University of Massachusetts Amherst tuition is $15,030 per year for in-state residents. This is 113% more expensive than the national average public four year tuition of $7,056. The cost is 53% cheaper than the average Massachusetts tuition of $32,017 for 4 year colleges. Tuition ranks 18th in Massachusetts amongst 4 year colleges for affordability and is the 65th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $33,096 which represents a 120% premium.
The school charges an additional fees of $381 in addition to tuition bringing the total effective in-state tuition to $15,411.
On campus room and board is provided by the school at a cost of $12,258 per academic year. Students electing to live off campus elsewhere in Amherst should budget at least this amount.
The estimated annual cost for books and supplies is $1,000.
If living on-campus, students should budget for $1,400 in additional living expenses. Off-campus students should budget for $1,400 in other miscellaneous living expenses.
The total tuition and living expense budget for in-state Massachusetts residents to go to UMass is $30,069 for the 2017/2018 academic year. Out-of-state students who don't have Massachusetts residence can expect a one year cost of $48,135.
Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of Massachusetts Amherst and represent reported costs for the 2016-2017 and 2015-2016 academic years.
|Massachusetts Resident Total Budget||$30,069|
|Room and Board||$12,258|
|On-Campus Other Budget||$1,400|
|Books and Supplies||$1,000|
|Non-Resident Total Budget||$48,135|
|Room and Board||$12,258|
|On-Campus Other Budget||$1,400|
|Books and Supplies||$1,000|
Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $30,069 published price if scholarship or grant aid is made available to you.
The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported UMass net price for in-state students is $18,840* for the 2014/2015 academic year. This net price includes housing and meal expenses.
78% of University of Massachusetts Amherst students received grant aid in 2014/2015. The average total aid amount was $8,161. 23 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,246. To apply for a Pell Grant to attend University of Massachusetts Amherst, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).
|Financial Aid Summary|
|Average Annual Net Price||$18,840*|
|Percent of Students Receiving Grant Aid||78%|
|Average Total Grant Aid||$8,161|
|Percent of Students Receiving Pell Grants||23%|
|Average Amount of Pell Grant Aid||$4,246|
The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.
|Family Income||Avg. Net Price|
|$0 to $30,000||$11,064|
|$30,001 to $48,000||$12,008|
|$48,001 to $75,000||$15,611|
|$75,001 to $110,000||$21,127|
CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $30,069. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.
Money granted to you by the U.S. Department of Education, University of Massachusetts Amherst or other organizations. These are not loans and do not need to be repaid.
Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.
Covered by family savings, work or private student loans which you will have to repay.
*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.
Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.
To make a comparative assessment if UMass is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 77/100 for University of Massachusetts Amherst. Considering an average net price paid of $16,145, this leads to an overall value ranking of 75/100. This places the school 76th on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.
|School||Cost vs. University of Massachusetts Amherst|
|State University of New York at New Paltz||57% less expensive|
|University of Connecticut Stamford||20.2% less expensive|
|SUNY at Purchase College||55.6% less expensive|
|Ramapo College of New Jersey||22.6% less expensive|
|CUNY Hunter College||56.6% less expensive|
When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Massachusetts Amherst.
At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at UMass is $120,276 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.
A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $16,145 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $64,580**
If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $150,345 or $80,725 using an average net price.
**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.
Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Massachusetts Amherst.
|Massachusetts Resident Tuition Per Semester||$7,515|
|Massachusetts Resident Total Cost Per Semester||$15,034|
|Non-Massachusetts Resident Tuition Per Semester||$16,548|
|Non-Massachusetts Resident Total Cost Per Semester||$24,068|
Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Massachusetts Amherst are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.
|Price per credit hour for Massachusetts residents||$682|
|Cost for one class for Massachusetts residents (3 credit hours)||$2,046|
|Price per credit hour for out of state residents||$1,484|
|Cost for one class for out of state residents (3 credit hours)||$4,452|
|Cost for one class for out of state residents (4 credit hours)||$5,936|
The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 60% of University of Massachusetts Amherst students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,623. The reported average student debt upon graduation is $28,999.
