Tuition and Cost to Attend Ball State University

Annual Total Cost

The total list price cost for in-state Indiana residents to go to Ball State University was $19,240 for the 2013/2014 academic year. Out-of-state students who don't possess Indiana residence can expect a one year cost of $34,204. The components to this cost are detailed below.

Undergraduate Tuition

Ball State University tuition is $8,498 per year for in-state residents. This is 36% more expensive than the national average public four year tuition of $6,256. The fee is $10,038 and 54% cheaper than the average Indiana tuition of $18,536 for 4 year colleges. Tuition ranks 13th in Indiana amongst 4 year colleges for affordability and is the 60th most expensive 4 year college in the state. If you're attending from out-of-state, the tuition is $23,462 which represents a 176% premium.

The school charges an additional "other" fee of $662 in addition to tuition bringing the total effective in-state tuition to $9,160.

Housing Costs

On campus room and board is provided by the school at a cost of $8,820 per year. If you elect to live off campus elsewhere in Muncie, you should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,260.

Cost Itemization

Costs and Tuition Detail for Ball State University
Expenditure Price
Indiana Resident Total Cost$19,240
Non-Resident Total Cost$34,204
   In-State Tuition$8,498
   Out-of-State Tuition$23,462
   Other Fees$662
   Room and Board$8,820
   Books and Supplies$1,260

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $19,240 published price if scholarship or grant aid is made available to you.

Net Price

The net out of pocket price you end up paying or financing though student loans is known as the net price. The reported Ball State University net price for in-state students receiving aid was $12,168* for the 2010/2011 academic year.

Pell Grants and other Grant Aid

60% of Ball State University students received grant aid in 2010/2011 to help defray the cost of tuition. The average total aid amount was $7,714. 31 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $4,157. To apply for a Pell Grant to attend Ball State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Ball State University
Financial Aid Summary
Average Annual Net Price$12,168*
Percent of Students Receiving Grant Aid60%
Average Total Grant Aid$7,714
Percent of Students Receiving Pell Grants31%
Average Amount of Pell Grant Aid$4,157

Average Financial Aid Mix - $19,240 In-State Total Cost

Estimated coverage of the annual in-state tuition and living expenses of $19,240. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

7714
6734
4792

 40% - $7,714

Grants and Scholarships

Money granted to you by the U.S. Department of Education or Ball State University. These are not loans and do not need to be repaid.

 35% - $6,734

Federal Loans

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

 25% -  $4,792

Out of Pocket

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

When considering the cost to go to Ball State University, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Ball State University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Ball State University is $76,960 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,168 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $48,672**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $96,200 or $60,840 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Ball State University.

Indiana Resident Tuition Per Semester$4,249
Indiana Resident Total Cost Per Semester$9,620
Non-Indiana Resident Tuition Per Semester$11,731
Non-Indiana Resident Total Cost Per Semester$17,102

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Ball State University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Ball State University
Price per credit hour for Indiana residents$307
Cost for one class for Indiana residents (3 credit hours)$921
Price per credit hour for out of state residents$850
Cost for one class for out of state residents (3 credit hours)$2,550
Cost for one class for out of state residents (4 credit hours)$3,400

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 57% of Ball State University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,734.

Example Loan Payments and Costs

How much are student loan payments for Ball State University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $48,672, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $60,982.95. This could be your effective total out of pocket cost of an education at Ball State University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 60% of students at this school who receive financial aid and you are paying an average annual net price of $12,168. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Ball State University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Ball State University Student Loan Payments
Example Payments
Monthly Loan Payment$508.19
Amount Borrowed$48,672.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,310.95
Sum of All Payments over 10 years$60,982.95

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Ball State University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Ball State University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $60,982.95 would be needed to afford a $508.19 monthly payment in the example $48,672.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

For Profit / Not For Profit Status

Ball State University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Ball State University in the future? In the past five years, this school's published in-state tuition and fee total rose from $6,810 to $8,558. This amounts to an average annual price increase of 5.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $76,960.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Ball State University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$26,459$105,838
Estimated Cost in 10 years for students enrolling in 2024$33,770$135,079
Estimated Cost in 15 years for students enrolling in 2029 $43,100$172,399
Estimated Cost in 18 years for students enrolling in 2032 $49,893$199,573

