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Annual Costs

Undergraduate Tuition

California State University Channel Islands tuition is $5,742 per year for in-state residents. This is 19% cheaper than the national average public four year tuition of $7,056. The cost is 75% cheaper than the average California tuition of $23,377 for 4 year colleges. Tuition ranks 13th in California amongst 4 year colleges for affordability and is the 132nd most expensive 4 year college in the state. If attending from out-of-state, the tuition is $17,622 which represents a 207% premium.

The school charges an additional fees of $1,075 in addition to tuition bringing the total effective in-state tuition to $6,817.

Housing Costs

On campus room and board is provided by the school at a cost of $16,954 per academic year. Students electing to live off campus elsewhere in Camarillo should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,948.

Other Living Expenses

If living on-campus, students should budget for $2,902 in additional living expenses. Off-campus students should budget for $2,974 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state California residents to go to CSU Channel Islands is $28,621 for the 2017/2018 academic year. Out-of-state students who don't have California residence can expect a one year cost of $40,501.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for California State University Channel Islands and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for California State University Channel Islands
Estimated Budgets
California Resident Total Budget $28,621
   In-State Tuition$5,742
   Other Fees$1,075
   Room and Board$16,954
   On-Campus Other Budget$2,902
   Books and Supplies$1,948
Non-Resident Total Budget $40,501
   Out-of-State Tuition$17,622
   Other Fees$1,075
   Room and Board$16,954
   On-Campus Other Budget$2,902
   Books and Supplies$1,948

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $28,621 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported CSU Channel Islands net price for in-state students is $12,423* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

56% of California State University Channel Islands students received grant aid in 2014/2015. The average total aid amount was $9,717. 48 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,472. To apply for a Pell Grant to attend California State University Channel Islands, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for California State University Channel Islands
Financial Aid Summary
Average Annual Net Price$12,423*
Percent of Students Receiving Grant Aid56%
Average Total Grant Aid$9,717
Percent of Students Receiving Pell Grants48%
Average Amount of Pell Grant Aid$4,472

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$10,509
$30,001 to $48,000$12,522
$48,001 to $75,000$16,209
$75,001 to $110,000$21,404
$110,000+$22,375

Average Financial Aid Mix - $28,621 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $28,621. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

38%
20%
42%

Grants and Scholarships

 38% - $9,717

Money granted to you by the U.S. Department of Education, California State University Channel Islands or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 20% - $5,207

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 42% -  $10,795

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at California State University Channel Islands.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at CSU Channel Islands is $114,484 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $11,409 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $45,636**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $143,105 or $57,045 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at California State University Channel Islands.

California Resident Tuition Per Semester$2,871
California Resident Total Cost Per Semester$14,310
Non-California Resident Tuition Per Semester$8,811
Non-California Resident Total Cost Per Semester$20,250

Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 44% of California State University Channel Islands students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,207.

Example Loan Payments and Costs

How much are student loan payments for California State University Channel Islands? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $45,636, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $56,623.81. This could be your effective total out of pocket cost of an education at California State University Channel Islands. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 56% of students at this school who receive financial aid and you are paying an average annual net price of $11,409. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our California State University Channel Islands student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

California State University Channel Islands Student Loan Payments
Example Payments
Monthly Loan Payment$471.87
Amount Borrowed$45,636.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$10,987.81
Sum of All Payments over 10 years$56,623.81

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend CSU Channel Islands? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending California State University Channel Islands, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $56,623.81 would be needed to afford a $471.87 monthly payment in the example $45,636.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to California State University Channel Islands in the future? In the past four years, this school's published in-state tuition and fee total rose from $5,472 to $5,742. This amounts to an average annual price increase of 1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $114,484.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for California State University Channel Islands.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$39,361$157,442
Estimated Cost in 10 years for students enrolling in 2029$50,235$200,941
Estimated Cost in 15 years for students enrolling in 2034 $64,114$256,457
Estimated Cost in 18 years for students enrolling in 2037 $74,220$296,881

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at California State University Channel Islands to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 98 1% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 41 13% costlier
English Language and Literature, General Bachelor's Degree 41 1% costlier
Computer Science Bachelor's Degree 19 4% cheaper
Environmental Science Bachelor's Degree 13 5% cheaper
Chemistry, General Bachelor's Degree 11 3% cheaper
Education, Other Bachelor's Degree 9 8% costlier
Economics, General Bachelor's Degree 8 10% cheaper
Psychology, General Bachelor's Degree 7 0% costlier
Information Technology Bachelor's Degree 6 19% costlier
Spanish Language and Literature Bachelor's Degree 4 6% cheaper
Sociology Bachelor's Degree 3 2% cheaper
Speech Communication and Rhetoric Bachelor's Degree 3 2% costlier
Political Science and Government, General Bachelor's Degree 3 3% cheaper
Visual and Performing Arts, General Bachelor's Degree 3 0% cheaper
Physics, Other Bachelor's Degree 3 13% cheaper
Art/Art Studies, General Bachelor's Degree 2 3% costlier
Business Administration and Management, General Bachelor's Degree 2 17% costlier
Hispanic-American, Puerto Rican, and Mexican-American/Chicano Studies Bachelor's Degree 2 16% cheaper
Biology/Biological Sciences, General Bachelor's Degree 1 0% costlier
Mathematics, General Bachelor's Degree 1 1% cheaper
History, General Bachelor's Degree 1 1% cheaper

Calculators

Use the calculators below to formulate a college savings plan for California State University Channel Islands or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford California State University Channel Islands in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a California State University Channel Islands student loan.

Prepayment Option

About California State University Channel Islands

California State University Channel Islands is a four year public college located in Camarillo, California.  Full time enrollment is 5,530 and part time is 1,081.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
California State University Channel Islands
One University Dr
Camarillo, California
93012

For Profit / Not For Profit Status

California State University Channel Islands is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

California State University Channel Islands cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=441937 IPEDS survey data.