Tuition and Cost to Attend Big Sandy Community and Technical College

Annual Total Cost

The total list price for in-state Kentucky residents to go to Big Sandy Community and Technical College is $11,431 for the 2013/2014 academic year. Out-of-state students who don't possess Kentucky residence can expect a one year cost of $20,071. Students residing at home with parents providing food and housing can expect a total cost of $4,456.

Undergraduate Tuition

Big Sandy Community and Technical College tuition is $3,456 per year for in-state residents. This is 9% more expensive than the national average public two year tuition of $3,176. The cost is $3,730 and 52% cheaper than the average Kentucky tuition of $7,186 for 2 year colleges. Tuition ranks 5th in Kentucky amongst 2 year colleges for affordability and is the 20th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $12,096 which represents a 250% premium.

Housing Costs

Big Sandy Community and Technical College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Prestonsburg area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $6,975.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Costs and Tuition for Big Sandy Community and Technical College
Expenditure Price
Kentucky Resident Total Cost (Off Campus Housing)$11,431
   In-State Tuition$3,456
   Other Fees$0
   Off-Campus Housing Estimate$6,975
   Books and Supplies$1,000
Kentucky Resident Total Cost (Living with Parents)$4,456
   In-State Tuition$3,456
   Other Fees$0
   Family Provided Room and Board$0
   Books and Supplies$1,000

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $11,431 published price if scholarship or grant aid is made available to you.

Net Price

The net out of pocket price you end up paying or financing though student loans is known as the net price. The reported Big Sandy Community and Technical College net price for in-state students receiving aid was $5,669* for the 2010/2011 academic year.

Pell Grants and other Grant Aid

51% of Big Sandy Community and Technical College students received grant aid in 2010/2011. The average total aid amount was $4,504. 43 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $4,027. To apply for a Pell Grant to attend Big Sandy Community and Technical College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Big Sandy Community and Technical College
Financial Aid Summary
Average Annual Net Price$5,669*
Percent of Students Receiving Grant Aid51%
Average Total Grant Aid$4,504
Percent of Students Receiving Pell Grants43%
Average Amount of Pell Grant Aid$4,027

Average Financial Aid Mix - $11,431 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $11,431. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

39%
45%
15%

Grants and Scholarships

 39% - $4,504

Money granted to you by the U.S. Department of Education, Big Sandy Community and Technical College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 45% - $5,191

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 15% -  $1,736

Covered by family savings, work or private student loans which you will have to repay.

Average Net Price for In-State Students by Family Income

The average net cost of attendance for different levels of family after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$5,361
$30,001 to $48,000$6,214
$48,001 to $75,000$9,186
$75,001 to $110,000$9,201
$110,000+$10,014

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Big Sandy Community and Technical College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Big Sandy Community and Technical College is $22,862 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $5,669 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $11,338**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Big Sandy Community and Technical College.

Kentucky Resident Tuition Per Semester$1,728
Kentucky Resident Total Cost Per Semester$5,716
Non-Kentucky Resident Tuition Per Semester$6,048
Non-Kentucky Resident Total Cost Per Semester$10,036

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Big Sandy Community and Technical College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Big Sandy Community and Technical College
Price per credit hour for Kentucky residents$135
Cost for one class for Kentucky residents (3 credit hours)$405
Price per credit hour for out of state residents$465
Cost for one class for out of state residents (3 credit hours)$1,395
Cost for one class for out of state residents (4 credit hours)$1,860



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 25% of Big Sandy Community and Technical College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,191.

Example Loan Payments and Costs

How much are student loan payments for Big Sandy Community and Technical College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $11,338, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $14,205.80. This could be your effective total out of pocket cost of an education at Big Sandy Community and Technical College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 51% of students at this school who receive financial aid and you are paying an average annual net price of $5,669. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Big Sandy Community and Technical College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Big Sandy Community and Technical College Student Loan Payments
Example Payments
Monthly Loan Payment$118.38
Amount Borrowed$11,338.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,867.80
Sum of All Payments over 10 years$14,205.80

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Big Sandy Community and Technical College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Big Sandy Community and Technical College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $14,205.80 would be needed to afford a $118.38 monthly payment in the example $11,338.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Big Sandy Community and Technical College in the future? In the past five years, this school's published in-state tuition and fee total rose from $2,616 to $3,240. This amounts to an average annual price increase of 4.8%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $22,862.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Big Sandy Community and Technical College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$14,954$29,908
Estimated Cost in 10 years for students enrolling in 2024$19,085$38,171
Estimated Cost in 15 years for students enrolling in 2029 $24,358$48,717
Estimated Cost in 18 years for students enrolling in 2032 $28,198$56,396

Comparable Cost for Popular Majors

We've compared the out of state total cost of the most popular undergraduate areas of study at Big Sandy Community and Technical College to the national average cost for colleges offering that major. This helps identify particular programs where this school offers more value.

Area of Study Graduates Comparative Cost
Liberal Arts and Sciences/Liberal Studies Associate's Degree 184 1% cheaper
Registered Nursing/Registered Nurse Associate's Degree 27 8% costlier
Criminal Justice/Law Enforcement Administration Associate's Degree 23 6% cheaper
Dental Hygiene/Hygienist Associate's Degree 14 11% costlier
Business Administration and Management, General Associate's Degree 14 0% costlier
Medical Administrative/Executive Assistant and Medical Secretary Associate's Degree 14 10% costlier
Multi-/Interdisciplinary Studies, Other Associate's Degree 14 17% costlier
Respiratory Care Therapy/Therapist Associate's Degree 9 12% costlier
Social Work Associate's Degree 9 22% costlier
Civil Engineering Technology/Technician Associate's Degree 4 11% costlier
Drafting and Design Technology/Technician, General Associate's Degree 4 27% costlier
Computer and Information Sciences, General Associate's Degree 3 11% costlier
Engineering, General Associate's Degree 2 19% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 1 20% costlier
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician Associate's Degree 1 24% costlier
Welding Technology/Welder Associate's Degree 1 21% costlier

Calculators

Use the calculators below to formulate a college savings plan for Big Sandy Community and Technical College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Big Sandy Community and Technical College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Big Sandy Community and Technical College student loan.

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About Big Sandy Community and Technical College

Big Sandy Community and Technical College is a two year community college located in Prestonsburg, Kentucky.  Full time enrollment is 2,514 and part time is 2,913.  Big Sandy Community and Technical College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Big Sandy Community and Technical College
One Bert Combs Dr
Prestonsburg, Kentucky
41653

For Profit / Not For Profit Status

Big Sandy Community and Technical College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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