Quantcast

Annual Costs

Undergraduate Tuition

Tuition for Saint Marys College of California is $45,536 for the 2017/2018 academic year. This is 64% more expensive than the national average private non-profit four year college tuition of $27,755. The cost is 95% more expensive than the average California tuition of $23,377 for 4 year colleges. Tuition ranks 125th in California amongst 4 year colleges for affordability and is the 20th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $150 in addition to tuition bringing the total effective in-state tuition to $45,686.

Housing Costs

On campus room and board is provided by the school at a cost of $15,320 per academic year. Students electing to live off campus elsewhere in Moraga should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,278.

Other Living Expenses

If living on-campus, students should budget for $3,240 in additional living expenses. Off-campus students should budget for $4,059 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to Saint Marys College of California was $65,524 for the 2017/2018 academic year. The cost is the same for all students regardless of California residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Saint Marys College of California and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Saint Marys College of California
Estimated Budgets
California Resident Total Budget $65,524
   In-State Tuition$45,536
   Other Fees$150
   Room and Board$15,320
   On-Campus Other Budget$3,240
   Books and Supplies$1,278
Non-Resident Total Budget $65,524
   Out-of-State Tuition$45,536
   Other Fees$150
   Room and Board$15,320
   On-Campus Other Budget$3,240
   Books and Supplies$1,278

Advertisement

What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $65,524 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Saint Marys College of California net price for in-state students is $33,128* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

87% of Saint Marys College of California students received grant aid in 2014/2015. The average total aid amount was $25,234. 26 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,310. To apply for a Pell Grant to attend Saint Marys College of California, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Saint Marys College of California
Financial Aid Summary
Average Annual Net Price$33,128*
Percent of Students Receiving Grant Aid87%
Average Total Grant Aid$25,234
Percent of Students Receiving Pell Grants26%
Average Amount of Pell Grant Aid$4,310

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$26,065
$30,001 to $48,000$26,579
$48,001 to $75,000$28,228
$75,001 to $110,000$33,198
$110,000+$39,294

Average Financial Aid Mix - $65,524 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $65,524. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

41%
9%
50%

Grants and Scholarships

 41% - $25,234

Money granted to you by the U.S. Department of Education, Saint Marys College of California or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 9% - $5,811

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 50% -  $31,239

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. Saint Marys College of California
Menlo College10.8% less expensive
Pacific Union College36.7% less expensive
The Master's College and Seminary28.4% less expensive
Whittier College0.4% more expensive
Concordia University Irvine26.7% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Saint Marys College of California.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Saint Marys College of California is $262,096 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $28,717 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $114,868**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $327,620 or $143,585 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Saint Marys College of California are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Saint Marys College of California
Price per credit hour$1,630
Cost for one class (3 credit hours)$4,890
Cost for one class (4 credit hours)$6,520

Advertisements

Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 67% of Saint Marys College of California students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,811. The reported average student debt upon graduation is $33,000.

Example Loan Payments and Costs

How much are student loan payments for Saint Marys College of California? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $114,868, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $142,524.85. This could be your effective total out of pocket cost of an education at Saint Marys College of California. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 87% of students at this school who receive financial aid and you are paying an average annual net price of $28,717. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Saint Marys College of California student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Saint Marys College of California Student Loan Payments
Example Payments
Monthly Loan Payment$1,187.71
Amount Borrowed$114,868.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$27,656.85
Sum of All Payments over 10 years$142,524.85

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Saint Marys College of California? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Saint Marys College of California, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $142,524.85 would be needed to afford a $1,187.71 monthly payment in the example $114,868.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Saint Marys College of California in the future? In the past four years, this school's published in-state tuition and fee total rose from $38,300 to $45,536. This amounts to an average annual price increase of 3.8%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $262,096.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Saint Marys College of California.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$90,111$360,443
Estimated Cost in 10 years for students enrolling in 2029$115,007$460,027
Estimated Cost in 15 years for students enrolling in 2034 $146,781$587,124
Estimated Cost in 18 years for students enrolling in 2037 $169,917$679,669

