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Annual Costs

Undergraduate Tuition

University of Southern Mississippi tuition is $8,108 per year for in-state residents. This is 15% more expensive than the national average public four year tuition of $7,056. The cost is 27% cheaper than the average Mississippi tuition of $11,150 for 4 year colleges. Tuition ranks 7th in Mississippi amongst 4 year colleges for affordability and is the 11th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $8,108 which represents a 0% premium.

The school charges an additional fees of $110 in addition to tuition bringing the total effective in-state tuition to $8,218.

Housing Costs

On campus room and board is provided by the school at a cost of $9,631 per academic year. Students electing to live off campus elsewhere in Hattiesburg should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $3,834 in additional living expenses. Off-campus students should budget for $3,834 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Mississippi residents to go to University of Southern Mississippi is $22,883 for the 2017/2018 academic year. Out-of-state students who don't have Mississippi residence can expect a one year cost of $22,883.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of Southern Mississippi and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Southern Mississippi
Estimated Budgets
Mississippi Resident Total Budget $22,883
   In-State Tuition$8,108
   Other Fees$110
   Room and Board$9,631
   On-Campus Other Budget$3,834
   Books and Supplies$1,200
Non-Resident Total Budget $22,883
   Out-of-State Tuition$8,108
   Other Fees$110
   Room and Board$9,631
   On-Campus Other Budget$3,834
   Books and Supplies$1,200

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $22,883 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported University of Southern Mississippi net price for in-state students is $12,171* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

93% of University of Southern Mississippi students received grant aid in 2014/2015. The average total aid amount was $8,701. 51 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,674. To apply for a Pell Grant to attend University of Southern Mississippi, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Southern Mississippi
Financial Aid Summary
Average Annual Net Price$12,171*
Percent of Students Receiving Grant Aid93%
Average Total Grant Aid$8,701
Percent of Students Receiving Pell Grants51%
Average Amount of Pell Grant Aid$4,674

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$11,904
$30,001 to $48,000$11,459
$48,001 to $75,000$14,274
$75,001 to $110,000$14,421
$110,000+$15,191

Average Financial Aid Mix - $22,883 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $22,883. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

46%
36%
18%

Grants and Scholarships

 46% - $8,701

Money granted to you by the U.S. Department of Education, University of Southern Mississippi or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 36% - $6,839

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 18% -  $3,509

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Southern Mississippi
University of New Orleans24.9% less expensive
Louisiana State University and Agricultural & Mechanical College0.9% less expensive
University of Louisiana at Lafayette33.3% less expensive
University of Mississippi1% more expensive
Louisiana Tech University21.1% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Southern Mississippi.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at University of Southern Mississippi is $91,532 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $11,799 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $47,196**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $114,415 or $58,995 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Southern Mississippi.

Mississippi Resident Tuition Per Semester$4,054
Mississippi Resident Total Cost Per Semester$11,442
Non-Mississippi Resident Tuition Per Semester$4,054
Non-Mississippi Resident Total Cost Per Semester$11,442

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Southern Mississippi are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Southern Mississippi
Price per credit hour for Mississippi residents$342
Cost for one class for Mississippi residents (3 credit hours)$1,026
Price per credit hour for out of state residents$426
Cost for one class for out of state residents (3 credit hours)$1,278
Cost for one class for out of state residents (4 credit hours)$1,704

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 67% of University of Southern Mississippi students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,839. The reported average student debt upon graduation is $23,975.

Example Loan Payments and Costs

How much are student loan payments for University of Southern Mississippi? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $47,196, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $58,559.41. This could be your effective total out of pocket cost of an education at University of Southern Mississippi. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 93% of students at this school who receive financial aid and you are paying an average annual net price of $11,799. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Southern Mississippi student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Southern Mississippi Student Loan Payments
Example Payments
Monthly Loan Payment$488.00
Amount Borrowed$47,196.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$11,363.41
Sum of All Payments over 10 years$58,559.41

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend University of Southern Mississippi? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Southern Mississippi, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $58,559.41 would be needed to afford a $488.00 monthly payment in the example $47,196.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Southern Mississippi in the future? In the past four years, this school's published in-state tuition and fee total rose from $6,336 to $8,108. This amounts to an average annual price increase of 5.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $91,532.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Southern Mississippi.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$31,469$125,878
Estimated Cost in 10 years for students enrolling in 2029$40,164$160,656
Estimated Cost in 15 years for students enrolling in 2034 $51,260$205,042
Estimated Cost in 18 years for students enrolling in 2037 $59,340$237,361

Tuition History

What was tuition at University of Southern Mississippi five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases in the past as it provides indication as to how the school may raise tuition in the next few years. Historical tuition and fees for all available data years back to 1987 follows.

YearIn-StateOut-of-stateAnnual Increase
2012$5,834$13,790 7%
2011$5,452$13,408 -0.8%
2010$5,498$13,148 7.9%
2009$5,096$12,746 3.7%
2008$4,914$11,692 7%
2007$4,594$10,622 6.5%
2006$4,312$9,742 5%
2005$4,106$9,276 6%
2004$3,874$8,752 2.4%
2003$3,782$8,660 10.7%
2002$3,416$7,932 15%
2001$2,970$6,898 3.1%
2000$2,881$6,492 0.4%
1999$2,870$5,972 10.8%
1998$2,590$5,410 2.9%
1997$2,518$5,338 2%
1996$2,468$5,288 1.1%
1995$2,440$4,900 2%
1994$2,392$4,852 0%
1993$2,392$4,352 13.5%
1992$2,108$3,570 8.9%
1991$1,936$3,118 5.6%
1990$1,834$3,016 8.9%
1989$1,684$2,866 0%
1988$1,684$2,864 5.2%
1987$1,600$2,682

