Annual Costs

Undergraduate Tuition

Southern Maine Community College tuition is $2,760 per year for in-state residents. This is 22% cheaper than the national average public two year tuition of $3,532. The cost is 50% cheaper than the average Maine tuition of $5,543 for 2 year colleges. Tuition ranks 5th in Maine amongst 2 year colleges for affordability and is the 5th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $5,520 which represents a 100% premium.

The school charges an additional fees of $950 in addition to tuition bringing the total effective in-state tuition to $3,710.

Housing Costs

On campus room and board is provided by the school at a cost of $9,238 per academic year. Students electing to live off campus elsewhere in South Portland should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,400.

Other Living Expenses

If living on-campus, students should budget for $2,674 in additional living expenses. Off-campus students should budget for $5,612 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Maine residents to go to SMCC is $17,022 for the 2017/2018 academic year. Out-of-state students who don't have Maine residence can expect a one year cost of $19,782.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Southern Maine Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Southern Maine Community College
Estimated Budgets
Maine Resident Total Budget $17,022
   In-State Tuition$2,760
   Other Fees$950
   Room and Board$9,238
   On-Campus Other Budget$2,674
   Books and Supplies$1,400


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $17,022 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported SMCC net price for in-state students is $9,817* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

67% of Southern Maine Community College students received grant aid in 2014/2015. The average total aid amount was $4,486. 61 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,065. To apply for a Pell Grant to attend Southern Maine Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Southern Maine Community College
Financial Aid Summary
Average Annual Net Price$9,817*
Percent of Students Receiving Grant Aid67%
Average Total Grant Aid$4,486
Percent of Students Receiving Pell Grants61%
Average Amount of Pell Grant Aid$4,065

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,641
$30,001 to $48,000$12,450
$48,001 to $75,000$13,870
$75,001 to $110,000$14,730

Average Financial Aid Mix - $17,022 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $17,022. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 31% - $4,486

Money granted to you by the U.S. Department of Education, Southern Maine Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 32% - $4,626

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 36% -  $5,236

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Southern Maine Community College
York County Community College0% less expensive
Central Maine Community College0% less expensive
Great Bay Community College143.5% more expensive
Lakes Region Community College143.5% more expensive
Kennebec Valley Community College0% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Southern Maine Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at SMCC is $34,044 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $8,357 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $16,714**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Southern Maine Community College.

Maine Resident Tuition Per Semester$1,380
Maine Resident Total Cost Per Semester$8,511
Non-Maine Resident Tuition Per Semester$2,760
Non-Maine Resident Total Cost Per Semester$9,891

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Southern Maine Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Southern Maine Community College
Price per credit hour for Maine residents$92
Cost for one class for Maine residents (3 credit hours)$276
Price per credit hour for out of state residents$184
Cost for one class for out of state residents (3 credit hours)$552
Cost for one class for out of state residents (4 credit hours)$736


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 56% of Southern Maine Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,626.

Example Loan Payments and Costs

How much are student loan payments for Southern Maine Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $16,714, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $20,738.24. This could be your effective total out of pocket cost of an education at Southern Maine Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 67% of students at this school who receive financial aid and you are paying an average annual net price of $8,357. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Southern Maine Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Southern Maine Community College Student Loan Payments
Example Payments
Monthly Loan Payment$172.82
Amount Borrowed$16,714.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$4,024.24
Sum of All Payments over 10 years$20,738.24

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend SMCC? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Southern Maine Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $20,738.24 would be needed to afford a $172.82 monthly payment in the example $16,714.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Southern Maine Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $2,580 to $2,760. This amounts to an average annual price increase of 1.4%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $34,044.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Southern Maine Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$22,268$44,536
Estimated Cost in 10 years for students enrolling in 2029$28,420$56,840
Estimated Cost in 15 years for students enrolling in 2034 $36,272$72,544
Estimated Cost in 18 years for students enrolling in 2037 $41,990$83,979

Tuition History

What was tuition at SMCC five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$2,580$5,160 2.4%
2011$2,520$5,040 -25.1%
2010$3,365$5,885 2.3%
2009$3,290$5,750 2.3%
2008$3,215$5,645 11.6%
2007$2,880$5,310 -2%
2006$2,940$5,370 6.9%
2005$2,750$5,180 0%
2004$2,750$5,180 0%
2003$2,750$5,180 0%
2002$2,750$5,180 0%
2001$2,750$5,180 0%
2000$2,750$5,180 -1.4%
1999$2,790$5,220 13%
1998$2,470$4,880 3.6%
1997$2,385$4,305 15.8%
1996$2,060$4,250 8.7%
1995$1,895$3,965 4.7%
1994$1,810$3,790 20.7%
1993$1,500$3,180 0%
1992$1,500$3,180 -7.4%
1991$1,620$3,220 43.4%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Southern Maine Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences, General Studies and Humanities, Other Associate's Degree 106 14% cheaper
Business Administration and Management, General Associate's Degree 78 8% cheaper
Registered Nursing/Registered Nurse Associate's Degree 59 2% cheaper
Criminal Justice/Police Science Associate's Degree 40 2% costlier
Radiologic Technology/Science - Radiographer Associate's Degree 35 2% costlier
Culinary Arts/Chef Training Associate's Degree 33 3% cheaper
Fire Science/Fire-fighting Associate's Degree 30 8% costlier
Digital Communication and Media/Multimedia Associate's Degree 30 1% cheaper
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 27 1% costlier
Architectural Drafting and Architectural CAD/CADD Associate's Degree 24 0% cheaper
Mental and Social Health Services and Allied Professions, Other Associate's Degree 22 9% costlier
Medical/Clinical Assistant Associate's Degree 21 3% cheaper
Machine Tool Technology/Machinist Associate's Degree 19 10% costlier
Construction Trades, General Associate's Degree 17 18% costlier
Computer Engineering Technology/Technician Associate's Degree 14 9% cheaper
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician Associate's Degree 13 12% costlier
Applied Horticulture/Horticulture Operations, General Associate's Degree 12 0% costlier
Respiratory Care Therapy/Therapist Associate's Degree 12 2% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 12 8% costlier
Dietetic Technician Associate's Degree 12 1% cheaper
Early Childhood Education and Teaching Associate's Degree 12 4% costlier
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 11 10% costlier
Plumbing Technology/Plumber Associate's Degree 10 1% cheaper
Marine Biology and Biological Oceanography Associate's Degree 7 3% cheaper
Cardiovascular Technology/Technologist Associate's Degree 7 9% cheaper
Hotel/Motel Administration/Management Associate's Degree 7 10% cheaper
Biotechnology Associate's Degree 4 18% costlier
Surgical Technology/Technologist Associate's Degree 3 2% costlier


Use the calculators below to formulate a college savings plan for Southern Maine Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Southern Maine Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Southern Maine Community College student loan.

Prepayment Option

About Southern Maine Community College

Southern Maine Community College is a two year community college located in South Portland, Maine.  Full time enrollment is 2,466 and part time is 3,466.  Southern Maine Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Southern Maine Community College
2 Fort Road
South Portland, Maine

For Profit / Not For Profit Status

Southern Maine Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Southern Maine Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=161545 IPEDS survey data.