Annual Costs

Undergraduate Tuition

Central Michigan University tuition is $12,150 per year for in-state residents. This is 78% more expensive than the national average public four year tuition of $6,841. The cost is 34% cheaper than the average Michigan tuition of $18,353 for 4 year colleges. Tuition ranks 27th in Michigan amongst 4 year colleges for affordability and is the 32nd most expensive 4 year college in the state. If attending from out-of-state, the tuition is $23,670 which represents a 95% premium.

Housing Costs

On campus room and board is provided by the school at a cost of $9,406 per academic year. Students electing to live off campus elsewhere in Mount Pleasant should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Other Living Expenses

If living on-campus, students should budget for $938 in additional living expenses. Off-campus students should budget for $938 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Michigan residents to go to Central Michigan University is $23,494 for the 2015/2016 academic year. Out-of-state students who don't have Michigan residence can expect a one year cost of $35,014.

Citation: Price data from the U.S. Department of Education's 2016-2017 and 2015-2016 IPEDS survey response for Central Michigan University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Central Michigan University
Estimated Budgets
Michigan Resident Total Budget $23,494
   In-State Tuition$12,150
   Other Fees$0
   Room and Board$9,406
   On-Campus Other Budget$938
   Books and Supplies$1,000
Non-Resident Total Budget $35,014
   Out-of-State Tuition$23,670
   Other Fees$0
   Room and Board$9,406
   On-Campus Other Budget$938
   Books and Supplies$1,000


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $23,494 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Central Michigan University net price for in-state students is $13,580* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

72% of Central Michigan University students received grant aid in 2014/2015. The average total aid amount was $8,286. 39 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,186. To apply for a Pell Grant to attend Central Michigan University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Central Michigan University
Financial Aid Summary
Average Annual Net Price$13,580*
Percent of Students Receiving Grant Aid72%
Average Total Grant Aid$8,286
Percent of Students Receiving Pell Grants39%
Average Amount of Pell Grant Aid$4,186

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$10,753
$30,001 to $48,000$11,136
$48,001 to $75,000$14,455
$75,001 to $110,000$18,346

Average Financial Aid Mix - $23,494 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $23,494. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 37% - $8,286

Money granted to you by the U.S. Department of Education, Central Michigan University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 28% - $6,337

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 35% -  $7,933

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Central Michigan University
University of Michigan Flint18.4% less expensive
Grand Valley State University5.2% less expensive
Bowling Green State University Main Campus25.1% less expensive
University of Wisconsin Green Bay48.2% less expensive
University of Wisconsin Oshkosh47.1% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Central Michigan University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Central Michigan University is $93,976 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,918 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $51,672**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $117,470 or $64,590 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Central Michigan University.

Michigan Resident Tuition Per Semester$6,075
Michigan Resident Total Cost Per Semester$11,747
Non-Michigan Resident Tuition Per Semester$11,835
Non-Michigan Resident Total Cost Per Semester$17,507

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Central Michigan University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Central Michigan University
Price per credit hour for Michigan residents$405
Cost for one class for Michigan residents (3 credit hours)$1,215
Price per credit hour for out of state residents$789
Cost for one class for out of state residents (3 credit hours)$2,367
Cost for one class for out of state residents (4 credit hours)$3,156


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 80% of Central Michigan University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,337. The reported average student debt upon graduation is $32,581.

Example Loan Payments and Costs

How much are student loan payments for Central Michigan University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $51,672, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $64,113.10. This could be your effective total out of pocket cost of an education at Central Michigan University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 72% of students at this school who receive financial aid and you are paying an average annual net price of $12,918. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Central Michigan University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Central Michigan University Student Loan Payments
Example Payments
Monthly Loan Payment$534.28
Amount Borrowed$51,672.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,441.10
Sum of All Payments over 10 years$64,113.10

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Central Michigan University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Central Michigan University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $64,113.10 would be needed to afford a $534.28 monthly payment in the example $51,672.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Central Michigan University in the future? In the past four years, this school's published in-state tuition and fee total rose from $10,024 to $12,150. This amounts to an average annual price increase of 4.2%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $93,976.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Central Michigan University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2023$32,310$129,239
Estimated Cost in 10 years for students enrolling in 2028$41,236$164,945
Estimated Cost in 15 years for students enrolling in 2033 $52,629$210,517
Estimated Cost in 18 years for students enrolling in 2036 $60,925$243,699

