The total list price for in-state Michigan residents to go to Central Michigan University is $21,330 for the 2014/2015 academic year. Out-of-state students who don't possess Michigan residence can expect a one year cost of $33,450.
Central Michigan University tuition is $11,550 per year for in-state residents. This is 80% more expensive than the national average public four year tuition of $6,429. The cost is $5,718 and 33% cheaper than the average Michigan tuition of $17,268 for 4 year colleges. Tuition ranks 25th in Michigan amongst 4 year colleges for affordability and is the 42nd most expensive 4 year college in the state. If attending from out-of-state, the tuition is $23,670 which represents a 105% premium.
On campus room and board is provided by the school at a cost of $8,780 per academic year. Students electing to live off campus elsewhere in Mount Pleasant should budget at least this amount.
The estimated annual cost for books and supplies is $1,000.
|Michigan Resident Total Cost||$21,330|
|Room and Board||$8,780|
|Books and Supplies||$1,000|
|Non-Resident Total Cost||$33,450|
|Room and Board||$8,780|
|Books and Supplies||$1,000|
All price data are reprinted from the U.S. Department of Education's 2014-2015 and 2013-2014 IPEDS Survey and represent reported costs for the 2014-2015 and 2013-2014 academic years.
Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $21,330 published price if scholarship or grant aid is made available to you.
The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Central Michigan University net price for in-state students $12,936* for the 2013/2014 academic year. This net price includes housing and meal expenses.
69% of Central Michigan University students received grant aid in 2013/2014. The average total aid amount was $8,571. 35 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2013/2014 was $3,995. To apply for a Pell Grant to attend Central Michigan University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).
|Financial Aid Summary|
|Average Annual Net Price||$12,936*|
|Percent of Students Receiving Grant Aid||69%|
|Average Total Grant Aid||$8,571|
|Percent of Students Receiving Pell Grants||35%|
|Average Amount of Pell Grant Aid||$3,995|
The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2013-2014 academic year.
|Family Income||Avg. Net Price|
|$0 to $30,000||$10,107|
|$30,001 to $48,000||$11,611|
|$48,001 to $75,000||$14,613|
|$75,001 to $110,000||$17,986|
CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $21,330. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.
Money granted to you by the U.S. Department of Education, Central Michigan University or other organizations. These are not loans and do not need to be repaid.
Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.
Covered by family savings, work or private student loans which you will have to repay.
*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2013-2014 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.
Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.
|School||Cost vs. Central Michigan University|
|University of Michigan Flint||19.7% less expensive|
|Grand Valley State University||6.9% less expensive|
|Oakland University||8.1% less expensive|
|Eastern Michigan University||28.6% less expensive|
|University of Wisconsin Stevens Point||45.5% less expensive|
When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Central Michigan University.
At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Central Michigan University is $85,320 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.
A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,918 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $51,672**
If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $106,650 or $64,590 using an average net price.
**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2013-2014 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.
Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Central Michigan University.
|Michigan Resident Tuition Per Semester||$5,775|
|Michigan Resident Total Cost Per Semester||$10,665|
|Non-Michigan Resident Tuition Per Semester||$11,835|
|Non-Michigan Resident Total Cost Per Semester||$16,725|
Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Central Michigan University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.
|Price per credit hour for Michigan residents||$347|
|Cost for one class for Michigan residents (3 credit hours)||$1,041|
|Price per credit hour for out of state residents||$773|
|Cost for one class for out of state residents (3 credit hours)||$2,319|
|Cost for one class for out of state residents (4 credit hours)||$3,092|
The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 81% of Central Michigan University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,207. The reported average student debt upon graduation is $32,581.
How much are student loan payments for Central Michigan University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.
The following are the costs for a loan if you borrowed $51,672, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $63,636.61. This could be your effective total out of pocket cost of an education at Central Michigan University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 69% of students at this school who receive financial aid and you are paying an average annual net price of $12,918. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Central Michigan University student loan calculator below to change loan assumptions and recalculate.
Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.
|Monthly Loan Payment||$530.31|
|Number of Monthly Payments||120|
|Total Interest Cost||$11,964.61|
|Sum of All Payments over 10 years||$63,636.61|
Can I afford to attend Central Michigan University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Central Michigan University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.
Using the 10% of salary threshold, an annual income of $63,636.61 would be needed to afford a $530.31 monthly payment in the example $51,672.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.
What will it cost to send your child to Central Michigan University in the future? In the past five years, this school's published in-state tuition and fee total rose from $7,530 to $10,024. This amounts to an average annual price increase of 6.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $85,320.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Central Michigan University.
|Annual||4 Year Degree|
|Estimated Cost in 5 years for students enrolling in 2020||$29,334||$117,335|
|Estimated Cost in 10 years for students enrolling in 2025||$37,438||$149,752|
|Estimated Cost in 15 years for students enrolling in 2030||$47,782||$191,126|
|Estimated Cost in 18 years for students enrolling in 2033||$55,313||$221,252|
What was tuition at Central Michigan University five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.
