| Estimated Annual Cost in 2042 | $87,561 |
| Monthly savings required | $389 |
How much will it cost to send your child to Santa Barbara City College in 18 years and how much do you need to save? A 2 year degree is estimated to be priced at $175,121.39 for students enrolling in 2042 if tuition increases average 7% per year until then. Assuming you have no current college savings, monthly deposits of $389.02 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.
| Current Annual Cost | $25,030.00 |
| Years until enrollment | 18 |
| Annual Tuition Increase | 7% |
| Current Savings | $0.00 |
| After Tax Return on Savings | 7% |
| Years of enrollment | 2 |
Discover how much will you need to start saving now to afford Santa Barbara City College in the future.
| Month | Begin | Deposit | Withdraw | Interest | End |
|---|---|---|---|---|---|
| 1 | $0.00 | $389.02 | $0.00 | $0.00 | $389.02 |
| 2 | $389.02 | $389.02 | $0.00 | $2.20 | $780.24 |
| 3 | $780.24 | $389.02 | $0.00 | $4.41 | $1,173.67 |
| 4 | $1,173.67 | $389.02 | $0.00 | $6.64 | $1,569.33 |
| 5 | $1,569.33 | $389.02 | $0.00 | $8.87 | $1,967.22 |
| 6 | $1,967.22 | $389.02 | $0.00 | $11.12 | $2,367.36 |
| 7 | $2,367.36 | $389.02 | $0.00 | $13.39 | $2,769.77 |
| 8 | $2,769.77 | $389.02 | $0.00 | $15.66 | $3,174.45 |
| 9 | $3,174.45 | $389.02 | $0.00 | $17.95 | $3,581.42 |
| 10 | $3,581.42 | $389.02 | $0.00 | $20.25 | $3,990.69 |
| 11 | $3,990.69 | $389.02 | $0.00 | $22.56 | $4,402.27 |
| 12 | $4,402.27 | $389.02 | $0.00 | $24.89 | $4,816.18 |
| 13 | $4,816.18 | $389.02 | $0.00 | $27.23 | $5,232.43 |
| 14 | $5,232.43 | $389.02 | $0.00 | $29.58 | $5,651.03 |
| 15 | $5,651.03 | $389.02 | $0.00 | $31.95 | $6,072.00 |
| 16 | $6,072.00 | $389.02 | $0.00 | $34.33 | $6,495.35 |
| 17 | $6,495.35 | $389.02 | $0.00 | $36.73 | $6,921.10 |
| 18 | $6,921.10 | $389.02 | $0.00 | $39.13 | $7,349.25 |
| 19 | $7,349.25 | $389.02 | $0.00 | $41.55 | $7,779.82 |
| 20 | $7,779.82 | $389.02 | $0.00 | $43.99 | $8,212.83 |
| 21 | $8,212.83 | $389.02 | $0.00 | $46.44 | $8,648.29 |
| 22 | $8,648.29 | $389.02 | $0.00 | $48.90 | $9,086.21 |
| 23 | $9,086.21 | $389.02 | $0.00 | $51.37 | $9,526.60 |
| 24 | $9,526.60 | $389.02 | $0.00 | $53.86 | $9,969.48 |
| 25 | $9,969.48 | $389.02 | $0.00 | $56.37 | $10,414.87 |
| 26 | $10,414.87 | $389.02 | $0.00 | $58.89 | $10,862.78 |
| 27 | $10,862.78 | $389.02 | $0.00 | $61.42 | $11,313.22 |
| 28 | $11,313.22 | $389.02 | $0.00 | $63.97 | $11,766.21 |
| 29 | $11,766.21 | $389.02 | $0.00 | $66.53 | $12,221.76 |
