Annual Costs

Undergraduate Tuition

Oakland University tuition is $11,970 per year for in-state residents. This is 70% more expensive than the national average public four year tuition of $7,056. The cost is 37% cheaper than the average Michigan tuition of $19,001 for 4 year colleges. Tuition ranks 25th in Michigan amongst 4 year colleges for affordability and is the 34th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $23,873 which represents a 99% premium.

Housing Costs

On campus room and board is provided by the school at a cost of $9,910 per academic year. Students electing to live off campus elsewhere in Rochester Hills should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $764.

Other Living Expenses

If living on-campus, students should budget for $2,034 in additional living expenses. Off-campus students should budget for $4,464 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Michigan residents to go to Oakland is $24,678 for the 2017/2018 academic year. Out-of-state students who don't have Michigan residence can expect a one year cost of $36,581.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Oakland University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Oakland University
Estimated Budgets
Michigan Resident Total Budget $24,678
   In-State Tuition$11,970
   Other Fees$0
   Room and Board$9,910
   On-Campus Other Budget$2,034
   Books and Supplies$764
Non-Resident Total Budget $36,581
   Out-of-State Tuition$23,873
   Other Fees$0
   Room and Board$9,910
   On-Campus Other Budget$2,034
   Books and Supplies$764


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $24,678 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Oakland net price for in-state students is $13,043* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

87% of Oakland University students received grant aid in 2014/2015. The average total aid amount was $7,575. 34 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,200. To apply for a Pell Grant to attend Oakland University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Oakland University
Financial Aid Summary
Average Annual Net Price$13,043*
Percent of Students Receiving Grant Aid87%
Average Total Grant Aid$7,575
Percent of Students Receiving Pell Grants34%
Average Amount of Pell Grant Aid$4,200

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,013
$30,001 to $48,000$8,810
$48,001 to $75,000$10,782
$75,001 to $110,000$14,049

Average Financial Aid Mix - $24,678 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $24,678. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 33% - $7,575

Money granted to you by the U.S. Department of Education, Oakland University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 15% - $3,397

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 52% -  $11,672

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Oakland University
Wayne State University6.3% less expensive
Eastern Michigan University0.4% less expensive
Saginaw Valley State University21.6% less expensive
University of Toledo32.7% less expensive
Western Michigan University7.9% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Oakland University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Oakland is $98,712 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $14,440 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $57,760**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $123,390 or $72,200 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Oakland University.

Michigan Resident Tuition Per Semester$5,985
Michigan Resident Total Cost Per Semester$12,339
Non-Michigan Resident Tuition Per Semester$11,936
Non-Michigan Resident Total Cost Per Semester$18,290

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Oakland University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Oakland University
Price per credit hour for Michigan residents$447
Cost for one class for Michigan residents (3 credit hours)$1,341
Price per credit hour for out of state residents$825
Cost for one class for out of state residents (3 credit hours)$2,475
Cost for one class for out of state residents (4 credit hours)$3,300


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 78% of Oakland University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $3,397. The reported average student debt upon graduation is $18,193.

Example Loan Payments and Costs

How much are student loan payments for Oakland University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $57,760, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $71,666.91. This could be your effective total out of pocket cost of an education at Oakland University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 87% of students at this school who receive financial aid and you are paying an average annual net price of $14,440. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Oakland University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Oakland University Student Loan Payments
Example Payments
Monthly Loan Payment$597.22
Amount Borrowed$57,760.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$13,906.91
Sum of All Payments over 10 years$71,666.91

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Oakland? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Oakland University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $71,666.91 would be needed to afford a $597.22 monthly payment in the example $57,760.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Oakland University in the future? In the past four years, this school's published in-state tuition and fee total rose from $10,230 to $11,970. This amounts to an average annual price increase of 3.4%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $98,712.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Oakland University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$33,938$135,752
Estimated Cost in 10 years for students enrolling in 2029$43,314$173,258
Estimated Cost in 15 years for students enrolling in 2034 $55,281$221,126
Estimated Cost in 18 years for students enrolling in 2037 $63,995$255,981

