Annual Costs

Undergraduate Tuition

Rutgers University Camden tuition is $11,619 per year for in-state residents. This is 65% more expensive than the national average public four year tuition of $7,056. The cost is 47% cheaper than the average New Jersey tuition of $21,760 for 4 year colleges. Tuition ranks 11th in New Jersey amongst 4 year colleges for affordability and is the 29th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $27,042 which represents a 133% premium.

The school charges an additional fees of $2,882 in addition to tuition bringing the total effective in-state tuition to $14,501.

Housing Costs

On campus room and board is provided by the school at a cost of $12,094 per academic year. Students electing to live off campus elsewhere in Camden should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,350.

Other Living Expenses

If living on-campus, students should budget for $3,137 in additional living expenses. Off-campus students should budget for $3,137 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state New Jersey residents to go to Rutgers University-Camden is $31,082 for the 2017/2018 academic year. Out-of-state students who don't have New Jersey residence can expect a one year cost of $46,505.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Rutgers University Camden and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Rutgers University Camden
Estimated Budgets
New Jersey Resident Total Budget $31,082
   In-State Tuition$11,619
   Other Fees$2,882
   Room and Board$12,094
   On-Campus Other Budget$3,137
   Books and Supplies$1,350
Non-Resident Total Budget $46,505
   Out-of-State Tuition$27,042
   Other Fees$2,882
   Room and Board$12,094
   On-Campus Other Budget$3,137
   Books and Supplies$1,350


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $31,082 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Rutgers University-Camden net price for in-state students is $12,201* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

75% of Rutgers University Camden students received grant aid in 2014/2015. The average total aid amount was $11,069. 47 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,480. To apply for a Pell Grant to attend Rutgers University Camden, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Rutgers University Camden
Financial Aid Summary
Average Annual Net Price$12,201*
Percent of Students Receiving Grant Aid75%
Average Total Grant Aid$11,069
Percent of Students Receiving Pell Grants47%
Average Amount of Pell Grant Aid$4,480

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$7,827
$30,001 to $48,000$9,584
$48,001 to $75,000$15,631
$75,001 to $110,000$21,360

Average Financial Aid Mix - $31,082 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $31,082. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 40% - $11,069

Money granted to you by the U.S. Department of Education, Rutgers University Camden or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 21% - $5,894

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 39% -  $10,982

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Rutgers University Camden
West Chester University of Pennsylvania35.5% less expensive
Millersville University of Pennsylvania20.2% less expensive
SUNY Maritime College42.6% less expensive
George Mason University25.4% less expensive
University of Connecticut Tri Campus3.3% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Rutgers University Camden.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Rutgers University-Camden is $124,328 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $9,588 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $38,352**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $155,410 or $47,940 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Rutgers University Camden.

New Jersey Resident Tuition Per Semester$5,810
New Jersey Resident Total Cost Per Semester$15,541
Non-New Jersey Resident Tuition Per Semester$13,521
Non-New Jersey Resident Total Cost Per Semester$23,252

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Rutgers University Camden are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Rutgers University Camden
Price per credit hour for New Jersey residents$374
Cost for one class for New Jersey residents (3 credit hours)$1,122
Price per credit hour for out of state residents$878
Cost for one class for out of state residents (3 credit hours)$2,634
Cost for one class for out of state residents (4 credit hours)$3,512


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 64% of Rutgers University Camden students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,894. The reported average student debt upon graduation is $28,361.

Example Loan Payments and Costs

How much are student loan payments for Rutgers University Camden? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $38,352, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $47,586.04. This could be your effective total out of pocket cost of an education at Rutgers University Camden. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 75% of students at this school who receive financial aid and you are paying an average annual net price of $9,588. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Rutgers University Camden student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Rutgers University Camden Student Loan Payments
Example Payments
Monthly Loan Payment$396.55
Amount Borrowed$38,352.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$9,234.04
Sum of All Payments over 10 years$47,586.04

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Rutgers University-Camden? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Rutgers University Camden, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $47,586.04 would be needed to afford a $396.55 monthly payment in the example $38,352.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Rutgers University Camden in the future? In the past four years, this school's published in-state tuition and fee total rose from $10,356 to $11,619. This amounts to an average annual price increase of 2.4%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $124,328.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Rutgers University Camden.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$42,745$170,980
Estimated Cost in 10 years for students enrolling in 2029$54,555$218,219
Estimated Cost in 15 years for students enrolling in 2034 $69,627$278,508
Estimated Cost in 18 years for students enrolling in 2037 $80,602$322,408

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Rutgers University Camden to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Psychology, General Bachelor's Degree 138 15% costlier
Accounting Bachelor's Degree 85 25% costlier
Criminal Justice/Safety Studies Bachelor's Degree 81 37% costlier
Biology/Biological Sciences, General Bachelor's Degree 59 15% costlier
English Language and Literature, General Bachelor's Degree 56 16% costlier
Business Administration and Management, General Bachelor's Degree 55 35% costlier
History, General Bachelor's Degree 53 14% costlier
Political Science and Government, General Bachelor's Degree 49 12% costlier
Economics, General Bachelor's Degree 46 4% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 45 30% costlier
Finance, General Bachelor's Degree 45 25% costlier
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 43 16% costlier
Art/Art Studies, General Bachelor's Degree 37 19% costlier
Marketing/Marketing Management, General Bachelor's Degree 30 28% costlier
Social Work Bachelor's Degree 28 29% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 28 11% costlier
Sociology Bachelor's Degree 27 13% costlier
Chemistry, General Bachelor's Degree 19 12% costlier
Mathematics, General Bachelor's Degree 17 13% costlier
Computer and Information Sciences, General Bachelor's Degree 12 26% costlier
Biological and Physical Sciences Bachelor's Degree 8 15% costlier
Urban Studies/Affairs Bachelor's Degree 8 0% cheaper
Human Resources Management/Personnel Administration, General Bachelor's Degree 8 33% costlier
French Language and Literature Bachelor's Degree 6 1% costlier
Hospitality Administration/Management, General Bachelor's Degree 5 29% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 4 9% costlier
Music, General Bachelor's Degree 4 13% costlier
German Language and Literature Bachelor's Degree 3 1% cheaper
Spanish Language and Literature Bachelor's Degree 3 8% costlier
Religion/Religious Studies Bachelor's Degree 2 2% cheaper
African-American/Black Studies Bachelor's Degree 1 1% cheaper
Philosophy Bachelor's Degree 1 3% costlier
Physics, Other Bachelor's Degree 1 1% cheaper


Use the calculators below to formulate a college savings plan for Rutgers University Camden or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Rutgers University Camden in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Rutgers University Camden student loan.

Prepayment Option

About Rutgers University Camden

Rutgers University Camden is a four year public college located in Camden, New Jersey.  Full time enrollment is 4,748 and part time is 1,727.

Students attending this school may pursue both undergraduate and graduate degrees.

Rutgers University Camden
406 Penn
Camden, New Jersey

For Profit / Not For Profit Status

Rutgers University Camden is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Rutgers University Camden cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=186371 IPEDS survey data.