How much are student loan payments for University of Massachusetts Amherst? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.
The following are the costs for a loan if you borrowed $64,580, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $80,128.97. This could be your effective total out of pocket cost of an education at University of Massachusetts Amherst. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 78% of students at this school who receive financial aid and you are paying an average annual net price of $16,145. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Massachusetts Amherst student loan calculator below to change loan assumptions and recalculate.
Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.
|Monthly Loan Payment||$667.74|
|Number of Monthly Payments||120|
|Total Interest Cost||$15,548.97|
|Sum of All Payments over 10 years||$80,128.97|
Can I afford to attend UMass? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Massachusetts Amherst, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.
Using the 10% of salary threshold, an annual income of $80,128.97 would be needed to afford a $667.74 monthly payment in the example $64,580.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.
What will it cost to send your child to University of Massachusetts Amherst in the future? In the past four years, this school's published in-state tuition and fee total rose from $1,714 to $15,030. This amounts to an average annual price increase of 155.4%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $120,276.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Massachusetts Amherst.
|Annual||4 Year Degree|
|Estimated Cost in 5 years for students enrolling in 2024||$41,352||$165,408|
|Estimated Cost in 10 years for students enrolling in 2029||$52,777||$211,107|
|Estimated Cost in 15 years for students enrolling in 2034||$67,358||$269,431|
|Estimated Cost in 18 years for students enrolling in 2037||$77,975||$311,901|
We've compared the out of state cost of the most popular undergraduate areas of study at University of Massachusetts Amherst to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.
|Area of Study||Graduates||vs National Avg|
|Finance, General Bachelor's Degree||212||29% costlier|
|Multi-/Interdisciplinary Studies, Other Bachelor's Degree||198||15% costlier|
|Accounting Bachelor's Degree||175||29% costlier|
|Registered Nursing/Registered Nurse Bachelor's Degree||164||34% costlier|
|Exercise Physiology Bachelor's Degree||145||13% costlier|
|Business Administration and Management, General Bachelor's Degree||125||39% costlier|
|Marketing/Marketing Management, General Bachelor's Degree||125||32% costlier|
|Agricultural Economics Bachelor's Degree||85||27% costlier|
|Civil Engineering, General Bachelor's Degree||81||13% costlier|
|Computer Science Bachelor's Degree||79||15% costlier|
|Mechanical Engineering Bachelor's Degree||76||13% costlier|
|Communication Sciences and Disorders, General Bachelor's Degree||68||33% costlier|
|Fine/Studio Arts, General Bachelor's Degree||52||12% costlier|
|Microbiology, General Bachelor's Degree||43||22% costlier|
|Chemical Engineering Bachelor's Degree||41||5% costlier|
|Economics, General Bachelor's Degree||40||8% costlier|
|LEGAL PROFESSIONS AND STUDIES Bachelor's Degree||39||19% costlier|
|Animal Sciences, General Bachelor's Degree||38||32% costlier|
|Speech Communication and Rhetoric Bachelor's Degree||36||21% costlier|
|Electrical and Electronics Engineering Bachelor's Degree||36||14% costlier|
|Environmental Science Bachelor's Degree||35||12% costlier|
|Architecture Bachelor's Degree||35||1% costlier|
|Music, General Bachelor's Degree||34||17% costlier|
|Political Science and Government, General Bachelor's Degree||34||16% costlier|
|Nutrition Sciences Bachelor's Degree||32||7% costlier|
|Building Construction Technology Bachelor's Degree||32||3% costlier|
|Natural Resources/Conservation, General Bachelor's Degree||29||20% costlier|
|Sociology Bachelor's Degree||27||17% costlier|
|Psychology, General Bachelor's Degree||26||19% costlier|
