Annual Costs

Undergraduate Tuition

Saddleback College tuition is $1,288 per year for in-state residents. This is 64% cheaper than the national average public two year tuition of $3,532. The cost is 67% cheaper than the average California tuition of $3,963 for 2 year colleges. Tuition ranks 73rd in California amongst 2 year colleges for affordability and is the 64th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $10,528 which represents a 717% premium.

The school charges an additional fees of $40 in addition to tuition bringing the total effective in-state tuition to $1,328.

Housing Costs

Saddleback College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Mission Viejo area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $13,294.

Books and Supplies

The estimated annual cost for books and supplies is $1,854.

Other Living Expenses

Off-campus students should budget for $5,958 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state California residents to go to Saddleback College is $22,434 for the 2017/2018 academic year. Out-of-state students who don't have California residence can expect a one year cost of $31,674. Students residing at home with parents providing food and housing should budget a total cost of $9,410.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Saddleback College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Saddleback College
Estimated Budgets
California Resident Total Budget (Living Off Campus)$22,434
   In-State Tuition$1,288
   Other Fees$40
   Off-Campus Housing Budget$13,294
   Off-Campus Other Budget$5,958
   Books and Supplies$1,854
California Resident Total Budget (Living with Parents)$9,410
   In-State Tuition$1,288
   Other Fees$40
   Family Provided Room and Board$0
   With-Family Other Living Budget$6,228
   Books and Supplies$1,854


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $22,434 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Saddleback College net price for in-state students is $11,278* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

43% of Saddleback College students received grant aid in 2014/2015. The average total aid amount was $3,901. 24 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,454. To apply for a Pell Grant to attend Saddleback College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Saddleback College
Financial Aid Summary
Average Annual Net Price$11,278*
Percent of Students Receiving Grant Aid43%
Average Total Grant Aid$3,901
Percent of Students Receiving Pell Grants24%
Average Amount of Pell Grant Aid$4,454

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,462
$30,001 to $48,000$9,568
$48,001 to $75,000$11,640
$75,001 to $110,000$14,013

Average Financial Aid Mix - $22,434 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $22,434. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 24% - $3,901

Money granted to you by the U.S. Department of Education, Saddleback College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 24% - $3,995

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 52% -  $8,580

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Saddleback College
Irvine Valley College14.3% less expensive
Coastline Community College14.3% less expensive
Orange Coast College14.3% less expensive
Santiago Canyon College14.3% less expensive
Santa Ana College14.3% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Saddleback College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Saddleback College is $44,868 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,762 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $25,524**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Saddleback College.

California Resident Tuition Per Semester$644
California Resident Total Cost Per Semester$11,217
Non-California Resident Tuition Per Semester$5,264
Non-California Resident Total Cost Per Semester$15,837

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Saddleback College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Saddleback College
Price per credit hour for California residents$46
Cost for one class for California residents (3 credit hours)$138
Price per credit hour for out of state residents$376
Cost for one class for out of state residents (3 credit hours)$1,128
Cost for one class for out of state residents (4 credit hours)$1,504


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 2% of Saddleback College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $3,995.

Example Loan Payments and Costs

How much are student loan payments for Saddleback College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $25,524, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $31,669.43. This could be your effective total out of pocket cost of an education at Saddleback College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 43% of students at this school who receive financial aid and you are paying an average annual net price of $12,762. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Saddleback College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Saddleback College Student Loan Payments
Example Payments
Monthly Loan Payment$263.91
Amount Borrowed$25,524.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$6,145.43
Sum of All Payments over 10 years$31,669.43

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Saddleback College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Saddleback College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $31,669.43 would be needed to afford a $263.91 monthly payment in the example $25,524.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Saddleback College in the future? In the past four years, this school's published in-state tuition and fee total rose from $728 to $1,288. This amounts to an average annual price increase of 15.4%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $44,868.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Saddleback College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$29,348$58,696
Estimated Cost in 10 years for students enrolling in 2029$37,456$74,912
Estimated Cost in 15 years for students enrolling in 2034 $47,805$95,609
Estimated Cost in 18 years for students enrolling in 2037 $55,340$110,680

