Annual Costs

Undergraduate Tuition

University of Michigan Dearborn tuition is $11,718 per year for in-state residents. This is 66% more expensive than the national average public four year tuition of $7,056. The cost is 38% cheaper than the average Michigan tuition of $19,001 for 4 year colleges. Tuition ranks 23rd in Michigan amongst 4 year colleges for affordability and is the 36th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $23,952 which represents a 104% premium.

The school charges an additional fees of $754 in addition to tuition bringing the total effective in-state tuition to $12,472.

Housing Costs

University of Michigan Dearborn doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Dearborn area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $8,272.

Books and Supplies

The estimated annual cost for books and supplies is $1,300.

Other Living Expenses

Off-campus students should budget for $3,192 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Michigan residents to go to UM-Dearborn is $25,236 for the 2017/2018 academic year. Out-of-state students who don't have Michigan residence can expect a one year cost of $37,470. Students residing at home with parents providing food and housing should budget a total cost of $16,964.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of Michigan Dearborn and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Michigan Dearborn
Estimated Budgets
Michigan Resident Total Budget (Living Off Campus)$25,236
   In-State Tuition$11,718
   Other Fees$754
   Off-Campus Housing Budget$8,272
   Off-Campus Other Budget$3,192
   Books and Supplies$1,300
Michigan Resident Total Budget (Living with Parents)$16,964
   In-State Tuition$11,718
   Other Fees$754
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,192
   Books and Supplies$1,300
Non-Resident Total Budget (Living Off Campus)$37,470
   Out-of-State Tuition$23,952
   Other Fees$754
   Off-Campus Housing Budget$8,272
   Off-Campus Other Budget$3,192
   Books and Supplies$1,300


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $25,236 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported UM-Dearborn net price for in-state students is $12,347* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

80% of University of Michigan Dearborn students received grant aid in 2014/2015. The average total aid amount was $6,401. 41 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,794. To apply for a Pell Grant to attend University of Michigan Dearborn, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Michigan Dearborn
Financial Aid Summary
Average Annual Net Price$12,347*
Percent of Students Receiving Grant Aid80%
Average Total Grant Aid$6,401
Percent of Students Receiving Pell Grants41%
Average Amount of Pell Grant Aid$4,794

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$8,483
$30,001 to $48,000$10,272
$48,001 to $75,000$13,532
$75,001 to $110,000$14,556

Average Financial Aid Mix - $25,236 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $25,236. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 29% - $6,401

Money granted to you by the U.S. Department of Education, University of Michigan Dearborn or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 25% - $5,529

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 46% -  $10,114

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Michigan Dearborn
Penn State Shenango6.5% more expensive
Ball State University22.2% less expensive
Ohio University Main Campus1.5% more expensive
Chicago State University39.8% less expensive
University of Illinois at Chicago9.7% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Michigan Dearborn.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at UM-Dearborn is $100,944 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $7,918 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $31,672**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $126,180 or $39,590 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Michigan Dearborn.

Michigan Resident Tuition Per Semester$5,859
Michigan Resident Total Cost Per Semester$12,618
Non-Michigan Resident Tuition Per Semester$11,976
Non-Michigan Resident Total Cost Per Semester$18,735

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Michigan Dearborn are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Michigan Dearborn
Price per credit hour for Michigan residents$463
Cost for one class for Michigan residents (3 credit hours)$1,389
Price per credit hour for out of state residents$953
Cost for one class for out of state residents (3 credit hours)$2,859
Cost for one class for out of state residents (4 credit hours)$3,812


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 66% of University of Michigan Dearborn students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,529. The reported average student debt upon graduation is $23,437.

Example Loan Payments and Costs

How much are student loan payments for University of Michigan Dearborn? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $31,672, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $39,297.69. This could be your effective total out of pocket cost of an education at University of Michigan Dearborn. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 80% of students at this school who receive financial aid and you are paying an average annual net price of $7,918. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Michigan Dearborn student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Michigan Dearborn Student Loan Payments
Example Payments
Monthly Loan Payment$327.48
Amount Borrowed$31,672.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$7,625.69
Sum of All Payments over 10 years$39,297.69

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend UM-Dearborn? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Michigan Dearborn, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $39,297.69 would be needed to afford a $327.48 monthly payment in the example $31,672.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Michigan Dearborn in the future? In the past four years, this school's published in-state tuition and fee total rose from $9,876 to $11,718. This amounts to an average annual price increase of 3.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $100,944.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Michigan Dearborn.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$34,705$138,822
Estimated Cost in 10 years for students enrolling in 2029$44,294$177,175
Estimated Cost in 15 years for students enrolling in 2034 $56,531$226,126
Estimated Cost in 18 years for students enrolling in 2037 $65,442$261,769