|Turf and Turfgrass Management Associate's Degree||23||138% costlier|
|Landscape Architecture Bachelor's Degree||20||18% costlier|
|Environmental Design/Architecture Bachelor's Degree||19||15% costlier|
|Spanish Language and Literature Bachelor's Degree||18||12% costlier|
|Food Science Bachelor's Degree||18||23% costlier|
|Pre-Veterinary Studies Bachelor's Degree||17||20% costlier|
|Landscaping and Groundskeeping Associate's Degree||17||148% costlier|
|Applied Horticulture/Horticultural Business Services, Other Associate's Degree||16||115% costlier|
|Forestry, General Bachelor's Degree||15||30% costlier|
|Journalism Bachelor's Degree||12||25% costlier|
|English Language and Literature, General Bachelor's Degree||10||20% costlier|
|History, General Bachelor's Degree||10||18% costlier|
|Philosophy Bachelor's Degree||10||7% costlier|
|Dance, General Bachelor's Degree||9||6% costlier|
|Mathematics, General Bachelor's Degree||8||17% costlier|
|Industrial Engineering Bachelor's Degree||8||19% costlier|
|Equestrian/Equine Studies Associate's Degree||7||111% costlier|
|Sport and Fitness Administration/Management Bachelor's Degree||7||28% costlier|
|Applied Horticulture/Horticulture Operations, General Associate's Degree||7||144% costlier|
|Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree||7||9% cheaper|
|Liberal Arts and Sciences, General Studies and Humanities, Other Bachelor's Degree||6||14% costlier|
|Biological and Physical Sciences Bachelor's Degree||6||19% costlier|
|Jewish/Judaic Studies Bachelor's Degree||5||3% cheaper|
|Crop Production Associate's Degree||5||109% costlier|
|Public Health, General Bachelor's Degree||5||17% costlier|
|French Language and Literature Bachelor's Degree||5||4% costlier|
|Physics, General Bachelor's Degree||4||9% costlier|
|Geography Bachelor's Degree||4||30% costlier|
|Biochemistry and Molecular Biology Bachelor's Degree||4||4% cheaper|
|Linguistics Bachelor's Degree||4||3% cheaper|
|Chemistry, General Bachelor's Degree||4||16% costlier|
|Biology/Biological Sciences, General Bachelor's Degree||4||19% costlier|
|Women's Studies Bachelor's Degree||4||1% costlier|
|Computer Engineering, General Bachelor's Degree||3||14% costlier|
|African-American/Black Studies Bachelor's Degree||3||2% costlier|
|Italian Language and Literature Bachelor's Degree||3||8% cheaper|
|Chinese Language and Literature Bachelor's Degree||3||11% cheaper|
|German Studies Bachelor's Degree||3||13% cheaper|
|Anthropology Bachelor's Degree||2||7% costlier|
|Japanese Language and Literature Bachelor's Degree||2||8% cheaper|
|Near and Middle Eastern Studies Bachelor's Degree||2||20% cheaper|
|General Studies Bachelor's Degree||2||42% costlier|
|Social Sciences, Other Bachelor's Degree||2||2% costlier|
|Comparative Literature Bachelor's Degree||1||14% cheaper|
|Plant Sciences, General Bachelor's Degree||1||20% costlier|
|Geology/Earth Science, General Bachelor's Degree||1||16% costlier|
|Russian Studies Bachelor's Degree||1||14% cheaper|
|Wildlife, Fish and Wildlands Science and Management Bachelor's Degree||1||43% costlier|
|Hospitality Administration/Management, General Bachelor's Degree||1||33% costlier|
|Drama and Dramatics/Theatre Arts, General Bachelor's Degree||1||13% costlier|
|Art History, Criticism and Conservation Bachelor's Degree||1||2% cheaper|
|Portuguese Language and Literature Bachelor's Degree||1||3% costlier|
|Music Performance, General Bachelor's Degree||1||21% costlier|
|Astronomy Bachelor's Degree||1||7% cheaper|
Use the calculators below to formulate a college savings plan for University of Massachusetts Amherst or model a student loan.
University of Massachusetts Amherst is a four year public college located in Amherst, Massachusetts. Full time enrollment is 23,746 and part time is 6,291.
Students attending this school may pursue both undergraduate and graduate degrees.Address
University of Massachusetts Amherst is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.
University of Massachusetts Amherst cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=166629 IPEDS survey data.