Tuition and Cost to Attend Palomar College

Annual Total Cost

The total list price cost for in-state California residents to go to Palomar College was $14,306 for the 2013/2014 academic year. Out-of-state students who don't possess California residence can expect a one year cost of $18,450. The components to this cost are detailed below.

Undergraduate Tuition

Palomar College tuition is $1,288 per year for in-state residents. This is 59% cheaper than the national average public two year tuition of $3,176. The fee is $3,828 and 75% cheaper than the average California tuition of $5,116 for 2 year colleges. Tuition ranks 73rd in California amongst 2 year colleges for affordability and is the 81st most expensive 2 year college in the state. If you're attending from out-of-state, the tuition is $5,432 which represents a 322% premium.

The school charges an additional "other" fee of $40 in addition to tuition bringing the total effective in-state tuition to $1,328.

Housing Costs

Palomar College doesn't provide on campus housing, however unless you're living with family you will need to budget for food and housing near San Marcos just like you would for a college with dorms. The estimated room and board expense for academic year for off campus housing is $11,268.

Books and Supplies

The estimated annual cost for books and supplies is $1,710.

Cost Itemization

Costs and Tuition Detail for Palomar College
Expenditure Price
California Resident Total Cost$14,306
Non-Resident Total Cost$18,450
   In-State Tuition$1,288
   Out-of-State Tuition$5,432
   Other Fees$40
   Off-Campus Housing Estimate$11,268
   Books and Supplies$1,710

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $14,306 published price if scholarship or grant aid is made available to you.

Net Price

The net out of pocket price you end up paying or financing though student loans is known as the net price. The reported Palomar College net price for in-state students receiving aid was $7,014* for the 2010/2011 academic year.

Pell Grants and other Grant Aid

34% of Palomar College students received grant aid in 2010/2011 to help defray the cost of tuition. The average total aid amount was $1,955. 13 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $3,476. To apply for a Pell Grant to attend Palomar College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Palomar College
Financial Aid Summary
Average Annual Net Price$7,014*
Percent of Students Receiving Grant Aid34%
Average Total Grant Aid$1,955
Percent of Students Receiving Pell Grants13%
Average Amount of Pell Grant Aid$3,476

Average Financial Aid Mix - $14,306 In-State Total Cost

Estimated coverage of the annual in-state tuition and living expenses of $14,306. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

1955
3026
9325

 14% - $1,955

Grants and Scholarships

Money granted to you by the U.S. Department of Education or Palomar College. These are not loans and do not need to be repaid.

 21% - $3,026

Federal Loans

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

 65% -  $9,325

Out of Pocket

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Palomar College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Palomar College is $28,612 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $7,014 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $14,028**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Palomar College.

California Resident Tuition Per Semester$644
California Resident Total Cost Per Semester$7,153
Non-California Resident Tuition Per Semester$2,716
Non-California Resident Total Cost Per Semester$9,225

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Palomar College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Palomar College
Price per credit hour for California residents$36
Cost for one class for California residents (3 credit hours)$108
Price per credit hour for out of state residents$180
Cost for one class for out of state residents (3 credit hours)$540
Cost for one class for out of state residents (4 credit hours)$720

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 1% of Palomar College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $3,026.

Example Loan Payments and Costs

How much are student loan payments for Palomar College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $14,028, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $17,576.20. This could be your effective total out of pocket cost of an education at Palomar College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 34% of students at this school who receive financial aid and you are paying an average annual net price of $7,014. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Palomar College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Palomar College Student Loan Payments
Example Payments
Monthly Loan Payment$146.47
Amount Borrowed$14,028.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$3,548.20
Sum of All Payments over 10 years$17,576.20

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Palomar College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Palomar College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $17,576.20 would be needed to afford a $146.47 monthly payment in the example $14,028.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

For Profit / Not For Profit Status

Palomar College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Palomar College in the future? In the past five years, this school's published in-state tuition and fee total rose from $684 to $1,052. This amounts to an average annual price increase of 10.8%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $28,612.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Palomar College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$18,715$37,430
Estimated Cost in 10 years for students enrolling in 2024$23,886$47,771
Estimated Cost in 15 years for students enrolling in 2029 $30,485$60,969
Estimated Cost in 18 years for students enrolling in 2032 $35,290$70,580

