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Annual Costs

Undergraduate Tuition

Caldwell Community College and Technical Institute tuition is $2,432 per year for in-state residents. This is 31% cheaper than the national average public two year tuition of $3,532. The cost is 30% cheaper than the average North Carolina tuition of $3,458 for 2 year colleges. Tuition ranks 40th in North Carolina amongst 2 year colleges for affordability and is the 27th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $8,576 which represents a 253% premium.

The school charges an additional fees of $76 in addition to tuition bringing the total effective in-state tuition to $2,508.

Housing Costs

Caldwell Community College and Technical Institute doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Hudson area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $8,740.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

Off-campus students should budget for $850 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state North Carolina residents to go to CCC&TI is $13,298 for the 2017/2018 academic year. Out-of-state students who don't have North Carolina residence can expect a one year cost of $19,442. Students residing at home with parents providing food and housing should budget a total cost of $6,958.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Caldwell Community College and Technical Institute and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Caldwell Community College and Technical Institute
Estimated Budgets
North Carolina Resident Total Budget (Living Off Campus)$13,298
   In-State Tuition$2,432
   Other Fees$76
   Off-Campus Housing Budget$8,740
   Off-Campus Other Budget$850
   Books and Supplies$1,200
North Carolina Resident Total Budget (Living with Parents)$6,958
   In-State Tuition$2,432
   Other Fees$76
   Family Provided Room and Board$0
   With-Family Other Living Budget$3,250
   Books and Supplies$1,200

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $13,298 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported CCC&TI net price for in-state students is $11,646* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

90% of Caldwell Community College and Technical Institute students received grant aid in 2014/2015. The average total aid amount was $4,519. 77 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,558. To apply for a Pell Grant to attend Caldwell Community College and Technical Institute, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Caldwell Community College and Technical Institute
Financial Aid Summary
Average Annual Net Price$11,646*
Percent of Students Receiving Grant Aid90%
Average Total Grant Aid$4,519
Percent of Students Receiving Pell Grants77%
Average Amount of Pell Grant Aid$4,558

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$11,434
$30,001 to $48,000$11,472
$48,001 to $75,000$12,152
$75,001 to $110,000$13,711
$110,000+n/a

Average Financial Aid Mix - $13,298 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $13,298. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

36%
0%
64%

Grants and Scholarships

 36% - $4,519

Money granted to you by the U.S. Department of Education, Caldwell Community College and Technical Institute or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 0% - $0

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 64% -  $7,929

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Caldwell Community College and Technical Institute
Catawba Valley Community College0% less expensive
Western Piedmont Community College0% less expensive
Wilkes Community College0% less expensive
Mayland Community College0% less expensive
McDowell Technical Community College25% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Caldwell Community College and Technical Institute.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at CCC&TI is $26,596 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $12,444 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $24,888**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Caldwell Community College and Technical Institute.

North Carolina Resident Tuition Per Semester$1,216
North Carolina Resident Total Cost Per Semester$6,649
Non-North Carolina Resident Tuition Per Semester$4,288
Non-North Carolina Resident Total Cost Per Semester$9,721

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Caldwell Community College and Technical Institute are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Caldwell Community College and Technical Institute
Price per credit hour for North Carolina residents$76
Cost for one class for North Carolina residents (3 credit hours)$228
Price per credit hour for out of state residents$268
Cost for one class for out of state residents (3 credit hours)$804
Cost for one class for out of state residents (4 credit hours)$1,072

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 0% of Caldwell Community College and Technical Institute students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $0.

Example Loan Payments and Costs

How much are student loan payments for Caldwell Community College and Technical Institute? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $24,888, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $30,880.30. This could be your effective total out of pocket cost of an education at Caldwell Community College and Technical Institute. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 90% of students at this school who receive financial aid and you are paying an average annual net price of $12,444. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Caldwell Community College and Technical Institute student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Caldwell Community College and Technical Institute Student Loan Payments
Example Payments
Monthly Loan Payment$257.34
Amount Borrowed$24,888.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$5,992.30
Sum of All Payments over 10 years$30,880.30

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend CCC&TI? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Caldwell Community College and Technical Institute, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $30,880.30 would be needed to afford a $257.34 monthly payment in the example $24,888.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Caldwell Community College and Technical Institute in the future? In the past four years, this school's published in-state tuition and fee total rose from $2,208 to $2,432. This amounts to an average annual price increase of 2%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $26,596.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Caldwell Community College and Technical Institute.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$17,396$34,793
Estimated Cost in 10 years for students enrolling in 2029$22,203$44,405
Estimated Cost in 15 years for students enrolling in 2034 $28,337$56,673
Estimated Cost in 18 years for students enrolling in 2037 $32,803$65,607

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Caldwell Community College and Technical Institute to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 251 12% cheaper
Liberal Arts and Sciences, General Studies and Humanities, Other Associate's Degree 39 16% cheaper
General Studies Associate's Degree 35 8% cheaper
Child Care and Support Services Management Associate's Degree 28 7% costlier
Medical Office Management/Administration Associate's Degree 27 1% costlier
Biomedical Technology/Technician Associate's Degree 27 3% cheaper
Accounting Associate's Degree 24 4% cheaper
Business Administration and Management, General Associate's Degree 23 10% cheaper
Physical Therapy Technician/Assistant Associate's Degree 16 3% cheaper
Speech-Language Pathology/Pathologist Associate's Degree 14 11% cheaper
Legal Assistant/Paralegal Associate's Degree 11 4% cheaper
Radiologic Technology/Science - Radiographer Associate's Degree 10 0% cheaper
Information Technology Associate's Degree 8 1% costlier
Nuclear Medical Technology/Technologist Associate's Degree 7 0% costlier
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 7 1% cheaper
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 7 6% costlier
Culinary Arts and Related Services Associate's Degree 7 8% cheaper
Airline/Commercial/Professional Pilot and Flight Crew Associate's Degree 6 6% cheaper
Mechanical Engineering/Mechanical Technology/Technician Associate's Degree 6 12% cheaper
Executive Assistant/Executive Secretary Associate's Degree 6 12% costlier
Diagnostic Medical Sonography/Sonographer and Ultrasound Technician Associate's Degree 6 1% cheaper
Allied Health Diagnostic, Intervention, and Treatment Professions, Other Associate's Degree 6 10% costlier
Landscaping and Groundskeeping Associate's Degree 5 0% costlier
Information Science/Studies Associate's Degree 5 12% cheaper
Computer Programming, Specific Applications Associate's Degree 4 3% costlier
Fire Protection, Other Associate's Degree 2 10% cheaper
Computer Systems Networking and Telecommunications Associate's Degree 1 3% costlier

Calculators

Use the calculators below to formulate a college savings plan for Caldwell Community College and Technical Institute or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Caldwell Community College and Technical Institute in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Caldwell Community College and Technical Institute student loan.

Prepayment Option

About Caldwell Community College and Technical Institute

Caldwell Community College and Technical Institute is a two year community college located in Hudson, North Carolina.  Full time enrollment is 1,552 and part time is 1,817.  Caldwell Community College and Technical Institute has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Caldwell Community College and Technical Institute
2855 Hickory Blvd.
Hudson, North Carolina
28638

For Profit / Not For Profit Status

Caldwell Community College and Technical Institute is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Caldwell Community College and Technical Institute cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=198118 IPEDS survey data.