| 30 | $12,221.76 | $389.02 | $0.00 | $69.10 | $12,679.88 |
| 31 | $12,679.88 | $389.02 | $0.00 | $71.69 | $13,140.59 |
| 32 | $13,140.59 | $389.02 | $0.00 | $74.30 | $13,603.91 |
| 33 | $13,603.91 | $389.02 | $0.00 | $76.92 | $14,069.85 |
| 34 | $14,069.85 | $389.02 | $0.00 | $79.55 | $14,538.42 |
| 35 | $14,538.42 | $389.02 | $0.00 | $82.20 | $15,009.64 |
| 36 | $15,009.64 | $389.02 | $0.00 | $84.87 | $15,483.53 |
| 37 | $15,483.53 | $389.02 | $0.00 | $87.55 | $15,960.10 |
| 38 | $15,960.10 | $389.02 | $0.00 | $90.24 | $16,439.36 |
| 39 | $16,439.36 | $389.02 | $0.00 | $92.95 | $16,921.33 |
| 40 | $16,921.33 | $389.02 | $0.00 | $95.68 | $17,406.03 |
| 41 | $17,406.03 | $389.02 | $0.00 | $98.42 | $17,893.47 |
| 42 | $17,893.47 | $389.02 | $0.00 | $101.17 | $18,383.66 |
| 43 | $18,383.66 | $389.02 | $0.00 | $103.94 | $18,876.62 |
| 44 | $18,876.62 | $389.02 | $0.00 | $106.73 | $19,372.37 |
| 45 | $19,372.37 | $389.02 | $0.00 | $109.53 | $19,870.92 |
| 46 | $19,870.92 | $389.02 | $0.00 | $112.35 | $20,372.29 |
| 47 | $20,372.29 | $389.02 | $0.00 | $115.19 | $20,876.50 |
| 48 | $20,876.50 | $389.02 | $0.00 | $118.04 | $21,383.56 |
| 49 | $21,383.56 | $389.02 | $0.00 | $120.91 | $21,893.49 |
| 50 | $21,893.49 | $389.02 | $0.00 | $123.79 | $22,406.30 |
| 51 | $22,406.30 | $389.02 | $0.00 | $126.69 | $22,922.01 |
| 52 | $22,922.01 | $389.02 | $0.00 | $129.60 | $23,440.63 |
| 53 | $23,440.63 | $389.02 | $0.00 | $132.54 | $23,962.19 |
| 54 | $23,962.19 | $389.02 | $0.00 | $135.49 | $24,486.70 |
| 55 | $24,486.70 | $389.02 | $0.00 | $138.45 | $25,014.17 |
| 56 | $25,014.17 | $389.02 | $0.00 | $141.43 | $25,544.62 |
| 57 | $25,544.62 | $389.02 | $0.00 | $144.43 | $26,078.07 |
| 58 | $26,078.07 | $389.02 | $0.00 | $147.45 | $26,614.54 |
| 59 | $26,614.54 | $389.02 | $0.00 | $150.48 | $27,154.04 |
| 60 | $27,154.04 | $389.02 | $0.00 | $153.53 | $27,696.59 |
| 61 | $27,696.59 | $389.02 | $0.00 | $156.60 | $28,242.21 |
| 62 | $28,242.21 | $389.02 | $0.00 | $159.69 | $28,790.92 |
| 63 | $28,790.92 | $389.02 | $0.00 | $162.79 | $29,342.73 |
| 64 | $29,342.73 | $389.02 | $0.00 | $165.91 | $29,897.66 |
| 65 | $29,897.66 | $389.02 | $0.00 | $169.05 | $30,455.73 |
| 66 | $30,455.73 | $389.02 | $0.00 | $172.20 | $31,016.95 |
| 67 | $31,016.95 | $389.02 | $0.00 | $175.37 | $31,581.34 |
| 68 | $31,581.34 | $389.02 | $0.00 | $178.57 | $32,148.93 |
| 69 | $32,148.93 | $389.02 | $0.00 | $181.77 | $32,719.72 |
| 70 | $32,719.72 | $389.02 | $0.00 | $185.00 | $33,293.74 |