Tuition History

What was tuition at Central Michigan University five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$9,716$21,644 8.8%
2011$8,932$20,496 -12.2%
2010$10,170$23,670 4.6%
2009$9,720$22,590 6.6%
2008$9,120$21,210 21.1%
2007$7,530$17,520 17.8%
2006$6,390$14,850 19.1%
2005$5,365$12,467 2.8%
2004$5,218$12,148 9.9%
2003$4,747$11,119 11.8%
2002$4,247$9,938 12.5%
2001$3,775$8,951 4%
2000$3,630$8,655 0.1%
1999$3,626$8,648 2.3%
1998$3,546$8,441 3%
1997$3,443$8,191 9.6%
1996$3,142$7,729 3.5%
1995$3,037$7,454 4.7%
1994$2,900$7,132 9.4%
1993$2,652$6,488 13.1%
1992$2,345$5,833 10.2%
1991$2,128$5,275 6.2%
1990$2,004$4,949 9.6%
1989$1,828$4,485 10%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Central Michigan University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Community Organization and Advocacy Bachelor's Degree 173 5% cheaper
Business Administration, Management and Operations, Other Bachelor's Degree 140 9% costlier
Biology/Biological Sciences, General Bachelor's Degree 42 8% cheaper
Social Work Bachelor's Degree 38 3% costlier
Information Technology Bachelor's Degree 38 9% costlier
Management Information Systems, General Bachelor's Degree 37 1% costlier
Dietetics/Dietitian Bachelor's Degree 36 1% costlier
Speech Communication and Rhetoric Bachelor's Degree 32 7% cheaper
Logistics, Materials, and Supply Chain Management Bachelor's Degree 31 1% costlier
Music Teacher Education Bachelor's Degree 29 2% cheaper
Construction Engineering Technology/Technician Bachelor's Degree 29 10% costlier
Organizational Communication, General Bachelor's Degree 28 7% cheaper
Automotive Engineering Technology/Technician Bachelor's Degree 28 18% costlier
Marketing/Marketing Management, General Bachelor's Degree 28 2% costlier
Elementary Education and Teaching Bachelor's Degree 26 4% costlier
Hospitality Administration/Management, General Bachelor's Degree 26 2% costlier
Family Systems Bachelor's Degree 25 9% costlier
Psychology, General Bachelor's Degree 25 7% cheaper
Finance, General Bachelor's Degree 25 1% cheaper
History Teacher Education Bachelor's Degree 24 7% costlier
Interior Architecture Bachelor's Degree 24 6% cheaper
Therapeutic Recreation/Recreational Therapy Bachelor's Degree 24 7% costlier
Athletic Training/Trainer Bachelor's Degree 22 2% cheaper
International Business/Trade/Commerce Bachelor's Degree 20 10% cheaper
Sociology Bachelor's Degree 19 10% cheaper
Graphic Design Bachelor's Degree 18 3% cheaper
Art Teacher Education Bachelor's Degree 17 2% costlier
Education/Teaching of Individuals with Mental Retardation Bachelor's Degree 16 16% costlier
Mechanical Engineering/Mechanical Technology/Technician Bachelor's Degree 15 7% costlier
Mechanical Engineering Bachelor's Degree 15 12% cheaper
English/Language Arts Teacher Education Bachelor's Degree 13 5% costlier
Spanish Language and Literature Bachelor's Degree 13 14% cheaper
Meteorology Bachelor's Degree 12 4% cheaper
History, General Bachelor's Degree 12 9% cheaper
Electrical and Electronics Engineering Bachelor's Degree 12 12% cheaper
Fashion Merchandising Bachelor's Degree 12 4% costlier
Photojournalism Bachelor's Degree 11 6% cheaper
Computer Science Bachelor's Degree 10 11% cheaper
Manufacturing Engineering Technology/Technician Bachelor's Degree 9 17% costlier
Technology Teacher Education/Industrial Arts Teacher Education Bachelor's Degree 8 18% costlier
Child Development Bachelor's Degree 8 9% costlier
Political Science and Government, General Bachelor's Degree 8 11% cheaper
Social Studies Teacher Education Bachelor's Degree 8 1% cheaper
Natural Resources/Conservation, General Bachelor's Degree 7 8% cheaper
English Language and Literature, General Bachelor's Degree 7 7% cheaper
Real Estate Bachelor's Degree 7 11% cheaper
Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree 7 10% costlier
Mathematics Teacher Education Bachelor's Degree 7 4% costlier
Fine/Studio Arts, General Bachelor's Degree 7 14% cheaper
Neuroscience Bachelor's Degree 6 35% cheaper
Religion/Religious Studies Bachelor's Degree 6 22% cheaper
Social Sciences, General Bachelor's Degree 6 3% cheaper
Mathematics, General Bachelor's Degree 6 9% cheaper
Creative Writing Bachelor's Degree 6 19% cheaper
Biology Teacher Education Bachelor's Degree 5 10% costlier
Physical Education Teaching and Coaching Bachelor's Degree 5 6% costlier
Health and Physical Education/Fitness, General Bachelor's Degree 5 3% costlier
Acting Bachelor's Degree 4 16% cheaper
International Relations and Affairs Bachelor's Degree 4 21% cheaper
Statistics, General Bachelor's Degree 4 17% cheaper
Purchasing, Procurement/Acquisitions and Contracts Management Bachelor's Degree 4 4% costlier
