Tuition and Cost to Attend University of Central Arkansas

Annual Total Cost

The total list price for in-state Arkansas residents to go to University of Central Arkansas is $14,867 for the 2014/2015 academic year. Out-of-state students who don't possess Arkansas residence can expect a one year cost of $20,784.

Undergraduate Tuition

University of Central Arkansas tuition is $5,918 per year for in-state residents. This is 8% cheaper than the national average public four year tuition of $6,429. The cost is $6,433 and 52% cheaper than the average Arkansas tuition of $12,351 for 4 year colleges. Tuition ranks 7th in Arkansas amongst 4 year colleges for affordability and is the 19th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $11,835 which represents a 100% premium.

The school charges an additional fees of $1,971 in addition to tuition bringing the total effective in-state tuition to $7,889.

Housing Costs

On campus room and board is provided by the school at a cost of $5,778 per academic year. Students electing to live off campus elsewhere in Conway should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Costs and Tuition for University of Central Arkansas
Expenditure Price
Arkansas Resident Total Cost $14,867
   In-State Tuition$5,918
   Other Fees$1,971
   Room and Board$5,778
   Books and Supplies$1,200
Non-Resident Total Cost $20,784
   Out-of-State Tuition$11,835
   Other Fees$1,971
   Room and Board$5,778
   Books and Supplies$1,200

All price data are reprinted from the U.S. Department of Education's 2014-2015 and 2013-2014 IPEDS Survey and represent reported costs for the 2014-2015 and 2013-2014 academic years.


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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $14,867 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported University of Central Arkansas net price for in-state students $9,348* for the 2013/2014 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

93% of University of Central Arkansas students received grant aid in 2013/2014. The average total aid amount was $8,473. 47 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2013/2014 was $4,266. To apply for a Pell Grant to attend University of Central Arkansas, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Central Arkansas
Financial Aid Summary
Average Annual Net Price$9,348*
Percent of Students Receiving Grant Aid93%
Average Total Grant Aid$8,473
Percent of Students Receiving Pell Grants47%
Average Amount of Pell Grant Aid$4,266

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2013-2014 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,003
$30,001 to $48,000$8,879
$48,001 to $75,000$10,384
$75,001 to $110,000$12,110

Average Financial Aid Mix - $14,867 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $14,867. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 57% - $8,473

Money granted to you by the U.S. Department of Education, University of Central Arkansas or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 39% - $5,786

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 4% -  $608

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2013-2014 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Central Arkansas
Arkansas Tech University15.2% less expensive
University of Arkansas at Pine Bluff22.9% less expensive
Henderson State University0.9% more expensive
Southern Arkansas University Main Campus6.5% more expensive
Mississippi Valley State University0% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Central Arkansas.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at University of Central Arkansas is $59,468 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $9,200 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $36,800**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $74,335 or $46,000 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2013-2014 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Central Arkansas.

Arkansas Resident Tuition Per Semester$2,959
Arkansas Resident Total Cost Per Semester$7,434
Non-Arkansas Resident Tuition Per Semester$5,918
Non-Arkansas Resident Total Cost Per Semester$10,392

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Central Arkansas are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Central Arkansas
Price per credit hour for Arkansas residents$180
Cost for one class for Arkansas residents (3 credit hours)$540
Price per credit hour for out of state residents$359
Cost for one class for out of state residents (3 credit hours)$1,077
Cost for one class for out of state residents (4 credit hours)$1,436

Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 53% of University of Central Arkansas students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,786.

Example Loan Payments and Costs

How much are student loan payments for University of Central Arkansas? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $36,800, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $45,321.01. This could be your effective total out of pocket cost of an education at University of Central Arkansas. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 93% of students at this school who receive financial aid and you are paying an average annual net price of $9,200. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Central Arkansas student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Central Arkansas Student Loan Payments
Example Payments
Monthly Loan Payment$377.68
Amount Borrowed$36,800.00
Interest Rate4.3%
Term10 years
Number of Monthly Payments120
Total Interest Cost$8,521.01
Sum of All Payments over 10 years$45,321.01

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend University of Central Arkansas? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Central Arkansas, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $45,321.01 would be needed to afford a $377.68 monthly payment in the example $36,800.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Central Arkansas in the future? In the past five years, this school's published in-state tuition and fee total rose from $6,010 to $7,183. This amounts to an average annual price increase of 3.9%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $59,468.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Central Arkansas.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2020$20,446$81,782
Estimated Cost in 10 years for students enrolling in 2025$26,094$104,377
Estimated Cost in 15 years for students enrolling in 2030 $33,304$133,215
Estimated Cost in 18 years for students enrolling in 2033 $38,553$154,213

Tuition History

What was tuition at University of Central Arkansas five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$6,698$11,903 3%
2009$6,505$11,605 4.8%
2008$6,205$11,035 4.5%
2007$5,937$10,632 4.8%
2006$5,664$10,164 12.1%
2005$5,053$8,609 12.2%
2004$4,505$7,817 12.9%
2003$3,990$7,302 6.7%
2002$3,738$6,798 9.9%
2001$3,402$6,144 5.1%
2000$3,238$5,902 6.6%
1999$3,038$5,536 12.9%
1998$2,692$4,912 12.5%
1997$2,392$4,364 19%
1996$2,010$3,834 0.5%
1995$2,000$3,586 15.6%
1994$1,730$3,304 11.9%
1993$1,546$2,966 12.8%
1992$1,370$2,632 8.7%
1991$1,260$2,520 5%
1990$1,200$2,400 11.1%
1989$1,080$2,160 2.9%
1988$1,050$2,096 16.7%


Use the calculators below to formulate a college savings plan for University of Central Arkansas or model a student loan.

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Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Central Arkansas student loan.

Prepayment Option

About University of Central Arkansas

University of Central Arkansas is a four year public college located in Conway, Arkansas.  Full time enrollment is 8,785 and part time is 2,378.  For the 2011/2012 school year, the school received 3,370 applicants. 3,131 were admitted and 1,960 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

University of Central Arkansas
201 Donaghey Ave
Conway, Arkansas

For Profit / Not For Profit Status

University of Central Arkansas is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Central Arkansas cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=106704 IPEDS survey data.


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