| 71 | $33,293.74 | $389.02 | $0.00 | $188.25 | $33,871.01 |
| 72 | $33,871.01 | $389.02 | $0.00 | $191.51 | $34,451.54 |
| 73 | $34,451.54 | $389.02 | $0.00 | $194.79 | $35,035.35 |
| 74 | $35,035.35 | $389.02 | $0.00 | $198.09 | $35,622.46 |
| 75 | $35,622.46 | $389.02 | $0.00 | $201.41 | $36,212.89 |
| 76 | $36,212.89 | $389.02 | $0.00 | $204.75 | $36,806.66 |
| 77 | $36,806.66 | $389.02 | $0.00 | $208.11 | $37,403.79 |
| 78 | $37,403.79 | $389.02 | $0.00 | $211.49 | $38,004.30 |
| 79 | $38,004.30 | $389.02 | $0.00 | $214.88 | $38,608.20 |
| 80 | $38,608.20 | $389.02 | $0.00 | $218.30 | $39,215.52 |
| 81 | $39,215.52 | $389.02 | $0.00 | $221.73 | $39,826.27 |
| 82 | $39,826.27 | $389.02 | $0.00 | $225.18 | $40,440.47 |
| 83 | $40,440.47 | $389.02 | $0.00 | $228.66 | $41,058.15 |
| 84 | $41,058.15 | $389.02 | $0.00 | $232.15 | $41,679.32 |
| 85 | $41,679.32 | $389.02 | $0.00 | $235.66 | $42,304.00 |
| 86 | $42,304.00 | $389.02 | $0.00 | $239.19 | $42,932.21 |
| 87 | $42,932.21 | $389.02 | $0.00 | $242.74 | $43,563.97 |
| 88 | $43,563.97 | $389.02 | $0.00 | $246.32 | $44,199.31 |
| 89 | $44,199.31 | $389.02 | $0.00 | $249.91 | $44,838.24 |
| 90 | $44,838.24 | $389.02 | $0.00 | $253.52 | $45,480.78 |
| 91 | $45,480.78 | $389.02 | $0.00 | $257.15 | $46,126.95 |
| 92 | $46,126.95 | $389.02 | $0.00 | $260.81 | $46,776.78 |
| 93 | $46,776.78 | $389.02 | $0.00 | $264.48 | $47,430.28 |
| 94 | $47,430.28 | $389.02 | $0.00 | $268.18 | $48,087.48 |
| 95 | $48,087.48 | $389.02 | $0.00 | $271.89 | $48,748.39 |
| 96 | $48,748.39 | $389.02 | $0.00 | $275.63 | $49,413.04 |
| 97 | $49,413.04 | $389.02 | $0.00 | $279.39 | $50,081.45 |
| 98 | $50,081.45 | $389.02 | $0.00 | $283.17 | $50,753.64 |
| 99 | $50,753.64 | $389.02 | $0.00 | $286.97 | $51,429.63 |
| 100 | $51,429.63 | $389.02 | $0.00 | $290.79 | $52,109.44 |
| 101 | $52,109.44 | $389.02 | $0.00 | $294.63 | $52,793.09 |
| 102 | $52,793.09 | $389.02 | $0.00 | $298.50 | $53,480.61 |
| 103 | $53,480.61 | $389.02 | $0.00 | $302.39 | $54,172.02 |
| 104 | $54,172.02 | $389.02 | $0.00 | $306.30 | $54,867.34 |
| 105 | $54,867.34 | $389.02 | $0.00 | $310.23 | $55,566.59 |
| 106 | $55,566.59 | $389.02 | $0.00 | $314.18 | $56,269.79 |
| 107 | $56,269.79 | $389.02 | $0.00 | $318.16 | $56,976.97 |
| 108 | $56,976.97 | $389.02 | $0.00 | $322.16 | $57,688.15 |
| 109 | $57,688.15 | $389.02 | $0.00 | $326.18 | $58,403.35 |
| 110 | $58,403.35 | $389.02 | $0.00 | $330.22 | $59,122.59 |
