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Annual Costs

Undergraduate Tuition

San Diego Miramar College tuition is $1,104 per year for in-state residents. This is 68% cheaper than the national average public two year tuition of $3,443. The cost is 77% cheaper than the average California tuition of $4,852 for 2 year colleges. Tuition ranks 18th in California amongst 2 year colleges for affordability and is the 133rd most expensive 2 year college in the state. If attending from out-of-state, the tuition is $5,856 which represents a 430% premium.

The school charges an additional fees of $38 in addition to tuition bringing the total effective in-state tuition to $1,142.

Housing Costs

San Diego Miramar College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the San Diego area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $12,492.

Books and Supplies

The estimated annual cost for books and supplies is $1,791.

Other Living Expenses

Off-campus students should budget for $4,158 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state California residents to go to San Diego Miramar College is $19,583 for the 2015/2016 academic year. Out-of-state students who don't have California residence can expect a one year cost of $24,335. Students residing at home with parents providing food and housing should budget a total cost of $7,217.

Citation: Price data from the U.S. Department of Education's 2016-2017 and 2015-2016 IPEDS survey response for San Diego Miramar College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for San Diego Miramar College
Estimated Budgets
California Resident Total Budget (Living Off Campus)$19,583
   In-State Tuition$1,104
   Other Fees$38
   Off-Campus Housing Budget$12,492
   Off-Campus Other Budget$4,158
   Books and Supplies$1,791
California Resident Total Budget (Living with Parents)$7,217
   In-State Tuition$1,104
   Other Fees$38
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,284
   Books and Supplies$1,791

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $19,583 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported San Diego Miramar College net price for in-state students is $7,799* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

63% of San Diego Miramar College students received grant aid in 2014/2015. The average total aid amount was $4,389. 44 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,413. To apply for a Pell Grant to attend San Diego Miramar College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for San Diego Miramar College
Financial Aid Summary
Average Annual Net Price$7,799*
Percent of Students Receiving Grant Aid63%
Average Total Grant Aid$4,389
Percent of Students Receiving Pell Grants44%
Average Amount of Pell Grant Aid$4,413

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$5,714
$30,001 to $48,000$7,072
$48,001 to $75,000$8,606
$75,001 to $110,000$9,758
$110,000+n/a

Average Financial Aid Mix - $19,583 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $19,583. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

28%
24%
47%

Grants and Scholarships

 28% - $4,389

Money granted to you by the U.S. Department of Education, San Diego Miramar College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 24% - $3,779

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 47% -  $7,257

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. San Diego Miramar College
San Diego Mesa College0% less expensive
Grossmont College20.8% more expensive
San Diego City College0% less expensive
Cuyamaca College21% more expensive
Palomar College16.7% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at San Diego Miramar College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at San Diego Miramar College is $39,166 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $7,057 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $14,114**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at San Diego Miramar College.

California Resident Tuition Per Semester$552
California Resident Total Cost Per Semester$9,792
Non-California Resident Tuition Per Semester$2,928
Non-California Resident Total Cost Per Semester$12,168

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at San Diego Miramar College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at San Diego Miramar College
Price per credit hour for California residents$46
Cost for one class for California residents (3 credit hours)$138
Price per credit hour for out of state residents$244
Cost for one class for out of state residents (3 credit hours)$732
Cost for one class for out of state residents (4 credit hours)$976

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 3% of San Diego Miramar College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $3,779.

Example Loan Payments and Costs

How much are student loan payments for San Diego Miramar College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $14,114, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $17,512.24. This could be your effective total out of pocket cost of an education at San Diego Miramar College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 63% of students at this school who receive financial aid and you are paying an average annual net price of $7,057. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our San Diego Miramar College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

San Diego Miramar College Student Loan Payments
Example Payments
Monthly Loan Payment$145.94
Amount Borrowed$14,114.00
Interest Rate4.4%
Term10 years
Number of Monthly Payments120
Total Interest Cost$3,398.24
Sum of All Payments over 10 years$17,512.24

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend San Diego Miramar College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending San Diego Miramar College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $17,512.24 would be needed to afford a $145.94 monthly payment in the example $14,114.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to San Diego Miramar College in the future? In the past four years, this school's published in-state tuition and fee total rose from $864 to $1,104. This amounts to an average annual price increase of 5.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $39,166.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for San Diego Miramar College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2022$25,618$51,237
Estimated Cost in 10 years for students enrolling in 2027$32,696$65,392
Estimated Cost in 15 years for students enrolling in 2032 $41,729$83,459
Estimated Cost in 18 years for students enrolling in 2035 $48,307$96,614

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at San Diego Miramar College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Social Sciences, General Associate's Degree 129 25% costlier
Biology/Biological Sciences, General Associate's Degree 61 38% costlier
Fire Prevention and Safety Technology/Technician Associate's Degree 54 28% costlier
Business Administration and Management, General Associate's Degree 49 17% costlier
Liberal Arts and Sciences/Liberal Studies Associate's Degree 48 15% costlier
Psychology, General Associate's Degree 34 32% costlier
Criminal Justice/Police Science Associate's Degree 23 32% costlier
Chemistry, General Associate's Degree 21 33% costlier
Child Care Provider/Assistant Associate's Degree 19 30% costlier
Mathematics, General Associate's Degree 15 35% costlier
Airframe Mechanics and Aircraft Maintenance Technology/Technician Associate's Degree 13 26% costlier
Legal Assistant/Paralegal Associate's Degree 11 21% costlier
Speech Communication and Rhetoric Associate's Degree 10 23% costlier
Art/Art Studies, General Associate's Degree 8 34% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 8 39% costlier
Humanities/Humanistic Studies Associate's Degree 8 17% costlier
Pre-Engineering Associate's Degree 6 32% costlier
Information Technology Associate's Degree 6 29% costlier
Forensic Science and Technology Associate's Degree 5 37% costlier
Airline/Commercial/Professional Pilot and Flight Crew Associate's Degree 5 23% costlier
Health and Physical Education/Fitness, General Associate's Degree 5 30% costlier
Geology/Earth Science, General Associate's Degree 5 45% costlier
English Language and Literature, General Associate's Degree 4 32% costlier
Banking and Financial Support Services Associate's Degree 3 29% costlier
Clinical/Medical Laboratory Technician Associate's Degree 3 36% costlier
Aircraft Powerplant Technology/Technician Associate's Degree 3 32% costlier
Music, General Associate's Degree 3 33% costlier
Heavy Equipment Maintenance Technology/Technician Associate's Degree 3 26% costlier
Foreign Languages and Literatures, General Associate's Degree 2 40% costlier
Aviation/Airway Management and Operations Associate's Degree 2 18% costlier
Multi-/Interdisciplinary Studies, Other Associate's Degree 1 37% costlier
Physics, General Associate's Degree 1 32% costlier
Corrections Associate's Degree 1 45% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 1 28% costlier
Public Administration and Social Service Professions, Other Associate's Degree 1 13% costlier

Calculators

Use the calculators below to formulate a college savings plan for San Diego Miramar College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford San Diego Miramar College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a San Diego Miramar College student loan.

Prepayment Option

About San Diego Miramar College

San Diego Miramar College is a two year community college located in San Diego, California.  Full time enrollment is 2,304 and part time is 10,704.  San Diego Miramar College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
San Diego Miramar College
10440 Black Mountain Rd
San Diego, California
92126-2999

For Profit / Not For Profit Status

San Diego Miramar College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

San Diego Miramar College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=122384 IPEDS survey data.