Quantcast

Annual Costs

Undergraduate Tuition

Frederick Community College tuition is $2,880 per year for in-district residents. This is 3% cheaper than the national average public two year in-district tuition of $2,965. The cost is 23% cheaper than the average Maryland in-district tuition of $3,727 for 2 year colleges. Tuition ranks 4th in Maryland amongst 2 year colleges for affordability and is the 14th most expensive 2 year college in the state.

The school charges an additional fees of $640 in addition to tuition bringing the total effective in-state tuition to $6,928.

Housing Costs

Frederick Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Frederick area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $8,100.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

Off-campus students should budget for $2,800 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-district residents to go to Frederick Community College is $15,620 for the 2017/2018 academic year. The total cost for in-state, but not in district residents is $19,028. Out-of-state students who don't possess Maryland residence can expect a one year cost of $21,260. Students residing at home with parents providing food and housing can expect a total cost of $10,928.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Frederick Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Frederick Community College
Estimated Budgets
In-District Resident Total Budget (Living Off Campus)$15,620
   In-District Tuition$2,880
   Other Fees$640
   Off-Campus Other Budget$2,800
   Books and Supplies$1,200
   Off-Campus Housing Estimate$8,100
In-District Resident Total Budget (Living with Parents)$7,520
   In-District Tuition$2,880
   Other Fees$640
   Family Provided Room and Board$0
   With-Family Other Living Budget$2,800
   Books and Supplies$1,200
Maryland Out of District Total Budget (Living Off Campus)$19,028
   In-State Tuition$6,288
   Other Fees$640
   Off-Campus Housing Estimate$8,100
   Off-Campus Other Budget$2,800
   Books and Supplies$1,200
Maryland Out of District Total Budget (Living with Parents)$10,928
   In-State Tuition$6,288
   Other Fees$640
   Family Provided Room and Board$0
   With-Family Other Living Budget$2,800
   Books and Supplies$1,200

Advertisement

What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $19,028 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Frederick Community College net price for in-state students is $5,081* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

40% of Frederick Community College students received grant aid in 2014/2015. The average total aid amount was $4,175. 29 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,684. To apply for a Pell Grant to attend Frederick Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Frederick Community College
Financial Aid Summary
Average Annual Net Price$5,081*
Percent of Students Receiving Grant Aid40%
Average Total Grant Aid$4,175
Percent of Students Receiving Pell Grants29%
Average Amount of Pell Grant Aid$4,684

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$3,719
$30,001 to $48,000$4,440
$48,001 to $75,000$6,453
$75,001 to $110,000$8,979
$110,000+$9,547

Average Financial Aid Mix - $19,028 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $19,028. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

26%
31%
43%

Grants and Scholarships

 26% - $4,175

Money granted to you by the U.S. Department of Education, Frederick Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 31% - $5,070

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 43% -  $6,983

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Frederick Community College
Hagerstown Community College22.7% less expensive
Carroll Community College25.6% less expensive
Montgomery College20.7% more expensive
Blue Ridge Community and Technical College95.3% less expensive
Howard Community College16.4% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Frederick Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Frederick Community College is $38,056 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $4,312 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $8,624**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Frederick Community College.

Maryland Resident Tuition Per Semester$3,144
Maryland Resident Total Cost Per Semester$9,514
Non-Maryland Resident Tuition Per Semester$4,260
Non-Maryland Resident Total Cost Per Semester$10,630

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Frederick Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Frederick Community College
Price per credit hour for in district residents$120
Cost for one class for in district residents (3 credit hours)$360
Price per credit hour for Maryland residents$262
Cost for one class for Maryland residents (3 credit hours)$786
Price per credit hour for out of state residents$355
Cost for one class for out of state residents (3 credit hours)$1,065
Cost for one class for out of state residents (4 credit hours)$1,420

Advertisements

Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 16% of Frederick Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,070.

