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Annual Costs

Undergraduate Tuition

University at Buffalo tuition is $6,670 per year for in-state residents. This is 5% cheaper than the national average public four year tuition of $7,056. The cost is 70% cheaper than the average New York tuition of $22,120 for 4 year colleges. Tuition ranks 34th in New York amongst 4 year colleges for affordability and is the 152nd most expensive 4 year college in the state. If attending from out-of-state, the tuition is $23,910 which represents a 258% premium.

The school charges an additional fees of $3,158 in addition to tuition bringing the total effective in-state tuition to $9,828.

Housing Costs

On campus room and board is provided by the school at a cost of $12,477 per academic year. Students electing to live off campus elsewhere in Buffalo should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,177.

Other Living Expenses

If living on-campus, students should budget for $2,676 in additional living expenses. Off-campus students should budget for $2,748 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state New York residents to go to UB is $26,158 for the 2017/2018 academic year. Out-of-state students who don't have New York residence can expect a one year cost of $43,398.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University at Buffalo and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University at Buffalo
Estimated Budgets
New York Resident Total Budget $26,158
   In-State Tuition$6,670
   Other Fees$3,158
   Room and Board$12,477
   On-Campus Other Budget$2,676
   Books and Supplies$1,177
Non-Resident Total Budget $43,398
   Out-of-State Tuition$23,910
   Other Fees$3,158
   Room and Board$12,477
   On-Campus Other Budget$2,676
   Books and Supplies$1,177

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $26,158 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported UB net price for in-state students is $14,546* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

64% of University at Buffalo students received grant aid in 2014/2015. The average total aid amount was $7,925. 33 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,985. To apply for a Pell Grant to attend University at Buffalo, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University at Buffalo
Financial Aid Summary
Average Annual Net Price$14,546*
Percent of Students Receiving Grant Aid64%
Average Total Grant Aid$7,925
Percent of Students Receiving Pell Grants33%
Average Amount of Pell Grant Aid$4,985

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$10,146
$30,001 to $48,000$12,669
$48,001 to $75,000$17,961
$75,001 to $110,000$20,278
$110,000+$20,735

Average Financial Aid Mix - $26,158 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $26,158. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

34%
30%
36%

Grants and Scholarships

 34% - $7,925

Money granted to you by the U.S. Department of Education, University at Buffalo or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 30% - $7,143

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 36% -  $8,414

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Is it Worth the Cost?

To make a comparative assessment if UB is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 78/100 for University at Buffalo. Considering an average net price paid of $12,838, this leads to an overall value ranking of 81/100. This places the school 31st on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University at Buffalo
SUNY at Geneseo0% less expensive
SUNY College of Environmental Science and Forestry0% less expensive
State University of New York at New Paltz3% less expensive
Ramapo College of New Jersey74.5% more expensive
University of Maryland Baltimore County25.5% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University at Buffalo.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at UB is $104,632 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,838 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $51,352**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $130,790 or $64,190 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University at Buffalo.

New York Resident Tuition Per Semester$3,335
New York Resident Total Cost Per Semester$13,079
Non-New York Resident Tuition Per Semester$11,955
Non-New York Resident Total Cost Per Semester$21,699

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University at Buffalo are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University at Buffalo
Price per credit hour for New York residents$278
Cost for one class for New York residents (3 credit hours)$834
Price per credit hour for out of state residents$1,008
Cost for one class for out of state residents (3 credit hours)$3,024
Cost for one class for out of state residents (4 credit hours)$4,032

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 53% of University at Buffalo students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $7,143. The reported average student debt upon graduation is $16,025.

Example Loan Payments and Costs

How much are student loan payments for University at Buffalo? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $51,352, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $63,716.06. This could be your effective total out of pocket cost of an education at University at Buffalo. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 64% of students at this school who receive financial aid and you are paying an average annual net price of $12,838. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University at Buffalo student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University at Buffalo Student Loan Payments
Example Payments
Monthly Loan Payment$530.97
Amount Borrowed$51,352.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$12,364.06
Sum of All Payments over 10 years$63,716.06

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend UB? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University at Buffalo, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $63,716.06 would be needed to afford a $530.97 monthly payment in the example $51,352.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University at Buffalo in the future? In the past four years, this school's published in-state tuition and fee total rose from $5,570 to $6,670. This amounts to an average annual price increase of 3.9%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $104,632.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University at Buffalo.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$35,973$143,893
Estimated Cost in 10 years for students enrolling in 2029$45,912$183,649
Estimated Cost in 15 years for students enrolling in 2034 $58,597$234,387
Estimated Cost in 18 years for students enrolling in 2037 $67,833$271,332

