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Annual Costs

Undergraduate Tuition

Missouri Southern State University tuition is $5,501 per year for in-state residents. This is 22% cheaper than the national average public four year tuition of $7,056. The cost is 67% cheaper than the average Missouri tuition of $16,783 for 4 year colleges. Tuition ranks 3rd in Missouri amongst 4 year colleges for affordability and is the 66th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $11,002 which represents a 100% premium.

The school charges an additional fees of $566 in addition to tuition bringing the total effective in-state tuition to $6,067.

Housing Costs

On campus room and board is provided by the school at a cost of $6,901 per academic year. Students electing to live off campus elsewhere in Joplin should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $824.

Other Living Expenses

If living on-campus, students should budget for $3,328 in additional living expenses. Off-campus students should budget for $3,928 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Missouri residents to go to Missouri Southern is $17,120 for the 2017/2018 academic year. Out-of-state students who don't have Missouri residence can expect a one year cost of $22,621.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Missouri Southern State University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Missouri Southern State University
Estimated Budgets
Missouri Resident Total Budget $17,120
   In-State Tuition$5,501
   Other Fees$566
   Room and Board$6,901
   On-Campus Other Budget$3,328
   Books and Supplies$824
Non-Resident Total Budget $22,621
   Out-of-State Tuition$11,002
   Other Fees$566
   Room and Board$6,901
   On-Campus Other Budget$3,328
   Books and Supplies$824

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $17,120 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Missouri Southern net price for in-state students is $8,700* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

80% of Missouri Southern State University students received grant aid in 2014/2015. The average total aid amount was $4,790. 52 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,247. To apply for a Pell Grant to attend Missouri Southern State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Missouri Southern State University
Financial Aid Summary
Average Annual Net Price$8,700*
Percent of Students Receiving Grant Aid80%
Average Total Grant Aid$4,790
Percent of Students Receiving Pell Grants52%
Average Amount of Pell Grant Aid$4,247

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$7,161
$30,001 to $48,000$7,811
$48,001 to $75,000$8,956
$75,001 to $110,000$10,530
$110,000+$11,092

Average Financial Aid Mix - $17,120 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $17,120. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

35%
37%
28%

Grants and Scholarships

 35% - $4,790

Money granted to you by the U.S. Department of Education, Missouri Southern State University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 37% - $5,108

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 28% -  $3,894

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Missouri Southern State University
Northeastern State University5.4% less expensive
University of Arkansas at Little Rock20% more expensive
Southeastern Oklahoma State University13.4% more expensive
Southwestern Oklahoma State University2% more expensive
Texas Woman's University6.4% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Missouri Southern State University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Missouri Southern is $68,480 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $8,386 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $33,544**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $85,600 or $41,930 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Missouri Southern State University.

Missouri Resident Tuition Per Semester$2,750
Missouri Resident Total Cost Per Semester$8,560
Non-Missouri Resident Tuition Per Semester$5,501
Non-Missouri Resident Total Cost Per Semester$11,310

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Missouri Southern State University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Missouri Southern State University
Price per credit hour for Missouri residents$183
Cost for one class for Missouri residents (3 credit hours)$549
Price per credit hour for out of state residents$367
Cost for one class for out of state residents (3 credit hours)$1,101
Cost for one class for out of state residents (4 credit hours)$1,468

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 53% of Missouri Southern State University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,108. The reported average student debt upon graduation is $20,005.

