CollegeCalc Highest List Price Rank - 57th

Annual Costs

Undergraduate Tuition

Tuition for University of Rochester is $51,090 for the 2017/2018 academic year. This is 84% more expensive than the national average private non-profit four year college tuition of $27,755. University of Rochester is one of the 100 most expensive colleges in the America, coming in 57th on our Expensive 100 Ranking. The cost is 131% more expensive than the average New York tuition of $22,120 for 4 year colleges. Tuition ranks 173rd in New York amongst 4 year colleges for affordability and is the 13th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $930 in addition to tuition bringing the total effective in-state tuition to $52,020.

Housing Costs

On campus room and board is provided by the school at a cost of $15,398 per academic year. Students electing to live off campus elsewhere in Rochester should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,310.

Other Living Expenses

If living on-campus, students should budget for $1,380 in additional living expenses. Off-campus students should budget for $0 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to University of Rochester was $70,108 for the 2017/2018 academic year. The cost is the same for all students regardless of New York residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of Rochester and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Rochester
Estimated Budgets
New York Resident Total Budget $70,108
   In-State Tuition$51,090
   Other Fees$930
   Room and Board$15,398
   On-Campus Other Budget$1,380
   Books and Supplies$1,310
Non-Resident Total Budget $70,108
   Out-of-State Tuition$51,090
   Other Fees$930
   Room and Board$15,398
   On-Campus Other Budget$1,380
   Books and Supplies$1,310


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $70,108 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported University of Rochester net price for in-state students is $32,996* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

86% of University of Rochester students received grant aid in 2014/2015. The average total aid amount was $28,344. 19 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,474. To apply for a Pell Grant to attend University of Rochester, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Rochester
Financial Aid Summary
Average Annual Net Price$32,996*
Percent of Students Receiving Grant Aid86%
Average Total Grant Aid$28,344
Percent of Students Receiving Pell Grants19%
Average Amount of Pell Grant Aid$4,474

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$13,995
$30,001 to $48,000$14,240
$48,001 to $75,000$19,580
$75,001 to $110,000$26,848

Average Financial Aid Mix - $70,108 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $70,108. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 41% - $28,344

Money granted to you by the U.S. Department of Education, University of Rochester or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 9% - $5,991

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 50% -  $34,393

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Rochester.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at University of Rochester is $280,432 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $30,108 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $120,432**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $350,540 or $150,540 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at University of Rochester.

New York Resident Tuition Per Semester$25,545
New York Resident Total Cost Per Semester$35,054

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Rochester are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Rochester
Price per credit hour$1,596
Cost for one class (3 credit hours)$4,788
Cost for one class (4 credit hours)$6,384


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 46% of University of Rochester students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,991. The reported average student debt upon graduation is $29,430.

Example Loan Payments and Costs

How much are student loan payments for University of Rochester? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $120,432, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $149,428.49. This could be your effective total out of pocket cost of an education at University of Rochester. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 86% of students at this school who receive financial aid and you are paying an average annual net price of $30,108. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Rochester student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Rochester Student Loan Payments
Example Payments
Monthly Loan Payment$1,245.24
Amount Borrowed$120,432.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$28,996.49
Sum of All Payments over 10 years$149,428.49

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend University of Rochester? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Rochester, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $149,428.49 would be needed to afford a $1,245.24 monthly payment in the example $120,432.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Rochester in the future? In the past four years, this school's published in-state tuition and fee total rose from $42,890 to $51,090. This amounts to an average annual price increase of 3.8%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $280,432.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Rochester.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$96,415$385,659
Estimated Cost in 10 years for students enrolling in 2029$123,053$492,210
Estimated Cost in 15 years for students enrolling in 2034 $157,050$628,199
Estimated Cost in 18 years for students enrolling in 2037 $181,805$727,218

