Student Loan Payment Calculator for University of Phoenix Central Valley Campus

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $70,156.00 to attend University of Phoenix Central Valley Campus. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

University of Phoenix Central Valley Campus Student Loan Payments
Example Payments
Monthly Loan Payment$761.38
Amount Borrowed$70,156.00
Interest Rate5.5%
Term years
Number of Monthly Payments120
Total Interest Cost$21,209.23
Sum of All Payments over 10 years

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $91,365.23 to afford the $761.38 monthly payment in the loan modeled above.

Re-calculate the Loan

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Phoenix Central Valley Campus student loan.

Prepayment Option

Loan Balances Over Time

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $761.38 $439.83 $321.55 $69,716.17
2 $761.38 $441.84 $319.53 $69,274.33
3 $761.38 $443.87 $317.51 $68,830.46
4 $761.38 $445.90 $315.47 $68,384.55
5 $761.38 $447.95 $313.43 $67,936.61
6 $761.38 $450.00 $311.38 $67,486.60
7 $761.38 $452.06 $309.31 $67,034.54
8 $761.38 $454.14 $307.24 $66,580.41
9 $761.38 $456.22 $305.16 $66,124.19
10 $761.38 $458.31 $303.07 $65,665.88
11 $761.38 $460.41 $300.97 $65,205.47
12 $761.38 $462.52 $298.86 $64,742.95
13 $761.38 $464.64 $296.74 $64,278.32
14 $761.38 $466.77 $294.61 $63,811.55
15 $761.38 $468.91 $292.47 $63,342.64
16 $761.38 $471.06 $290.32 $62,871.58
17 $761.38 $473.22 $288.16 $62,398.37
18 $761.38 $475.38 $285.99 $61,922.98
19 $761.38 $477.56 $283.81 $61,445.42
20 $761.38 $479.75 $281.62 $60,965.67
21 $761.38 $481.95 $279.43 $60,483.72
22 $761.38 $484.16 $277.22 $59,999.56
23 $761.38 $486.38 $275.00 $59,513.18
24 $761.38 $488.61 $272.77 $59,024.57
25 $761.38 $490.85 $270.53 $58,533.72
26 $761.38 $493.10 $268.28 $58,040.63
27 $761.38 $495.36 $266.02 $57,545.27
28 $761.38 $497.63 $263.75 $57,047.64
29 $761.38 $499.91 $261.47 $56,547.73
30 $761.38 $502.20 $259.18 $56,045.53
31 $761.38 $504.50 $256.88 $55,541.03
32 $761.38 $506.81 $254.56 $55,034.22
33 $761.38 $509.14 $252.24 $54,525.08
34 $761.38 $511.47 $249.91 $54,013.61
35 $761.38 $513.81 $247.56 $53,499.79
36 $761.38 $516.17 $245.21 $52,983.63
37 $761.38 $518.54 $242.84 $52,465.09
38 $761.38 $520.91 $240.46 $51,944.18
39 $761.38 $523.30 $238.08 $51,420.88
40 $761.38 $525.70 $235.68 $50,895.18
41 $761.38 $528.11 $233.27 $50,367.07
42 $761.38 $530.53 $230.85 $49,836.55
43 $761.38 $532.96 $228.42 $49,303.59
44 $761.38 $535.40 $225.97 $48,768.18
45 $761.38 $537.86 $223.52 $48,230.33
46 $761.38 $540.32 $221.06 $47,690.01
47 $761.38 $542.80 $218.58 $47,147.21
48 $761.38 $545.29 $216.09 $46,601.92
