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Annual Costs

Undergraduate Tuition

Niagara County Community College tuition is $4,224 per year for in-state residents. This is 20% more expensive than the national average public two year tuition of $3,532. The cost is 57% cheaper than the average New York tuition of $9,759 for 2 year colleges. Tuition ranks 4th in New York amongst 2 year colleges for affordability and is the 64th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $10,560 which represents a 150% premium.

The school charges an additional fees of $474 in addition to tuition bringing the total effective in-state tuition to $4,698.

Housing Costs

Niagara County Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Sanborn area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $11,198.

Books and Supplies

The estimated annual cost for books and supplies is $1,500.

Other Living Expenses

Off-campus students should budget for $1,550 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state New York residents to go to Niagara County Community College is $18,946 for the 2017/2018 academic year. Out-of-state students who don't have New York residence can expect a one year cost of $25,282. Students residing at home with parents providing food and housing should budget a total cost of $7,573.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Niagara County Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Niagara County Community College
Estimated Budgets
New York Resident Total Budget (Living Off Campus)$18,946
   In-State Tuition$4,224
   Other Fees$474
   Off-Campus Housing Budget$11,198
   Off-Campus Other Budget$1,550
   Books and Supplies$1,500
New York Resident Total Budget (Living with Parents)$7,573
   In-State Tuition$4,224
   Other Fees$474
   Family Provided Room and Board$0
   With-Family Other Living Budget$1,375
   Books and Supplies$1,500

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $18,946 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Niagara County Community College net price for in-state students is $5,578* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

78% of Niagara County Community College students received grant aid in 2014/2015. The average total aid amount was $5,041. 60 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,045. To apply for a Pell Grant to attend Niagara County Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Niagara County Community College
Financial Aid Summary
Average Annual Net Price$5,578*
Percent of Students Receiving Grant Aid78%
Average Total Grant Aid$5,041
Percent of Students Receiving Pell Grants60%
Average Amount of Pell Grant Aid$4,045

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$2,993
$30,001 to $48,000$4,795
$48,001 to $75,000$8,238
$75,001 to $110,000$9,909
$110,000+$10,216

Average Financial Aid Mix - $18,946 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $18,946. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

29%
26%
45%

Grants and Scholarships

 29% - $5,041

Money granted to you by the U.S. Department of Education, Niagara County Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 26% - $4,495

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 45% -  $7,860

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Niagara County Community College
Erie Community College16% more expensive
Genesee Community College4.1% less expensive
Monroe Community College1.3% more expensive
Jamestown Community College12.5% more expensive
Finger Lakes Community College7.1% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Niagara County Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Niagara County Community College is $37,892 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $3,836 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $7,672**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Niagara County Community College.

New York Resident Tuition Per Semester$2,112
New York Resident Total Cost Per Semester$9,473
Non-New York Resident Tuition Per Semester$5,280
Non-New York Resident Total Cost Per Semester$12,641

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Niagara County Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Niagara County Community College
Price per credit hour for New York residents$151
Cost for one class for New York residents (3 credit hours)$453
Price per credit hour for out of state residents$302
Cost for one class for out of state residents (3 credit hours)$906
Cost for one class for out of state residents (4 credit hours)$1,208

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 39% of Niagara County Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,495.

Example Loan Payments and Costs

How much are student loan payments for Niagara County Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $7,672, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $9,519.19. This could be your effective total out of pocket cost of an education at Niagara County Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 78% of students at this school who receive financial aid and you are paying an average annual net price of $3,836. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Niagara County Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Niagara County Community College Student Loan Payments
Example Payments
Monthly Loan Payment$79.33
Amount Borrowed$7,672.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$1,847.19
Sum of All Payments over 10 years$9,519.19

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Niagara County Community College? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Niagara County Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $9,519.19 would be needed to afford a $79.33 monthly payment in the example $7,672.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Niagara County Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $3,696 to $4,224. This amounts to an average annual price increase of 2.9%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $37,892.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Niagara County Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$24,785$49,570
Estimated Cost in 10 years for students enrolling in 2029$31,633$63,265
Estimated Cost in 15 years for students enrolling in 2034 $40,372$80,744
Estimated Cost in 18 years for students enrolling in 2037 $46,736$93,471

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Niagara County Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Humanities/Humanistic Studies Associate's Degree 166 15% costlier
Registered Nursing/Registered Nurse Associate's Degree 138 25% costlier
Business Administration and Management, General Associate's Degree 102 17% costlier
Liberal Arts and Sciences/Liberal Studies Associate's Degree 89 14% costlier
Criminal Justice/Law Enforcement Administration Associate's Degree 81 20% costlier
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 51 19% costlier
Surgical Technology/Technologist Associate's Degree 46 30% costlier
Community Organization and Advocacy Associate's Degree 30 13% costlier
Speech Communication and Rhetoric Associate's Degree 30 21% costlier
Data Processing and Data Processing Technology/Technician Associate's Degree 30 42% costlier
Design and Applied Arts, Other Associate's Degree 28 21% costlier
Animal/Livestock Husbandry and Production Associate's Degree 26 19% costlier
General Studies Associate's Degree 26 20% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 23 30% costlier
Culinary Arts/Chef Training Associate's Degree 20 24% costlier
Mechanical Drafting and Mechanical Drafting CAD/CADD Associate's Degree 16 34% costlier
Medical/Clinical Assistant Associate's Degree 14 24% costlier
Physical Therapy Technician/Assistant Associate's Degree 14 26% costlier
Mechanical Engineering/Mechanical Technology/Technician Associate's Degree 13 15% costlier
Baking and Pastry Arts/Baker/Pastry Chef Associate's Degree 13 3% costlier
Health Teacher Education Associate's Degree 13 22% costlier
Art/Art Studies, General Associate's Degree 10 29% costlier
Computer and Information Sciences, General Associate's Degree 9 28% costlier
Music Performance, General Associate's Degree 9 31% costlier
Health Professions and Related Clinical Sciences, Other Associate's Degree 8 15% costlier
Administrative Assistant and Secretarial Science, General Associate's Degree 8 35% costlier
Natural Resources/Conservation, General Associate's Degree 7 34% costlier
Tourism and Travel Services Management Associate's Degree 6 20% costlier
Drama and Dramatics/Theatre Arts, General Associate's Degree 6 31% costlier
Retailing and Retail Operations Associate's Degree 5 25% costlier
Business, Management, Marketing, and Related Support Services, Other Associate's Degree 5 7% costlier
Parks, Recreation and Leisure Studies Associate's Degree 2 37% costlier
Corrections and Criminal Justice, Other Associate's Degree 2 21% costlier
Public Administration and Social Service Professions, Other Associate's Degree 2 12% costlier
Resort Management Associate's Degree 1 30% costlier
International Business/Trade/Commerce Associate's Degree 1 11% costlier

Calculators

Use the calculators below to formulate a college savings plan for Niagara County Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Niagara County Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Niagara County Community College student loan.

Prepayment Option

About Niagara County Community College

Niagara County Community College is a two year community college located in Sanborn, New York.  Full time enrollment is 3,418 and part time is 2,475.  Niagara County Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Niagara County Community College
3111 Saunders Settlement Rd
Sanborn, New York
14132

For Profit / Not For Profit Status

Niagara County Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Niagara County Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=193946 IPEDS survey data.