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Annual Costs

Undergraduate Tuition

Cincinnati State Technical and Community College tuition is $3,567 per year for in-state residents. This is 1% more expensive than the national average public two year tuition of $3,532. The cost is 66% cheaper than the average Ohio tuition of $10,375 for 2 year colleges. Tuition ranks 8th in Ohio amongst 2 year colleges for affordability and is the 79th most expensive 2 year college in the state. If attending from out-of-state, the tuition is $7,135 which represents a 100% premium.

The school charges an additional fees of $258 in addition to tuition bringing the total effective in-state tuition to $3,825.

Housing Costs

Cincinnati State Technical and Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Cincinnati area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $4,272.

Books and Supplies

The estimated annual cost for books and supplies is $1,764.

Other Living Expenses

Off-campus students should budget for $1,728 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Ohio residents to go to Cincinnati State is $11,589 for the 2017/2018 academic year. Out-of-state students who don't have Ohio residence can expect a one year cost of $15,157. Students residing at home with parents providing food and housing should budget a total cost of $7,317.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Cincinnati State Technical and Community College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Cincinnati State Technical and Community College
Estimated Budgets
Ohio Resident Total Budget (Living Off Campus)$11,589
   In-State Tuition$3,567
   Other Fees$258
   Off-Campus Housing Budget$4,272
   Off-Campus Other Budget$1,728
   Books and Supplies$1,764
Ohio Resident Total Budget (Living with Parents)$7,317
   In-State Tuition$3,567
   Other Fees$258
   Family Provided Room and Board$0
   With-Family Other Living Budget$1,728
   Books and Supplies$1,764

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $11,589 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Cincinnati State net price for in-state students is $6,530* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

65% of Cincinnati State Technical and Community College students received grant aid in 2014/2015. The average total aid amount was $3,531. 59 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,161. To apply for a Pell Grant to attend Cincinnati State Technical and Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Cincinnati State Technical and Community College
Financial Aid Summary
Average Annual Net Price$6,530*
Percent of Students Receiving Grant Aid65%
Average Total Grant Aid$3,531
Percent of Students Receiving Pell Grants59%
Average Amount of Pell Grant Aid$3,161

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$6,189
$30,001 to $48,000$7,090
$48,001 to $75,000$8,117
$75,001 to $110,000$9,326
$110,000+$9,495

Average Financial Aid Mix - $11,589 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $11,589. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

36%
44%
20%

Grants and Scholarships

 36% - $3,531

Money granted to you by the U.S. Department of Education, Cincinnati State Technical and Community College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 44% - $4,310

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 20% -  $2,020

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Cincinnati State Technical and Community College
Gateway Community and Technical College9% more expensive
Sinclair Community College11.4% less expensive
Southern State Community College18.6% more expensive
Ivy Tech Community College Southeast9.3% less expensive
Ivy Tech Community College Richmond9.3% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Cincinnati State Technical and Community College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Cincinnati State is $23,178 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $14,152 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $28,304**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Cincinnati State Technical and Community College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Cincinnati State Technical and Community College
Price per credit hour for Ohio residents$149
Cost for one class for Ohio residents (3 credit hours)$447
Price per credit hour for out of state residents$297
Cost for one class for out of state residents (3 credit hours)$891
Cost for one class for out of state residents (4 credit hours)$1,188

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 62% of Cincinnati State Technical and Community College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,310.

Example Loan Payments and Costs

How much are student loan payments for Cincinnati State Technical and Community College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $28,304, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $35,118.77. This could be your effective total out of pocket cost of an education at Cincinnati State Technical and Community College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 65% of students at this school who receive financial aid and you are paying an average annual net price of $14,152. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Cincinnati State Technical and Community College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Cincinnati State Technical and Community College Student Loan Payments
Example Payments
Monthly Loan Payment$292.66
Amount Borrowed$28,304.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$6,814.77
Sum of All Payments over 10 years$35,118.77

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Cincinnati State? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Cincinnati State Technical and Community College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $35,118.77 would be needed to afford a $292.66 monthly payment in the example $28,304.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Cincinnati State Technical and Community College in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $23,178.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Cincinnati State Technical and Community College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$15,161$30,321
Estimated Cost in 10 years for students enrolling in 2029$19,349$38,698
Estimated Cost in 15 years for students enrolling in 2034 $24,695$49,390
Estimated Cost in 18 years for students enrolling in 2037 $28,588$57,175

