Savings Plan and Future Cost Estimation for Saint Josephs College

How much will it cost and what do you need to save?

Savings Plan and Future Cost Estimation

Estimated Annual Cost in 2042$157,120
Monthly savings required$1,242

How much will it cost to send your child to Saint Josephs College in 18 years and how much do you need to save?  A 4 year degree is estimated to be priced at $628,480.87 for students enrolling in 2042 if tuition increases average 7% per year until then.   Assuming you have no current college savings, monthly deposits of $1,241.76 into a 529 or other college savings plan earning and after tax or tax exempt return of 7% will be necessary to achieve this balance.

Assumptions

Current Annual Cost$41,880.00
Years until enrollment18
Annual Tuition Increase7%
Current Savings$0.00
After Tax Return on Savings7%
Years of enrollment4

Current Savings Shortfall

College Savings Calculator

Update Your Savings Plan

Discover how much will you need to start saving now to afford Saint Josephs College in the future.

Planned Savings Balance

College Savings Schedule

Month Begin Deposit Withdraw Interest End
1 $0.00 $1,241.76 $0.00 $0.00 $1,241.76
2 $1,241.76 $1,241.76 $0.00 $7.02 $2,490.54
3 $2,490.54 $1,241.76 $0.00 $14.08 $3,746.38
4 $3,746.38 $1,241.76 $0.00 $21.18 $5,009.32
5 $5,009.32 $1,241.76 $0.00 $28.32 $6,279.40
6 $6,279.40 $1,241.76 $0.00 $35.50 $7,556.66
7 $7,556.66 $1,241.76 $0.00 $42.73 $8,841.15
8 $8,841.15 $1,241.76 $0.00 $49.99 $10,132.90
9 $10,132.90 $1,241.76 $0.00 $57.29 $11,431.95
10 $11,431.95 $1,241.76 $0.00 $64.64 $12,738.35
11 $12,738.35 $1,241.76 $0.00 $72.02 $14,052.13
12 $14,052.13 $1,241.76 $0.00 $79.45 $15,373.34
13 $15,373.34 $1,241.76 $0.00 $86.92 $16,702.02
14 $16,702.02 $1,241.76 $0.00 $94.44 $18,038.22
15 $18,038.22 $1,241.76 $0.00 $101.99 $19,381.97
16 $19,381.97 $1,241.76 $0.00 $109.59 $20,733.32
17 $20,733.32 $1,241.76 $0.00 $117.23 $22,092.31
18 $22,092.31 $1,241.76 $0.00 $124.91 $23,458.98
19 $23,458.98 $1,241.76 $0.00 $132.64 $24,833.38
20 $24,833.38 $1,241.76 $0.00 $140.41 $26,215.55
21 $26,215.55 $1,241.76 $0.00 $148.23 $27,605.54
22 $27,605.54 $1,241.76 $0.00 $156.09 $29,003.39
23 $29,003.39 $1,241.76 $0.00 $163.99 $30,409.14
24 $30,409.14 $1,241.76 $0.00 $171.94 $31,822.84
25 $31,822.84 $1,241.76 $0.00 $179.93 $33,244.53
26 $33,244.53 $1,241.76 $0.00 $187.97 $34,674.26
27 $34,674.26 $1,241.76 $0.00 $196.05 $36,112.07
28 $36,112.07 $1,241.76 $0.00 $204.18 $37,558.01
29 $37,558.01 $1,241.76 $0.00 $212.36 $39,012.13
30 $39,012.13 $1,241.76 $0.00 $220.58 $40,474.47
31 $40,474.47 $1,241.76 $0.00 $228.85 $41,945.08
32 $41,945.08 $1,241.76 $0.00 $237.16 $43,424.00
33 $43,424.00 $1,241.76 $0.00 $245.53 $44,911.29
34 $44,911.29 $1,241.76 $0.00 $253.93 $46,406.98
35 $46,406.98 $1,241.76 $0.00 $262.39 $47,911.13
36 $47,911.13 $1,241.76 $0.00 $270.90 $49,423.79