Tuition History

What was tuition at Ball State University five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$7,830$20,398 4.4%
2009$7,500$19,304 4%
2008$7,212$18,280 5.9%
2007$6,810$17,186 5.5%
2006$6,458$16,218 13.9%
2005$5,672$15,132 15.1%
2004$4,930$13,348 4.9%
2003$4,700$12,480 16.5%
2002$4,034$10,910 5.3%
2001$3,830$10,290 3.9%
2000$3,686$9,846 6.7%
1999$3,454$9,316 4.2%
1998$3,316$8,872 4%
1997$3,188$8,448 4.6%
1996$3,048$7,824 6.4%
1995$2,864$7,244 7.8%
1994$2,656$6,584 7.8%
1993$2,464$5,872 8.1%
1992$2,280$5,360 8.1%
1991$2,110$4,870 5.9%
1990$1,992$4,590 6.2%
1989$1,876$4,320 218.5%
1988$589$1,344 0%

Cost for Popular Majors

Below are the most popular undergraduate areas of study at Ball State University ranked by degrees conferred during the 2010/2011 academic year along with their estimated total program cost. Please consult the school's website for further information as actual costs for specific program may vary. Price estimates assume graduation in normal time. Our methodology for estimating these costs is a two or four year multiple of the current one year tuition and living cost of $19,240. Associates degrees are assumed to be completed in two years and bachelors degrees are assumed to take four years.

