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Annual Costs

Undergraduate Tuition

University of Nebraska at Kearney tuition is $5,756 per year for in-state residents. This is 18% cheaper than the national average public four year tuition of $7,056. The cost is 67% cheaper than the average Nebraska tuition of $17,656 for 4 year colleges. Tuition ranks 4th in Nebraska amongst 4 year colleges for affordability and is the 22nd most expensive 4 year college in the state. If attending from out-of-state, the tuition is $11,672 which represents a 103% premium.

The school charges an additional fees of $1,538 in addition to tuition bringing the total effective in-state tuition to $7,294.

Housing Costs

On campus room and board is provided by the school at a cost of $10,050 per academic year. Students electing to live off campus elsewhere in Kearney should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $908.

Other Living Expenses

If living on-campus, students should budget for $4,334 in additional living expenses. Off-campus students should budget for $4,334 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Nebraska residents to go to UNK is $22,586 for the 2017/2018 academic year. Out-of-state students who don't have Nebraska residence can expect a one year cost of $28,502.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of Nebraska at Kearney and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Nebraska at Kearney
Estimated Budgets
Nebraska Resident Total Budget $22,586
   In-State Tuition$5,756
   Other Fees$1,538
   Room and Board$10,050
   On-Campus Other Budget$4,334
   Books and Supplies$908
Non-Resident Total Budget $28,502
   Out-of-State Tuition$11,672
   Other Fees$1,538
   Room and Board$10,050
   On-Campus Other Budget$4,334
   Books and Supplies$908

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $22,586 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported UNK net price for in-state students is $14,553* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

72% of University of Nebraska at Kearney students received grant aid in 2014/2015. The average total aid amount was $5,829. 38 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,937. To apply for a Pell Grant to attend University of Nebraska at Kearney, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Nebraska at Kearney
Financial Aid Summary
Average Annual Net Price$14,553*
Percent of Students Receiving Grant Aid72%
Average Total Grant Aid$5,829
Percent of Students Receiving Pell Grants38%
Average Amount of Pell Grant Aid$3,937

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$12,119
$30,001 to $48,000$12,990
$48,001 to $75,000$14,528
$75,001 to $110,000$17,619
$110,000+$18,407

Average Financial Aid Mix - $22,586 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $22,586. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

32%
28%
40%

Grants and Scholarships

 32% - $5,829

Money granted to you by the U.S. Department of Education, University of Nebraska at Kearney or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 28% - $5,093

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 40% -  $7,330

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Nebraska at Kearney
University of Nebraska at Omaha3.4% more expensive
University of South Dakota24.9% more expensive
Northwest Missouri State University21.8% less expensive
Wichita State University13.7% more expensive
Northwestern Oklahoma State University5.2% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Nebraska at Kearney.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at UNK is $90,344 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,066 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $48,264**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $112,930 or $60,330 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Nebraska at Kearney.

Nebraska Resident Tuition Per Semester$2,878
Nebraska Resident Total Cost Per Semester$11,293
Non-Nebraska Resident Tuition Per Semester$5,836
Non-Nebraska Resident Total Cost Per Semester$14,251

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Nebraska at Kearney are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Nebraska at Kearney
Price per credit hour for Nebraska residents$192
Cost for one class for Nebraska residents (3 credit hours)$576
Price per credit hour for out of state residents$418
Cost for one class for out of state residents (3 credit hours)$1,254
Cost for one class for out of state residents (4 credit hours)$1,672

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 48% of University of Nebraska at Kearney students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,093.