We've compared the out of state cost of the most popular undergraduate areas of study at Central Michigan University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.
|Area of Study||Graduates||vs National Avg|
|Community Organization and Advocacy Bachelor's Degree||173||5% cheaper|
|Business Administration, Management and Operations, Other Bachelor's Degree||140||9% costlier|
|Biology/Biological Sciences, General Bachelor's Degree||42||7% cheaper|
|Social Work Bachelor's Degree||38||4% costlier|
|Information Technology Bachelor's Degree||38||10% costlier|
|Management Information Systems, General Bachelor's Degree||37||3% costlier|
|Dietetics/Dietitian Bachelor's Degree||36||2% costlier|
|Speech Communication and Rhetoric Bachelor's Degree||32||5% cheaper|
|Logistics, Materials, and Supply Chain Management Bachelor's Degree||31||2% costlier|
|Music Teacher Education Bachelor's Degree||29||1% cheaper|
|Construction Engineering Technology/Technician Bachelor's Degree||29||12% costlier|
|Organizational Communication, General Bachelor's Degree||28||5% cheaper|
|Automotive Engineering Technology/Technician Bachelor's Degree||28||19% costlier|
|Marketing/Marketing Management, General Bachelor's Degree||28||3% costlier|
|Elementary Education and Teaching Bachelor's Degree||26||6% costlier|
|Hospitality Administration/Management, General Bachelor's Degree||26||3% costlier|
|Psychology, General Bachelor's Degree||25||6% cheaper|
|Family Systems Bachelor's Degree||25||10% costlier|
|Finance, General Bachelor's Degree||25||1% costlier|
|History Teacher Education Bachelor's Degree||24||9% costlier|
|Interior Architecture Bachelor's Degree||24||4% cheaper|
|Therapeutic Recreation/Recreational Therapy Bachelor's Degree||24||7% costlier|
|Athletic Training/Trainer Bachelor's Degree||22||0% cheaper|
|International Business/Trade/Commerce Bachelor's Degree||20||8% cheaper|
|Sociology Bachelor's Degree||19||8% cheaper|
|Graphic Design Bachelor's Degree||18||3% cheaper|
|Art Teacher Education Bachelor's Degree||17||3% costlier|
|Education/Teaching of Individuals with Mental Retardation Bachelor's Degree||16||14% costlier|
|Mechanical Engineering/Mechanical Technology/Technician Bachelor's Degree||15||8% costlier|
|Mechanical Engineering Bachelor's Degree||15||11% cheaper|
|English/Language Arts Teacher Education Bachelor's Degree||13||7% costlier|
|Spanish Language and Literature Bachelor's Degree||13||12% cheaper|
|Meteorology Bachelor's Degree||12||1% cheaper|
|Electrical and Electronics Engineering Bachelor's Degree||12||10% cheaper|
|History, General Bachelor's Degree||12||8% cheaper|
|Fashion Merchandising Bachelor's Degree||12||4% costlier|
|Photojournalism Bachelor's Degree||11||6% cheaper|
|Computer Science Bachelor's Degree||10||10% cheaper|
|Manufacturing Engineering Technology/Technician Bachelor's Degree||9||16% costlier|
|Technology Teacher Education/Industrial Arts Teacher Education Bachelor's Degree||8||19% costlier|
|Child Development Bachelor's Degree||8||11% costlier|
|Political Science and Government, General Bachelor's Degree||8||9% cheaper|
|Social Studies Teacher Education Bachelor's Degree||8||1% costlier|
|Natural Resources/Conservation, General Bachelor's Degree||7||5% cheaper|
|English Language and Literature, General Bachelor's Degree||7||6% cheaper|
|Real Estate Bachelor's Degree||7||9% cheaper|
|Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree||7||11% costlier|
|Mathematics Teacher Education Bachelor's Degree||7||6% costlier|
|Fine/Studio Arts, General Bachelor's Degree||7||13% cheaper|
|Neuroscience Bachelor's Degree||6||33% cheaper|
|Religion/Religious Studies Bachelor's Degree||6||20% cheaper|
|Social Sciences, General Bachelor's Degree||6||1% cheaper|
|Mathematics, General Bachelor's Degree||6||8% cheaper|
|Creative Writing Bachelor's Degree||6||18% cheaper|
|Biology Teacher Education Bachelor's Degree||5||12% costlier|
|Physical Education Teaching and Coaching Bachelor's Degree||5||7% costlier|
|Health and Physical Education/Fitness, General Bachelor's Degree||5||5% costlier|
|Acting Bachelor's Degree||4||15% cheaper|
|International Relations and Affairs Bachelor's Degree||4||19% cheaper|
|Statistics, General Bachelor's Degree||4||16% cheaper|
|Purchasing, Procurement/Acquisitions and Contracts Management Bachelor's Degree||4||5% costlier|
|Science Teacher Education/General Science Teacher Education Bachelor's Degree||4||10% costlier|
|Economics, General Bachelor's Degree||4||15% cheaper|
|Geology/Earth Science, General Bachelor's Degree||4||9% cheaper|