37 $49,423.79 $1,241.76 $0.00 $279.45 $50,945.00
38 $50,945.00 $1,241.76 $0.00 $288.05 $52,474.81
39 $52,474.81 $1,241.76 $0.00 $296.70 $54,013.27
40 $54,013.27 $1,241.76 $0.00 $305.40 $55,560.43
41 $55,560.43 $1,241.76 $0.00 $314.15 $57,116.34
42 $57,116.34 $1,241.76 $0.00 $322.94 $58,681.04
43 $58,681.04 $1,241.76 $0.00 $331.79 $60,254.59
44 $60,254.59 $1,241.76 $0.00 $340.69 $61,837.04
45 $61,837.04 $1,241.76 $0.00 $349.64 $63,428.44
46 $63,428.44 $1,241.76 $0.00 $358.63 $65,028.83
47 $65,028.83 $1,241.76 $0.00 $367.68 $66,638.27
48 $66,638.27 $1,241.76 $0.00 $376.78 $68,256.81
49 $68,256.81 $1,241.76 $0.00 $385.93 $69,884.50
50 $69,884.50 $1,241.76 $0.00 $395.14 $71,521.40
51 $71,521.40 $1,241.76 $0.00 $404.39 $73,167.55
52 $73,167.55 $1,241.76 $0.00 $413.70 $74,823.01
53 $74,823.01 $1,241.76 $0.00 $423.06 $76,487.83
54 $76,487.83 $1,241.76 $0.00 $432.47 $78,162.06
55 $78,162.06 $1,241.76 $0.00 $441.94 $79,845.76
56 $79,845.76 $1,241.76 $0.00 $451.46 $81,538.98
57 $81,538.98 $1,241.76 $0.00 $461.03 $83,241.77
58 $83,241.77 $1,241.76 $0.00 $470.66 $84,954.19
59 $84,954.19 $1,241.76 $0.00 $480.34 $86,676.29
60 $86,676.29 $1,241.76 $0.00 $490.08 $88,408.13
61 $88,408.13 $1,241.76 $0.00 $499.87 $90,149.76
62 $90,149.76 $1,241.76 $0.00 $509.72 $91,901.24
63 $91,901.24 $1,241.76 $0.00 $519.62 $93,662.62
64 $93,662.62 $1,241.76 $0.00 $529.58 $95,433.96
65 $95,433.96 $1,241.76 $0.00 $539.60 $97,215.32
66 $97,215.32 $1,241.76 $0.00 $549.67 $99,006.75
67 $99,006.75 $1,241.76 $0.00 $559.80 $100,808.31
68 $100,808.31 $1,241.76 $0.00 $569.98 $102,620.05
69 $102,620.05 $1,241.76 $0.00 $580.23 $104,442.04
70 $104,442.04 $1,241.76 $0.00 $590.53 $106,274.33
71 $106,274.33 $1,241.76 $0.00 $600.89 $108,116.98
72 $108,116.98 $1,241.76 $0.00 $611.31 $109,970.05
73 $109,970.05 $1,241.76 $0.00 $621.79 $111,833.60
74 $111,833.60 $1,241.76 $0.00 $632.32 $113,707.68
75 $113,707.68 $1,241.76 $0.00 $642.92 $115,592.36
76 $115,592.36 $1,241.76 $0.00 $653.58 $117,487.70
77 $117,487.70 $1,241.76 $0.00 $664.29 $119,393.75
78 $119,393.75 $1,241.76 $0.00 $675.07 $121,310.58
79 $121,310.58 $1,241.76 $0.00 $685.91 $123,238.25
80 $123,238.25 $1,241.76 $0.00 $696.81 $125,176.82
81 $125,176.82 $1,241.76 $0.00 $707.77 $127,126.35
82 $127,126.35 $1,241.76 $0.00 $718.79 $129,086.90
83 $129,086.90 $1,241.76 $0.00 $729.88 $131,058.54
84 $131,058.54 $1,241.76 $0.00 $741.02 $133,041.32
85 $133,041.32 $1,241.76 $0.00 $752.23 $135,035.31
86 $135,035.31 $1,241.76 $0.00 $763.51 $137,040.58
87 $137,040.58 $1,241.76 $0.00 $774.85 $139,057.19
88 $139,057.19 $1,241.76 $0.00 $786.25 $141,085.20
89 $141,085.20 $1,241.76 $0.00 $797.72 $143,124.68
90 $143,124.68 $1,241.76 $0.00 $809.25 $145,175.69
91 $145,175.69 $1,241.76 $0.00 $820.84 $147,238.29
92 $147,238.29 $1,241.76 $0.00 $832.51 $149,312.56
93 $149,312.56 $1,241.76 $0.00 $844.23 $151,398.55
