Annual Total Cost

The total academic price and living expense for in-district residents to go to Three Rivers Community College is $12,749 for the 2015/2016 academic year. The total cost for in-state, but not in district residents is $14,513. Out-of-state students who don't possess Missouri residence can expect a one year cost of $15,809.

Undergraduate Student Fees

Three Rivers Community College tuition is $3,060 per year for in-district residents. This is 9% more expensive than the national average public two year in-district tuition of $2,820. The cost is 64% cheaper than the average Missouri in-district tuition of $8,598 for 2 year colleges. Tuition ranks 11th in Missouri amongst 2 year colleges for affordability and is the 21st most expensive 2 year college in the state.

The school charges an additional fees of $1,044 in addition to tuition bringing the total effective in-state tuition to $5,868.

Housing Costs

On campus room and board is provided by the school at a cost of $7,472 per academic year. Students electing to live off campus elsewhere in Poplar Bluff should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,173.

All price data are reprinted from the U.S. Department of Education's 2015-2016 and 2014-2015 IPEDS Survey and represent reported costs for the 2015-2016 and 2014-2015 academic years.

Costs and Tuition for Three Rivers Community College
Budget Item Cost
In-District Resident Total Cost $12,749
   In-District Tuition$3,060
   Other Fees$1,044
   Books and Supplies$1,173
   Room and Board$7,472
Missouri Out of District Total Cost $14,513
   In-State Tuition$4,824
   Other Fees$1,044
   Room and Board$7,472
   Books and Supplies$1,173


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $14,513 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Three Rivers Community College net price for in-state students $7,370* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

94% of Three Rivers Community College students received grant aid in 2014/2015. The average total aid amount was $5,761. 74 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $5,118. To apply for a Pell Grant to attend Three Rivers Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Three Rivers Community College
Financial Aid Summary
Average Annual Net Price$7,370*
Percent of Students Receiving Grant Aid94%
Average Total Grant Aid$5,761
Percent of Students Receiving Pell Grants74%
Average Amount of Pell Grant Aid$5,118

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$6,746
$30,001 to $48,000$7,503
$48,001 to $75,000$10,227
$75,001 to $110,000$12,450

Average Financial Aid Mix - $14,513 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $14,513. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 40% - $5,761

Money granted to you by the U.S. Department of Education, Three Rivers Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 36% - $5,189

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 25% -  $3,563

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Three Rivers Community College
Black River Technical College57.2% less expensive
Arkansas Northeastern College56.5% less expensive
Mineral Area College12.5% less expensive
Dyersburg State Community College24.4% less expensive
Shawnee Community College8.8% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Three Rivers Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Three Rivers Community College is $29,026 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $6,028 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $12,056**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Three Rivers Community College.

Missouri Resident Tuition Per Semester$2,412
Missouri Resident Total Cost Per Semester$7,256
Non-Missouri Resident Tuition Per Semester$3,060
Non-Missouri Resident Total Cost Per Semester$7,904

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Three Rivers Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Three Rivers Community College
Price per credit hour for in district residents$114
Cost for one class for in district residents (3 credit hours)$342
Price per credit hour for Missouri residents$163
Cost for one class for Missouri residents (3 credit hours)$489
Price per credit hour for out of state residents$199
Cost for one class for out of state residents (3 credit hours)$597
Cost for one class for out of state residents (4 credit hours)$796

Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 19% of Three Rivers Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,189.

Example Loan Payments and Costs

How much are student loan payments for Three Rivers Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $12,056, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $14,847.56. This could be your effective total out of pocket cost of an education at Three Rivers Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 94% of students at this school who receive financial aid and you are paying an average annual net price of $6,028. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Three Rivers Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Three Rivers Community College Student Loan Payments
Example Payments
Monthly Loan Payment$123.73
Amount Borrowed$12,056.00
Interest Rate4.3%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,791.56
Sum of All Payments over 10 years$14,847.56

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Three Rivers Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Three Rivers Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $14,847.56 would be needed to afford a $123.73 monthly payment in the example $12,056.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Three Rivers Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $4,212 to $4,824. This amounts to an average annual price increase of 3.6%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $29,026.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Three Rivers Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2022$18,986$37,971
Estimated Cost in 10 years for students enrolling in 2027$24,231$48,462
Estimated Cost in 15 years for students enrolling in 2032 $30,926$61,852
Estimated Cost in 18 years for students enrolling in 2035 $35,800$71,601

Tuition History

What was tuition at Three Rivers Community College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$4,338$5,310 -4.5%
2009$4,542$5,514 3.3%
2008$4,398$5,298 10.7%
2007$3,972$4,836 8.9%
2006$3,648$4,620 -3.8%
2005$3,792$4,620 7.1%
2004$3,540$4,332 6.5%
2003$3,324$4,044 13.5%
2002$2,928$5,592 6.6%
2001$2,748$5,232 12.8%
2000$2,436$4,668 51.8%
1999$1,605$2,445 0%
1998$1,605$2,445 0%
1997$1,605$2,445 0%
1996$1,605$2,445 7%
1995$1,500$2,320 3.4%
1994$1,450$2,275 5.5%
1993$1,375$2,170 17.5%
1992$1,170$1,830 0%
1991$1,170$1,830 24.6%
1990$939$1,479 1.5%
1989$925$1,475 5.8%
1988$874$1,472 0%

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Three Rivers Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 192 25% cheaper
Registered Nursing/Registered Nurse Associate's Degree 74 18% cheaper
Technical Teacher Education Associate's Degree 28 23% cheaper
Criminal Justice/Police Science Associate's Degree 25 14% cheaper
Administrative Assistant and Secretarial Science, General Associate's Degree 21 12% cheaper
Marketing/Marketing Management, General Associate's Degree 18 16% cheaper
Industrial Mechanics and Maintenance Technology Associate's Degree 18 6% cheaper
Child Care and Support Services Management Associate's Degree 10 8% cheaper
Computer Systems Networking and Telecommunications Associate's Degree 9 21% cheaper
Mechanic and Repair Technologies/Technicians, Other Associate's Degree 9 4% cheaper
Clinical/Medical Laboratory Technician Associate's Degree 6 12% cheaper
Accounting Technology/Technician and Bookkeeping Associate's Degree 5 17% cheaper
Occupational Safety and Health Technology/Technician Associate's Degree 4 1% costlier
Forest Technology/Technician Associate's Degree 3 19% cheaper
Agricultural Mechanization, General Associate's Degree 2 1% cheaper
Teacher Education, Multiple Levels Associate's Degree 1 5% costlier
Industrial Technology/Technician Associate's Degree 1 7% cheaper


Use the calculators below to formulate a college savings plan for Three Rivers Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Three Rivers Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Three Rivers Community College student loan.

Prepayment Option

About Three Rivers Community College

Three Rivers Community College is a two year community college located in Poplar Bluff, Missouri.  Full time enrollment is 2,429 and part time is 1,772.  Three Rivers Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Three Rivers Community College
2080 Three Rivers Blvd
Poplar Bluff, Missouri

For Profit / Not For Profit Status

Three Rivers Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Three Rivers Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=179645 IPEDS survey data.

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