Tuition and Cost to Attend Saddleback College

Annual Total Cost

The total list price for in-state California residents to go to Saddleback College is $13,948 for the 2013/2014 academic year. Out-of-state students who don't possess California residence can expect a one year cost of $17,880. Students residing at home with parents providing food and housing can expect a total cost of $2,392.

Undergraduate Tuition

Saddleback College tuition is $728 per year for in-state residents. This is 77% cheaper than the national average public two year tuition of $3,176. The cost is $4,388 and 86% cheaper than the average California tuition of $5,116 for 2 year colleges. Tuition ranks 8th in California amongst 2 year colleges for affordability and is the 146th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $4,660 which represents a 540% premium.

The school charges an additional fees of $34 in addition to tuition bringing the total effective in-state tuition to $762.

Housing Costs

Saddleback College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Mission Viejo area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $11,556.

Books and Supplies

The estimated annual cost for books and supplies is $1,630.

Costs and Tuition for Saddleback College
Expenditure Price
California Resident Total Cost (Off Campus Housing)$13,948
   In-State Tuition$728
   Other Fees$34
   Off-Campus Housing Estimate$11,556
   Books and Supplies$1,630
California Resident Total Cost (Living with Parents)$2,392
   In-State Tuition$728
   Other Fees$34
   Family Provided Room and Board$0
   Books and Supplies$1,630

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $13,948 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Saddleback College net price for in-state students receiving aid was $12,762* for the 2010/2011 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

22% of Saddleback College students received grant aid in 2010/2011. The average total aid amount was $1,991. 8 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $3,672. To apply for a Pell Grant to attend Saddleback College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Saddleback College
Financial Aid Summary
Average Annual Net Price$12,762*
Percent of Students Receiving Grant Aid22%
Average Total Grant Aid$1,991
Percent of Students Receiving Pell Grants8%
Average Amount of Pell Grant Aid$3,672

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$10,115
$30,001 to $48,000$15,588
$48,001 to $75,000n/a
$75,001 to $110,000n/a
$110,000+n/a

Average Financial Aid Mix - $13,948 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $13,948. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

14%
36%
50%

Grants and Scholarships

 14% - $1,991

Money granted to you by the U.S. Department of Education, Saddleback College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 36% - $5,004

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 50% -  $6,953

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Saddleback College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Saddleback College is $27,896 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,762 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $25,524**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Saddleback College.

California Resident Tuition Per Semester$364
California Resident Total Cost Per Semester$6,974
Non-California Resident Tuition Per Semester$2,330
Non-California Resident Total Cost Per Semester$8,940

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Saddleback College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Saddleback College
Price per credit hour for California residents$26
Cost for one class for California residents (3 credit hours)$78
Price per credit hour for out of state residents$190
Cost for one class for out of state residents (3 credit hours)$570
Cost for one class for out of state residents (4 credit hours)$760



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 2% of Saddleback College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,004.

Example Loan Payments and Costs

How much are student loan payments for Saddleback College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $25,524, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $31,979.96. This could be your effective total out of pocket cost of an education at Saddleback College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 22% of students at this school who receive financial aid and you are paying an average annual net price of $12,762. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Saddleback College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Saddleback College Student Loan Payments
Example Payments
Monthly Loan Payment$266.50
Amount Borrowed$25,524.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$6,455.96
Sum of All Payments over 10 years$31,979.96

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Saddleback College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Saddleback College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $31,979.96 would be needed to afford a $266.50 monthly payment in the example $25,524.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Saddleback College in the future? In the past five years, this school's published in-state tuition and fee total rose from $756 to $762. This amounts to an average annual price increase of 0.2%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $27,896.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Saddleback College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$18,247$36,493
Estimated Cost in 10 years for students enrolling in 2024$23,288$46,576
Estimated Cost in 15 years for students enrolling in 2029 $29,722$59,444
Estimated Cost in 18 years for students enrolling in 2032 $34,407$68,813

Tuition History

What was tuition at Saddleback College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$658$4,594 10.8%
2009$594$4,858 0.3%
2008$592$4,184 -21.7%
2007$756$4,396 0.3%
2006$754$3,650 0.1%
2005$753$3,529 61.9%
2004$465$465 520%
2003$75$254 -77.7%
2002$337$3,494 3.4%
2001$326$3,518 -13.8%
2000$378$3,286 -7.8%
1999$410$3,362 -7.2%
1998$442$3,720 -1.8%
1997$450$3,847 0%
1996$450$4,170 0%
1993$197$2,693 45.9%
1992$135$2,583 17.4%
1991$115$2,382 130%
1990$50$2,376 0%

