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Tuition and Cost to Attend Itawamba Community College

Annual Total Cost

The total list price for in-state Mississippi residents to go to Itawamba Community College is $7,640 for the 2013/2014 academic year. Out-of-state students who don't possess Mississippi residence can expect a one year cost of $9,840.

Undergraduate Tuition

Itawamba Community College tuition is $2,100 per year for in-state residents. This is 34% cheaper than the national average public two year tuition of $3,176. The cost is $2,972 and 59% cheaper than the average Mississippi tuition of $5,072 for 2 year colleges. Tuition ranks 4th in Mississippi amongst 2 year colleges for affordability and is the 17th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $4,300 which represents a 105% premium.

The school charges an additional fees of $120 in addition to tuition bringing the total effective in-state tuition to $2,220.

Housing Costs

On campus room and board is provided by the school at a cost of $4,020 per academic year. Students electing to live off campus elsewhere in Fulton should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,400.

Costs and Tuition for Itawamba Community College
Expenditure Price
Mississippi Resident Total Cost $7,640
   In-State Tuition$2,100
   Other Fees$120
   Room and Board$4,020
   Books and Supplies$1,400

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $7,640 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Itawamba Community College net price for in-state students receiving aid was $7,032* for the 2010/2011 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

83% of Itawamba Community College students received grant aid in 2010/2011. The average total aid amount was $4,426. 70 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $5,048. To apply for a Pell Grant to attend Itawamba Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Itawamba Community College
Financial Aid Summary
Average Annual Net Price$7,032*
Percent of Students Receiving Grant Aid83%
Average Total Grant Aid$4,426
Percent of Students Receiving Pell Grants70%
Average Amount of Pell Grant Aid$5,048

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$6,838
$30,001 to $48,000$7,421
$48,001 to $75,000$9,235
$75,001 to $110,000$10,829
$110,000+$10,627

Average Financial Aid Mix - $7,640 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $7,640. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

58%
71%
-29%

Grants and Scholarships

 58% - $4,426

Money granted to you by the U.S. Department of Education, Itawamba Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 71% - $5,457

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 -29% -  ($2,243)

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Itawamba Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Itawamba Community College is $15,280 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $7,032 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $14,064**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Itawamba Community College.

Mississippi Resident Tuition Per Semester$1,050
Mississippi Resident Total Cost Per Semester$3,820
Non-Mississippi Resident Tuition Per Semester$2,150
Non-Mississippi Resident Total Cost Per Semester$4,920

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Itawamba Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Itawamba Community College
Price per credit hour for out of state residents$100
Cost for one class for out of state residents (3 credit hours)$300
Cost for one class for out of state residents (4 credit hours)$400



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 41% of Itawamba Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,457.

Example Loan Payments and Costs

How much are student loan payments for Itawamba Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $14,064, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $17,621.30. This could be your effective total out of pocket cost of an education at Itawamba Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 83% of students at this school who receive financial aid and you are paying an average annual net price of $7,032. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Itawamba Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Itawamba Community College Student Loan Payments
Example Payments
Monthly Loan Payment$146.84
Amount Borrowed$14,064.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$3,557.30
Sum of All Payments over 10 years$17,621.30

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Itawamba Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Itawamba Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $17,621.30 would be needed to afford a $146.84 monthly payment in the example $14,064.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Itawamba Community College in the future? In the past five years, this school's published in-state tuition and fee total rose from $1,640 to $2,020. This amounts to an average annual price increase of 4.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $15,280.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Itawamba Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$9,995$19,989
Estimated Cost in 10 years for students enrolling in 2024$12,756$25,512
Estimated Cost in 15 years for students enrolling in 2029 $16,280$32,560
Estimated Cost in 18 years for students enrolling in 2032 $18,846$37,692