|Geographic Information Science and Cartography Bachelor's Degree||4||14% costlier|
|LEGAL PROFESSIONS AND STUDIES Bachelor's Degree||4||6% cheaper|
|Land Use Planning and Management/Development Bachelor's Degree||4||18% costlier|
|Social Sciences, Other Bachelor's Degree||4||19% cheaper|
|Anthropology Bachelor's Degree||4||16% cheaper|
|Education/Teaching of Individuals with Emotional Disturbances Bachelor's Degree||3||10% cheaper|
|Biological and Biomedical Sciences, Other Bachelor's Degree||3||14% cheaper|
|Accounting Bachelor's Degree||3||1% costlier|
|Environmental Science Bachelor's Degree||3||11% cheaper|
|Entrepreneurship/Entrepreneurial Studies Bachelor's Degree||3||6% cheaper|
|Communication Sciences and Disorders, General Bachelor's Degree||3||4% costlier|
|Biochemistry Bachelor's Degree||3||19% cheaper|
|Radio, Television, and Digital Communication, Other Bachelor's Degree||3||8% cheaper|
|Philosophy Bachelor's Degree||3||16% cheaper|
|Spanish Language Teacher Education Bachelor's Degree||3||4% costlier|
|Accounting and Related Services, Other Bachelor's Degree||3||9% cheaper|
|Health Teacher Education Bachelor's Degree||3||5% costlier|
|Foodservice Systems Administration/Management Bachelor's Degree||2||5% cheaper|
|Speech Teacher Education Bachelor's Degree||2||23% costlier|
|Music, General Bachelor's Degree||2||8% cheaper|
|Financial Planning and Services Bachelor's Degree||2||2% costlier|
|Operations Management and Supervision Bachelor's Degree||2||14% costlier|
|Manufacturing Engineering Bachelor's Degree||2||2% cheaper|
|Family and Consumer Sciences/Home Economics Teacher Education Bachelor's Degree||2||17% costlier|
|Musical Theatre Bachelor's Degree||2||11% cheaper|
|Business Administration and Management, General Bachelor's Degree||2||9% costlier|
|Women's Studies Bachelor's Degree||2||20% cheaper|
|Parks, Recreation and Leisure Studies Bachelor's Degree||2||7% costlier|
|Biomedical Sciences, General Bachelor's Degree||2||2% cheaper|
|Physics, General Bachelor's Degree||1||14% cheaper|
|Retail Management Bachelor's Degree||1||4% cheaper|
|Chemistry Teacher Education Bachelor's Degree||1||5% costlier|
|Public Health Education and Promotion Bachelor's Degree||1||5% costlier|
|Journalism, Other Bachelor's Degree||1||6% costlier|
|Human Resources Management/Personnel Administration, General Bachelor's Degree||1||8% costlier|
|Sports Studies Bachelor's Degree||1||11% cheaper|
|Art/Art Studies, General Bachelor's Degree||1||4% cheaper|
|Actuarial Science Bachelor's Degree||1||11% cheaper|
|Cognitive Science Bachelor's Degree||1||30% cheaper|
|Advertising Bachelor's Degree||1||2% cheaper|
|German Language and Literature Bachelor's Degree||1||19% cheaper|
|Technical Theatre/Theatre Design and Technology Bachelor's Degree||1||13% cheaper|
|Casino Management Bachelor's Degree||1||1% costlier|
|Kinesiology and Exercise Science Bachelor's Degree||1||2% cheaper|
|Environmental Studies Bachelor's Degree||1||22% cheaper|
|French Language Teacher Education Bachelor's Degree||1||6% costlier|
|Early Childhood Education and Teaching Bachelor's Degree||1||7% costlier|
|Mathematics and Computer Science Bachelor's Degree||1||22% cheaper|
|Astronomy Bachelor's Degree||1||27% cheaper|
|Public Relations/Image Management Bachelor's Degree||1||4% cheaper|
|Earth Science Teacher Education Bachelor's Degree||1||15% costlier|
|Business Teacher Education Bachelor's Degree||1||21% costlier|
|Music Theory and Composition Bachelor's Degree||1||19% cheaper|
|Chemistry, General Bachelor's Degree||1||9% cheaper|
|French Language and Literature Bachelor's Degree||1||18% cheaper|
|Drama and Dramatics/Theatre Arts, General Bachelor's Degree||1||11% cheaper|
|Journalism Bachelor's Degree||1||2% cheaper|
|Geography Bachelor's Degree||1||2% costlier|
|Health/Health Care Administration/Management Bachelor's Degree||1||14% costlier|
Use the calculators below to formulate a college savings plan for Central Michigan University or model a student loan.
Central Michigan University is a four year public college located in Mount Pleasant, Michigan. Full time enrollment is 20,880 and part time is 7,314. For the 2011/2012 school year, the school received 18,358 applicants. 12,655 were admitted and 3,345 enrolled.
Students attending this school may pursue both undergraduate and graduate degrees.Address
Central Michigan University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.
Central Michigan University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=169248 IPEDS survey data.