Tuition and Cost to Attend Western Kentucky University

Annual Total Cost

The total list price cost for in-state Kentucky residents to go to Western Kentucky University was $17,042 for the 2013/2014 academic year. Out-of-state students who don't possess Kentucky residence can expect a one year cost of $30,568. The components to this cost are detailed below.

Undergraduate Tuition

Western Kentucky University tuition is $8,722 per year for in-state residents. This is 39% more expensive than the national average public four year tuition of $6,256. The cost is $7,628 and 47% cheaper than the average Kentucky tuition of $16,350 for 4 year colleges. Tuition ranks 10th in Kentucky amongst 4 year colleges for affordability and is the 39th most expensive 4 year college in the state. If you're attending from out-of-state, the tuition is $22,248 which represents a 155% premium.

Housing Costs

On campus room and board is provided by the school at a cost of $7,320 per year. If you elect to live off campus elsewhere in Bowling Green, you should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Cost Itemization

Costs and Tuition Detail for Western Kentucky University
Expenditure Price
Kentucky Resident Total Cost$17,042
   In-State Tuition$8,722
   Other Fees$0
   Room and Board$7,320
   Books and Supplies$1,000
Non-Resident Total Cost$30,568
   Out-of-State Tuition$22,248
   Other Fees$0
   Room and Board$7,320
   Books and Supplies$1,000

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $17,042 published price if scholarship or grant aid is made available to you.

Net Price

The net out of pocket price you end up paying or financing though student loans is known as the net price. The reported Western Kentucky University net price for in-state students receiving aid was $11,077* for the 2010/2011 academic year.

Pell Grants and other Grant Aid

75% of Western Kentucky University students received grant aid in 2010/2011 to help defray the cost of tuition. The average total aid amount was $5,849. 42 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $4,046. To apply for a Pell Grant to attend Western Kentucky University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Western Kentucky University
Financial Aid Summary
Average Annual Net Price$11,077*
Percent of Students Receiving Grant Aid75%
Average Total Grant Aid$5,849
Percent of Students Receiving Pell Grants42%
Average Amount of Pell Grant Aid$4,046

Average Financial Aid Mix - $17,042 In-State Total Cost

CollegeCalc estimated typical coverage of the annual in-state tuition and living expenses of $17,042. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

34%
41%
25%

Grants and Scholarships

 34% - $5,849

Money granted to you by the U.S. Department of Education, Western Kentucky University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 41% - $7,013

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 25% -  $4,180

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

When considering the cost to go to Western Kentucky University, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Western Kentucky University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Western Kentucky University is $68,168 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $11,077 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $44,308**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $85,210 or $55,385 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Western Kentucky University.

Kentucky Resident Tuition Per Semester$4,361
Kentucky Resident Total Cost Per Semester$8,521
Non-Kentucky Resident Tuition Per Semester$11,124
Non-Kentucky Resident Total Cost Per Semester$15,284

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Western Kentucky University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Western Kentucky University
Price per credit hour for Kentucky residents$337
Cost for one class for Kentucky residents (3 credit hours)$1,011
Price per credit hour for out of state residents$834
Cost for one class for out of state residents (3 credit hours)$2,502
Cost for one class for out of state residents (4 credit hours)$3,336



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 56% of Western Kentucky University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $7,013. The reported average student debt upon graduation is $26,646.

Example Loan Payments and Costs

How much are student loan payments for Western Kentucky University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $44,308, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $55,515.13. This could be your effective total out of pocket cost of an education at Western Kentucky University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 75% of students at this school who receive financial aid and you are paying an average annual net price of $11,077. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Western Kentucky University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Western Kentucky University Student Loan Payments
Example Payments
Monthly Loan Payment$462.63
Amount Borrowed$44,308.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$11,207.13
Sum of All Payments over 10 years$55,515.13

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Western Kentucky University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Western Kentucky University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $55,515.13 would be needed to afford a $462.63 monthly payment in the example $44,308.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Western Kentucky University in the future? In the past five years, this school's published in-state tuition and fee total rose from $5,952 to $8,084. This amounts to an average annual price increase of 7.2%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $68,168.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Western Kentucky University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$23,437$93,747
Estimated Cost in 10 years for students enrolling in 2024$29,912$119,647
Estimated Cost in 15 years for students enrolling in 2029 $38,176$152,704
Estimated Cost in 18 years for students enrolling in 2032 $44,193$176,774

