Tuition and Cost to Attend University of Central Arkansas

Annual Total Cost

The total list price for in-state Arkansas residents to go to University of Central Arkansas is $14,345 for the 2013/2014 academic year. Out-of-state students who don't possess Arkansas residence can expect a one year cost of $20,090.

Undergraduate Tuition

University of Central Arkansas tuition is $5,745 per year for in-state residents. This is 8% cheaper than the national average public four year tuition of $6,256. The cost is $6,392 and 53% cheaper than the average Arkansas tuition of $12,137 for 4 year colleges. Tuition ranks 8th in Arkansas amongst 4 year colleges for affordability and is the 19th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $11,490 which represents a 100% premium.

The school charges an additional fees of $1,850 in addition to tuition bringing the total effective in-state tuition to $7,595.

Housing Costs

On campus room and board is provided by the school at a cost of $5,550 per academic year. Students electing to live off campus elsewhere in Conway should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Costs and Tuition for University of Central Arkansas
Expenditure Price
Arkansas Resident Total Cost $14,345
   In-State Tuition$5,745
   Other Fees$1,850
   Room and Board$5,550
   Books and Supplies$1,200
Non-Resident Total Cost $20,090
   Out-of-State Tuition$11,490
   Other Fees$1,850
   Room and Board$5,550
   Books and Supplies$1,200

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $14,345 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported University of Central Arkansas net price for in-state students receiving aid was $9,200* for the 2010/2011 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

78% of University of Central Arkansas students received grant aid in 2010/2011. The average total aid amount was $7,629. 38 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $4,302. To apply for a Pell Grant to attend University of Central Arkansas, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Central Arkansas
Financial Aid Summary
Average Annual Net Price$9,200*
Percent of Students Receiving Grant Aid78%
Average Total Grant Aid$7,629
Percent of Students Receiving Pell Grants38%
Average Amount of Pell Grant Aid$4,302

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,879
$30,001 to $48,000$9,258
$48,001 to $75,000$11,741
$75,001 to $110,000$12,731
$110,000+$13,114

Average Financial Aid Mix - $14,345 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $14,345. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

53%
53%
-6%

Grants and Scholarships

 53% - $7,629

Money granted to you by the U.S. Department of Education, University of Central Arkansas or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 53% - $7,545

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 -6% -  ($829)

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Central Arkansas.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at University of Central Arkansas is $57,380 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $9,200 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $36,800**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $71,725 or $46,000 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Central Arkansas.

Arkansas Resident Tuition Per Semester$2,872
Arkansas Resident Total Cost Per Semester$7,172
Non-Arkansas Resident Tuition Per Semester$5,745
Non-Arkansas Resident Total Cost Per Semester$10,045

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Central Arkansas are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Central Arkansas
Price per credit hour for Arkansas residents$180
Cost for one class for Arkansas residents (3 credit hours)$540
Price per credit hour for out of state residents$359
Cost for one class for out of state residents (3 credit hours)$1,077
Cost for one class for out of state residents (4 credit hours)$1,436



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 48% of University of Central Arkansas students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $7,545.

Example Loan Payments and Costs

How much are student loan payments for University of Central Arkansas? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $36,800, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $46,108.08. This could be your effective total out of pocket cost of an education at University of Central Arkansas. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 78% of students at this school who receive financial aid and you are paying an average annual net price of $9,200. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Central Arkansas student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Central Arkansas Student Loan Payments
Example Payments
Monthly Loan Payment$384.23
Amount Borrowed$36,800.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$9,308.08
Sum of All Payments over 10 years$46,108.08

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend University of Central Arkansas? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Central Arkansas, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $46,108.08 would be needed to afford a $384.23 monthly payment in the example $36,800.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Central Arkansas in the future? In the past five years, this school's published in-state tuition and fee total rose from $6,010 to $7,183. This amounts to an average annual price increase of 3.9%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $57,380.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Central Arkansas.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$19,728$78,911
Estimated Cost in 10 years for students enrolling in 2024$25,178$100,713
Estimated Cost in 15 years for students enrolling in 2029 $32,134$128,538
Estimated Cost in 18 years for students enrolling in 2032 $37,200$148,798

Tuition History

What was tuition at University of Central Arkansas five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$6,698$11,903 3%
2009$6,505$11,605 4.8%
2008$6,205$11,035 4.5%
2007$5,937$10,632 4.8%
2006$5,664$10,164 12.1%
2005$5,053$8,609 12.2%
2004$4,505$7,817 12.9%
2003$3,990$7,302 6.7%
2002$3,738$6,798 9.9%
2001$3,402$6,144 5.1%
2000$3,238$5,902 6.6%
1999$3,038$5,536 12.9%
1998$2,692$4,912 12.5%
1997$2,392$4,364 19%
1996$2,010$3,834 0.5%
1995$2,000$3,586 15.6%
1994$1,730$3,304 11.9%
1993$1,546$2,966 12.8%
1992$1,370$2,632 8.7%
1991$1,260$2,520 5%
1990$1,200$2,400 11.1%
1989$1,080$2,160 2.9%
1988$1,050$2,096 16.7%
1987$900$1,770

Comparable Cost for Popular Majors

We've compared the out of state total cost of the most popular undergraduate areas of study at University of Central Arkansas to the national average for colleges offering each major. This demonstrats particular programs where this school may offer more value relative to other colleges.

