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Tuition and Cost to Attend Ball State University

Annual Total Cost

The total list price for in-state Indiana residents to go to Ball State University is $19,240 for the 2013/2014 academic year. Out-of-state students who don't possess Indiana residence can expect a one year cost of $34,204.

Undergraduate Tuition

Ball State University tuition is $8,498 per year for in-state residents. This is 36% more expensive than the national average public four year tuition of $6,256. The cost is $10,038 and 54% cheaper than the average Indiana tuition of $18,536 for 4 year colleges. Tuition ranks 13th in Indiana amongst 4 year colleges for affordability and is the 60th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $23,462 which represents a 176% premium.

The school charges an additional fees of $662 in addition to tuition bringing the total effective in-state tuition to $9,160.

Housing Costs

On campus room and board is provided by the school at a cost of $8,820 per academic year. Students electing to live off campus elsewhere in Muncie should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,260.

Costs and Tuition for Ball State University
Expenditure Price
Indiana Resident Total Cost $19,240
   In-State Tuition$8,498
   Other Fees$662
   Room and Board$8,820
   Books and Supplies$1,260
Non-Resident Total Cost $34,204
   Out-of-State Tuition$23,462
   Other Fees$662
   Room and Board$8,820
   Books and Supplies$1,260

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $19,240 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Ball State University net price for in-state students receiving aid was $12,168* for the 2010/2011 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

60% of Ball State University students received grant aid in 2010/2011. The average total aid amount was $7,714. 31 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $4,157. To apply for a Pell Grant to attend Ball State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Ball State University
Financial Aid Summary
Average Annual Net Price$12,168*
Percent of Students Receiving Grant Aid60%
Average Total Grant Aid$7,714
Percent of Students Receiving Pell Grants31%
Average Amount of Pell Grant Aid$4,157

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$9,038
$30,001 to $48,000$11,235
$48,001 to $75,000$15,723
$75,001 to $110,000$18,776
$110,000+$19,417

Average Financial Aid Mix - $19,240 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $19,240. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

40%
35%
25%

Grants and Scholarships

 40% - $7,714

Money granted to you by the U.S. Department of Education, Ball State University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 35% - $6,734

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 25% -  $4,792

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Tuition Comparison to Academically Similar Schools in the Region

School Cost vs. Ball State University
University of Louisville14.7% more expensive
University of Michigan Dearborn20.4% more expensive
Ohio University Main Campus22.9% more expensive
Illinois State University20.7% more expensive
Grand Valley State University26.1% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Ball State University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Ball State University is $76,960 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,168 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $48,672**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $96,200 or $60,840 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Ball State University.

Indiana Resident Tuition Per Semester$4,249
Indiana Resident Total Cost Per Semester$9,620
Non-Indiana Resident Tuition Per Semester$11,731
Non-Indiana Resident Total Cost Per Semester$17,102

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Ball State University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Ball State University
Price per credit hour for Indiana residents$307
Cost for one class for Indiana residents (3 credit hours)$921
Price per credit hour for out of state residents$850
Cost for one class for out of state residents (3 credit hours)$2,550
Cost for one class for out of state residents (4 credit hours)$3,400



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 57% of Ball State University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,734.

Example Loan Payments and Costs

How much are student loan payments for Ball State University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $48,672, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $60,982.95. This could be your effective total out of pocket cost of an education at Ball State University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 60% of students at this school who receive financial aid and you are paying an average annual net price of $12,168. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Ball State University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Ball State University Student Loan Payments
Example Payments
Monthly Loan Payment$508.19
Amount Borrowed$48,672.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,310.95
Sum of All Payments over 10 years$60,982.95

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Ball State University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Ball State University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $60,982.95 would be needed to afford a $508.19 monthly payment in the example $48,672.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Ball State University in the future? In the past five years, this school's published in-state tuition and fee total rose from $6,810 to $8,558. This amounts to an average annual price increase of 5.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $76,960.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Ball State University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$26,459$105,838
Estimated Cost in 10 years for students enrolling in 2024$33,770$135,079
Estimated Cost in 15 years for students enrolling in 2029 $43,100$172,399
Estimated Cost in 18 years for students enrolling in 2032 $49,893$199,573

