Earth Science, General Bachelor's Degree 20 40% cheaper
Respiratory Care Therapy/Therapist Bachelor's Degree 20 29% cheaper
Sociology Bachelor's Degree 19 39% cheaper
Parks, Recreation and Leisure Studies Bachelor's Degree 19 29% cheaper
Information Technology Bachelor's Degree 18 28% cheaper
English Language and Literature, General Bachelor's Degree 17 38% cheaper
Health/Medical Preparatory Programs, Other Bachelor's Degree 16 33% cheaper
History, General Bachelor's Degree 15 39% cheaper
Business/Commerce, General Bachelor's Degree 14 34% cheaper
Information Science/Studies Bachelor's Degree 14 35% cheaper
Social Work Bachelor's Degree 14 31% cheaper
Geography Bachelor's Degree 14 33% cheaper
Chemistry, General Bachelor's Degree 12 40% cheaper
Chemical Engineering Bachelor's Degree 11 45% cheaper
Computer Engineering, General Bachelor's Degree 11 41% cheaper
Anthropology Bachelor's Degree 9 45% cheaper
Computer Science Bachelor's Degree 9 41% cheaper
Foreign Languages and Literatures, General Bachelor's Degree 7 38% cheaper
Emergency Medical Technology/Technician (EMT Paramedic) Bachelor's Degree 6 33% cheaper
Mathematics and Statistics Bachelor's Degree 6 43% cheaper
Special Education and Teaching, General Bachelor's Degree 4 31% cheaper
Philosophy Bachelor's Degree 4 45% cheaper
Accounting Bachelor's Degree 3 33% cheaper
Biology/Biological Sciences, General Bachelor's Degree 3 38% cheaper
Psychology, General Bachelor's Degree 3 38% cheaper
Speech Communication and Rhetoric Bachelor's Degree 2 37% cheaper
Physics, General Bachelor's Degree 2 43% cheaper
Criminal Justice/Law Enforcement Administration Bachelor's Degree 2 22% cheaper
Political Science and Government, General Bachelor's Degree 2 40% cheaper
Art/Art Studies, General Bachelor's Degree 2 37% cheaper
Finance, General Bachelor's Degree 2 34% cheaper
Electrical and Electronics Engineering Bachelor's Degree 1 41% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 1 31% cheaper
Business Administration and Management, General Bachelor's Degree 1 28% cheaper

Calculators

Use the calculators below to formulate a college savings plan for University of South Alabama or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of South Alabama in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of South Alabama student loan.

Prepayment Option

About University of South Alabama

University of South Alabama is a four year public college located in Mobile, Alabama.  Full time enrollment is 11,069 and part time is 3,397.  For the 2011/2012 school year, the school received 4,770 applicants. 4,159 were admitted and 1,944 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
University of South Alabama
307 N University Blvd
Mobile, Alabama
36688-0002

For Profit / Not For Profit Status

University of South Alabama is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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