Student Loan Payment Calculator for Northwest Mississippi Community College

Payments, Loan Cost and Prepayment Saving

Standard Loan Repayment Costs

Below are the details of a sample student loan if you borrowed $13,300.00 to attend Northwest Mississippi Community College. With a standard repayment plan you will pay a fixed amount each month until your loan is paid in full.

A full amortization table and payoff chart is available below.

  • Monthly Payment: $133.77
  • Amount Borrowed: $13,300.00
  • Interest Rate: 3.9%
  • Term: 10 years
  • Number of Monthly Payments: 120
  • Total Interest Cost: $2,752.74
  • Total of All Payments: $16,052.74

Loan Affordability

To keep student loan repayment affordable, it is recommended not to borrow more than you can pay back using 10% of your monthly income. Under these parameters you would need a post graduation salary of $16,052.74 to afford the $133.77 monthly payment in the loan modeled above.

Recalculate Your Loan

Modify loan assumptions to fit your financial situation and estimate your payments.

Prepayment Option

Loan Balances Over Time

Northwest Mississippi Community College Price

  • 2 Year Cost: $13,300.00
  • 2 Year Out of State Cost: $17,700.00

Annual Costs

  • Fees
  • Tution for Mississippi Residents: $2,250.00
  • Tution for non-Mississippi Residents: $4,450.00
  • Room and Board: $3,200.00
  • Books and Supplies: $1,200.00
  • Other Fees: $0.00
  • Total
  • Mississippi Residents: $6,650.00
  • Non Mississippi Residents: $8,850.00

Financial Aid

Private and government student financial aid packages result in many students paying substantially less than the advertised tuition.

  • Percent of Students Receiving Aid: 78%
  • Average Annual Aid Amount: $4,819.00
  • Average Annual Price for those Receiving Aid: $2,943.00

Plan and Save for College

What will Northwest Mississippi Community College likely cost in the future and how much will you need to save?