Tuition History

What was tuition at Palomar College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$826$5,374 36.5%
2009$605$5,617 0.8%
2008$600$5,164 -16.6%
2007$719$4,403 -5.9%
2006$764$4,992 0%
2005$764$4,656 42%
2004$538$4,430 43.1%
2003$376$4,384 0%
2002$376$4,384 3.3%
2001$364$4,264 3.4%
2000$352$3,652 -7.9%
1999$382$3,952 -5%
1998$402$3,552 4.7%
1997$384$2,880 11.3%
1996$345$3,081 0%
1993$138$2,461 0%
1992$138$2,461 20%
1991$115$2,423 0%
1990$115$2,298 0%

Cost for Popular Majors

Below are the most popular undergraduate areas of study at Palomar College ranked by degrees conferred during the 2010/2011 academic year along with their estimated total program cost. Please consult the school's website for further information as actual costs for specific program may vary. Price estimates assume graduation in normal time. Our methodology for estimating these costs is a two or four year multiple of the current one year tuition and living cost of $14,306. Associates degrees are assumed to be completed in two years and bachelors degrees are assumed to take four years.

Area of Study Graduates Estimated Degree + Living Expense Cost
Social Sciences, General Associate's Degree 484 $28,612
2 year estimate
Humanities/Humanistic Studies Associate's Degree 363 $28,612
2 year estimate
Biological and Physical Sciences Associate's Degree 227 $28,612
2 year estimate
Liberal Arts and Sciences/Liberal Studies Associate's Degree 201 $28,612
2 year estimate
Fire Prevention and Safety Technology/Technician Associate's Degree 65 $28,612
2 year estimate
Registered Nursing/Registered Nurse Associate's Degree 54 $28,612
2 year estimate
Business/Commerce, General Associate's Degree 43 $28,612
2 year estimate
Accounting Technology/Technician and Bookkeeping Associate's Degree 30 $28,612
2 year estimate
Foreign Languages and Literatures, General Associate's Degree 28 $28,612
2 year estimate
Business Administration and Management, General Associate's Degree 26 $28,612
2 year estimate
Child Care Provider/Assistant Associate's Degree 17 $28,612
2 year estimate
Drafting and Design Technology/Technician, General Associate's Degree 12 $28,612
2 year estimate
Criminal Justice/Police Science Associate's Degree 11 $28,612
2 year estimate
Water Quality and Wastewater Treatment Management and Recycling Technology/Technician Associate's Degree 11 $28,612
2 year estimate
Mathematics, General Associate's Degree 10 $28,612
2 year estimate
Medical/Clinical Assistant Associate's Degree 9 $28,612
2 year estimate
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 9 $28,612
2 year estimate
LEGAL PROFESSIONS AND STUDIES Associate's Degree 8 $28,612
2 year estimate
Prepress/Desktop Publishing and Digital Imaging Design Associate's Degree 6 $28,612
2 year estimate
Cabinetmaking and Millwork Associate's Degree 6 $28,612
2 year estimate
Sign Language Interpretation and Translation Associate's Degree 6 $28,612
2 year estimate
Dance, General Associate's Degree 6 $28,612
2 year estimate
Dental Assisting/Assistant Associate's Degree 5 $28,612
2 year estimate
Homeland Security Associate's Degree 5 $28,612
2 year estimate
Computer Graphics Associate's Degree 5 $28,612
2 year estimate
Welding Technology/Welder Associate's Degree 5 $28,612
2 year estimate
Fashion/Apparel Design Associate's Degree 5 $28,612
2 year estimate
Substance Abuse/Addiction Counseling Associate's Degree 5 $28,612
2 year estimate
Library and Archives Assisting Associate's Degree 5 $28,612
2 year estimate
Music, General Associate's Degree 4 $28,612
2 year estimate
Photographic and Film/Video Technology/Technician and Assistant Associate's Degree 4 $28,612
2 year estimate
Education/Teaching of Individuals in Early Childhood Special Education Programs Associate's Degree 4 $28,612
2 year estimate
French Language and Literature Associate's Degree 4 $28,612
2 year estimate