Comparable Cost for Popular Majors

We've compared the out of state total cost of the most popular undergraduate areas of study at Saddleback College to the national average for colleges offering each major. This demonstrats particular programs where this school may offer more value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 407 12% cheaper
Business Administration and Management, General Associate's Degree 129 11% cheaper
Psychology, General Associate's Degree 126 2% costlier
Registered Nursing/Registered Nurse Associate's Degree 118 4% cheaper
HEALTH PROFESSIONS AND RELATED PROGRAMS Associate's Degree 62 15% cheaper
Biology/Biological Sciences, General Associate's Degree 17 7% costlier
English Language and Literature, General Associate's Degree 17 2% costlier
History, General Associate's Degree 16 3% costlier
Visual and Performing Arts, General Associate's Degree 15 2% cheaper
Chemistry, General Associate's Degree 15 2% costlier
Political Science and Government, General Associate's Degree 14 1% cheaper
Child Care Provider/Assistant Associate's Degree 11 0% costlier
Sociology Associate's Degree 11 4% costlier
Art/Art Studies, General Associate's Degree 11 2% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 10 3% cheaper
Spanish Language and Literature Associate's Degree 10 6% cheaper
Economics, General Associate's Degree 10 8% cheaper
Mathematics, General Associate's Degree 9 4% costlier
Health and Physical Education/Fitness, General Associate's Degree 9 0% costlier
Medical/Clinical Assistant Associate's Degree 9 10% cheaper
Anthropology Associate's Degree 9 7% cheaper
Apparel and Textile Marketing Management Associate's Degree 8 12% cheaper
Architectural Technology/Technician Associate's Degree 7 4% cheaper
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 7 7% costlier
Corrections Associate's Degree 7 12% costlier
Foods, Nutrition, and Wellness Studies, General Associate's Degree 7 11% cheaper
Radio and Television Associate's Degree 6 4% cheaper
Physics, General Associate's Degree 6 2% costlier
Pre-Engineering Associate's Degree 5 1% costlier
Drama and Dramatics/Theatre Arts, General Associate's Degree 5 4% costlier
Music, General Associate's Degree 5 4% costlier
Environmental Studies Associate's Degree 5 7% cheaper
Social Sciences, General Associate's Degree 5 3% cheaper
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 5 8% costlier
Computer Science Associate's Degree 4 6% cheaper
Physical Sciences Associate's Degree 4 2% cheaper
Real Estate Associate's Degree 4 0% cheaper
Interior Design Associate's Degree 4 12% cheaper
Data Entry/Microcomputer Applications, General Associate's Degree 4 6% cheaper
Ethnic Studies Associate's Degree 4 8% cheaper
Philosophy Associate's Degree 4 4% cheaper
Sales, Distribution, and Marketing Operations, General Associate's Degree 3 7% costlier
Human Services, General Associate's Degree 3 10% cheaper
Substance Abuse/Addiction Counseling Associate's Degree 3 4% costlier
Business/Commerce, General Associate's Degree 3 12% cheaper
Biological and Physical Sciences Associate's Degree 3 6% cheaper
Computer Installation and Repair Technology/Technician Associate's Degree 3 2% cheaper
Computer Systems Networking and Telecommunications Associate's Degree 3 8% cheaper
Culinary Arts and Related Services Associate's Degree 3 4% cheaper
Applied Horticulture/Horticulture Operations, General Associate's Degree 2 1% cheaper
Sign Language Interpretation and Translation Associate's Degree 2 1% costlier
Journalism Associate's Degree 2 4% costlier
Human Development and Family Studies, General Associate's Degree 2 27% cheaper
Tourism and Travel Services Marketing Operations Associate's Degree 2 11% cheaper
Web Page, Digital/Multimedia and Information Resources Design Associate's Degree 2 15% cheaper
German Language and Literature Associate's Degree 2 12% cheaper
Humanities/Humanistic Studies Associate's Degree 2 9% cheaper
Photography Associate's Degree 1 10% cheaper
Electrical/Electronics Equipment Installation and Repair, General Associate's Degree 1 4% costlier
Foreign Languages and Literatures, General Associate's Degree 1 9% costlier
E-Commerce/Electronic Commerce Associate's Degree 1 1% cheaper
Computer Graphics Associate's Degree 1 12% cheaper
French Language and Literature Associate's Degree 1 12% cheaper
Women's Studies Associate's Degree 1 4% cheaper
Administrative Assistant and Secretarial Science, General Associate's Degree 1 4% costlier
Web/Multimedia Management and Webmaster Associate's Degree 1 1% cheaper
Geology/Earth Science, General Associate's Degree 1 11% costlier
Teacher Assistant/Aide Associate's Degree 1 3% costlier
Geography Associate's Degree 1 4% cheaper
Science Technologies/Technicians, Other Associate's Degree 1 3% cheaper
Drafting and Design Technology/Technician, General Associate's Degree 1 13% costlier
Office Management and Supervision Associate's Degree 1 2% costlier
Apparel and Textiles, General Associate's Degree 1 9% cheaper
Marine Transportation, Other Associate's Degree 1 0% cheaper
Speech Communication and Rhetoric Associate's Degree 1 4% cheaper
Small Business Administration/Management Associate's Degree 1 1% cheaper
Dance, General Associate's Degree 1 7% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Saddleback College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Saddleback College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Saddleback College student loan.

Prepayment Option

About Saddleback College

Saddleback College is a two year community college located in Mission Viejo, California.  Full time enrollment is 8,588 and part time is 13,626.  Saddleback College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Saddleback College
28000 Marguerite Pky
Mission Viejo, California
92692-3635

For Profit / Not For Profit Status

Saddleback College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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