Science Teacher Education/General Science Teacher Education Bachelor's Degree 4 8% costlier
Economics, General Bachelor's Degree 4 17% cheaper
Geology/Earth Science, General Bachelor's Degree 4 10% cheaper
Geographic Information Science and Cartography Bachelor's Degree 4 13% costlier
LEGAL PROFESSIONS AND STUDIES Bachelor's Degree 4 7% cheaper
Land Use Planning and Management/Development Bachelor's Degree 4 18% costlier
Social Sciences, Other Bachelor's Degree 4 21% cheaper
Anthropology Bachelor's Degree 4 17% cheaper
Education/Teaching of Individuals with Emotional Disturbances Bachelor's Degree 3 11% cheaper
Biological and Biomedical Sciences, Other Bachelor's Degree 3 15% cheaper
Accounting Bachelor's Degree 3 0% costlier
Environmental Science Bachelor's Degree 3 13% cheaper
Entrepreneurship/Entrepreneurial Studies Bachelor's Degree 3 7% cheaper
Communication Sciences and Disorders, General Bachelor's Degree 3 3% costlier
Biochemistry Bachelor's Degree 3 20% cheaper
Philosophy Bachelor's Degree 3 18% cheaper
Radio, Television, and Digital Communication, Other Bachelor's Degree 3 9% cheaper
Accounting and Related Services, Other Bachelor's Degree 3 11% cheaper
Spanish Language Teacher Education Bachelor's Degree 3 2% costlier
Health Teacher Education Bachelor's Degree 3 4% costlier
Foodservice Systems Administration/Management Bachelor's Degree 2 7% cheaper
Music, General Bachelor's Degree 2 10% cheaper
Speech Teacher Education Bachelor's Degree 2 21% costlier
Financial Planning and Services Bachelor's Degree 2 0% cheaper
Operations Management and Supervision Bachelor's Degree 2 13% costlier
Family and Consumer Sciences/Home Economics Teacher Education Bachelor's Degree 2 16% costlier
Manufacturing Engineering Bachelor's Degree 2 4% cheaper
Musical Theatre Bachelor's Degree 2 13% cheaper
Business Administration and Management, General Bachelor's Degree 2 9% costlier
Parks, Recreation and Leisure Studies Bachelor's Degree 2 6% costlier
Women's Studies Bachelor's Degree 2 22% cheaper
Biomedical Sciences, General Bachelor's Degree 2 4% cheaper
Physics, General Bachelor's Degree 1 15% cheaper
Retail Management Bachelor's Degree 1 6% cheaper
Chemistry Teacher Education Bachelor's Degree 1 3% costlier
Sports Studies Bachelor's Degree 1 13% cheaper
Public Health Education and Promotion Bachelor's Degree 1 3% costlier
Human Resources Management/Personnel Administration, General Bachelor's Degree 1 6% costlier
Journalism, Other Bachelor's Degree 1 4% costlier
Art/Art Studies, General Bachelor's Degree 1 5% cheaper
Actuarial Science Bachelor's Degree 1 12% cheaper
Cognitive Science Bachelor's Degree 1 31% cheaper
German Language and Literature Bachelor's Degree 1 21% cheaper
Advertising Bachelor's Degree 1 2% cheaper
Technical Theatre/Theatre Design and Technology Bachelor's Degree 1 14% cheaper
Kinesiology and Exercise Science Bachelor's Degree 1 3% cheaper
Casino Management Bachelor's Degree 1 4% costlier
Environmental Studies Bachelor's Degree 1 24% cheaper
French Language Teacher Education Bachelor's Degree 1 6% costlier
Early Childhood Education and Teaching Bachelor's Degree 1 6% costlier
Mathematics and Computer Science Bachelor's Degree 1 22% cheaper
Astronomy Bachelor's Degree 1 28% cheaper
Public Relations/Image Management Bachelor's Degree 1 6% cheaper
Music Theory and Composition Bachelor's Degree 1 20% cheaper
Business Teacher Education Bachelor's Degree 1 19% costlier
Earth Science Teacher Education Bachelor's Degree 1 9% costlier
French Language and Literature Bachelor's Degree 1 19% cheaper
Chemistry, General Bachelor's Degree 1 11% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 1 12% cheaper
Health/Health Care Administration/Management Bachelor's Degree 1 14% costlier
Geography Bachelor's Degree 1 0% costlier
Journalism Bachelor's Degree 1 4% cheaper


Use the calculators below to formulate a college savings plan for Central Michigan University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Central Michigan University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Central Michigan University student loan.

Prepayment Option

About Central Michigan University

Central Michigan University is a four year public college located in Mount Pleasant, Michigan.  Full time enrollment is 19,252 and part time is 6,734.

Students attending this school may pursue both undergraduate and graduate degrees.

Central Michigan University
106 Warriner Hall
Mount Pleasant, Michigan

For Profit / Not For Profit Status

Central Michigan University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Central Michigan University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=169248 IPEDS survey data.