Example Loan Payments and Costs

How much are student loan payments for University of Nebraska at Kearney? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $48,264, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $59,884.56. This could be your effective total out of pocket cost of an education at University of Nebraska at Kearney. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 72% of students at this school who receive financial aid and you are paying an average annual net price of $12,066. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Nebraska at Kearney student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Nebraska at Kearney Student Loan Payments
Example Payments
Monthly Loan Payment$499.04
Amount Borrowed$48,264.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$11,620.56
Sum of All Payments over 10 years$59,884.56

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend UNK? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Nebraska at Kearney, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $59,884.56 would be needed to afford a $499.04 monthly payment in the example $48,264.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Nebraska at Kearney in the future? In the past four years, this school's published in-state tuition and fee total rose from $5,348 to $5,756. This amounts to an average annual price increase of 1.5%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $90,344.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Nebraska at Kearney.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$31,061$124,244
Estimated Cost in 10 years for students enrolling in 2029$39,643$158,570
Estimated Cost in 15 years for students enrolling in 2034 $50,595$202,381
Estimated Cost in 18 years for students enrolling in 2037 $58,570$234,281

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Nebraska at Kearney to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Operations Management and Supervision Bachelor's Degree 76 13% cheaper
Parks, Recreation and Leisure Studies Bachelor's Degree 35 18% cheaper
Elementary Education and Teaching Bachelor's Degree 32 20% cheaper
Family and Consumer Economics and Related Services, Other Bachelor's Degree 30 15% cheaper
Art/Art Studies, General Bachelor's Degree 26 27% cheaper
Social Work Bachelor's Degree 22 21% cheaper
Allied Health Diagnostic, Intervention, and Treatment Professions, Other Bachelor's Degree 17 28% cheaper
Communication Sciences and Disorders, General Bachelor's Degree 13 21% cheaper
Agricultural Business and Management, General Bachelor's Degree 12 17% cheaper
Political Science and Government, General Bachelor's Degree 10 31% cheaper
History, General Bachelor's Degree 8 30% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 8 19% cheaper
General Studies Bachelor's Degree 7 16% cheaper
Criminal Justice/Safety Studies Bachelor's Degree 7 16% cheaper
Sociology Bachelor's Degree 6 31% cheaper
Special Education and Teaching, General Bachelor's Degree 5 20% cheaper
Spanish Language and Literature Bachelor's Degree 4 34% cheaper
Psychology, General Bachelor's Degree 4 30% cheaper
English Language and Literature, General Bachelor's Degree 3 29% cheaper
Journalism, Other Bachelor's Degree 3 20% cheaper
Business Administration and Management, General Bachelor's Degree 2 17% cheaper
Philosophy Bachelor's Degree 2 37% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 2 33% cheaper
Music, General Bachelor's Degree 2 31% cheaper
Mathematics, General Bachelor's Degree 2 31% cheaper
Economics, General Bachelor's Degree 2 36% cheaper
French Language and Literature Bachelor's Degree 2 38% cheaper
Geography Bachelor's Degree 1 23% cheaper
Computer and Information Sciences, General Bachelor's Degree 1 23% cheaper
Physics, General Bachelor's Degree 1 35% cheaper
Sport and Fitness Administration/Management Bachelor's Degree 1 24% cheaper
International Relations and Affairs Bachelor's Degree 1 39% cheaper
Chemistry, General Bachelor's Degree 1 32% cheaper
Rhetoric and Composition Bachelor's Degree 1 24% cheaper
Business Teacher Education Bachelor's Degree 1 7% cheaper
Biology/Biological Sciences, General Bachelor's Degree 1 29% cheaper
German Language and Literature Bachelor's Degree 1 40% cheaper

Calculators

Use the calculators below to formulate a college savings plan for University of Nebraska at Kearney or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Nebraska at Kearney in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Nebraska at Kearney student loan.

Prepayment Option

About University of Nebraska at Kearney

University of Nebraska at Kearney is a four year public college located in Kearney, Nebraska.  Full time enrollment is 4,488 and part time is 2,300.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
University of Nebraska at Kearney
905 W 25th St
Kearney, Nebraska
68849-1212

For Profit / Not For Profit Status

University of Nebraska at Kearney is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Nebraska at Kearney cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=181215 IPEDS survey data.