Tuition History

What was tuition at Western Kentucky University five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$7,200$17,784 3.9%
2009$6,930$17,088 8%
2008$6,416$15,470 7.8%
2007$5,952$14,400 12%
2006$5,316$12,732 15.7%
2005$4,596$11,184 25.9%
2004$3,650$8,498 17%
2003$3,120$7,992 9.7%
2002$2,844$7,424 12.2%
2001$2,534$6,834 6%
2000$2,390$6,430 5.8%
1999$2,260$6,100 5.6%
1998$2,140$5,740 8.6%
1997$1,970$5,510 3.1%
1996$1,910$5,270 6.1%
1995$1,801$4,961 5.7%
1994$1,704$4,704 10.4%
1993$1,544$4,224 7.2%
1992$1,440$4,040 9.1%
1991$1,320$3,680 13.8%
1990$1,160$3,280 1.8%
1989$1,140$3,220 4.6%
1988$1,090$2,992 5.8%
1987$1,030$2,910

Comparable Cost for Popular Majors

We've compared the out of state total cost of the most popular undergraduate areas of study at Western Kentucky University to the national average cost for colleges offering that major. This helps identify particular programs where this school offers more value.

Area of Study Graduates Comparative Cost
Elementary Education and Teaching Bachelor's Degree 179 3% cheaper
Registered Nursing/Registered Nurse Associate's Degree 84 64% costlier
Social Work Bachelor's Degree 51 5% cheaper
Organizational Communication, General Bachelor's Degree 47 14% cheaper
Kinesiology and Exercise Science Bachelor's Degree 47 10% cheaper
Family and Consumer Sciences/Home Economics Teacher Education Bachelor's Degree 42 7% costlier
General Studies Associate's Degree 41 58% costlier
Advertising Bachelor's Degree 35 11% cheaper
Information Technology Bachelor's Degree 33 0% costlier
Fine/Studio Arts, General Bachelor's Degree 32 20% cheaper
Apparel and Textiles, General Bachelor's Degree 31 8% cheaper
Communication Sciences and Disorders, General Bachelor's Degree 31 5% cheaper
Health/Health Care Administration/Management Bachelor's Degree 30 5% costlier
History, General Bachelor's Degree 30 16% cheaper
Chemistry, General Bachelor's Degree 26 17% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 24 2% cheaper
English Language and Literature/Letters, Other Bachelor's Degree 24 25% cheaper
Public Relations/Image Management Bachelor's Degree 21 12% cheaper
Business Administration and Management, General Associate's Degree 21 53% costlier
Music Performance, General Bachelor's Degree 20 13% cheaper
Industrial Technology/Technician Bachelor's Degree 20 13% costlier
Community Health and Preventive Medicine Bachelor's Degree 19 0% cheaper
Civil Engineering, General Bachelor's Degree 18 18% cheaper
Sociology Bachelor's Degree 17 16% cheaper
Construction Engineering Technology/Technician Bachelor's Degree 17 2% costlier
Photojournalism Bachelor's Degree 17 14% cheaper
Sports Studies Bachelor's Degree 15 19% cheaper
Architectural Technology/Technician Bachelor's Degree 13 17% cheaper
Business/Managerial Economics Bachelor's Degree 12 14% cheaper
Computer and Information Sciences, General Bachelor's Degree 12 6% cheaper
Dental Hygiene/Hygienist Associate's Degree 12 69% costlier
Social Sciences, General Bachelor's Degree 12 10% cheaper
Special Education and Teaching, General Bachelor's Degree 11 4% cheaper
Manufacturing Engineering Technology/Technician Bachelor's Degree 10 6% costlier
Electrical and Electronics Engineering Bachelor's Degree 10 18% cheaper
Executive Assistant/Executive Secretary Associate's Degree 10 83% costlier
Spanish Language and Literature Bachelor's Degree 10 20% cheaper
Legal Assistant/Paralegal Associate's Degree 10 56% costlier
Technical Teacher Education Associate's Degree 10 61% costlier
Health Information/Medical Records Technology/Technician Associate's Degree 9 64% costlier
Religion/Religious Studies Bachelor's Degree 9 27% cheaper
Early Childhood Education and Teaching Associate's Degree 9 74% costlier
Psychology, General Bachelor's Degree 8 14% cheaper
Environmental Health Bachelor's Degree 7 6% cheaper