Example Loan Payments and Costs

How much are student loan payments for Frederick Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $8,624, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $10,700.41. This could be your effective total out of pocket cost of an education at Frederick Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 40% of students at this school who receive financial aid and you are paying an average annual net price of $4,312. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Frederick Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Frederick Community College Student Loan Payments
Example Payments
Monthly Loan Payment$89.17
Amount Borrowed$8,624.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,076.41
Sum of All Payments over 10 years$10,700.41

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Frederick Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Frederick Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $10,700.41 would be needed to afford a $89.17 monthly payment in the example $8,624.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Frederick Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $5,520 to $6,288. This amounts to an average annual price increase of 2.8%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $38,056.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Frederick Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$24,892$49,784
Estimated Cost in 10 years for students enrolling in 2029$31,769$63,539
Estimated Cost in 15 years for students enrolling in 2034 $40,547$81,094
Estimated Cost in 18 years for students enrolling in 2037 $46,938$93,876

Tuition History

What was tuition at Frederick Community College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$5,520$7,488 3.1%
2011$5,352$7,272 0.6%
2010$5,319$7,119 4.1%
2009$5,109$6,837 3.1%
2008$4,957$6,637 2.1%
2007$4,853$6,509 1.7%
2006$4,772$6,380 3.8%
2005$4,598$6,230 1.7%
2004$4,519$6,151 6.8%
2003$4,233$5,769 3.5%
2002$4,088$5,576 2.6%
2001$3,984$5,424 3.6%
2000$3,844$5,236 3.3%
1999$3,722$5,258 4%
1998$3,578$5,258 8.2%
1997$3,306$4,866 1.3%
1996$3,262$4,822 -19.1%
1995$4,031$6,353 6%
1994$3,803$5,993 8.6%
1993$3,503$5,993 12.8%
1992$3,105$6,210 14.2%
1991$2,720$5,440 19.3%
1990$2,280$4,560 152.2%
1989$904$1,768 -24.7%
1988$1,200$2,400

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Frederick Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences, General Studies and Humanities, Other Associate's Degree 293 8% cheaper
Liberal Arts and Sciences/Liberal Studies Associate's Degree 130 4% cheaper
Business/Commerce, General Associate's Degree 111 4% cheaper
Registered Nursing/Registered Nurse Associate's Degree 83 5% costlier
Respiratory Care Therapy/Therapist Associate's Degree 27 9% costlier
Public Administration Associate's Degree 17 3% costlier
Building/Construction Finishing, Management, and Inspection, Other Associate's Degree 13 11% costlier
Elementary Education and Teaching Associate's Degree 13 18% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 11 9% costlier
Management Information Systems, General Associate's Degree 11 2% cheaper
Business Administration and Management, General Associate's Degree 10 2% cheaper
Surgical Technology/Technologist Associate's Degree 9 9% costlier
Early Childhood Education and Teaching Associate's Degree 7 12% costlier
Architectural Drafting and Architectural CAD/CADD Associate's Degree 7 7% costlier
Nuclear Medical Technology/Technologist Associate's Degree 6 9% costlier
Child Care and Support Services Management Associate's Degree 5 17% costlier
Criminal Justice/Police Science Associate's Degree 4 10% costlier
Hotel/Motel Administration/Management Associate's Degree 4 3% cheaper
Legal Assistant/Paralegal Associate's Degree 4 5% costlier
Computer and Information Sciences, General Associate's Degree 3 7% costlier
Mathematics Teacher Education Associate's Degree 3 20% costlier
Construction Trades, Other Associate's Degree 3 25% costlier
Aircraft Powerplant Technology/Technician Associate's Degree 2 10% costlier
Clinical/Medical Laboratory Technician Associate's Degree 2 15% costlier

Calculators

Use the calculators below to formulate a college savings plan for Frederick Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Frederick Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Frederick Community College student loan.

Prepayment Option

About Frederick Community College

Frederick Community College is a two year community college located in Frederick, Maryland.  Full time enrollment is 1,996 and part time is 4,256.  Frederick Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Frederick Community College
7932 Opossumtown Pike
Frederick, Maryland
21702-2964

For Profit / Not For Profit Status

Frederick Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Frederick Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=162557 IPEDS survey data.