Student Loan Amortization Table

Month Payment Principal Interest Balance
1 $133.77 $90.99 $42.78 $13,209.01
2 $133.77 $91.28 $42.49 $13,117.72
3 $133.77 $91.58 $42.20 $13,026.15
4 $133.77 $91.87 $41.90 $12,934.28
5 $133.77 $92.17 $41.61 $12,842.11
6 $133.77 $92.46 $41.31 $12,749.64
7 $133.77 $92.76 $41.01 $12,656.88
8 $133.77 $93.06 $40.71 $12,563.82
9 $133.77 $93.36 $40.41 $12,470.46
10 $133.77 $93.66 $40.11 $12,376.80
11 $133.77 $93.96 $39.81 $12,282.84
12 $133.77 $94.26 $39.51 $12,188.58
13 $133.77 $94.57 $39.21 $12,094.01
14 $133.77 $94.87 $38.90 $11,999.14
15 $133.77 $95.18 $38.60 $11,903.97
16 $133.77 $95.48 $38.29 $11,808.49
17 $133.77 $95.79 $37.98 $11,712.70
18 $133.77 $96.10 $37.68 $11,616.60
19 $133.77 $96.41 $37.37 $11,520.19
20 $133.77 $96.72 $37.06 $11,423.48
21 $133.77 $97.03 $36.75 $11,326.45
22 $133.77 $97.34 $36.43 $11,229.11
23 $133.77 $97.65 $36.12 $11,131.46
24 $133.77 $97.97 $35.81 $11,033.49
25 $133.77 $98.28 $35.49 $10,935.21
26 $133.77 $98.60 $35.17 $10,836.61
27 $133.77 $98.92 $34.86 $10,737.70
28 $133.77 $99.23 $34.54 $10,638.46
29 $133.77 $99.55 $34.22 $10,538.91
30 $133.77 $99.87 $33.90 $10,439.04
31 $133.77 $100.19 $33.58 $10,338.84
32 $133.77 $100.52 $33.26 $10,238.33
33 $133.77 $100.84 $32.93 $10,137.49
34 $133.77 $101.16 $32.61 $10,036.32
35 $133.77 $101.49 $32.28 $9,934.83
36 $133.77 $101.82 $31.96 $9,833.02
37 $133.77 $102.14 $31.63 $9,730.88
38 $133.77 $102.47 $31.30 $9,628.40
39 $133.77 $102.80 $30.97 $9,525.60
40 $133.77 $103.13 $30.64 $9,422.47
41 $133.77 $103.46 $30.31 $9,319.01
42 $133.77 $103.80 $29.98 $9,215.21
43 $133.77 $104.13 $29.64 $9,111.08
44 $133.77 $104.47 $29.31 $9,006.61
45 $133.77 $104.80 $28.97 $8,901.81
46 $133.77 $105.14 $28.63 $8,796.67
47 $133.77 $105.48 $28.30 $8,691.20
48 $133.77 $105.82 $27.96 $8,585.38
49 $133.77 $106.16 $27.62 $8,479.22
50 $133.77 $106.50 $27.27 $8,372.72
51 $133.77 $106.84 $26.93 $8,265.88
52 $133.77 $107.18 $26.59 $8,158.70
53 $133.77 $107.53 $26.24 $8,051.17
54 $133.77 $107.87 $25.90 $7,943.30
55 $133.77 $108.22 $25.55 $7,835.07
56 $133.77 $108.57 $25.20 $7,726.50
57 $133.77 $108.92 $24.85 $7,617.58
58 $133.77 $109.27 $24.50 $7,508.31
59 $133.77 $109.62 $24.15 $7,398.69
60 $133.77 $109.97 $23.80 $7,288.72
61 $133.77 $110.33 $23.45 $7,178.39
62 $133.77 $110.68 $23.09 $7,067.71
63 $133.77 $111.04 $22.73 $6,956.67
64 $133.77 $111.40 $22.38 $6,845.28
65 $133.77 $111.75 $22.02 $6,733.52
66 $133.77 $112.11 $21.66 $6,621.41
67 $133.77 $112.47 $21.30 $6,508.93
68 $133.77 $112.84 $20.94 $6,396.10
69 $133.77 $113.20 $20.57 $6,282.90
70 $133.77 $113.56 $20.21 $6,169.34
71 $133.77 $113.93 $19.84 $6,055.41
72 $133.77 $114.29 $19.48 $5,941.11
73 $133.77 $114.66 $19.11 $5,826.45
74 $133.77 $115.03 $18.74 $5,711.42
75 $133.77 $115.40 $18.37 $5,596.02
76 $133.77 $115.77 $18.00 $5,480.25
77 $133.77 $116.14 $17.63 $5,364.10
78 $133.77 $116.52 $17.25 $5,247.58
79 $133.77 $116.89 $16.88 $5,130.69
80 $133.77 $117.27 $16.50 $5,013.42
81 $133.77 $117.65 $16.13 $4,895.78
82 $133.77 $118.02 $15.75 $4,777.75
83 $133.77 $118.40 $15.37 $4,659.35
84 $133.77 $118.79 $14.99 $4,540.56
85 $133.77 $119.17 $14.61 $4,421.39
86 $133.77 $119.55 $14.22 $4,301.84
87 $133.77 $119.94 $13.84 $4,181.91
88 $133.77 $120.32 $13.45 $4,061.59
89 $133.77 $120.71 $13.06 $3,940.88
90 $133.77 $121.10 $12.68 $3,819.78
91 $133.77 $121.49 $12.29 $3,698.30
92 $133.77 $121.88 $11.90 $3,576.42
93 $133.77 $122.27 $11.50 $3,454.15
94 $133.77 $122.66 $11.11 $3,331.49
95 $133.77 $123.06 $10.72 $3,208.43
96 $133.77 $123.45 $10.32 $3,084.98
97 $133.77 $123.85 $9.92 $2,961.13
98 $133.77 $124.25 $9.52 $2,836.88
99 $133.77 $124.65 $9.13 $2,712.24
100 $133.77 $125.05 $8.72 $2,587.19
101 $133.77 $125.45 $8.32 $2,461.74
102 $133.77 $125.85 $7.92 $2,335.88
103 $133.77 $126.26 $7.51 $2,209.62
104 $133.77 $126.67 $7.11 $2,082.96
105 $133.77 $127.07 $6.70 $1,955.88
106 $133.77 $127.48 $6.29 $1,828.40
107 $133.77 $127.89 $5.88 $1,700.51
108 $133.77 $128.30 $5.47 $1,572.21
109 $133.77 $128.72 $5.06 $1,443.49
110 $133.77 $129.13 $4.64 $1,314.36
111 $133.77 $129.55 $4.23 $1,184.82
112 $133.77 $129.96 $3.81 $1,054.86
113 $133.77 $130.38 $3.39 $924.48
114 $133.77 $130.80 $2.97 $793.68
115 $133.77 $131.22 $2.55 $662.46
116 $133.77 $131.64 $2.13 $530.82
117 $133.77 $132.07 $1.71 $398.75
118 $133.77 $132.49 $1.28 $266.26
119 $133.77 $132.92 $0.86 $133.34
120 $133.77 $133.34 $0.43 $0.00