Tuition and Cost to Attend Raritan Valley Community College

Annual Total Cost

The total list price for in-state New Jersey residents to go to Raritan Valley Community College is $9,522 for the 2013/2014 academic year. Out-of-state students who don't possess New Jersey residence can expect a one year cost of $9,522. Students residing at home with parents providing food and housing can expect a total cost of $5,422.

Undergraduate Tuition

Raritan Valley Community College tuition is $3,480 per year for in-state residents. This is 10% more expensive than the national average public two year tuition of $3,176. The cost is $1,679 and 33% cheaper than the average New Jersey tuition of $5,159 for 2 year colleges. Tuition ranks 6th in New Jersey amongst 2 year colleges for affordability and is the 15th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $3,480 which represents a 0% premium.

The school charges an additional fees of $742 in addition to tuition bringing the total effective in-state tuition to $4,222.

Housing Costs

Raritan Valley Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Branchburg area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $4,100.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Costs and Tuition for Raritan Valley Community College
Expenditure Price
New Jersey Resident Total Cost (Off Campus Housing)$9,522
   In-State Tuition$3,480
   Other Fees$742
   Off-Campus Housing Estimate$4,100
   Books and Supplies$1,200
New Jersey Resident Total Cost (Living with Parents)$5,422
   In-State Tuition$3,480
   Other Fees$742
   Family Provided Room and Board$0
   Books and Supplies$1,200

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $9,522 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Raritan Valley Community College net price for in-state students receiving aid was $3,530* for the 2010/2011 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

24% of Raritan Valley Community College students received grant aid in 2010/2011. The average total aid amount was $3,807. 21 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $3,285. To apply for a Pell Grant to attend Raritan Valley Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Raritan Valley Community College
Financial Aid Summary
Average Annual Net Price$3,530*
Percent of Students Receiving Grant Aid24%
Average Total Grant Aid$3,807
Percent of Students Receiving Pell Grants21%
Average Amount of Pell Grant Aid$3,285

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$3,658
$30,001 to $48,000$4,840
$48,001 to $75,000$6,522
$75,001 to $110,000$5,824
$110,000+n/a

Average Financial Aid Mix - $9,522 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $9,522. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

40%
45%
15%

Grants and Scholarships

 40% - $3,807

Money granted to you by the U.S. Department of Education, Raritan Valley Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 45% - $4,240

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 15% -  $1,475

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Raritan Valley Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Raritan Valley Community College is $19,044 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $3,530 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $7,060**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Raritan Valley Community College.

New Jersey Resident Tuition Per Semester$1,740
New Jersey Resident Total Cost Per Semester$4,761
Non-New Jersey Resident Tuition Per Semester$1,740
Non-New Jersey Resident Total Cost Per Semester$4,761

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Raritan Valley Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Raritan Valley Community College
Price per credit hour for in district residents$102
Cost for one class for in district residents (3 credit hours)$306
Price per credit hour for out of state residents$112
Cost for one class for out of state residents (3 credit hours)$336
Cost for one class for out of state residents (4 credit hours)$448



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 9% of Raritan Valley Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,240.

Example Loan Payments and Costs

How much are student loan payments for Raritan Valley Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $7,060, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $8,845.73. This could be your effective total out of pocket cost of an education at Raritan Valley Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 24% of students at this school who receive financial aid and you are paying an average annual net price of $3,530. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Raritan Valley Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Raritan Valley Community College Student Loan Payments
Example Payments
Monthly Loan Payment$73.71
Amount Borrowed$7,060.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$1,785.73
Sum of All Payments over 10 years$8,845.73

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Raritan Valley Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Raritan Valley Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $8,845.73 would be needed to afford a $73.71 monthly payment in the example $7,060.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Raritan Valley Community College in the future? In the past five years, this school's published in-state tuition and fee total rose from $3,370 to $4,230. This amounts to an average annual price increase of 5.1%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $19,044.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Raritan Valley Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$12,457$24,913
Estimated Cost in 10 years for students enrolling in 2024$15,898$31,796
Estimated Cost in 15 years for students enrolling in 2029 $20,290$40,581
Estimated Cost in 18 years for students enrolling in 2032 $23,489$46,977