Tuition History

What was tuition at UM-Dearborn five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$9,043$20,536 6.9%
2011$8,460$19,210 -0.1%
2010$8,469$18,815 6.7%
2009$7,937$17,634 6.5%
2008$7,452$16,558 7.9%
2007$6,907$15,345 8.1%
2006$6,392$14,202 11.9%
2005$5,711$12,687 -5.7%
2004$6,053$13,125 9.5%
2003$5,527$13,087 12.5%
2002$4,915$11,883 5.5%
2001$4,657$12,033 6.8%
2000$4,360$11,848 2%
1999$4,274$11,615 4.6%
1998$4,087$11,095 2.9%
1997$3,970$10,651 6.3%
1996$3,736$10,322 7.9%
1995$3,462$10,192 9.6%
1994$3,160$10,242 9.5%
1993$2,886$9,354 4.3%
1992$2,766$8,840 14%
1991$2,426$7,860 6.5%
1990$2,278$7,242 9.6%
1989$2,078$6,588 18.6%
1988$1,752$5,376 1%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Michigan Dearborn to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Psychology, General Bachelor's Degree 120 7% cheaper
Biology/Biological Sciences, General Bachelor's Degree 81 7% cheaper
Accounting Bachelor's Degree 69 1% costlier
Electrical and Electronics Engineering Bachelor's Degree 54 11% cheaper
General Studies Bachelor's Degree 51 11% costlier
Speech Communication and Rhetoric Bachelor's Degree 50 6% cheaper
Finance, General Bachelor's Degree 47 1% costlier
Political Science and Government, General Bachelor's Degree 41 10% cheaper
Business Administration and Management, General Bachelor's Degree 40 9% costlier
English Language and Literature, General Bachelor's Degree 38 7% cheaper
Marketing/Marketing Management, General Bachelor's Degree 37 3% costlier
Mechanical Engineering Bachelor's Degree 34 12% cheaper
Criminal Justice/Safety Studies Bachelor's Degree 33 10% costlier
Computer and Information Sciences, General Bachelor's Degree 32 2% costlier
Information Resources Management Bachelor's Degree 30 6% costlier
Education, General Bachelor's Degree 24 12% cheaper
History, General Bachelor's Degree 23 8% cheaper
Computer Engineering, General Bachelor's Degree 22 12% cheaper
Economics, General Bachelor's Degree 21 16% cheaper
Early Childhood Education and Teaching Bachelor's Degree 18 8% costlier
Anthropology Bachelor's Degree 17 17% cheaper
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 17 7% cheaper
Health/Health Care Administration/Management Bachelor's Degree 17 14% costlier
Mathematics, General Bachelor's Degree 15 9% cheaper
Sociology Bachelor's Degree 14 9% cheaper
Computer Programming/Programmer, General Bachelor's Degree 14 55% costlier
Mathematics Teacher Education Bachelor's Degree 13 6% costlier
Social Studies Teacher Education Bachelor's Degree 12 0% costlier
Biochemistry Bachelor's Degree 12 20% cheaper
Social Sciences, General Bachelor's Degree 12 2% cheaper
Industrial Engineering Bachelor's Degree 11 7% cheaper
Chemistry, General Bachelor's Degree 10 10% cheaper
Human Resources Management/Personnel Administration, General Bachelor's Degree 10 7% costlier
Area Studies, Other Bachelor's Degree 10 26% cheaper
Environmental Studies Bachelor's Degree 9 23% cheaper
Art History, Criticism and Conservation Bachelor's Degree 9 24% cheaper
Logistics, Materials, and Supply Chain Management Bachelor's Degree 9 3% costlier
Philosophy Bachelor's Degree 8 17% cheaper
Urban Studies/Affairs Bachelor's Degree 7 20% cheaper
Environmental Science Bachelor's Degree 6 12% cheaper
Science Teacher Education/General Science Teacher Education Bachelor's Degree 6 9% costlier
Spanish Language and Literature Bachelor's Degree 4 13% cheaper
Applied Mathematics, Other Bachelor's Degree 4 20% cheaper
Manufacturing Engineering Bachelor's Degree 3 2% cheaper
Management Information Systems, General Bachelor's Degree 3 2% costlier
Microbiology, General Bachelor's Degree 3 5% cheaper
Geology/Earth Science, General Bachelor's Degree 3 10% cheaper
French Language and Literature Bachelor's Degree 3 19% cheaper
Mathematics and Computer Science Bachelor's Degree 3 22% cheaper
Special Education and Teaching, General Bachelor's Degree 2 5% costlier
Physics, General Bachelor's Degree 2 15% cheaper
Women's Studies Bachelor's Degree 2 21% cheaper
American/United States Studies/Civilization Bachelor's Degree 1 28% cheaper
Humanities/Humanistic Studies Bachelor's Degree 1 12% cheaper


Use the calculators below to formulate a college savings plan for University of Michigan Dearborn or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Michigan Dearborn in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Michigan Dearborn student loan.

Prepayment Option

About University of Michigan Dearborn

University of Michigan Dearborn is a four year public college located in Dearborn, Michigan.  Full time enrollment is 5,551 and part time is 3,580.

Students attending this school may pursue both undergraduate and graduate degrees.

University of Michigan Dearborn
4901 Evergreen Rd
Dearborn, Michigan

For Profit / Not For Profit Status

University of Michigan Dearborn is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Michigan Dearborn cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=171137 IPEDS survey data.