Example Loan Payments and Costs

How much are student loan payments for Missouri Southern State University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $33,544, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $41,620.41. This could be your effective total out of pocket cost of an education at Missouri Southern State University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 80% of students at this school who receive financial aid and you are paying an average annual net price of $8,386. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Missouri Southern State University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Missouri Southern State University Student Loan Payments
Example Payments
Monthly Loan Payment$346.84
Amount Borrowed$33,544.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$8,076.41
Sum of All Payments over 10 years$41,620.41

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Missouri Southern? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Missouri Southern State University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $41,620.41 would be needed to afford a $346.84 monthly payment in the example $33,544.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Missouri Southern State University in the future? In the past four years, this school's published in-state tuition and fee total rose from $4,745 to $5,501. This amounts to an average annual price increase of 3.2%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $68,480.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Missouri Southern State University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$23,544$94,176
Estimated Cost in 10 years for students enrolling in 2029$30,049$120,195
Estimated Cost in 15 years for students enrolling in 2034 $38,351$153,403
Estimated Cost in 18 years for students enrolling in 2037 $44,396$177,583

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Missouri Southern State University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Business/Commerce, General Bachelor's Degree 198 40% cheaper
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 86 44% cheaper
Criminal Justice/Police Science Associate's Degree 85 17% costlier
Criminal Justice/Law Enforcement Administration Bachelor's Degree 82 29% cheaper
Elementary Education and Teaching Bachelor's Degree 70 36% cheaper
Secondary Education and Teaching Bachelor's Degree 62 38% cheaper
Health Professions and Related Clinical Sciences, Other Bachelor's Degree 51 42% cheaper
Psychology, General Bachelor's Degree 44 44% cheaper
Dental Hygiene/Hygienist Associate's Degree 42 16% costlier
Speech Communication and Rhetoric Bachelor's Degree 36 43% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 34 37% cheaper
Biology/Biological Sciences, General Bachelor's Degree 33 44% cheaper
Sociology Bachelor's Degree 21 45% cheaper
Health and Physical Education/Fitness, Other Bachelor's Degree 19 37% cheaper
English Language and Literature, General Bachelor's Degree 18 44% cheaper
Computer Programming/Programmer, General Associate's Degree 17 22% costlier
Computer and Information Sciences, General Bachelor's Degree 16 39% cheaper
Respiratory Care Therapy/Therapist Associate's Degree 16 16% costlier
Spanish Language and Literature Bachelor's Degree 13 48% cheaper
Industrial Technology/Technician Bachelor's Degree 9 24% cheaper
Art/Art Studies, General Bachelor's Degree 9 42% cheaper
History, General Bachelor's Degree 8 45% cheaper
Biochemistry Bachelor's Degree 7 51% cheaper
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 7 7% costlier
International Relations and Affairs Bachelor's Degree 6 52% cheaper
Music Performance, General Bachelor's Degree 4 43% cheaper
Health and Medical Administrative Services, Other Bachelor's Degree 4 27% cheaper
French Language and Literature Bachelor's Degree 4 51% cheaper
Political Science and Government, General Bachelor's Degree 4 46% cheaper
Education, General Bachelor's Degree 4 47% cheaper
Machine Shop Technology/Assistant Associate's Degree 4 23% costlier
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 3 37% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 3 47% cheaper
CAD/CADD Drafting and/or Design Technology/Technician Associate's Degree 3 18% costlier
Juvenile Corrections Bachelor's Degree 3 17% costlier
Mathematics, General Bachelor's Degree 3 45% cheaper
Physics, General Bachelor's Degree 2 49% cheaper
Legal Professions and Studies, Other Bachelor's Degree 2 46% cheaper
German Language and Literature Bachelor's Degree 1 52% cheaper
Chemistry, General Bachelor's Degree 1 46% cheaper
Manufacturing Engineering Technology/Technician Associate's Degree 1 27% costlier

Calculators

Use the calculators below to formulate a college savings plan for Missouri Southern State University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Missouri Southern State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Missouri Southern State University student loan.

Prepayment Option

About Missouri Southern State University

Missouri Southern State University is a four year public college located in Joplin, Missouri.  Full time enrollment is 4,493 and part time is 1,738.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Missouri Southern State University
3950 E Newman Rd
Joplin, Missouri
64801-1595

For Profit / Not For Profit Status

Missouri Southern State University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Missouri Southern State University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=178341 IPEDS survey data.