| 111 | $59,122.59 | $389.02 | $0.00 | $334.29 | $59,845.90 |
| 112 | $59,845.90 | $389.02 | $0.00 | $338.38 | $60,573.30 |
| 113 | $60,573.30 | $389.02 | $0.00 | $342.49 | $61,304.81 |
| 114 | $61,304.81 | $389.02 | $0.00 | $346.63 | $62,040.46 |
| 115 | $62,040.46 | $389.02 | $0.00 | $350.79 | $62,780.27 |
| 116 | $62,780.27 | $389.02 | $0.00 | $354.97 | $63,524.26 |
| 117 | $63,524.26 | $389.02 | $0.00 | $359.18 | $64,272.46 |
| 118 | $64,272.46 | $389.02 | $0.00 | $363.41 | $65,024.89 |
| 119 | $65,024.89 | $389.02 | $0.00 | $367.66 | $65,781.57 |
| 120 | $65,781.57 | $389.02 | $0.00 | $371.94 | $66,542.53 |
| 121 | $66,542.53 | $389.02 | $0.00 | $376.24 | $67,307.79 |
| 122 | $67,307.79 | $389.02 | $0.00 | $380.57 | $68,077.38 |
| 123 | $68,077.38 | $389.02 | $0.00 | $384.92 | $68,851.32 |
| 124 | $68,851.32 | $389.02 | $0.00 | $389.30 | $69,629.64 |
| 125 | $69,629.64 | $389.02 | $0.00 | $393.70 | $70,412.36 |
| 126 | $70,412.36 | $389.02 | $0.00 | $398.12 | $71,199.50 |
| 127 | $71,199.50 | $389.02 | $0.00 | $402.57 | $71,991.09 |
| 128 | $71,991.09 | $389.02 | $0.00 | $407.05 | $72,787.16 |
| 129 | $72,787.16 | $389.02 | $0.00 | $411.55 | $73,587.73 |
| 130 | $73,587.73 | $389.02 | $0.00 | $416.08 | $74,392.83 |
| 131 | $74,392.83 | $389.02 | $0.00 | $420.63 | $75,202.48 |
| 132 | $75,202.48 | $389.02 | $0.00 | $425.21 | $76,016.71 |
| 133 | $76,016.71 | $389.02 | $0.00 | $429.81 | $76,835.54 |
| 134 | $76,835.54 | $389.02 | $0.00 | $434.44 | $77,659.00 |
| 135 | $77,659.00 | $389.02 | $0.00 | $439.10 | $78,487.12 |
| 136 | $78,487.12 | $389.02 | $0.00 | $443.78 | $79,319.92 |
| 137 | $79,319.92 | $389.02 | $0.00 | $448.49 | $80,157.43 |
| 138 | $80,157.43 | $389.02 | $0.00 | $453.22 | $80,999.67 |
| 139 | $80,999.67 | $389.02 | $0.00 | $457.98 | $81,846.67 |
| 140 | $81,846.67 | $389.02 | $0.00 | $462.77 | $82,698.46 |
| 141 | $82,698.46 | $389.02 | $0.00 | $467.59 | $83,555.07 |
| 142 | $83,555.07 | $389.02 | $0.00 | $472.43 | $84,416.52 |
| 143 | $84,416.52 | $389.02 | $0.00 | $477.30 | $85,282.84 |
| 144 | $85,282.84 | $389.02 | $0.00 | $482.20 | $86,154.06 |
| 145 | $86,154.06 | $389.02 | $0.00 | $487.13 | $87,030.21 |
| 146 | $87,030.21 | $389.02 | $0.00 | $492.08 | $87,911.31 |
| 147 | $87,911.31 | $389.02 | $0.00 | $497.06 | $88,797.39 |
| 148 | $88,797.39 | $389.02 | $0.00 | $502.07 | $89,688.48 |
| 149 | $89,688.48 | $389.02 | $0.00 | $507.11 | $90,584.61 |
| 150 | $90,584.61 | $389.02 | $0.00 | $512.18 | $91,485.81 |
| 151 | $91,485.81 | $389.02 | $0.00 | $517.27 | $92,392.10 |