Tuition History

What was tuition at Ball State University five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$7,830$20,398 4.4%
2009$7,500$19,304 4%
2008$7,212$18,280 5.9%
2007$6,810$17,186 5.5%
2006$6,458$16,218 13.9%
2005$5,672$15,132 15.1%
2004$4,930$13,348 4.9%
2003$4,700$12,480 16.5%
2002$4,034$10,910 5.3%
2001$3,830$10,290 3.9%
2000$3,686$9,846 6.7%
1999$3,454$9,316 4.2%
1998$3,316$8,872 4%
1997$3,188$8,448 4.6%
1996$3,048$7,824 6.4%
1995$2,864$7,244 7.8%
1994$2,656$6,584 7.8%
1993$2,464$5,872 8.1%
1992$2,280$5,360 8.1%
1991$2,110$4,870 5.9%
1990$1,992$4,590 6.2%
1989$1,876$4,320 218.5%
1988$589$1,344 0%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Ball State University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 363 4% cheaper
Liberal Arts and Sciences, General Studies and Humanities, Other Associate's Degree 271 61% costlier
Elementary Education and Teaching Bachelor's Degree 173 8% costlier
Radio and Television Bachelor's Degree 164 0% costlier
Physical Education Teaching and Coaching Bachelor's Degree 159 10% costlier
Journalism Bachelor's Degree 147 0% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 141 7% costlier
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 139 19% costlier
Psychology, General Bachelor's Degree 99 4% cheaper
Business/Commerce, General Bachelor's Degree 95 3% costlier
Administrative Assistant and Secretarial Science, General Associate's Degree 85 100% costlier
Accounting Bachelor's Degree 82 4% costlier
Marketing/Marketing Management, General Bachelor's Degree 79 5% costlier
Fine Arts and Art Studies, Other Bachelor's Degree 78 15% cheaper
Biology/Biological Sciences, General Bachelor's Degree 74 4% cheaper
Architecture Bachelor's Degree 70 18% cheaper
Finance, General Bachelor's Degree 70 3% costlier
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 66 1% cheaper
Industrial Technology/Technician Bachelor's Degree 66 26% costlier
Education/Teaching of Individuals with Multiple Disabilities Bachelor's Degree 65 7% costlier
Business, Management, Marketing, and Related Support Services, Other Associate's Degree 65 55% costlier
English Language and Literature, General Bachelor's Degree 62 4% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 52 9% cheaper
Social Work Bachelor's Degree 48 7% costlier
Rhetoric and Composition Bachelor's Degree 47 4% costlier
Geography Bachelor's Degree 39 4% costlier
History, General Bachelor's Degree 39 6% cheaper
Landscape Architecture Bachelor's Degree 33 4% cheaper
Chemistry, General Bachelor's Degree 33 7% cheaper
Music, Other Bachelor's Degree 30 11% cheaper
Music, General Bachelor's Degree 28 6% cheaper
Mathematics, General Bachelor's Degree 26 6% cheaper
Pre-Medicine/Pre-Medical Studies Bachelor's Degree 26 9% cheaper
Spanish Language and Literature Bachelor's Degree 25 10% cheaper
Political Science and Government, General Bachelor's Degree 24 7% cheaper
Sociology Bachelor's Degree 23 6% cheaper
Entrepreneurship/Entrepreneurial Studies Bachelor's Degree 21 3% cheaper
Dietetics/Dietitian Bachelor's Degree 21 5% costlier
Human Resources Management/Personnel Administration, General Bachelor's Degree 21 10% costlier
Business/Managerial Economics Bachelor's Degree 21 4% cheaper
Legal Professions and Studies, Other Bachelor's Degree 21 7% cheaper
Anthropology Bachelor's Degree 20 14% cheaper
Health Teacher Education Bachelor's Degree 20 7% costlier
Natural Resources/Conservation, General Bachelor's Degree 19 3% cheaper
Social Sciences, General Bachelor's Degree 18 1% costlier
Management Information Systems, General Bachelor's Degree 18 5% costlier
Actuarial Science Bachelor's Degree 14 9% cheaper
City/Urban, Community and Regional Planning Bachelor's Degree 13 5% cheaper
Kindergarten/Preschool Education and Teaching Bachelor's Degree 13 20% costlier
Computer and Information Sciences, General Bachelor's Degree 13 5% costlier
Engineering Technologies and Engineering-Related Fields, Other Bachelor's Degree 12 24% costlier
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 12 75% costlier
Philosophy Bachelor's Degree 10 14% cheaper
Art/Art Studies, General Bachelor's Degree 9 2% cheaper
German Language and Literature Bachelor's Degree 9 17% cheaper
Japanese Language and Literature Bachelor's Degree 9 25% cheaper
Operations Management and Supervision Bachelor's Degree 9 17% costlier
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 9 26% cheaper
Dance, General Bachelor's Degree 8 15% cheaper
Religion/Religious Studies Bachelor's Degree 8 18% cheaper
Technology Teacher Education/Industrial Arts Teacher Education Bachelor's Degree 7 21% costlier
Allied Health Diagnostic, Intervention, and Treatment Professions, Other Associate's Degree 6 104% costlier
Respiratory Care Therapy/Therapist Bachelor's Degree 6 11% costlier
Economics, General Bachelor's Degree 6 13% cheaper
French Language and Literature Bachelor's Degree 6 16% cheaper
Human Development, Family Studies, and Related Services, Other Bachelor's Degree 5 5% costlier
Pre-Dentistry Studies Bachelor's Degree 5 9% cheaper
Business Teacher Education Bachelor's Degree 5 24% costlier
Nuclear Medical Technology/Technologist Associate's Degree 5 83% costlier
Physics, General Bachelor's Degree 4 12% cheaper
Geology/Earth Science, General Bachelor's Degree 4 7% cheaper
Science Teacher Education/General Science Teacher Education Bachelor's Degree 3 12% costlier
Library and Information Science Bachelor's Degree 3 34% costlier
Selling Skills and Sales Operations Bachelor's Degree 3 6% costlier
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 3 7% costlier
Women's Studies Bachelor's Degree 3 18% cheaper
Criminal Justice/Safety Studies Associate's Degree 2 89% costlier
Environmental Design/Architecture Bachelor's Degree 2 6% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Ball State University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Ball State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Ball State University student loan.

Prepayment Option

About Ball State University

Ball State University is a four year public college located in Muncie, Indiana.  Full time enrollment is 17,673 and part time is 4,474.  For the 2011/2012 school year, the school received 16,964 applicants. 10,353 were admitted and 3,556 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Ball State University
2000 University Ave
Muncie, Indiana
47306

For Profit / Not For Profit Status

Ball State University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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