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Annual Costs

Undergraduate Tuition

Ulster County Community College tuition is $4,480 per year for in-state residents. This is 27% more expensive than the national average public two year tuition of $3,532. The cost is 54% cheaper than the average New York tuition of $9,759 for 2 year colleges. Tuition ranks 11th in New York amongst 2 year colleges for affordability and is the 57th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $8,960 which represents a 100% premium.

The school charges an additional fees of $874 in addition to tuition bringing the total effective in-state tuition to $5,354.

Housing Costs

Ulster County Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Stone Ridge area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $5,000.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Other Living Expenses

Off-campus students should budget for $2,800 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state New York residents to go to SUNY Ulster is $14,154 for the 2017/2018 academic year. Out-of-state students who don't have New York residence can expect a one year cost of $18,634. Students residing at home with parents providing food and housing should budget a total cost of $9,154.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Ulster County Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Ulster County Community College
Estimated Budgets
New York Resident Total Budget (Living Off Campus)$14,154
   In-State Tuition$4,480
   Other Fees$874
   Off-Campus Housing Budget$5,000
   Off-Campus Other Budget$2,800
   Books and Supplies$1,000
New York Resident Total Budget (Living with Parents)$9,154
   In-State Tuition$4,480
   Other Fees$874
   Family Provided Room and Board$0
   With-Family Other Living Budget$2,800
   Books and Supplies$1,000

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $14,154 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported SUNY Ulster net price for in-state students is $4,225* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

73% of Ulster County Community College students received grant aid in 2014/2015. The average total aid amount was $5,764. 55 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,515. To apply for a Pell Grant to attend Ulster County Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Ulster County Community College
Financial Aid Summary
Average Annual Net Price$4,225*
Percent of Students Receiving Grant Aid73%
Average Total Grant Aid$5,764
Percent of Students Receiving Pell Grants55%
Average Amount of Pell Grant Aid$4,515

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$1,398
$30,001 to $48,000$3,561
$48,001 to $75,000$7,808
$75,001 to $110,000$9,055
$110,000+$9,210

Average Financial Aid Mix - $14,154 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $14,154. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

51%
33%
16%

Grants and Scholarships

 51% - $5,764

Money granted to you by the U.S. Department of Education, Ulster County Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 33% - $3,752

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 16% -  $1,838

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Ulster County Community College
Dutchess Community College17.5% less expensive
Sullivan County Community College7.5% more expensive
Columbia Greene Community College1.2% more expensive
Orange County Community College6.6% more expensive
Rockland Community College2.4% more expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Ulster County Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at SUNY Ulster is $28,308 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $4,091 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $8,182**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Ulster County Community College.

New York Resident Tuition Per Semester$2,240
New York Resident Total Cost Per Semester$7,077
Non-New York Resident Tuition Per Semester$4,480
Non-New York Resident Total Cost Per Semester$9,317

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Ulster County Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Ulster County Community College
Price per credit hour for New York residents$170
Cost for one class for New York residents (3 credit hours)$510
Price per credit hour for out of state residents$340
Cost for one class for out of state residents (3 credit hours)$1,020
Cost for one class for out of state residents (4 credit hours)$1,360

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 22% of Ulster County Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $3,752.

Example Loan Payments and Costs

How much are student loan payments for Ulster County Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $8,182, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $10,151.99. This could be your effective total out of pocket cost of an education at Ulster County Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 73% of students at this school who receive financial aid and you are paying an average annual net price of $4,091. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Ulster County Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Ulster County Community College Student Loan Payments
Example Payments
Monthly Loan Payment$84.60
Amount Borrowed$8,182.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$1,969.99
Sum of All Payments over 10 years$10,151.99

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend SUNY Ulster? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Ulster County Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $10,151.99 would be needed to afford a $84.60 monthly payment in the example $8,182.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Ulster County Community College in the future? In the past four years, this school's published in-state tuition and fee total rose from $4,130 to $4,480. This amounts to an average annual price increase of 1.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $28,308.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Ulster County Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$18,516$37,032
Estimated Cost in 10 years for students enrolling in 2029$23,632$47,264
Estimated Cost in 15 years for students enrolling in 2034 $30,161$60,322
Estimated Cost in 18 years for students enrolling in 2037 $34,915$69,830

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Ulster County Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 137 16% cheaper
Criminal Justice/Law Enforcement Administration Associate's Degree 36 12% cheaper
Registered Nursing/Registered Nurse Associate's Degree 35 8% cheaper
Business Administration and Management, General Associate's Degree 31 14% cheaper
Humanities/Humanistic Studies Associate's Degree 29 15% cheaper
Kindergarten/Preschool Education and Teaching Associate's Degree 17 11% cheaper
Veterinary/Animal Health Technology/Technician and Veterinary Assistant Associate's Degree 15 9% cheaper
Community Organization and Advocacy Associate's Degree 14 17% cheaper
Music, General Associate's Degree 10 4% cheaper
Visual and Performing Arts, General Associate's Degree 10 8% cheaper
Computer and Information Sciences and Support Services, Other Associate's Degree 9 16% cheaper
Commercial and Advertising Art Associate's Degree 6 8% cheaper
Accounting Technology/Technician and Bookkeeping Associate's Degree 6 4% cheaper
Engineering, General Associate's Degree 6 1% cheaper
English/Language Arts Teacher Education Associate's Degree 6 10% costlier
Computer and Information Sciences, General Associate's Degree 5 6% cheaper
Drama and Dramatics/Theatre Arts, General Associate's Degree 5 3% cheaper
Mathematics Teacher Education Associate's Degree 4 5% costlier
Environmental Studies Associate's Degree 3 16% cheaper
Speech Communication and Rhetoric Associate's Degree 3 11% cheaper
Social Studies Teacher Education Associate's Degree 2 24% costlier
Drafting/Design Engineering Technologies/Technicians, Other Associate's Degree 1 32% cheaper
Parks, Recreation and Leisure Facilities Management, General Associate's Degree 1 4% costlier

Calculators

Use the calculators below to formulate a college savings plan for Ulster County Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Ulster County Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Ulster County Community College student loan.

Prepayment Option

About Ulster County Community College

Ulster County Community College is a two year community college located in Stone Ridge, New York.  Full time enrollment is 1,380 and part time is 2,036.  Ulster County Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Ulster County Community College
491 Cottekill Rd
Stone Ridge, New York
12484

For Profit / Not For Profit Status

Ulster County Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Ulster County Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=196699 IPEDS survey data.