Tuition History

What was tuition at Itawamba Community College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$1,640$3,390 -1.2%
2009$1,660$3,410 0%
2008$1,660$1,735 0%
2007$1,660$1,735 31.7%
2006$1,260$3,010 0%
2005$1,260$3,010 0%
2004$1,260$3,010 0%
2003$1,260$3,010 0%
2002$1,260$3,010 26%
2001$1,000$2,750 0%
2000$1,000$2,750 5.3%
1999$950$2,390 5.6%
1998$900$2,045 -1.1%
1997$910$1,700 0%
1996$910$1,700 0%
1995$910$1,700 0%
1994$910$1,700 0%
1993$910$1,700 12.3%
1992$810$1,640 11%
1991$730$1,560 9%
1990$670$1,495 17.5%
1989$570$1,455 0%
1988$570$1,040 0%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Itawamba Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences, General Studies and Humanities, Other Associate's Degree 192 54% cheaper
General Studies Associate's Degree 136 49% cheaper
Registered Nursing/Registered Nurse Associate's Degree 116 47% cheaper
Elementary Education and Teaching Associate's Degree 84 40% cheaper
Business/Commerce, General Associate's Degree 58 51% cheaper
Administrative Assistant and Secretarial Science, General Associate's Degree 51 43% cheaper
Criminal Justice/Law Enforcement Administration Associate's Degree 43 54% cheaper
Social Work Associate's Degree 42 40% cheaper
Electrician Associate's Degree 36 42% cheaper
Computer Systems Networking and Telecommunications Associate's Degree 34 49% cheaper
Child Care Provider/Assistant Associate's Degree 27 45% cheaper
Psychology, General Associate's Degree 24 44% cheaper
Accounting Associate's Degree 24 48% cheaper
Physical Education Teaching and Coaching Associate's Degree 22 31% cheaper
Secondary Education and Teaching Associate's Degree 21 38% cheaper
Computer Programming/Programmer, General Associate's Degree 19 44% cheaper
Biology/Biological Sciences, General Associate's Degree 18 41% cheaper
Marketing/Marketing Management, General Associate's Degree 15 46% cheaper
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 15 41% cheaper
Respiratory Care Therapy/Therapist Associate's Degree 14 45% cheaper
Radiologic Technology/Science - Radiographer Associate's Degree 13 45% cheaper
Occupational Therapist Assistant Associate's Degree 12 47% cheaper
Pre-Medicine/Pre-Medical Studies Associate's Degree 12 30% cheaper
Pre-Pharmacy Studies Associate's Degree 11 37% cheaper
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician Associate's Degree 11 39% cheaper
Health Information/Medical Records Technology/Technician Associate's Degree 11 47% cheaper
Physical Therapy Technician/Assistant Associate's Degree 11 47% cheaper
English/Language Arts Teacher Education Associate's Degree 10 35% cheaper
Social Studies Teacher Education Associate's Degree 9 31% cheaper
Drafting and Design Technology/Technician, General Associate's Degree 9 38% cheaper
Forest Technology/Technician Associate's Degree 9 49% cheaper
Physical Therapy/Therapist Associate's Degree 8 32% cheaper
Speech Teacher Education Associate's Degree 8 0% cheaper
Diesel Mechanics Technology/Technician Associate's Degree 8 41% cheaper
Special Education and Teaching, General Associate's Degree 7 44% cheaper
Engineering, General Associate's Degree 7 42% cheaper
Tool and Die Technology/Technician Associate's Degree 7 31% cheaper
Legal Assistant/Paralegal Associate's Degree 7 50% cheaper
Computer and Information Sciences, General Associate's Degree 7 45% cheaper
Diagnostic Medical Sonography/Sonographer and Ultrasound Technician Associate's Degree 7 46% cheaper
Art/Art Studies, General Associate's Degree 6 44% cheaper
Surgical Technology/Technologist Associate's Degree 6 46% cheaper
Teacher Education and Professional Development, Specific Levels and Methods, Other Associate's Degree 6 37% cheaper
Sign Language Interpretation and Translation Associate's Degree 6 45% cheaper
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 5 41% cheaper
History, General Associate's Degree 5 43% cheaper
Journalism Associate's Degree 5 43% cheaper
Music, General Associate's Degree 5 43% cheaper
Computer Science Associate's Degree 5 48% cheaper
Industrial Electronics Technology/Technician Associate's Degree 5 39% cheaper
Pre-Veterinary Studies Associate's Degree 4 24% cheaper
Health Unit Manager/Ward Supervisor Associate's Degree 3 31% cheaper
Radio and Television Associate's Degree 3 47% cheaper
Pre-Theology/Pre-Ministerial Studies Associate's Degree 3 51% cheaper
Sociology Associate's Degree 3 43% cheaper
Pre-Dentistry Studies Associate's Degree 2 24% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Associate's Degree 2 41% cheaper
Architecture Associate's Degree 2 32% cheaper
Public Administration and Social Service Professions, Other Associate's Degree 2 53% cheaper
Mathematics Teacher Education Associate's Degree 2 39% cheaper
Pre-Law Studies Associate's Degree 2 39% cheaper
Agribusiness/Agricultural Business Operations Associate's Degree 1 40% cheaper
Political Science and Government, General Associate's Degree 1 45% cheaper
Hospital and Health Care Facilities Administration/Management Associate's Degree 1 13% cheaper
Physics, General Associate's Degree 1 44% cheaper
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 1 50% cheaper
Drama and Dramatics/Theatre Arts, General Associate's Degree 1 43% cheaper
Mathematics, General Associate's Degree 1 43% cheaper
Chemistry, General Associate's Degree 1 44% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Itawamba Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Itawamba Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Itawamba Community College student loan.

Prepayment Option

About Itawamba Community College

Itawamba Community College is a two year community college located in Fulton, Mississippi.  Full time enrollment is 4,979 and part time is 1,886.  Itawamba Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Itawamba Community College
602 W Hill Street
Fulton, Mississippi
38843-1099

For Profit / Not For Profit Status

Itawamba Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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