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Southern Mississippi to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 208 36% cheaper
Elementary Education and Teaching Bachelor's Degree 169 36% cheaper
Business Administration and Management, General Bachelor's Degree 134 34% cheaper
Psychology, General Bachelor's Degree 129 43% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 106 35% cheaper
Human Resources Management/Personnel Administration, General Bachelor's Degree 96 34% cheaper
Biology/Biological Sciences, General Bachelor's Degree 94 43% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 89 45% cheaper
Accounting Bachelor's Degree 81 38% cheaper
Architectural Engineering Technology/Technician Bachelor's Degree 81 27% cheaper
Marketing/Marketing Management, General Bachelor's Degree 71 37% cheaper
History, General Bachelor's Degree 66 44% cheaper
Criminal Justice/Safety Studies Bachelor's Degree 62 33% cheaper
English Language and Literature, General Bachelor's Degree 54 43% cheaper
Family Systems Bachelor's Degree 42 31% cheaper
Journalism Bachelor's Degree 40 41% cheaper
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 40 41% cheaper
Finance, General Bachelor's Degree 36 39% cheaper
Social Work Bachelor's Degree 36 37% cheaper
Public Health, General Bachelor's Degree 34 44% cheaper
Radio and Television Bachelor's Degree 32 41% cheaper
Health and Physical Education/Fitness, General Bachelor's Degree 31 37% cheaper
Visual and Performing Arts, General Bachelor's Degree 28 44% cheaper
Music Management Bachelor's Degree 28 42% cheaper
Speech Communication and Rhetoric Bachelor's Degree 27 42% cheaper
Geography Bachelor's Degree 25 38% cheaper
Political Science and Government, General Bachelor's Degree 24 45% cheaper
International Business/Trade/Commerce Bachelor's Degree 22 45% cheaper
Music Teacher Education Bachelor's Degree 21 40% cheaper
Computer and Information Sciences, General Bachelor's Degree 21 38% cheaper
Apparel and Textiles, General Bachelor's Degree 21 38% cheaper
Legal Assistant/Paralegal Bachelor's Degree 20 26% cheaper
Hospitality Administration/Management, Other Bachelor's Degree 20 43% cheaper
Foreign Languages and Literatures, General Bachelor's Degree 20 43% cheaper
Data Processing and Data Processing Technology/Technician Bachelor's Degree 19 11% cheaper
Interior Architecture Bachelor's Degree 18 42% cheaper
Forensic Science and Technology Bachelor's Degree 18 40% cheaper
Management Information Systems, General Bachelor's Degree 18 38% cheaper
Parks, Recreation and Leisure Studies Bachelor's Degree 18 34% cheaper
Chemistry, General Bachelor's Degree 17 45% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 13 46% cheaper
HEALTH PROFESSIONS AND RELATED PROGRAMS Bachelor's Degree 13 40% cheaper
Sport and Fitness Administration/Management Bachelor's Degree 13 39% cheaper
Geology/Earth Science, General Bachelor's Degree 11 45% cheaper
Industrial Technology/Technician Bachelor's Degree 11 23% cheaper
Hotel/Motel Administration/Management Bachelor's Degree 11 41% cheaper
Mathematics, General Bachelor's Degree 10 44% cheaper
Library and Information Science Bachelor's Degree 10 16% cheaper
Marine Biology and Biological Oceanography Bachelor's Degree 10 45% cheaper
Athletic Training/Trainer Bachelor's Degree 9 39% cheaper
Advertising Bachelor's Degree 9 41% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 8 36% cheaper
Music, General Bachelor's Degree 8 45% cheaper
Sociology Bachelor's Degree 8 44% cheaper
Special Education and Teaching, General Bachelor's Degree 8 36% cheaper
Dance, General Bachelor's Degree 8 49% cheaper
Chemistry, Other Bachelor's Degree 8 45% cheaper
Technology Teacher Education/Industrial Arts Teacher Education Bachelor's Degree 8 26% cheaper
Philosophy Bachelor's Degree 7 49% cheaper
Marketing, Other Bachelor's Degree 7 42% cheaper
Business, Management, Marketing, and Related Support Services, Other Bachelor's Degree 7 42% cheaper
Electrical, Electronic and Communications Engineering Technology/Technician Bachelor's Degree 6 29% cheaper
Dietetics/Dietitian Bachelor's Degree 6 37% cheaper
Anthropology Bachelor's Degree 5 49% cheaper
Business/Managerial Economics Bachelor's Degree 5 43% cheaper
International Relations and Affairs Bachelor's Degree 4 51% cheaper
Fine/Studio Arts, General Bachelor's Degree 4 47% cheaper
Computer Engineering Technology/Technician Bachelor's Degree 3 29% cheaper
Physics, General Bachelor's Degree 3 48% cheaper
American/United States Studies/Civilization Bachelor's Degree 3 56% cheaper
Religion/Religious Studies Bachelor's Degree 3 52% cheaper
Education/Teaching of Individuals with Hearing Impairments Including Deafness Bachelor's Degree 2 39% cheaper
Business Teacher Education Bachelor's Degree 2 25% cheaper
Oceanography, Chemical and Physical Bachelor's Degree 2 34% cheaper

Calculators

Use the calculators below to formulate a college savings plan for University of Southern Mississippi or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Southern Mississippi in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Southern Mississippi student loan.

Prepayment Option

About University of Southern Mississippi

University of Southern Mississippi is a four year public college located in Hattiesburg, Mississippi.  Full time enrollment is 11,747 and part time is 2,805.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
University of Southern Mississippi
118 College Drive # 0001
Hattiesburg, Mississippi
39406-0001

For Profit / Not For Profit Status

University of Southern Mississippi is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Southern Mississippi cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=176372 IPEDS survey data.