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Annual Costs

Undergraduate Tuition

Essex County College tuition is $3,795 per year for in-district residents. This is 28% more expensive than the national average public two year in-district tuition of $2,965. The cost is 9% cheaper than the average New Jersey in-district tuition of $4,157 for 2 year colleges. Tuition ranks 14th in New Jersey amongst 2 year colleges for affordability and is the 7th most expensive 2 year college in the state.

The school charges an additional fees of $1,200 in addition to tuition bringing the total effective in-state tuition to $8,790.

Housing Costs

Essex County College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Newark area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $11,000.

Books and Supplies

The estimated annual cost for books and supplies is $2,400.

Other Living Expenses

Off-campus students should budget for $4,560 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-district residents to go to Essex County College is $22,955 for the 2017/2018 academic year. The total cost for in-state, but not in district residents is $26,750. Out-of-state students who don't possess New Jersey residence can expect a one year cost of $26,750. Students residing at home with parents providing food and housing can expect a total cost of $15,750.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Essex County College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Essex County College
Estimated Budgets
In-District Resident Total Budget (Living Off Campus)$22,955
   In-District Tuition$3,795
   Other Fees$1,200
   Off-Campus Other Budget$4,560
   Books and Supplies$2,400
   Off-Campus Housing Estimate$11,000
In-District Resident Total Budget (Living with Parents)$11,955
   In-District Tuition$3,795
   Other Fees$1,200
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,560
   Books and Supplies$2,400
New Jersey Out of District Total Budget (Living Off Campus)$26,750
   In-State Tuition$7,590
   Other Fees$1,200
   Off-Campus Housing Estimate$11,000
   Off-Campus Other Budget$4,560
   Books and Supplies$2,400
New Jersey Out of District Total Budget (Living with Parents)$15,750
   In-State Tuition$7,590
   Other Fees$1,200
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,560
   Books and Supplies$2,400

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $26,750 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Essex County College net price for in-state students is $2,748* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

78% of Essex County College students received grant aid in 2014/2015. The average total aid amount was $5,825. 77 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,615. To apply for a Pell Grant to attend Essex County College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Essex County College
Financial Aid Summary
Average Annual Net Price$2,748*
Percent of Students Receiving Grant Aid78%
Average Total Grant Aid$5,825
Percent of Students Receiving Pell Grants77%
Average Amount of Pell Grant Aid$4,615

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$3,453
$30,001 to $48,000$4,092
$48,001 to $75,000$5,645
$75,001 to $110,000$6,470
$110,000+n/a

Average Financial Aid Mix - $26,750 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $26,750. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

26%
0%
74%

Grants and Scholarships

 26% - $5,825

Money granted to you by the U.S. Department of Education, Essex County College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 0% - $0

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 74% -  $16,365

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Essex County College
Hudson County Community College6.7% more expensive
Union County College26.6% more expensive
CUNY Borough of Manhattan Community College36.8% less expensive
Passaic County Community College38.3% less expensive
CUNY LaGuardia Community College36.8% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Essex County College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Essex County College is $53,500 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $2,949 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $5,898**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Essex County College.

New Jersey Resident Tuition Per Semester$3,795
New Jersey Resident Total Cost Per Semester$13,375
Non-New Jersey Resident Tuition Per Semester$3,795
Non-New Jersey Resident Total Cost Per Semester$13,375

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Essex County College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Essex County College
Price per credit hour for in district residents$127
Cost for one class for in district residents (3 credit hours)$381
Price per credit hour for out of state residents$253
Cost for one class for out of state residents (3 credit hours)$759
Cost for one class for out of state residents (4 credit hours)$1,012

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 0% of Essex County College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $0.

Example Loan Payments and Costs

How much are student loan payments for Essex County College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $5,898, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $7,318.07. This could be your effective total out of pocket cost of an education at Essex County College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 78% of students at this school who receive financial aid and you are paying an average annual net price of $2,949. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Essex County College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Essex County College Student Loan Payments
Example Payments
Monthly Loan Payment$60.98
Amount Borrowed$5,898.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$1,420.07
Sum of All Payments over 10 years$7,318.07

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Essex County College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Essex County College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $7,318.07 would be needed to afford a $60.98 monthly payment in the example $5,898.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Essex County College in the future? In the past four years, this school's published in-state tuition and fee total rose from $5,208 to $7,590. This amounts to an average annual price increase of 9.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $53,500.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Essex County College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$34,994$69,988
Estimated Cost in 10 years for students enrolling in 2029$44,662$89,325
Estimated Cost in 15 years for students enrolling in 2034 $57,002$114,003
Estimated Cost in 18 years for students enrolling in 2037 $65,986$131,973

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Essex County College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Teacher Education, Multiple Levels Associate's Degree 155 71% costlier
Business Administration and Management, General Associate's Degree 141 24% costlier
Liberal Arts and Sciences/Liberal Studies Associate's Degree 135 21% costlier
Social Sciences, General Associate's Degree 107 29% costlier
Registered Nursing/Registered Nurse Associate's Degree 92 33% costlier
Health/Medical Preparatory Programs, Other Associate's Degree 83 18% costlier
Criminal Justice/Police Science Associate's Degree 80 38% costlier
Accounting Associate's Degree 66 32% costlier
Social Work Associate's Degree 56 47% costlier
Biology/Biological Sciences, General Associate's Degree 49 44% costlier
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 25 26% costlier
Physical Therapy Technician/Assistant Associate's Degree 19 33% costlier
Computer Programming/Programmer, General Associate's Degree 19 44% costlier
Engineering, General Associate's Degree 19 42% costlier
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 17 36% costlier
Mathematics, General Associate's Degree 12 38% costlier
Dental Hygiene/Hygienist Associate's Degree 12 37% costlier
Legal Assistant/Paralegal Associate's Degree 11 32% costlier
Art/Art Studies, General Associate's Degree 11 37% costlier
Opticianry/Ophthalmic Dispensing Optician Associate's Degree 8 37% costlier
Architectural Engineering Technology/Technician Associate's Degree 7 29% costlier
Civil Engineering Technology/Technician Associate's Degree 7 35% costlier
Chemistry, General Associate's Degree 6 37% costlier
Physical Education Teaching and Coaching Associate's Degree 6 67% costlier
Manufacturing Engineering Technology/Technician Associate's Degree 6 50% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 5 37% costlier
Energy Management and Systems Technology/Technician Associate's Degree 5 43% costlier
Chemical Technology/Technician Associate's Degree 5 36% costlier
Computer and Information Sciences, General Associate's Degree 2 35% costlier
Engineering Technologies and Engineering-Related Fields, Other Associate's Degree 2 37% costlier
HEALTH PROFESSIONS AND RELATED PROGRAMS Associate's Degree 2 16% costlier
Computer Programming, Specific Applications Associate's Degree 1 42% costlier
Music, General Associate's Degree 1 37% costlier

Calculators

Use the calculators below to formulate a college savings plan for Essex County College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Essex County College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Essex County College student loan.

Prepayment Option

About Essex County College

Essex County College is a two year community college located in Newark, New Jersey.  Full time enrollment is 4,864 and part time is 4,732.  Essex County College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Essex County College
303 University Ave
Newark, New Jersey
7102

For Profit / Not For Profit Status

Essex County College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Essex County College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=184481 IPEDS survey data.