Tuition History

What was tuition at Oakland five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$10,399$24,026 7%
2011$9,716$22,455 5.7%
2010$9,188$21,236 9%
2009$8,427$19,488 6.3%
2008$7,928$18,263 14%
2007$6,956$16,028 13.6%
2006$6,122$13,521 9.5%
2005$5,590$12,392 11.6%
2004$5,008$12,392 -0.5%
2003$5,031$11,826 8.5%
2002$4,638$11,812 8.4%
2001$4,279$11,543 4.2%
2000$4,107$11,267 2.9%
1999$3,992$10,944 6.9%
1998$3,734$10,489 3.9%
1997$3,594$10,096 1.2%
1996$3,551$9,895 6.9%
1995$3,323$9,314 18%
1994$2,817$8,385 10.7%
1993$2,545$7,105 0.2%
1992$2,541$7,102 7.9%
1991$2,356$6,425 6.5%
1990$2,212$5,855 7.1%
1989$2,065$5,393 9.7%
1988$1,883$4,864 6.6%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Oakland University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 415 2% costlier
Elementary Education and Teaching Bachelor's Degree 156 3% costlier
Health Professions and Related Clinical Sciences, Other Bachelor's Degree 135 6% cheaper
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 105 9% cheaper
Biology/Biological Sciences, General Bachelor's Degree 103 10% cheaper
Human Resources Development Bachelor's Degree 99 6% costlier
Marketing/Marketing Management, General Bachelor's Degree 73 1% costlier
Business/Commerce, General Bachelor's Degree 62 3% cheaper
Accounting Bachelor's Degree 59 2% cheaper
Mechanical Engineering Bachelor's Degree 43 14% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 33 3% costlier
Social Work Bachelor's Degree 31 1% costlier
Spanish Language and Literature Bachelor's Degree 24 15% cheaper
Information Technology Bachelor's Degree 24 7% costlier
Human Resources Management/Personnel Administration, General Bachelor's Degree 24 5% costlier
Computer and Information Sciences, General Bachelor's Degree 21 1% cheaper
Occupational Health and Industrial Hygiene Bachelor's Degree 20 11% costlier
Biochemistry Bachelor's Degree 18 21% cheaper
Computer Engineering, General Bachelor's Degree 17 14% cheaper
Anthropology Bachelor's Degree 14 19% cheaper
Economics, General Bachelor's Degree 12 18% cheaper
Philosophy Bachelor's Degree 12 19% cheaper
Music Teacher Education Bachelor's Degree 10 4% cheaper
Linguistics Bachelor's Degree 9 26% cheaper
Art History, Criticism and Conservation Bachelor's Degree 8 26% cheaper
Public Administration Bachelor's Degree 8 7% costlier
Mathematics, General Bachelor's Degree 7 11% cheaper
Fine Arts and Art Studies, Other Bachelor's Degree 7 20% cheaper
Business/Managerial Economics Bachelor's Degree 7 9% cheaper
Dramatic/Theatre Arts and Stagecraft, Other Bachelor's Degree 6 9% cheaper
Photography Bachelor's Degree 6 19% cheaper
Engineering, Other Bachelor's Degree 6 18% cheaper
Electrical and Electronics Engineering Bachelor's Degree 5 13% cheaper
Finance, General Bachelor's Degree 5 2% cheaper
Psychology, General Bachelor's Degree 5 10% cheaper
Environmental Health Bachelor's Degree 5 1% costlier
Political Science and Government, General Bachelor's Degree 5 12% cheaper
East Asian Studies Bachelor's Degree 4 36% cheaper
History, General Bachelor's Degree 4 11% cheaper
Radiologic Technology/Science - Radiographer Bachelor's Degree 4 11% costlier
Drawing Bachelor's Degree 4 14% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 4 14% cheaper
Physics, General Bachelor's Degree 4 17% cheaper
Film/Cinema/Video Studies Bachelor's Degree 4 28% cheaper
Writing, General Bachelor's Degree 4 12% cheaper
Dance, General Bachelor's Degree 4 19% cheaper
Japanese Language and Literature Bachelor's Degree 3 30% cheaper
Music, General Bachelor's Degree 3 11% cheaper
Industrial Engineering Bachelor's Degree 3 9% cheaper
Sociology and Anthropology Bachelor's Degree 3 29% cheaper
Technical Theatre/Theatre Design and Technology Bachelor's Degree 2 15% cheaper
Engineering Chemistry Bachelor's Degree 2 6% costlier
Visual and Performing Arts, General Bachelor's Degree 2 10% cheaper
Operations Management and Supervision Bachelor's Degree 2 12% costlier
Engineering Physics/Applied Physics Bachelor's Degree 2 25% cheaper
Journalism Bachelor's Degree 2 5% cheaper
Painting Bachelor's Degree 1 18% cheaper
French Language and Literature Bachelor's Degree 1 21% cheaper
Communication, General Bachelor's Degree 1 5% cheaper
International Relations and Affairs Bachelor's Degree 1 22% cheaper
Chemistry, General Bachelor's Degree 1 12% cheaper
English Language and Literature, General Bachelor's Degree 1 9% cheaper
Sociology Bachelor's Degree 1 11% cheaper
German Language and Literature Bachelor's Degree 1 22% cheaper
Women's Studies Bachelor's Degree 1 23% cheaper
Acting Bachelor's Degree 1 17% cheaper
Music Performance, General Bachelor's Degree 1 8% cheaper
Management Information Systems, General Bachelor's Degree 1 0% cheaper


Use the calculators below to formulate a college savings plan for Oakland University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Oakland University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Oakland University student loan.

Prepayment Option

About Oakland University

Oakland University is a four year public college located in Rochester Hills, Michigan.  Full time enrollment is 14,707 and part time is 5,305.

Students attending this school may pursue both undergraduate and graduate degrees.

Oakland University
2200 North Squirrel Road
Rochester Hills, Michigan

For Profit / Not For Profit Status

Oakland University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Oakland University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=171571 IPEDS survey data.