Annual Costs

Undergraduate Tuition

Tuition for University of San Diego is $47,100 for the 2017/2018 academic year. This is 70% more expensive than the national average private non-profit four year college tuition of $27,755. The cost is 101% more expensive than the average California tuition of $23,377 for 4 year colleges. Tuition ranks 131st in California amongst 4 year colleges for affordability and is the 14th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $608 in addition to tuition bringing the total effective in-state tuition to $47,708.

Housing Costs

On campus room and board is provided by the school at a cost of $12,630 per academic year. Students electing to live off campus elsewhere in San Diego should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,848.

Other Living Expenses

If living on-campus, students should budget for $3,240 in additional living expenses. Off-campus students should budget for $4,239 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to USD was $65,426 for the 2017/2018 academic year. The cost is the same for all students regardless of California residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of San Diego and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of San Diego
Estimated Budgets
California Resident Total Budget $65,426
   In-State Tuition$47,100
   Other Fees$608
   Room and Board$12,630
   On-Campus Other Budget$3,240
   Books and Supplies$1,848
Non-Resident Total Budget $65,426
   Out-of-State Tuition$47,100
   Other Fees$608
   Room and Board$12,630
   On-Campus Other Budget$3,240
   Books and Supplies$1,848


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $65,426 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported USD net price for in-state students is $32,482* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

79% of University of San Diego students received grant aid in 2014/2015. The average total aid amount was $25,200. 19 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,193. To apply for a Pell Grant to attend University of San Diego, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of San Diego
Financial Aid Summary
Average Annual Net Price$32,482*
Percent of Students Receiving Grant Aid79%
Average Total Grant Aid$25,200
Percent of Students Receiving Pell Grants19%
Average Amount of Pell Grant Aid$4,193

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$22,214
$30,001 to $48,000$21,245
$48,001 to $75,000$25,414
$75,001 to $110,000$31,857

Average Financial Aid Mix - $65,426 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $65,426. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 41% - $25,200

Money granted to you by the U.S. Department of Education, University of San Diego or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 9% - $5,881

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 50% -  $31,105

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Is it Worth the Cost?

To make a comparative assessment if USD is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 84/100 for University of San Diego. Considering an average net price paid of $32,369, this leads to an overall value ranking of 61/100. This places the school 165th on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. University of San Diego
Chapman University6.6% more expensive
Loyola Marymount University3.5% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of San Diego.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at USD is $261,704 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $32,369 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $129,476**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $327,130 or $161,845 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of San Diego are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of San Diego
Price per credit hour$1,625
Cost for one class (3 credit hours)$4,875
Cost for one class (4 credit hours)$6,500


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 44% of University of San Diego students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,881. The reported average student debt upon graduation is $29,115.

Example Loan Payments and Costs

How much are student loan payments for University of San Diego? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $129,476, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $160,650.02. This could be your effective total out of pocket cost of an education at University of San Diego. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 79% of students at this school who receive financial aid and you are paying an average annual net price of $32,369. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of San Diego student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of San Diego Student Loan Payments
Example Payments
Monthly Loan Payment$1,338.75
Amount Borrowed$129,476.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$31,174.02
Sum of All Payments over 10 years$160,650.02

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend USD? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of San Diego, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $160,650.02 would be needed to afford a $1,338.75 monthly payment in the example $129,476.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of San Diego in the future? In the past four years, this school's published in-state tuition and fee total rose from $39,486 to $47,100. This amounts to an average annual price increase of 3.9%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $261,704.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of San Diego.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$89,976$359,904
Estimated Cost in 10 years for students enrolling in 2029$114,835$459,339
Estimated Cost in 15 years for students enrolling in 2034 $146,561$586,246
Estimated Cost in 18 years for students enrolling in 2037 $169,663$678,653

Tuition History

What was tuition at USD five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearTuitionAnnual Increase

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of San Diego to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Accounting Bachelor's Degree 116 76% costlier
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 21 63% costlier
Spanish Language and Literature Bachelor's Degree 18 52% costlier
Economics, General Bachelor's Degree 18 46% costlier
Mechanical Engineering Bachelor's Degree 16 54% costlier
Industrial Engineering Bachelor's Degree 16 62% costlier
Electrical and Electronics Engineering Bachelor's Degree 15 55% costlier
Biochemistry Bachelor's Degree 14 40% costlier
Marine Biology and Biological Oceanography Bachelor's Degree 13 57% costlier
Finance, General Bachelor's Degree 12 76% costlier
Humanities/Humanistic Studies Bachelor's Degree 12 53% costlier
Environmental Studies Bachelor's Degree 9 34% costlier
Political Science and Government, General Bachelor's Degree 8 57% costlier
Chemistry, General Bachelor's Degree 8 57% costlier
Communication, General Bachelor's Degree 8 69% costlier
Psychology, General Bachelor's Degree 8 62% costlier
History, General Bachelor's Degree 8 60% costlier
Sociology Bachelor's Degree 7 59% costlier
Real Estate Bachelor's Degree 6 57% costlier
Philosophy Bachelor's Degree 6 45% costlier
English Language and Literature, General Bachelor's Degree 6 63% costlier
Marketing/Marketing Management, General Bachelor's Degree 6 80% costlier
International Relations and Affairs Bachelor's Degree 5 39% costlier
International Business/Trade/Commerce Bachelor's Degree 4 59% costlier
Business Administration and Management, General Bachelor's Degree 3 89% costlier
Religion/Religious Studies Bachelor's Degree 3 38% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 3 54% costlier
Art History, Criticism and Conservation Bachelor's Degree 3 33% costlier
Anthropology Bachelor's Degree 3 45% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 3 82% costlier
Ethnic Studies Bachelor's Degree 2 34% costlier
French Language and Literature Bachelor's Degree 2 42% costlier
Mathematics, General Bachelor's Degree 1 60% costlier
Business/Managerial Economics Bachelor's Degree 1 63% costlier
Physics, General Bachelor's Degree 1 49% costlier
Computer Science Bachelor's Degree 1 56% costlier
Biology/Biological Sciences, General Bachelor's Degree 1 62% costlier
Architectural History and Criticism, General Bachelor's Degree 1 10% costlier
Art/Art Studies, General Bachelor's Degree 1 67% costlier
Music, General Bachelor's Degree 1 58% costlier


Use the calculators below to formulate a college savings plan for University of San Diego or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of San Diego in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of San Diego student loan.

Prepayment Option

About University of San Diego

University of San Diego is a four year private college located in San Diego, California.  The school is affiliated with the Roman Catholic faith.  Full time enrollment is 7,014 and part time is 1,494.

Students attending this school may pursue both undergraduate and graduate degrees.

University of San Diego
5998 Alcala Park
San Diego, California

For Profit / Not For Profit Status

University of San Diego is a private not for profit institution.

University of San Diego cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=122436 IPEDS survey data.