Area of Study Graduates vs National Avg
General Studies Associate's Degree 1,886 4% costlier
Biology/Biological Sciences, General Bachelor's Degree 83 44% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 80 37% cheaper
Kindergarten/Preschool Education and Teaching Bachelor's Degree 70 29% cheaper
Marketing/Marketing Management, General Bachelor's Degree 66 38% cheaper
Business Administration and Management, General Bachelor's Degree 54 34% cheaper
Accounting Bachelor's Degree 51 39% cheaper
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 44 30% cheaper
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 39 42% cheaper
Business/Commerce, General Bachelor's Degree 37 40% cheaper
Public Relations, Advertising, and Applied Communication Bachelor's Degree 36 42% cheaper
Management Information Systems, General Bachelor's Degree 33 38% cheaper
Art/Art Studies, General Bachelor's Degree 32 42% cheaper
Interior Design Bachelor's Degree 32 39% cheaper
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 31 39% cheaper
History, General Bachelor's Degree 29 45% cheaper
Substance Abuse/Addiction Counseling Bachelor's Degree 24 30% cheaper
Environmental Studies Bachelor's Degree 23 53% cheaper
Music Performance, General Bachelor's Degree 23 43% cheaper
Medical Radiologic Technology/Science - Radiation Therapist Bachelor's Degree 20 39% cheaper
Insurance Bachelor's Degree 18 42% cheaper
Geography Bachelor's Degree 17 39% cheaper
Junior High/Intermediate/Middle School Education and Teaching Bachelor's Degree 17 34% cheaper
Kinesiology and Exercise Science Bachelor's Degree 17 41% cheaper
Cinematography and Film/Video Production Bachelor's Degree 16 44% cheaper
Computer and Information Sciences, General Bachelor's Degree 14 38% cheaper
Economics, General Bachelor's Degree 13 49% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 9 36% cheaper
Social Studies Teacher Education Bachelor's Degree 9 39% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 8 46% cheaper
Public Administration Bachelor's Degree 7 35% cheaper
Mathematics Teacher Education Bachelor's Degree 7 36% cheaper
Athletic Training/Trainer Bachelor's Degree 6 40% cheaper
Speech Communication and Rhetoric Bachelor's Degree 6 43% cheaper
Biological and Physical Sciences Bachelor's Degree 6 44% cheaper
Nuclear Medical Technology/Technologist Bachelor's Degree 6 41% cheaper
Physics, General Bachelor's Degree 5 48% cheaper
Finance, General Bachelor's Degree 5 39% cheaper
Mathematics, General Bachelor's Degree 5 45% cheaper
Psychology, General Bachelor's Degree 4 44% cheaper
Political Science and Government, General Bachelor's Degree 4 45% cheaper
English/Language Arts Teacher Education Bachelor's Degree 3 36% cheaper
International/Global Studies Bachelor's Degree 3 48% cheaper
English Language and Literature, General Bachelor's Degree 3 44% cheaper
Philosophy Bachelor's Degree 3 50% cheaper
Business Teacher Education Bachelor's Degree 3 27% cheaper
Spanish Language and Literature Bachelor's Degree 3 47% cheaper
Family and Consumer Sciences/Home Economics Teacher Education Bachelor's Degree 3 30% cheaper
Science Teacher Education/General Science Teacher Education Bachelor's Degree 2 34% cheaper
Sociology Bachelor's Degree 2 45% cheaper
Creative Writing Bachelor's Degree 2 51% cheaper
African-American/Black Studies Bachelor's Degree 2 52% cheaper
Writing, General Bachelor's Degree 2 45% cheaper
Religion/Religious Studies Bachelor's Degree 2 52% cheaper
French Language and Literature Bachelor's Degree 1 50% cheaper
Music, General Bachelor's Degree 1 45% cheaper
Chemistry, General Bachelor's Degree 1 45% cheaper
Linguistics Bachelor's Degree 1 54% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 1 37% cheaper
Journalism Bachelor's Degree 1 41% cheaper
Community Health Services/Liaison/Counseling Bachelor's Degree 1 34% cheaper
Health Professions and Related Clinical Sciences, Other Bachelor's Degree 1 42% cheaper

Calculators

Use the calculators below to formulate a college savings plan for University of Central Arkansas or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Central Arkansas in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Central Arkansas student loan.

Prepayment Option

About University of Central Arkansas

University of Central Arkansas is a four year public college located in Conway, Arkansas.  Full time enrollment is 8,785 and part time is 2,378.  For the 2011/2012 school year, the school received 3,370 applicants. 3,131 were admitted and 1,960 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
University of Central Arkansas
201 Donaghey Ave
Conway, Arkansas
72035-0001

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University of Central Arkansas is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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