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Tuition and Cost to Attend Bemidji State University

Annual Total Cost

The annual total list price cost to go to Bemidji State University was $16,240 for the 2013/2014 academic year. The cost is the same for all students regardless of Minnesota residence status as there is no in-state discount.

Undergraduate Tuition

Tuition for Bemidji State University is $7,146 for the 2013/2014 academic year. This is 14% more expensive than the national average public four year college tuition of $6,256. The cost is $11,759 and 62% cheaper than the average Minnesota tuition of $18,905 for 4 year colleges. Tuition ranks 7th in Minnesota amongst 4 year colleges for affordability and is the 62nd most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $978 in addition to tuition bringing the total effective in-state tuition to $8,124.

Housing Costs

On campus room and board is provided by the school at a cost of $7,254 per academic year. Students electing to live off campus elsewhere in Bemidji should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $862.

Costs and Tuition for Bemidji State University
Expenditure Price
Minnesota Resident Total Cost $16,240
   In-State Tuition$7,146
   Other Fees$978
   Room and Board$7,254
   Books and Supplies$862
Non-Resident Total Cost $16,240
   Out-of-State Tuition$7,146
   Other Fees$978
   Room and Board$7,254
   Books and Supplies$862

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $16,240 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Bemidji State University net price for in-state students receiving aid was $11,609* for the 2010/2011 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

56% of Bemidji State University students received grant aid in 2010/2011. The average total aid amount was $5,142. 37 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $3,667. To apply for a Pell Grant to attend Bemidji State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Bemidji State University
Financial Aid Summary
Average Annual Net Price$11,609*
Percent of Students Receiving Grant Aid56%
Average Total Grant Aid$5,142
Percent of Students Receiving Pell Grants37%
Average Amount of Pell Grant Aid$3,667

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$9,875
$30,001 to $48,000$10,282
$48,001 to $75,000$13,707
$75,001 to $110,000$16,721
$110,000+$17,190

Average Financial Aid Mix - $16,240 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $16,240. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

32%
41%
27%

Grants and Scholarships

 32% - $5,142

Money granted to you by the U.S. Department of Education, Bemidji State University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 41% - $6,735

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 27% -  $4,363

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Tuition Comparison to Academically Similar Schools in the Region

School Cost vs. Bemidji State University
North Dakota State University Main Campus11.3% less expensive
University of Minnesota Duluth64% more expensive
Minnesota State University Mankato6.7% less expensive
University of Minnesota Rochester64% more expensive
Minot State University32.5% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Bemidji State University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Bemidji State University is $64,960 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $11,609 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $46,436**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $81,200 or $58,045 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Bemidji State University.

Minnesota Resident Tuition Per Semester$3,573
Minnesota Resident Total Cost Per Semester$8,120

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Bemidji State University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Bemidji State University
Price per credit hour$242
Cost for one class (3 credit hours)$726
Cost for one class (4 credit hours)$968



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 60% of Bemidji State University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,735.

Example Loan Payments and Costs

How much are student loan payments for Bemidji State University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $46,436, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $58,181.38. This could be your effective total out of pocket cost of an education at Bemidji State University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 56% of students at this school who receive financial aid and you are paying an average annual net price of $11,609. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Bemidji State University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Bemidji State University Student Loan Payments
Example Payments
Monthly Loan Payment$484.84
Amount Borrowed$46,436.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$11,745.38
Sum of All Payments over 10 years$58,181.38

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Bemidji State University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Bemidji State University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $58,181.38 would be needed to afford a $484.84 monthly payment in the example $46,436.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Bemidji State University in the future? In the past five years, this school's published in-state tuition and fee total rose from $6,490 to $7,858. This amounts to an average annual price increase of 4.2%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $64,960.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Bemidji State University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$22,334$89,335
Estimated Cost in 10 years for students enrolling in 2024$28,504$114,017
Estimated Cost in 15 years for students enrolling in 2029 $36,379$145,518
Estimated Cost in 18 years for students enrolling in 2032 $42,114$168,455

Tuition History

What was tuition at Bemidji State University five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearTuitionAnnual Increase
2010$7,2012.9%
2009$6,9953.8%
2008$6,7383.9%
2007$6,4887.8%
2006$6,0166.4%
2005$5,65211.9%
2004$5,05212.9%
2003$4,4767.5%
2002$4,16416.5%
2001$3,574-0.1%
2000$3,57918.9%
1999$3,0100.4%
1998$2,9992.5%
1997$2,92511.2%
1996$2,630-0.3%
1995$2,6394.9%
1994$2,5154.2%
1993$2,41318.7%
1992$2,0337.9%
1991$1,8856%
1990$1,7785.6%
1989$1,6830.3%
1988$1,678-0.5%
1987$1,687