Tuition History

What was tuition at Saddleback College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$728$4,660 0%
2011$728$4,660 10.6%
2010$658$4,594 10.8%
2009$594$4,858 0.3%
2008$592$4,184 -21.7%
2007$756$4,396 0.3%
2006$754$3,650 0.1%
2005$753$3,529 61.9%
2004$465$465 520%
2003$75$254 -77.7%
2002$337$3,494 3.4%
2001$326$3,518 -13.8%
2000$378$3,286 -7.8%
1999$410$3,362 -7.2%
1998$442$3,720 -1.8%
1997$450$3,847 0%
1996$450$4,170 128.4%
1993$197$2,693 45.9%
1992$135$2,583 17.4%
1991$115$2,382 130%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Saddleback College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 407 43% costlier
Business Administration and Management, General Associate's Degree 129 47% costlier
Psychology, General Associate's Degree 126 61% costlier
Registered Nursing/Registered Nurse Associate's Degree 118 57% costlier
HEALTH PROFESSIONS AND RELATED PROGRAMS Associate's Degree 62 37% costlier
Biology/Biological Sciences, General Associate's Degree 17 70% costlier
English Language and Literature, General Associate's Degree 17 60% costlier
History, General Associate's Degree 16 63% costlier
Visual and Performing Arts, General Associate's Degree 15 57% costlier
Chemistry, General Associate's Degree 15 62% costlier
Political Science and Government, General Associate's Degree 14 54% costlier
Child Care Provider/Assistant Associate's Degree 11 60% costlier
Art/Art Studies, General Associate's Degree 11 62% costlier
Sociology Associate's Degree 11 63% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 10 62% costlier
Spanish Language and Literature Associate's Degree 10 48% costlier
Economics, General Associate's Degree 10 42% costlier
Mathematics, General Associate's Degree 9 64% costlier
Health and Physical Education/Fitness, General Associate's Degree 9 57% costlier
Medical/Clinical Assistant Associate's Degree 9 56% costlier
Anthropology Associate's Degree 9 43% costlier
Apparel and Textile Marketing Management Associate's Degree 8 35% costlier
Architectural Technology/Technician Associate's Degree 7 48% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 7 73% costlier
Corrections Associate's Degree 7 80% costlier
Foods, Nutrition, and Wellness Studies, General Associate's Degree 7 41% costlier
Radio and Television Associate's Degree 6 51% costlier
Physics, General Associate's Degree 6 59% costlier
Pre-Engineering Associate's Degree 5 61% costlier
Drama and Dramatics/Theatre Arts, General Associate's Degree 5 65% costlier
Music, General Associate's Degree 5 63% costlier
Environmental Studies Associate's Degree 5 42% costlier
Social Sciences, General Associate's Degree 5 52% costlier
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 5 76% costlier
Computer Science Associate's Degree 4 52% costlier
Physical Sciences Associate's Degree 4 62% costlier
Real Estate Associate's Degree 4 58% costlier
Data Entry/Microcomputer Applications, General Associate's Degree 4 53% costlier
Interior Design Associate's Degree 4 51% costlier
Ethnic Studies Associate's Degree 4 44% costlier
Philosophy Associate's Degree 4 49% costlier
Sales, Distribution, and Marketing Operations, General Associate's Degree 3 72% costlier
Human Services, General Associate's Degree 3 44% costlier
Substance Abuse/Addiction Counseling Associate's Degree 3 67% costlier
Business/Commerce, General Associate's Degree 3 43% costlier
Biological and Physical Sciences Associate's Degree 3 47% costlier
Computer Installation and Repair Technology/Technician Associate's Degree 3 54% costlier
Computer Systems Networking and Telecommunications Associate's Degree 3 68% costlier
Culinary Arts and Related Services Associate's Degree 3 49% costlier
Applied Horticulture/Horticulture Operations, General Associate's Degree 2 60% costlier
Journalism Associate's Degree 2 62% costlier
Sign Language Interpretation and Translation Associate's Degree 2 61% costlier
Human Development and Family Studies, General Associate's Degree 2 16% costlier
Tourism and Travel Services Marketing Operations Associate's Degree 2 40% costlier
Web Page, Digital/Multimedia and Information Resources Design Associate's Degree 2 58% costlier
German Language and Literature Associate's Degree 2 27% costlier
Humanities/Humanistic Studies Associate's Degree 2 44% costlier
Photography Associate's Degree 1 44% costlier
Foreign Languages and Literatures, General Associate's Degree 1 70% costlier
Electrical/Electronics Equipment Installation and Repair, General Associate's Degree 1 65% costlier
Computer Graphics Associate's Degree 1 49% costlier
E-Commerce/Electronic Commerce Associate's Degree 1 52% costlier
Women's Studies Associate's Degree 1 48% costlier
French Language and Literature Associate's Degree 1 35% costlier
Web/Multimedia Management and Webmaster Associate's Degree 1 66% costlier
Administrative Assistant and Secretarial Science, General Associate's Degree 1 69% costlier
Geology/Earth Science, General Associate's Degree 1 73% costlier
Teacher Assistant/Aide Associate's Degree 1 69% costlier
Geography Associate's Degree 1 48% costlier
Science Technologies/Technicians, Other Associate's Degree 1 50% costlier
Drafting and Design Technology/Technician, General Associate's Degree 1 85% costlier
Office Management and Supervision Associate's Degree 1 71% costlier
Apparel and Textiles, General Associate's Degree 1 37% costlier
Speech Communication and Rhetoric Associate's Degree 1 51% costlier
Marine Transportation, Other Associate's Degree 1 23% costlier
Small Business Administration/Management Associate's Degree 1 59% costlier
Dance, General Associate's Degree 1 45% costlier


Use the calculators below to formulate a college savings plan for Saddleback College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Saddleback College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Saddleback College student loan.

Prepayment Option

About Saddleback College

Saddleback College is a two year community college located in Mission Viejo, California.  Full time enrollment is 5,907 and part time is 13,739.  Saddleback College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Saddleback College
28000 Marguerite Pky
Mission Viejo, California

For Profit / Not For Profit Status

Saddleback College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Saddleback College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=122205 IPEDS survey data.