| 152 | $92,392.10 | $389.02 | $0.00 | $522.40 | $93,303.52 |
| 153 | $93,303.52 | $389.02 | $0.00 | $527.55 | $94,220.09 |
| 154 | $94,220.09 | $389.02 | $0.00 | $532.73 | $95,141.84 |
| 155 | $95,141.84 | $389.02 | $0.00 | $537.95 | $96,068.81 |
| 156 | $96,068.81 | $389.02 | $0.00 | $543.19 | $97,001.02 |
| 157 | $97,001.02 | $389.02 | $0.00 | $548.46 | $97,938.50 |
| 158 | $97,938.50 | $389.02 | $0.00 | $553.76 | $98,881.28 |
| 159 | $98,881.28 | $389.02 | $0.00 | $559.09 | $99,829.39 |
| 160 | $99,829.39 | $389.02 | $0.00 | $564.45 | $100,782.86 |
| 161 | $100,782.86 | $389.02 | $0.00 | $569.84 | $101,741.72 |
| 162 | $101,741.72 | $389.02 | $0.00 | $575.26 | $102,706.00 |
| 163 | $102,706.00 | $389.02 | $0.00 | $580.71 | $103,675.73 |
| 164 | $103,675.73 | $389.02 | $0.00 | $586.20 | $104,650.95 |
| 165 | $104,650.95 | $389.02 | $0.00 | $591.71 | $105,631.68 |
| 166 | $105,631.68 | $389.02 | $0.00 | $597.26 | $106,617.96 |
| 167 | $106,617.96 | $389.02 | $0.00 | $602.83 | $107,609.81 |
| 168 | $107,609.81 | $389.02 | $0.00 | $608.44 | $108,607.27 |
| 169 | $108,607.27 | $389.02 | $0.00 | $614.08 | $109,610.37 |
| 170 | $109,610.37 | $389.02 | $0.00 | $619.75 | $110,619.14 |
| 171 | $110,619.14 | $389.02 | $0.00 | $625.46 | $111,633.62 |
| 172 | $111,633.62 | $389.02 | $0.00 | $631.19 | $112,653.83 |
| 173 | $112,653.83 | $389.02 | $0.00 | $636.96 | $113,679.81 |
| 174 | $113,679.81 | $389.02 | $0.00 | $642.76 | $114,711.59 |
| 175 | $114,711.59 | $389.02 | $0.00 | $648.60 | $115,749.21 |
| 176 | $115,749.21 | $389.02 | $0.00 | $654.46 | $116,792.69 |
| 177 | $116,792.69 | $389.02 | $0.00 | $660.36 | $117,842.07 |
| 178 | $117,842.07 | $389.02 | $0.00 | $666.30 | $118,897.39 |
| 179 | $118,897.39 | $389.02 | $0.00 | $672.26 | $119,958.67 |
| 180 | $119,958.67 | $389.02 | $0.00 | $678.26 | $121,025.95 |
| 181 | $121,025.95 | $389.02 | $0.00 | $684.30 | $122,099.27 |
| 182 | $122,099.27 | $389.02 | $0.00 | $690.37 | $123,178.66 |
| 183 | $123,178.66 | $389.02 | $0.00 | $696.47 | $124,264.15 |
| 184 | $124,264.15 | $389.02 | $0.00 | $702.61 | $125,355.78 |
| 185 | $125,355.78 | $389.02 | $0.00 | $708.78 | $126,453.58 |
| 186 | $126,453.58 | $389.02 | $0.00 | $714.99 | $127,557.59 |
| 187 | $127,557.59 | $389.02 | $0.00 | $721.23 | $128,667.84 |
| 188 | $128,667.84 | $389.02 | $0.00 | $727.51 | $129,784.37 |
| 189 | $129,784.37 | $389.02 | $0.00 | $733.82 | $130,907.21 |
| 190 | $130,907.21 | $389.02 | $0.00 | $740.17 | $132,036.40 |
