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Annual Costs

Undergraduate Tuition

Framingham State University tuition is $970 per year for in-state residents. This is 86% cheaper than the national average public four year tuition of $7,056. The cost is 97% cheaper than the average Massachusetts tuition of $32,017 for 4 year colleges. Tuition ranks 5th in Massachusetts amongst 4 year colleges for affordability and is the 78th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $7,050 which represents a 627% premium.

The school charges an additional fees of $8,950 in addition to tuition bringing the total effective in-state tuition to $9,920.

Housing Costs

On campus room and board is provided by the school at a cost of $11,820 per academic year. Students electing to live off campus elsewhere in Framingham should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Other Living Expenses

If living on-campus, students should budget for $3,410 in additional living expenses. Off-campus students should budget for $3,410 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Massachusetts residents to go to Framingham State University is $26,150 for the 2017/2018 academic year. Out-of-state students who don't have Massachusetts residence can expect a one year cost of $32,230.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Framingham State University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Framingham State University
Estimated Budgets
Massachusetts Resident Total Budget $26,150
   In-State Tuition$970
   Other Fees$8,950
   Room and Board$11,820
   On-Campus Other Budget$3,410
   Books and Supplies$1,000
Non-Resident Total Budget $32,230
   Out-of-State Tuition$7,050
   Other Fees$8,950
   Room and Board$11,820
   On-Campus Other Budget$3,410
   Books and Supplies$1,000

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $26,150 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Framingham State University net price for in-state students is $17,047* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

67% of Framingham State University students received grant aid in 2014/2015. The average total aid amount was $5,057. 35 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,190. To apply for a Pell Grant to attend Framingham State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Framingham State University
Financial Aid Summary
Average Annual Net Price$17,047*
Percent of Students Receiving Grant Aid67%
Average Total Grant Aid$5,057
Percent of Students Receiving Pell Grants35%
Average Amount of Pell Grant Aid$4,190

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$13,006
$30,001 to $48,000$13,714
$48,001 to $75,000$17,458
$75,001 to $110,000$20,138
$110,000+$21,135

Average Financial Aid Mix - $26,150 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $26,150. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

22%
29%
49%

Grants and Scholarships

 22% - $5,057

Money granted to you by the U.S. Department of Education, Framingham State University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 29% - $6,521

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 49% -  $11,162

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Framingham State University
University of Massachusetts Boston1,292.1% more expensive
Worcester State University0% less expensive
Massachusetts Maritime Academy76.7% more expensive
University of Connecticut Avery Point1,136.9% more expensive
Central Connecticut State University459.2% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Framingham State University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Framingham State University is $104,600 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $14,654 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $58,616**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $130,750 or $73,270 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Framingham State University.

Massachusetts Resident Tuition Per Semester$485
Massachusetts Resident Total Cost Per Semester$13,075
Non-Massachusetts Resident Tuition Per Semester$3,525
Non-Massachusetts Resident Total Cost Per Semester$16,115

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Framingham State University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Framingham State University
Price per credit hour for Massachusetts residents$430
Cost for one class for Massachusetts residents (3 credit hours)$1,290
Price per credit hour for out of state residents$683
Cost for one class for out of state residents (3 credit hours)$2,049
Cost for one class for out of state residents (4 credit hours)$2,732

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 77% of Framingham State University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,521.

Example Loan Payments and Costs

How much are student loan payments for Framingham State University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $58,616, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $72,729.01. This could be your effective total out of pocket cost of an education at Framingham State University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 67% of students at this school who receive financial aid and you are paying an average annual net price of $14,654. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Framingham State University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Framingham State University Student Loan Payments
Example Payments
Monthly Loan Payment$606.08
Amount Borrowed$58,616.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$14,113.01
Sum of All Payments over 10 years$72,729.01

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Framingham State University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Framingham State University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $72,729.01 would be needed to afford a $606.08 monthly payment in the example $58,616.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Framingham State University in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $104,600.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Framingham State University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2023$35,962$143,849
Estimated Cost in 10 years for students enrolling in 2028$45,898$183,592
Estimated Cost in 15 years for students enrolling in 2033 $58,579$234,316
Estimated Cost in 18 years for students enrolling in 2036 $67,812$271,249

Tuition History

What was tuition at Framingham State University five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$970$7,050 0%
2011$970$7,050 -85.2%
2010$6,540$12,620 6.5%
2009$6,141$12,221 5.9%
2008$5,799$11,879 6.4%
2007$5,449$11,529 9%
2006$4,999$11,079 7.4%
2005$4,654$10,734 7.6%
2004$4,324$10,404 29.7%
2003$3,334$9,414 20.4%
2002$2,770$8,850 -2.1%
2001$2,830$8,850 -2.1%
2000$2,890$8,850 -5.9%
1999$3,070$8,310 -2.8%
1998$3,160$7,840 -2.4%
1997$3,238$7,624 -2.1%
1996$3,308$7,442 -0.2%
1995$3,314$7,448 5.1%
1994$3,154$7,288 5.3%
1993$2,995$6,859 3.7%
1992$2,889$6,603 28.8%
1991$2,243$5,318 15%
1990$1,950$4,788 32.3%
1989$1,474$3,970 8.5%
1988$1,359$3,552

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Framingham State University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Business/Commerce, General Bachelor's Degree 107 15% cheaper
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 33 13% cheaper
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 28 20% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 26 10% cheaper
Computer and Information Sciences, General Bachelor's Degree 20 13% cheaper
Mathematics, General Bachelor's Degree 20 21% cheaper
Biology/Biological Sciences, General Bachelor's Degree 15 20% cheaper
Knowledge Management Bachelor's Degree 11 26% cheaper
Economics, General Bachelor's Degree 10 28% cheaper
Political Science and Government, General Bachelor's Degree 6 23% cheaper
Chemistry, General Bachelor's Degree 6 23% cheaper
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 6 2% costlier
Psychology, General Bachelor's Degree 5 20% cheaper
English Language and Literature, General Bachelor's Degree 4 20% cheaper
Geography Bachelor's Degree 4 13% cheaper
Kindergarten/Preschool Education and Teaching Bachelor's Degree 3 1% costlier
Food Science Bachelor's Degree 2 18% cheaper
Apparel and Textiles, General Bachelor's Degree 2 13% cheaper
History, General Bachelor's Degree 2 21% cheaper
Foreign Languages and Literatures, General Bachelor's Degree 2 19% cheaper
Art/Art Studies, General Bachelor's Degree 1 18% cheaper
Criminology Bachelor's Degree 1 21% cheaper
Communications Technologies/Technicians and Support Services, Other Bachelor's Degree 1 0% cheaper
Elementary Education and Teaching Bachelor's Degree 1 9% cheaper
Sociology Bachelor's Degree 1 22% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Framingham State University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Framingham State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Framingham State University student loan.

Prepayment Option

About Framingham State University

Framingham State University is a four year public college located in Framingham, Massachusetts.  Full time enrollment is 3,815 and part time is 2,162.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Framingham State University
100 State Street
Framingham, Massachusetts
01701-9101

For Profit / Not For Profit Status

Framingham State University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Framingham State University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=165866 IPEDS survey data.