Tuition History

What was tuition at Saint Marys College of California five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearTuitionAnnual Increase
2012$37,0004.9%
2011$35,2804%
2010$33,9102%
2009$33,2507%
2008$31,0807%
2007$29,0506.5%
2006$27,2808.5%
2005$25,1505.8%
2004$23,77513.8%
2003$20,8857%
2002$19,5257%
2001$18,2554.5%
2000$17,4754%
1999$16,8095.9%
1998$15,8805.2%
1997$15,0986%
1996$14,2506.9%
1995$13,3325.5%
1994$12,6365.6%
1993$11,9668.4%
1992$11,0367.4%
1991$10,2749.3%
1990$9,3969.7%
1989$8,5668.4%
1988$7,90010.5%
1987$7,150

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Saint Marys College of California to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Business/Commerce, General Bachelor's Degree 98 74% costlier
Speech Communication and Rhetoric Bachelor's Degree 50 65% costlier
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 43 63% costlier
Business Administration and Management, General Bachelor's Degree 40 90% costlier
Sociology Bachelor's Degree 26 59% costlier
Political Science and Government, General Bachelor's Degree 26 58% costlier
Accounting Bachelor's Degree 21 76% costlier
English Language and Literature, General Bachelor's Degree 21 63% costlier
Pre-Nursing Studies Associate's Degree 20 253% costlier
Psychology, General Bachelor's Degree 20 62% costlier
Health and Physical Education/Fitness, Other Bachelor's Degree 19 81% costlier
Health Professions and Related Clinical Sciences, Other Bachelor's Degree 14 69% costlier
History, General Bachelor's Degree 12 60% costlier
Art/Art Studies, General Bachelor's Degree 10 67% costlier
Developmental and Child Psychology Bachelor's Degree 9 56% costlier
Sport and Fitness Administration/Management Bachelor's Degree 9 74% costlier
Visual and Performing Arts, Other Bachelor's Degree 8 37% costlier
Liberal Arts and Sciences, General Studies and Humanities, Other Bachelor's Degree 8 56% costlier
Biochemistry Bachelor's Degree 8 41% costlier
Economics, General Bachelor's Degree 7 46% costlier
Spanish Language and Literature Bachelor's Degree 7 52% costlier
Anthropology Bachelor's Degree 5 45% costlier
Psychology, Other Bachelor's Degree 5 41% costlier
Environmental Studies Bachelor's Degree 4 34% costlier
Chemistry, General Bachelor's Degree 4 57% costlier
Physics, General Bachelor's Degree 4 49% costlier
Mathematics, General Bachelor's Degree 4 60% costlier
European Studies/Civilization Bachelor's Degree 4 19% costlier
Latin American Studies Bachelor's Degree 3 24% costlier
Legal Assistant/Paralegal Bachelor's Degree 3 111% costlier
Engineering, General Bachelor's Degree 2 44% costlier
Health/Health Care Administration/Management Bachelor's Degree 2 100% costlier
Archeology Bachelor's Degree 2 23% costlier
French Language and Literature Bachelor's Degree 2 42% costlier
Dance, General Bachelor's Degree 2 45% costlier
Asian Studies/Civilization Bachelor's Degree 1 25% costlier
Biology/Biological Sciences, General Bachelor's Degree 1 62% costlier
Italian Language and Literature Bachelor's Degree 1 26% costlier
Women's Studies Bachelor's Degree 1 38% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 1 54% costlier
Social Sciences, General Bachelor's Degree 1 71% costlier
English Language and Literature/Letters, Other Bachelor's Degree 1 40% costlier
Communication, Journalism, and Related Programs, Other Bachelor's Degree 1 60% costlier
Religion/Religious Studies Bachelor's Degree 1 38% costlier
Environmental Science Bachelor's Degree 1 53% costlier
Chemistry, Other Bachelor's Degree 1 56% costlier
Japanese Studies Bachelor's Degree 1 19% costlier
Business Administration, Management and Operations, Other Bachelor's Degree 1 93% costlier
Philosophy Bachelor's Degree 1 45% costlier

Calculators

Use the calculators below to formulate a college savings plan for Saint Marys College of California or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Saint Marys College of California in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Saint Marys College of California student loan.

Prepayment Option

About Saint Marys College of California

Saint Marys College of California is a four year private college located in Moraga, California.  The school is affiliated with the Roman Catholic faith.  Full time enrollment is 3,155 and part time is 753.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Saint Marys College of California
1928 Saint Marys Road
Moraga, California
94556

For Profit / Not For Profit Status

Saint Marys College of California is a private not for profit institution.

Saint Marys College of California cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=123554 IPEDS survey data.