Dramatic/Theatre Arts and Stagecraft, Other Bachelor's Degree 7 15% cheaper
Business Teacher Education Bachelor's Degree 6 10% costlier
Mass Communication/Media Studies Bachelor's Degree 6 9% cheaper
English Language and Literature, General Bachelor's Degree 6 14% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 6 19% cheaper
HEALTH PROFESSIONS AND RELATED PROGRAMS Bachelor's Degree 6 11% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 5 4% cheaper
Meteorology Associate's Degree 5 0% cheaper
Entrepreneurship/Entrepreneurial Studies Bachelor's Degree 5 14% cheaper
Political Science and Government, General Bachelor's Degree 5 17% cheaper
Dance, General Bachelor's Degree 5 24% cheaper
Teacher Education, Multiple Levels Bachelor's Degree 4 12% cheaper
Trade and Industrial Teacher Education Bachelor's Degree 4 7% costlier
Management Science Bachelor's Degree 4 17% cheaper
Biochemistry Bachelor's Degree 4 26% cheaper
Speech Communication and Rhetoric Bachelor's Degree 4 13% cheaper
Cultural Studies/Critical Theory and Analysis Bachelor's Degree 4 24% cheaper
French Language and Literature Bachelor's Degree 3 25% cheaper
Molecular Genetics Bachelor's Degree 3 21% cheaper
International Relations and Affairs Bachelor's Degree 3 26% cheaper
Finance, General Bachelor's Degree 3 8% cheaper
Anthropology Bachelor's Degree 3 23% cheaper
Biology/Biological Sciences, General Bachelor's Degree 3 15% cheaper
Geography Bachelor's Degree 2 7% cheaper
Marketing/Marketing Management, General Bachelor's Degree 2 6% cheaper
Art History, Criticism and Conservation Bachelor's Degree 2 29% cheaper
Economics, General Bachelor's Degree 2 22% cheaper
German Language and Literature Bachelor's Degree 2 26% cheaper
Accounting Bachelor's Degree 2 7% cheaper
Agriculture, General Bachelor's Degree 1 5% costlier
Mechanical Engineering Bachelor's Degree 1 18% cheaper
Music, Other Bachelor's Degree 1 21% cheaper
Mathematics, General Bachelor's Degree 1 16% cheaper
Physics, General Bachelor's Degree 1 21% cheaper
International Business/Trade/Commerce Bachelor's Degree 1 16% cheaper
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 1 2% costlier
Broadcast Journalism Bachelor's Degree 1 10% cheaper
Junior High/Intermediate/Middle School Education and Teaching Bachelor's Degree 1 0% costlier
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 1 84% costlier
Agricultural Production Operations, General Associate's Degree 1 84% costlier
Geographic Information Science and Cartography Bachelor's Degree 1 4% costlier
Biotechnology Bachelor's Degree 1 9% cheaper
Geology/Earth Science, General Bachelor's Degree 1 17% cheaper
Mechanical Engineering/Mechanical Technology/Technician Bachelor's Degree 1 1% cheaper
Hospitality Administration/Management, General Associate's Degree 1 66% costlier
Journalism Bachelor's Degree 1 11% cheaper
Architectural Drafting and Architectural CAD/CADD Associate's Degree 1 61% costlier
Management Information Systems, General Bachelor's Degree 1 6% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Western Kentucky University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Western Kentucky University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Western Kentucky University student loan.

Prepayment Option

About Western Kentucky University

Western Kentucky University is a four year public college located in Bowling Green, Kentucky.  Full time enrollment is 14,948 and part time is 5,967.  For the 2011/2012 school year, the school received 8,017 applicants. 7,355 were admitted and 3,385 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Western Kentucky University
1906 College Heights Blvd
Bowling Green, Kentucky
42101-1000

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Western Kentucky University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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