Aviation/Airway Management and Operations Associate's Degree 4 $28,612
2 year estimate
English Language and Literature, General Associate's Degree 4 $28,612
2 year estimate
Drama and Dramatics/Theatre Arts, General Associate's Degree 4 $28,612
2 year estimate
Graphic and Printing Equipment Operator, General Production Associate's Degree 3 $28,612
2 year estimate
Computer Systems Networking and Telecommunications Associate's Degree 3 $28,612
2 year estimate
Education, General Associate's Degree 3 $28,612
2 year estimate
Architectural Drafting and Architectural CAD/CADD Associate's Degree 3 $28,612
2 year estimate
Apparel and Textile Marketing Management Associate's Degree 3 $28,612
2 year estimate
Commercial and Advertising Art Associate's Degree 3 $28,612
2 year estimate
Film/Cinema/Video Studies Associate's Degree 3 $28,612
2 year estimate
Parks, Recreation and Leisure Studies Associate's Degree 2 $28,612
2 year estimate
Forensic Science and Technology Associate's Degree 2 $28,612
2 year estimate
Animation, Interactive Technology, Video Graphics and Special Effects Associate's Degree 2 $28,612
2 year estimate
Journalism Associate's Degree 2 $28,612
2 year estimate
Information Technology Associate's Degree 2 $28,612
2 year estimate
Public Administration Associate's Degree 2 $28,612
2 year estimate
Radio and Television Associate's Degree 2 $28,612
2 year estimate
Advertising Associate's Degree 2 $28,612
2 year estimate
Economics, General Associate's Degree 2 $28,612
2 year estimate
Interior Design Associate's Degree 2 $28,612
2 year estimate
Graphic Design Associate's Degree 2 $28,612
2 year estimate
E-Commerce/Electronic Commerce Associate's Degree 1 $28,612
2 year estimate
Psychology, General Associate's Degree 1 $28,612
2 year estimate
Administrative Assistant and Secretarial Science, General Associate's Degree 1 $28,612
2 year estimate
International Business/Trade/Commerce Associate's Degree 1 $28,612
2 year estimate
Real Estate Associate's Degree 1 $28,612
2 year estimate
Speech Communication and Rhetoric Associate's Degree 1 $28,612
2 year estimate
Web Page, Digital/Multimedia and Information Resources Design Associate's Degree 1 $28,612
2 year estimate
Archeology Associate's Degree 1 $28,612
2 year estimate
Culinary Arts and Related Services Associate's Degree 1 $28,612
2 year estimate
Geography, Other Associate's Degree 1 $28,612
2 year estimate
Electrician Associate's Degree 1 $28,612
2 year estimate
Building/Home/Construction Inspection/Inspector Associate's Degree 1 $28,612
2 year estimate
Pre-Engineering Associate's Degree 1 $28,612
2 year estimate
Computer Installation and Repair Technology/Technician Associate's Degree 1 $28,612
2 year estimate
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 1 $28,612
2 year estimate
Diesel Mechanics Technology/Technician Associate's Degree 1 $28,612
2 year estimate
Sheet Metal Technology/Sheetworking Associate's Degree 1 $28,612
2 year estimate
Airline/Commercial/Professional Pilot and Flight Crew Associate's Degree 1 $28,612
2 year estimate
Family and Consumer Sciences/Human Sciences, General Associate's Degree 1 $28,612
2 year estimate
Family and Community Services Associate's Degree 1 $28,612
2 year estimate
Women's Studies Associate's Degree 1 $28,612
2 year estimate
Child Care and Support Services Management Associate's Degree 1 $28,612
2 year estimate
Design and Visual Communications, General Associate's Degree 1 $28,612
2 year estimate

About Palomar College

Palomar College is a two year community college located in San Marcos, California.  Full time enrollment is 8,831 and part time is 16,689.  Palomar College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Learn more about getting in to Palomar College at CollegeSimply.

Address
Palomar College
1140 W. Mission
San Marcos, California
92069-1487

Calculators

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