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Cincinnati State Technical and Community College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 159 32% cheaper
Registered Nursing/Registered Nurse Associate's Degree 117 25% cheaper
Business Administration and Management, General Associate's Degree 62 30% cheaper
General Studies Associate's Degree 50 28% cheaper
Restaurant, Culinary, and Catering Management/Manager Associate's Degree 47 27% cheaper
Child Care and Support Services Management Associate's Degree 43 17% cheaper
Health Information/Medical Records Technology/Technician Associate's Degree 40 21% cheaper
Fire Science/Fire-fighting Associate's Degree 39 17% cheaper
Business Administration, Management and Operations, Other Associate's Degree 38 26% cheaper
Accounting Associate's Degree 35 25% cheaper
Mechanical Engineering/Mechanical Technology/Technician Associate's Degree 30 31% cheaper
Civil Engineering Technology/Technician Associate's Degree 30 24% cheaper
Computer Engineering Technology/Technician Associate's Degree 27 30% cheaper
Culinary Arts/Chef Training Associate's Degree 26 26% cheaper
Sign Language Interpretation and Translation Associate's Degree 26 23% cheaper
Biomedical Technology/Technician Associate's Degree 25 24% cheaper
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 24 23% cheaper
Clinical/Medical Laboratory Technician Associate's Degree 21 18% cheaper
Landscaping and Groundskeeping Associate's Degree 18 22% cheaper
Occupational Therapist Assistant Associate's Degree 18 25% cheaper
Diagnostic Medical Sonography/Sonographer and Ultrasound Technician Associate's Degree 18 23% cheaper
Marketing/Marketing Management, General Associate's Degree 17 22% cheaper
Computer Technology/Computer Systems Technology Associate's Degree 16 21% cheaper
Environmental Control Technologies/Technicians, Other Associate's Degree 15 17% cheaper
Surgical Technology/Technologist Associate's Degree 14 22% cheaper
Commercial and Advertising Art Associate's Degree 14 25% cheaper
Automotive Engineering Technology/Technician Associate's Degree 14 14% cheaper
Parks, Recreation, Leisure, and Fitness Studies, Other Associate's Degree 13 20% cheaper
Allied Health and Medical Assisting Services, Other Associate's Degree 13 29% cheaper
Aeronautical/Aerospace Engineering Technology/Technician Associate's Degree 12 32% cheaper
Respiratory Care Therapy/Therapist Associate's Degree 12 22% cheaper
Dietetics/Dietitian Associate's Degree 11 9% cheaper
Cinematography and Film/Video Production Associate's Degree 10 22% cheaper
Turf and Turfgrass Management Associate's Degree 8 25% cheaper
Architectural Engineering Technology/Technician Associate's Degree 8 27% cheaper
Finance, General Associate's Degree 7 32% cheaper
Hospitality Administration/Management, General Associate's Degree 7 24% cheaper
Electromechanical Technology/Electromechanical Engineering Technology Associate's Degree 5 11% cheaper
Criminal Justice/Police Science Associate's Degree 5 22% cheaper
Executive Assistant/Executive Secretary Associate's Degree 5 13% cheaper
Legal Administrative Assistant/Secretary Associate's Degree 5 20% cheaper
Computer and Information Sciences, General Associate's Degree 4 24% cheaper
Environmental Engineering Technology/Environmental Technology Associate's Degree 4 10% cheaper
Science Technologies/Technicians, Other Associate's Degree 4 28% cheaper
Industrial Technology/Technician Associate's Degree 4 14% cheaper
Computer Programming, Specific Applications Associate's Degree 3 19% cheaper
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 3 16% cheaper
Occupational Safety and Health Technology/Technician Associate's Degree 3 6% cheaper
International Business/Trade/Commerce Associate's Degree 3 33% cheaper
Prepress/Desktop Publishing and Digital Imaging Design Associate's Degree 2 19% cheaper
Hotel/Motel Administration/Management Associate's Degree 1 31% cheaper
Multi-/Interdisciplinary Studies, Other Associate's Degree 1 18% cheaper
Real Estate Associate's Degree 1 24% cheaper
Administrative Assistant and Secretarial Science, General Associate's Degree 1 19% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Cincinnati State Technical and Community College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Cincinnati State Technical and Community College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Cincinnati State Technical and Community College student loan.

Prepayment Option

About Cincinnati State Technical and Community College

Cincinnati State Technical and Community College is a two year community college located in Cincinnati, Ohio.  Full time enrollment is 2,498 and part time is 6,558.  Cincinnati State Technical and Community College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Cincinnati State Technical and Community College
3520 Central Parkway
Cincinnati, Ohio
45223-2690

For Profit / Not For Profit Status

Cincinnati State Technical and Community College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Cincinnati State Technical and Community College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=201928 IPEDS survey data.