94 $151,398.55 $1,241.76 $0.00 $856.03 $153,496.34
95 $153,496.34 $1,241.76 $0.00 $867.89 $155,605.99
96 $155,605.99 $1,241.76 $0.00 $879.82 $157,727.57
97 $157,727.57 $1,241.76 $0.00 $891.81 $159,861.14
98 $159,861.14 $1,241.76 $0.00 $903.88 $162,006.78
99 $162,006.78 $1,241.76 $0.00 $916.01 $164,164.55
100 $164,164.55 $1,241.76 $0.00 $928.21 $166,334.52
101 $166,334.52 $1,241.76 $0.00 $940.48 $168,516.76
102 $168,516.76 $1,241.76 $0.00 $952.82 $170,711.34
103 $170,711.34 $1,241.76 $0.00 $965.23 $172,918.33
104 $172,918.33 $1,241.76 $0.00 $977.71 $175,137.80
105 $175,137.80 $1,241.76 $0.00 $990.25 $177,369.81
106 $177,369.81 $1,241.76 $0.00 $1,002.87 $179,614.44
107 $179,614.44 $1,241.76 $0.00 $1,015.57 $181,871.77
108 $181,871.77 $1,241.76 $0.00 $1,028.33 $184,141.86
109 $184,141.86 $1,241.76 $0.00 $1,041.16 $186,424.78
110 $186,424.78 $1,241.76 $0.00 $1,054.07 $188,720.61
111 $188,720.61 $1,241.76 $0.00 $1,067.05 $191,029.42
112 $191,029.42 $1,241.76 $0.00 $1,080.11 $193,351.29
113 $193,351.29 $1,241.76 $0.00 $1,093.24 $195,686.29
114 $195,686.29 $1,241.76 $0.00 $1,106.44 $198,034.49
115 $198,034.49 $1,241.76 $0.00 $1,119.72 $200,395.97
116 $200,395.97 $1,241.76 $0.00 $1,133.07 $202,770.80
117 $202,770.80 $1,241.76 $0.00 $1,146.50 $205,159.06
118 $205,159.06 $1,241.76 $0.00 $1,160.00 $207,560.82
119 $207,560.82 $1,241.76 $0.00 $1,173.58 $209,976.16
120 $209,976.16 $1,241.76 $0.00 $1,187.24 $212,405.16
121 $212,405.16 $1,241.76 $0.00 $1,200.97 $214,847.89
122 $214,847.89 $1,241.76 $0.00 $1,214.78 $217,304.43
123 $217,304.43 $1,241.76 $0.00 $1,228.67 $219,774.86
124 $219,774.86 $1,241.76 $0.00 $1,242.64 $222,259.26
125 $222,259.26 $1,241.76 $0.00 $1,256.69 $224,757.71
126 $224,757.71 $1,241.76 $0.00 $1,270.81 $227,270.28
127 $227,270.28 $1,241.76 $0.00 $1,285.02 $229,797.06
128 $229,797.06 $1,241.76 $0.00 $1,299.31 $232,338.13
129 $232,338.13 $1,241.76 $0.00 $1,313.67 $234,893.56
130 $234,893.56 $1,241.76 $0.00 $1,328.12 $237,463.44
131 $237,463.44 $1,241.76 $0.00 $1,342.65 $240,047.85
132 $240,047.85 $1,241.76 $0.00 $1,357.27 $242,646.88
133 $242,646.88 $1,241.76 $0.00 $1,371.96 $245,260.60
134 $245,260.60 $1,241.76 $0.00 $1,386.74 $247,889.10
135 $247,889.10 $1,241.76 $0.00 $1,401.60 $250,532.46
136 $250,532.46 $1,241.76 $0.00 $1,416.55 $253,190.77
137 $253,190.77 $1,241.76 $0.00 $1,431.58 $255,864.11
138 $255,864.11 $1,241.76 $0.00 $1,446.69 $258,552.56
139 $258,552.56 $1,241.76 $0.00 $1,461.89 $261,256.21
140 $261,256.21 $1,241.76 $0.00 $1,477.18 $263,975.15
141 $263,975.15 $1,241.76 $0.00 $1,492.55 $266,709.46
142 $266,709.46 $1,241.76 $0.00 $1,508.01 $269,459.23
143 $269,459.23 $1,241.76 $0.00 $1,523.56 $272,224.55
144 $272,224.55 $1,241.76 $0.00 $1,539.20 $275,005.51
145 $275,005.51 $1,241.76 $0.00 $1,554.92 $277,802.19
146 $277,802.19 $1,241.76 $0.00 $1,570.73 $280,614.68
147 $280,614.68 $1,241.76 $0.00 $1,586.64 $283,443.08