Tuition History

What was tuition at Raritan Valley Community College five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$3,953$3,953 0.3%
2009$3,940$3,940 12.9%
2008$3,490$3,490 3.6%
2007$3,370$3,370 6.6%
2006$3,160$3,160 10.5%
2005$2,860$2,860 15.3%
2004$2,480$2,480 2.5%
2003$2,420$2,420 3.9%
2002$2,330$2,330 3.6%
2001$2,250$4,110 -43%
2000$3,950$7,550 17.2%
1999$3,370$7,470 -12.9%
1998$3,870$7,470 0%
1997$3,870$7,470 0%
1996$3,870$7,470 0.2%
1995$3,861$7,452 31.7%
1994$2,932$5,668 8.8%
1993$2,696$5,204 4.5%
1992$2,580$4,980 11.1%
1991$2,322$4,482 3.8%
1990$2,236$4,316 5.1%
1989$2,128$4,108 11.2%
1988$1,913$3,680 0%

Comparable Cost for Popular Majors

We've compared the out of state total cost of the most popular undergraduate areas of study at Raritan Valley Community College to the national average for colleges offering each major. This demonstrats particular programs where this school may offer more value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 281 53% cheaper
Kindergarten/Preschool Education and Teaching Associate's Degree 120 49% cheaper
Multi-/Interdisciplinary Studies, Other Associate's Degree 103 44% cheaper
Registered Nursing/Registered Nurse Associate's Degree 80 49% cheaper
Business/Commerce, General Associate's Degree 64 53% cheaper
Criminal Justice/Law Enforcement Administration Associate's Degree 53 55% cheaper
Fine/Studio Arts, General Associate's Degree 44 48% cheaper
Lineworker Associate's Degree 24 33% cheaper
Criminal Justice/Police Science Associate's Degree 21 45% cheaper
Engineering Science Associate's Degree 18 51% cheaper
Business Administration and Management, General Associate's Degree 16 52% cheaper
Accounting Technology/Technician and Bookkeeping Associate's Degree 13 48% cheaper
English Language and Literature, General Associate's Degree 13 46% cheaper
Information Technology Associate's Degree 12 47% cheaper
Management Information Systems, General Associate's Degree 12 52% cheaper
Legal Assistant/Paralegal Associate's Degree 11 51% cheaper
Opticianry/Ophthalmic Dispensing Optician Associate's Degree 9 49% cheaper
Communication and Media Studies, Other Associate's Degree 7 65% cheaper
Animation, Interactive Technology, Video Graphics and Special Effects Associate's Degree 7 49% cheaper
Marketing/Marketing Management, General Associate's Degree 5 48% cheaper
Biotechnology Associate's Degree 5 40% cheaper
Kinesiology and Exercise Science Associate's Degree 5 40% cheaper
HEALTH PROFESSIONS AND RELATED PROGRAMS Associate's Degree 5 55% cheaper
Health Information/Medical Records Technology/Technician Associate's Degree 4 49% cheaper
Respiratory Care Therapy/Therapist Associate's Degree 4 47% cheaper
Music, General Associate's Degree 4 45% cheaper
Restaurant, Culinary, and Catering Management/Manager Associate's Degree 4 51% cheaper
Design and Applied Arts, Other Associate's Degree 3 48% cheaper
Construction Engineering Technology/Technician Associate's Degree 3 47% cheaper
Automotive Engineering Technology/Technician Associate's Degree 3 44% cheaper
Engineering Technologies and Engineering-Related Fields, Other Associate's Degree 2 47% cheaper
Heating, Ventilation, Air Conditioning and Refrigeration Engineering Technology/Technician Associate's Degree 2 50% cheaper
Dental Hygiene/Hygienist Associate's Degree 2 47% cheaper
Medical/Clinical Assistant Associate's Degree 1 52% cheaper
Interior Design Associate's Degree 1 53% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Raritan Valley Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Raritan Valley Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Raritan Valley Community College student loan.

Prepayment Option

About Raritan Valley Community College

Raritan Valley Community College is a two year community college located in Branchburg, New Jersey.  Full time enrollment is 3,893 and part time is 4,477.  Raritan Valley Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Raritan Valley Community College
118 Lamington Road
Branchburg, New Jersey
8876

For Profit / Not For Profit Status

Raritan Valley Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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