| 191 | $132,036.40 | $389.02 | $0.00 | $746.55 | $133,171.97 |
| 192 | $133,171.97 | $389.02 | $0.00 | $752.97 | $134,313.96 |
| 193 | $134,313.96 | $389.02 | $0.00 | $759.43 | $135,462.41 |
| 194 | $135,462.41 | $389.02 | $0.00 | $765.92 | $136,617.35 |
| 195 | $136,617.35 | $389.02 | $0.00 | $772.45 | $137,778.82 |
| 196 | $137,778.82 | $389.02 | $0.00 | $779.02 | $138,946.86 |
| 197 | $138,946.86 | $389.02 | $0.00 | $785.63 | $140,121.51 |
| 198 | $140,121.51 | $389.02 | $0.00 | $792.27 | $141,302.80 |
| 199 | $141,302.80 | $389.02 | $0.00 | $798.95 | $142,490.77 |
| 200 | $142,490.77 | $389.02 | $0.00 | $805.66 | $143,685.45 |
| 201 | $143,685.45 | $389.02 | $0.00 | $812.42 | $144,886.89 |
| 202 | $144,886.89 | $389.02 | $0.00 | $819.21 | $146,095.12 |
| 203 | $146,095.12 | $389.02 | $0.00 | $826.04 | $147,310.18 |
| 204 | $147,310.18 | $389.02 | $0.00 | $832.91 | $148,532.11 |
| 205 | $148,532.11 | $389.02 | $0.00 | $839.82 | $149,760.95 |
| 206 | $149,760.95 | $389.02 | $0.00 | $846.77 | $150,996.74 |
| 207 | $150,996.74 | $389.02 | $0.00 | $853.76 | $152,239.52 |
| 208 | $152,239.52 | $389.02 | $0.00 | $860.78 | $153,489.32 |
| 209 | $153,489.32 | $389.02 | $0.00 | $867.85 | $154,746.19 |
| 210 | $154,746.19 | $389.02 | $0.00 | $874.96 | $156,010.17 |
| 211 | $156,010.17 | $389.02 | $0.00 | $882.10 | $157,281.29 |
| 212 | $157,281.29 | $389.02 | $0.00 | $889.29 | $158,559.60 |
| 213 | $158,559.60 | $389.02 | $0.00 | $896.52 | $159,845.14 |
| 214 | $159,845.14 | $389.02 | $0.00 | $903.79 | $161,137.95 |
| 215 | $161,137.95 | $389.02 | $0.00 | $911.10 | $162,438.07 |
| 216 | $162,438.07 | $389.02 | $0.00 | $918.45 | $163,745.54 |
| 217 | $163,745.54 | $389.02 | $84,599.70 | $925.84 | $80,460.70 |
| 218 | $80,460.70 | $389.02 | $0.00 | $454.94 | $81,304.66 |
| 219 | $81,304.66 | $389.02 | $0.00 | $459.71 | $82,153.39 |
| 220 | $82,153.39 | $389.02 | $0.00 | $464.51 | $83,006.92 |
| 221 | $83,006.92 | $389.02 | $0.00 | $469.33 | $83,865.27 |
| 222 | $83,865.27 | $389.02 | $0.00 | $474.19 | $84,728.48 |
| 223 | $84,728.48 | $389.02 | $0.00 | $479.07 | $85,596.57 |
| 224 | $85,596.57 | $389.02 | $0.00 | $483.98 | $86,469.57 |
| 225 | $86,469.57 | $389.02 | $0.00 | $488.91 | $87,347.50 |
| 226 | $87,347.50 | $389.02 | $0.00 | $493.88 | $88,230.40 |
| 227 | $88,230.40 | $389.02 | $0.00 | $498.87 | $89,118.29 |
| 228 | $89,118.29 | $389.02 | $0.00 | $503.89 | $90,011.20 |
| 229 | $90,011.20 | $0.00 | $90,521.68 | $508.94 | -$1.54 |