Area of Study Graduates Estimated Degree + Living Expense Cost
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 363 $76,960
4 year estimate
Liberal Arts and Sciences, General Studies and Humanities, Other Associate's Degree 271 $38,480
2 year estimate
Elementary Education and Teaching Bachelor's Degree 173 $76,960
4 year estimate
Radio and Television Bachelor's Degree 164 $76,960
4 year estimate
Physical Education Teaching and Coaching Bachelor's Degree 159 $76,960
4 year estimate
Journalism Bachelor's Degree 147 $76,960
4 year estimate
Registered Nursing/Registered Nurse Bachelor's Degree 141 $76,960
4 year estimate
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 139 $76,960
4 year estimate
Psychology, General Bachelor's Degree 99 $76,960
4 year estimate
Business/Commerce, General Bachelor's Degree 95 $76,960
4 year estimate
Administrative Assistant and Secretarial Science, General Associate's Degree 85 $38,480
2 year estimate
Accounting Bachelor's Degree 82 $76,960
4 year estimate
Marketing/Marketing Management, General Bachelor's Degree 79 $76,960
4 year estimate
Fine Arts and Art Studies, Other Bachelor's Degree 78 $76,960
4 year estimate
Biology/Biological Sciences, General Bachelor's Degree 74 $76,960
4 year estimate
Architecture Bachelor's Degree 70 $76,960
4 year estimate
Finance, General Bachelor's Degree 70 $76,960
4 year estimate
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 66 $76,960
4 year estimate
Industrial Technology/Technician Bachelor's Degree 66 $76,960
4 year estimate
Business, Management, Marketing, and Related Support Services, Other Associate's Degree 65 $38,480
2 year estimate
Education/Teaching of Individuals with Multiple Disabilities Bachelor's Degree 65 $76,960
4 year estimate
English Language and Literature, General Bachelor's Degree 62 $76,960
4 year estimate
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 52 $76,960
4 year estimate
Social Work Bachelor's Degree 48 $76,960
4 year estimate
Rhetoric and Composition Bachelor's Degree 47 $76,960
4 year estimate
History, General Bachelor's Degree 39 $76,960
4 year estimate
Geography Bachelor's Degree 39 $76,960
4 year estimate
Landscape Architecture Bachelor's Degree 33 $76,960
4 year estimate
Chemistry, General Bachelor's Degree 33 $76,960
4 year estimate
Music, Other Bachelor's Degree 30 $76,960
4 year estimate
Music, General Bachelor's Degree 28 $76,960
4 year estimate
Mathematics, General Bachelor's Degree 26 $76,960
4 year estimate
Pre-Medicine/Pre-Medical Studies Bachelor's Degree 26 $76,960
4 year estimate
Spanish Language and Literature Bachelor's Degree 25 $76,960
4 year estimate
Political Science and Government, General Bachelor's Degree 24 $76,960
4 year estimate
Sociology Bachelor's Degree 23 $76,960
4 year estimate
Dietetics/Dietitian Bachelor's Degree 21 $76,960
4 year estimate
Business/Managerial Economics Bachelor's Degree 21 $76,960
4 year estimate
Entrepreneurship/Entrepreneurial Studies Bachelor's Degree 21 $76,960
4 year estimate
Legal Professions and Studies, Other Bachelor's Degree 21 $76,960
4 year estimate
Human Resources Management/Personnel Administration, General Bachelor's Degree 21 $76,960
4 year estimate
Health Teacher Education Bachelor's Degree 20 $76,960
4 year estimate
Anthropology Bachelor's Degree 20 $76,960
4 year estimate
Natural Resources/Conservation, General Bachelor's Degree 19 $76,960
4 year estimate
Social Sciences, General Bachelor's Degree 18 $76,960
4 year estimate
Management Information Systems, General Bachelor's Degree 18 $76,960
4 year estimate
Actuarial Science Bachelor's Degree 14 $76,960
4 year estimate
City/Urban, Community and Regional Planning Bachelor's Degree 13 $76,960
4 year estimate
Computer and Information Sciences, General Bachelor's Degree 13 $76,960
4 year estimate
Kindergarten/Preschool Education and Teaching Bachelor's Degree 13 $76,960
4 year estimate
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 12 $38,480
2 year estimate
Engineering Technologies and Engineering-Related Fields, Other Bachelor's Degree 12 $76,960
4 year estimate
Philosophy Bachelor's Degree 10 $76,960
4 year estimate
Japanese Language and Literature Bachelor's Degree 9 $76,960
4 year estimate
German Language and Literature Bachelor's Degree 9 $76,960
4 year estimate
Operations Management and Supervision Bachelor's Degree 9 $76,960
4 year estimate
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 9 $76,960
4 year estimate
Art/Art Studies, General Bachelor's Degree 9 $76,960
4 year estimate
Religion/Religious Studies Bachelor's Degree 8 $76,960
4 year estimate
Dance, General Bachelor's Degree 8 $76,960
4 year estimate
Technology Teacher Education/Industrial Arts Teacher Education Bachelor's Degree 7 $76,960
4 year estimate
Respiratory Care Therapy/Therapist Bachelor's Degree 6 $76,960
4 year estimate
Allied Health Diagnostic, Intervention, and Treatment Professions, Other Associate's Degree 6 $38,480
2 year estimate
Economics, General Bachelor's Degree 6 $76,960
4 year estimate
French Language and Literature Bachelor's Degree 6 $76,960
4 year estimate
Nuclear Medical Technology/Technologist Associate's Degree 5 $38,480
2 year estimate
Pre-Dentistry Studies Bachelor's Degree 5 $76,960
4 year estimate
Business Teacher Education Bachelor's Degree 5 $76,960
4 year estimate
Human Development, Family Studies, and Related Services, Other Bachelor's Degree 5 $76,960
4 year estimate
Geology/Earth Science, General Bachelor's Degree 4 $76,960
4 year estimate
Physics, General Bachelor's Degree 4 $76,960
4 year estimate
Selling Skills and Sales Operations Bachelor's Degree 3 $76,960
4 year estimate
Library and Information Science Bachelor's Degree 3 $76,960
4 year estimate
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 3 $76,960
4 year estimate
Science Teacher Education/General Science Teacher Education Bachelor's Degree 3 $76,960
4 year estimate
Women's Studies Bachelor's Degree 3 $76,960
4 year estimate
Environmental Design/Architecture Bachelor's Degree 2 $76,960
4 year estimate
Criminal Justice/Safety Studies Associate's Degree 2 $38,480
2 year estimate

About Ball State University

Ball State University is a four year public college located in Muncie, Indiana.  Full time enrollment is 17,673 and part time is 4,474.  For the 2011/2012 school year, the school received 16,964 applicants. 10,353 were admitted and 3,556 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

Learn more about getting in to Ball State University at CollegeSimply.

Address
Ball State University
2000 University Ave
Muncie, Indiana
47306

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