148 $283,443.08 $1,241.76 $0.00 $1,602.63 $286,287.47
149 $286,287.47 $1,241.76 $0.00 $1,618.71 $289,147.94
150 $289,147.94 $1,241.76 $0.00 $1,634.88 $292,024.58
151 $292,024.58 $1,241.76 $0.00 $1,651.15 $294,917.49
152 $294,917.49 $1,241.76 $0.00 $1,667.51 $297,826.76
153 $297,826.76 $1,241.76 $0.00 $1,683.96 $300,752.48
154 $300,752.48 $1,241.76 $0.00 $1,700.50 $303,694.74
155 $303,694.74 $1,241.76 $0.00 $1,717.13 $306,653.63
156 $306,653.63 $1,241.76 $0.00 $1,733.86 $309,629.25
157 $309,629.25 $1,241.76 $0.00 $1,750.69 $312,621.70
158 $312,621.70 $1,241.76 $0.00 $1,767.61 $315,631.07
159 $315,631.07 $1,241.76 $0.00 $1,784.62 $318,657.45
160 $318,657.45 $1,241.76 $0.00 $1,801.74 $321,700.95
161 $321,700.95 $1,241.76 $0.00 $1,818.94 $324,761.65
162 $324,761.65 $1,241.76 $0.00 $1,836.25 $327,839.66
163 $327,839.66 $1,241.76 $0.00 $1,853.65 $330,935.07
164 $330,935.07 $1,241.76 $0.00 $1,871.15 $334,047.98
165 $334,047.98 $1,241.76 $0.00 $1,888.76 $337,178.50
166 $337,178.50 $1,241.76 $0.00 $1,906.46 $340,326.72
167 $340,326.72 $1,241.76 $0.00 $1,924.26 $343,492.74
168 $343,492.74 $1,241.76 $0.00 $1,942.16 $346,676.66
169 $346,676.66 $1,241.76 $0.00 $1,960.16 $349,878.58
170 $349,878.58 $1,241.76 $0.00 $1,978.26 $353,098.60
171 $353,098.60 $1,241.76 $0.00 $1,996.47 $356,336.83
172 $356,336.83 $1,241.76 $0.00 $2,014.78 $359,593.37
173 $359,593.37 $1,241.76 $0.00 $2,033.19 $362,868.32
174 $362,868.32 $1,241.76 $0.00 $2,051.71 $366,161.79
175 $366,161.79 $1,241.76 $0.00 $2,070.33 $369,473.88
176 $369,473.88 $1,241.76 $0.00 $2,089.06 $372,804.70
177 $372,804.70 $1,241.76 $0.00 $2,107.89 $376,154.35
178 $376,154.35 $1,241.76 $0.00 $2,126.83 $379,522.94
179 $379,522.94 $1,241.76 $0.00 $2,145.88 $382,910.58
180 $382,910.58 $1,241.76 $0.00 $2,165.03 $386,317.37
181 $386,317.37 $1,241.76 $0.00 $2,184.29 $389,743.42
182 $389,743.42 $1,241.76 $0.00 $2,203.67 $393,188.85
183 $393,188.85 $1,241.76 $0.00 $2,223.15 $396,653.76
184 $396,653.76 $1,241.76 $0.00 $2,242.74 $400,138.26
185 $400,138.26 $1,241.76 $0.00 $2,262.44 $403,642.46
186 $403,642.46 $1,241.76 $0.00 $2,282.25 $407,166.47
187 $407,166.47 $1,241.76 $0.00 $2,302.18 $410,710.41
188 $410,710.41 $1,241.76 $0.00 $2,322.22 $414,274.39
189 $414,274.39 $1,241.76 $0.00 $2,342.37 $417,858.52
190 $417,858.52 $1,241.76 $0.00 $2,362.63 $421,462.91
191 $421,462.91 $1,241.76 $0.00 $2,383.01 $425,087.68
192 $425,087.68 $1,241.76 $0.00 $2,403.51 $428,732.95
193 $428,732.95 $1,241.76 $0.00 $2,424.12 $432,398.83
194 $432,398.83 $1,241.76 $0.00 $2,444.85 $436,085.44
195 $436,085.44 $1,241.76 $0.00 $2,465.69 $439,792.89
196 $439,792.89 $1,241.76 $0.00 $2,486.65 $443,521.30
197 $443,521.30 $1,241.76 $0.00 $2,507.73 $447,270.79
198 $447,270.79 $1,241.76 $0.00 $2,528.93 $451,041.48
199 $451,041.48 $1,241.76 $0.00 $2,550.25 $454,833.49
200 $454,833.49 $1,241.76 $0.00 $2,571.69 $458,646.94