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Rochester to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 196 95% costlier
Bioengineering and Biomedical Engineering Bachelor's Degree 55 37% costlier
Mechanical Engineering Bachelor's Degree 30 65% costlier
Chemical Engineering Bachelor's Degree 28 53% costlier
Computer Science Bachelor's Degree 24 67% costlier
Psychology, General Bachelor's Degree 24 73% costlier
Chemistry, General Bachelor's Degree 22 68% costlier
Mathematics, General Bachelor's Degree 22 71% costlier
Economics, General Bachelor's Degree 20 57% costlier
Philosophy Bachelor's Degree 14 55% costlier
Electrical and Electronics Engineering Bachelor's Degree 13 66% costlier
Applied Mathematics, General Bachelor's Degree 13 56% costlier
English Language and Literature, General Bachelor's Degree 12 75% costlier
History, General Bachelor's Degree 12 71% costlier
Political Science and Government, General Bachelor's Degree 10 69% costlier
Physics, Other Bachelor's Degree 9 50% costlier
Music Performance, General Bachelor's Degree 8 76% costlier
Religion/Religious Studies Bachelor's Degree 8 48% costlier
Laser and Optical Engineering Bachelor's Degree 7 2% costlier
Music Teacher Education Bachelor's Degree 7 85% costlier
Biology/Biological Sciences, General Bachelor's Degree 6 73% costlier
Optics/Optical Sciences Bachelor's Degree 6 27% costlier
Social Sciences, Other Bachelor's Degree 5 49% costlier
Spanish Language and Literature Bachelor's Degree 5 63% costlier
Russian Language and Literature Bachelor's Degree 4 34% costlier
International Relations and Affairs Bachelor's Degree 4 49% costlier
French Language and Literature Bachelor's Degree 4 52% costlier
Statistics, General Bachelor's Degree 4 56% costlier
Experimental Psychology Bachelor's Degree 4 75% costlier
Environmental Science Bachelor's Degree 4 64% costlier
Anthropology Bachelor's Degree 4 55% costlier
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 4 75% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 3 67% costlier
Japanese Language and Literature Bachelor's Degree 3 34% costlier
American Sign Language (ASL) Bachelor's Degree 3 71% costlier
Business/Managerial Economics Bachelor's Degree 2 75% costlier
Fine/Studio Arts, General Bachelor's Degree 2 62% costlier
German Language and Literature Bachelor's Degree 2 49% costlier
Film/Cinema/Video Studies Bachelor's Degree 2 38% costlier
Art History, Criticism and Conservation Bachelor's Degree 2 43% costlier
Environmental Studies Bachelor's Degree 1 43% costlier
Russian Studies Bachelor's Degree 1 25% costlier
Physics, General Bachelor's Degree 1 59% costlier
Jazz/Jazz Studies Bachelor's Degree 1 51% costlier
Women's Studies Bachelor's Degree 1 48% costlier
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 1 32% costlier
Geological/Geophysical Engineering Bachelor's Degree 1 66% costlier
Music, General Bachelor's Degree 1 70% costlier
Geology/Earth Science, General Bachelor's Degree 1 69% costlier
Music Theory and Composition Bachelor's Degree 1 50% costlier
African-American/Black Studies Bachelor's Degree 1 49% costlier
Mathematics and Statistics, Other Bachelor's Degree 1 54% costlier
Linguistics Bachelor's Degree 1 41% costlier
Engineering, General Bachelor's Degree 1 54% costlier


Use the calculators below to formulate a college savings plan for University of Rochester or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Rochester in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Rochester student loan.

Prepayment Option

About University of Rochester

University of Rochester is a four year private college located in Rochester, New York.  Full time enrollment is 9,594 and part time is 1,615.

Students attending this school may pursue both undergraduate and graduate degrees.

University of Rochester
Wilson Blvd. - Wallis Hall
Rochester, New York

For Profit / Not For Profit Status

University of Rochester is a private not for profit institution.

University of Rochester cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=195030 IPEDS survey data.