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Bemidji State University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Elementary Education and Teaching Bachelor's Degree 87 49% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 70 49% cheaper
Liberal Arts and Sciences/Liberal Studies Associate's Degree 45 20% cheaper
Sport and Fitness Administration/Management Bachelor's Degree 18 51% cheaper
Environmental Studies Bachelor's Degree 17 62% cheaper
Mass Communication/Media Studies Bachelor's Degree 16 52% cheaper
Kindergarten/Preschool Education and Teaching Bachelor's Degree 15 43% cheaper
Music, General Bachelor's Degree 13 56% cheaper
Social Studies Teacher Education Bachelor's Degree 12 51% cheaper
Technical Teacher Education Bachelor's Degree 12 45% cheaper
Art/Art Studies, General Bachelor's Degree 12 53% cheaper
Criminal Justice/Safety Studies Associate's Degree 8 10% cheaper
Spanish Language and Literature Bachelor's Degree 7 57% cheaper
Science Teacher Education/General Science Teacher Education Bachelor's Degree 7 47% cheaper
ENGINEERING TECHNOLOGIES AND ENGINEERING-RELATED FIELDS Bachelor's Degree 7 45% cheaper
Technology Teacher Education/Industrial Arts Teacher Education Bachelor's Degree 6 42% cheaper
Community Health and Preventive Medicine Bachelor's Degree 6 47% cheaper
English/Language Arts Teacher Education Bachelor's Degree 5 48% cheaper
Aquatic Biology/Limnology Bachelor's Degree 4 56% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 4 57% cheaper
Computer Science Bachelor's Degree 4 56% cheaper
Information Science/Studies Bachelor's Degree 3 52% cheaper
Biology/Biological Sciences, General Bachelor's Degree 3 55% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 3 49% cheaper
English Language and Literature, General Bachelor's Degree 3 54% cheaper
Accounting Bachelor's Degree 2 51% cheaper
Music Teacher Education Bachelor's Degree 2 52% cheaper
Art Teacher Education Bachelor's Degree 2 50% cheaper
American Indian/Native American Studies Bachelor's Degree 2 50% cheaper
Business Administration and Management, General Bachelor's Degree 2 47% cheaper
History, General Bachelor's Degree 2 55% cheaper
Mathematics Teacher Education Bachelor's Degree 2 48% cheaper
Philosophy Bachelor's Degree 2 59% cheaper
Physics, General Bachelor's Degree 1 58% cheaper
Building/Construction Site Management/Manager Bachelor's Degree 1 32% cheaper
Spanish Language Teacher Education Bachelor's Degree 1 49% cheaper
Social Sciences, General Bachelor's Degree 1 52% cheaper
Industrial Technology/Technician Bachelor's Degree 1 40% cheaper
Kinesiology and Exercise Science Bachelor's Degree 1 52% cheaper
Geography Bachelor's Degree 1 51% cheaper
Chemistry, General Bachelor's Degree 1 56% cheaper
Creative Writing Bachelor's Degree 1 60% cheaper
Sociology Bachelor's Degree 1 55% cheaper
Psychology, General Bachelor's Degree 1 54% cheaper
Health Teacher Education Bachelor's Degree 1 49% cheaper
Commercial and Advertising Art Bachelor's Degree 1 52% cheaper
Public Relations, Advertising, and Applied Communication Bachelor's Degree 1 53% cheaper
Social Work Bachelor's Degree 1 49% cheaper
Economics, General Bachelor's Degree 1 59% cheaper
German Language and Literature Bachelor's Degree 1 61% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 1 48% cheaper
Political Science and Government, General Bachelor's Degree 1 56% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Bemidji State University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Bemidji State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Bemidji State University student loan.

Prepayment Option

About Bemidji State University

Bemidji State University is a four year public college located in Bemidji, Minnesota.  Full time enrollment is 3,819 and part time is 1,541.  For the 2011/2012 school year, the school received 3,121 applicants. 1,317 were admitted and 743 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Bemidji State University
1500 Birchmont Dr
Bemidji, Minnesota
56601

For Profit / Not For Profit Status

Bemidji State University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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