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University at Buffalo to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Accounting Bachelor's Degree 175 17% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 133 21% costlier
Civil Engineering, General Bachelor's Degree 118 2% costlier
Social Sciences, General Bachelor's Degree 87 13% costlier
Exercise Physiology Bachelor's Degree 74 2% costlier
Architecture Bachelor's Degree 66 9% cheaper
Psychology, General Bachelor's Degree 60 7% costlier
Occupational Therapy/Therapist Bachelor's Degree 47 3% costlier
Mechanical Engineering Bachelor's Degree 39 2% costlier
Fine/Studio Arts, General Bachelor's Degree 37 1% costlier
Sociology Bachelor's Degree 30 5% costlier
Dance, General Bachelor's Degree 29 4% cheaper
Industrial Engineering Bachelor's Degree 25 8% costlier
Political Science and Government, General Bachelor's Degree 18 4% costlier
Art History, Criticism and Conservation Bachelor's Degree 17 12% cheaper
Geology/Earth Science, General Bachelor's Degree 16 5% costlier
Biotechnology Bachelor's Degree 14 16% costlier
Physics, General Bachelor's Degree 13 1% cheaper
Nuclear Medical Technology/Technologist Bachelor's Degree 13 14% costlier
Mathematics, General Bachelor's Degree 11 6% costlier
Pharmaceutics and Drug Design Bachelor's Degree 11 20% costlier
English Language and Literature, General Bachelor's Degree 10 8% costlier
History, General Bachelor's Degree 10 6% costlier
Asian Studies/Civilization Bachelor's Degree 10 17% cheaper
Electrical and Electronics Engineering Bachelor's Degree 10 3% costlier
Spanish Language and Literature Bachelor's Degree 10 1% costlier
African-American/Black Studies Bachelor's Degree 8 8% cheaper
Bioinformatics Bachelor's Degree 7 6% costlier
Linguistics Bachelor's Degree 7 13% cheaper
Speech Communication and Rhetoric Bachelor's Degree 5 9% costlier
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 5 18% cheaper
French Language and Literature Bachelor's Degree 5 6% cheaper
Theoretical and Mathematical Physics Bachelor's Degree 4 19% cheaper
Biochemistry Bachelor's Degree 4 7% cheaper
Mass Communication/Media Studies Bachelor's Degree 4 14% costlier
Music Performance, General Bachelor's Degree 3 9% costlier
Dramatic/Theatre Arts and Stagecraft, Other Bachelor's Degree 3 8% costlier
Art/Art Studies, General Bachelor's Degree 3 11% costlier
Pharmacology and Toxicology Bachelor's Degree 3 10% cheaper
Information Science/Studies Bachelor's Degree 3 11% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 3 2% costlier
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 3 22% costlier
Music, General Bachelor's Degree 2 5% costlier
Computer Science Bachelor's Degree 2 3% costlier
American/United States Studies/Civilization Bachelor's Degree 2 16% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 2 4% costlier
Biophysics Bachelor's Degree 2 21% cheaper
Italian Language and Literature Bachelor's Degree 2 17% cheaper
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 2 12% costlier
Applied Mathematics, General Bachelor's Degree 2 3% cheaper
Chemistry, Other Bachelor's Degree 2 3% costlier
Environmental/Environmental Health Engineering Bachelor's Degree 1 9% cheaper
Biomedical Sciences, General Bachelor's Degree 1 13% costlier
Chemical Engineering Bachelor's Degree 1 5% cheaper
German Language and Literature Bachelor's Degree 1 8% cheaper
Anthropology Bachelor's Degree 1 4% cheaper
Computer Engineering, General Bachelor's Degree 1 2% costlier
Chemistry, General Bachelor's Degree 1 4% costlier
Engineering Physics/Applied Physics Bachelor's Degree 1 11% cheaper
Geography Bachelor's Degree 1 17% costlier
Environmental Design/Architecture Bachelor's Degree 1 4% costlier
Biology/Biological Sciences, General Bachelor's Degree 1 7% costlier
Aerospace, Aeronautical and Astronautical/Space Engineering Bachelor's Degree 1 5% cheaper
Film/Cinema/Video Studies Bachelor's Degree 1 14% cheaper
Ethnic, Cultural Minority, Gender, and Group Studies, Other Bachelor's Degree 1 12% cheaper
Philosophy Bachelor's Degree 1 4% cheaper
Economics, General Bachelor's Degree 1 3% cheaper
Business Administration and Management, General Bachelor's Degree 1 26% costlier

Calculators

Use the calculators below to formulate a college savings plan for University at Buffalo or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University at Buffalo in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University at Buffalo student loan.

Prepayment Option

About University at Buffalo

University at Buffalo is a four year public college located in Buffalo, New York.  Full time enrollment is 25,178 and part time is 5,006.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
University at Buffalo
12 Capen Hall
Buffalo, New York
14260-1660

For Profit / Not For Profit Status

University at Buffalo is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University at Buffalo cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=196088 IPEDS survey data.