49 $761.38 $547.78 $213.59 $46,054.14
50 $761.38 $550.30 $211.08 $45,503.84
51 $761.38 $552.82 $208.56 $44,951.03
52 $761.38 $555.35 $206.03 $44,395.67
53 $761.38 $557.90 $203.48 $43,837.78
54 $761.38 $560.45 $200.92 $43,277.32
55 $761.38 $563.02 $198.35 $42,714.30
56 $761.38 $565.60 $195.77 $42,148.70
57 $761.38 $568.20 $193.18 $41,580.50
58 $761.38 $570.80 $190.58 $41,009.70
59 $761.38 $573.42 $187.96 $40,436.29
60 $761.38 $576.04 $185.33 $39,860.24
61 $761.38 $578.68 $182.69 $39,281.56
62 $761.38 $581.34 $180.04 $38,700.22
63 $761.38 $584.00 $177.38 $38,116.22
64 $761.38 $586.68 $174.70 $37,529.54
65 $761.38 $589.37 $172.01 $36,940.18
66 $761.38 $592.07 $169.31 $36,348.11
67 $761.38 $594.78 $166.60 $35,753.33
68 $761.38 $597.51 $163.87 $35,155.82
69 $761.38 $600.25 $161.13 $34,555.57
70 $761.38 $603.00 $158.38 $33,952.58
71 $761.38 $605.76 $155.62 $33,346.82
72 $761.38 $608.54 $152.84 $32,738.28
73 $761.38 $611.33 $150.05 $32,126.95
74 $761.38 $614.13 $147.25 $31,512.82
75 $761.38 $616.94 $144.43 $30,895.88
76 $761.38 $619.77 $141.61 $30,276.11
77 $761.38 $622.61 $138.77 $29,653.50
78 $761.38 $625.47 $135.91 $29,028.03
79 $761.38 $628.33 $133.05 $28,399.70
80 $761.38 $631.21 $130.17 $27,768.49
81 $761.38 $634.10 $127.27 $27,134.38
82 $761.38 $637.01 $124.37 $26,497.37
83 $761.38 $639.93 $121.45 $25,857.44
84 $761.38 $642.86 $118.51 $25,214.58
85 $761.38 $645.81 $115.57 $24,568.77
86 $761.38 $648.77 $112.61 $23,920.00
87 $761.38 $651.74 $109.63 $23,268.26
88 $761.38 $654.73 $106.65 $22,613.52
89 $761.38 $657.73 $103.65 $21,955.79
90 $761.38 $660.75 $100.63 $21,295.05
91 $761.38 $663.77 $97.60 $20,631.27
92 $761.38 $666.82 $94.56 $19,964.46
93 $761.38 $669.87 $91.50 $19,294.58
94 $761.38 $672.94 $88.43 $18,621.64
95 $761.38 $676.03 $85.35 $17,945.61
96 $761.38 $679.13 $82.25 $17,266.48
97 $761.38 $682.24 $79.14 $16,584.25
98 $761.38 $685.37 $76.01 $15,898.88
99 $761.38 $688.51 $72.87 $15,210.37
100 $761.38 $691.66 $69.71 $14,518.71
101 $761.38 $694.83 $66.54 $13,823.88
102 $761.38 $698.02 $63.36 $13,125.86
103 $761.38 $701.22 $60.16 $12,424.64
104 $761.38 $704.43 $56.95 $11,720.21
105 $761.38 $707.66 $53.72 $11,012.55
106 $761.38 $710.90 $50.47 $10,301.65
107 $761.38 $714.16 $47.22 $9,587.49
108 $761.38 $717.43 $43.94 $8,870.05
109 $761.38 $720.72 $40.65 $8,149.33
110 $761.38 $724.03 $37.35 $7,425.31
111 $761.38 $727.34 $34.03 $6,697.96
112 $761.38 $730.68 $30.70 $5,967.28
113 $761.38 $734.03 $27.35 $5,233.26
114 $761.38 $737.39 $23.99 $4,495.87
115 $761.38 $740.77 $20.61 $3,755.09
116 $761.38 $744.17 $17.21 $3,010.93
117 $761.38 $747.58 $13.80 $2,263.35
118 $761.38 $751.00 $10.37 $1,512.35
119 $761.38 $754.45 $6.93 $757.90
120 $761.38 $757.90 $3.47 $0.00