201 $458,646.94 $1,241.76 $0.00 $2,593.26 $462,481.96
202 $462,481.96 $1,241.76 $0.00 $2,614.94 $466,338.66
203 $466,338.66 $1,241.76 $0.00 $2,636.75 $470,217.17
204 $470,217.17 $1,241.76 $0.00 $2,658.68 $474,117.61
205 $474,117.61 $1,241.76 $0.00 $2,680.73 $478,040.10
206 $478,040.10 $1,241.76 $0.00 $2,702.91 $481,984.77
207 $481,984.77 $1,241.76 $0.00 $2,725.21 $485,951.74
208 $485,951.74 $1,241.76 $0.00 $2,747.64 $489,941.14
209 $489,941.14 $1,241.76 $0.00 $2,770.20 $493,953.10
210 $493,953.10 $1,241.76 $0.00 $2,792.88 $497,987.74
211 $497,987.74 $1,241.76 $0.00 $2,815.70 $502,045.20
212 $502,045.20 $1,241.76 $0.00 $2,838.64 $506,125.60
213 $506,125.60 $1,241.76 $0.00 $2,861.71 $510,229.07
214 $510,229.07 $1,241.76 $0.00 $2,884.91 $514,355.74
215 $514,355.74 $1,241.76 $0.00 $2,908.24 $518,505.74
216 $518,505.74 $1,241.76 $0.00 $2,931.71 $522,679.21
217 $522,679.21 $1,241.76 $141,551.56 $2,955.30 $385,324.71
218 $385,324.71 $1,241.76 $0.00 $2,178.68 $388,745.15
219 $388,745.15 $1,241.76 $0.00 $2,198.02 $392,184.93
220 $392,184.93 $1,241.76 $0.00 $2,217.47 $395,644.16
221 $395,644.16 $1,241.76 $0.00 $2,237.03 $399,122.95
222 $399,122.95 $1,241.76 $0.00 $2,256.70 $402,621.41
223 $402,621.41 $1,241.76 $0.00 $2,276.48 $406,139.65
224 $406,139.65 $1,241.76 $0.00 $2,296.37 $409,677.78
225 $409,677.78 $1,241.76 $0.00 $2,316.38 $413,235.92
226 $413,235.92 $1,241.76 $0.00 $2,336.50 $416,814.18
227 $416,814.18 $1,241.76 $0.00 $2,356.73 $420,412.67
228 $420,412.67 $1,241.76 $0.00 $2,377.07 $424,031.50
229 $424,031.50 $1,241.76 $151,460.17 $2,397.54 $276,210.63
230 $276,210.63 $1,241.76 $0.00 $1,561.74 $279,014.13
231 $279,014.13 $1,241.76 $0.00 $1,577.59 $281,833.48
232 $281,833.48 $1,241.76 $0.00 $1,593.53 $284,668.77
233 $284,668.77 $1,241.76 $0.00 $1,609.56 $287,520.09
234 $287,520.09 $1,241.76 $0.00 $1,625.68 $290,387.53
235 $290,387.53 $1,241.76 $0.00 $1,641.89 $293,271.18
236 $293,271.18 $1,241.76 $0.00 $1,658.20 $296,171.14
237 $296,171.14 $1,241.76 $0.00 $1,674.59 $299,087.49
238 $299,087.49 $1,241.76 $0.00 $1,691.08 $302,020.33
239 $302,020.33 $1,241.76 $0.00 $1,707.67 $304,969.76
240 $304,969.76 $1,241.76 $0.00 $1,724.34 $307,935.86
241 $307,935.86 $1,241.76 $162,062.39 $1,741.11 $148,856.34
242 $148,856.34 $1,241.76 $0.00 $841.66 $150,939.76
243 $150,939.76 $1,241.76 $0.00 $853.44 $153,034.96
244 $153,034.96 $1,241.76 $0.00 $865.28 $155,142.00
245 $155,142.00 $1,241.76 $0.00 $877.20 $157,260.96
246 $157,260.96 $1,241.76 $0.00 $889.18 $159,391.90
247 $159,391.90 $1,241.76 $0.00 $901.22 $161,534.88
248 $161,534.88 $1,241.76 $0.00 $913.34 $163,689.98
249 $163,689.98 $1,241.76 $0.00 $925.53 $165,857.27
250 $165,857.27 $1,241.76 $0.00 $937.78 $168,036.81
251 $168,036.81 $1,241.76 $0.00 $950.10 $170,228.67
252 $170,228.67 $1,241.76 $0.00 $962.50 $172,432.93
253 $172,432.93 $0.00 $173,406.75 $974.96 $1.14