Annual Costs

Undergraduate Tuition

Tuition for Ohio Northern University is $30,120 for the 2017/2018 academic year. This is 9% more expensive than the national average private non-profit four year college tuition of $27,755. The cost is 57% more expensive than the average Ohio tuition of $19,236 for 4 year colleges. Tuition ranks 81st in Ohio amongst 4 year colleges for affordability and is the 24th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $870 in addition to tuition bringing the total effective in-state tuition to $30,990.

Housing Costs

On campus room and board is provided by the school at a cost of $11,270 per academic year. Students electing to live off campus elsewhere in Ada should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,800.

Other Living Expenses

If living on-campus, students should budget for $2,058 in additional living expenses. Off-campus students should budget for $2,058 in other miscellaneous living expenses.

Total Costs

The annual tuition and living expense budget to go to ONU was $46,118 for the 2017/2018 academic year. The cost is the same for all students regardless of Ohio residence status as there is no in-state discount.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Ohio Northern University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Ohio Northern University
Estimated Budgets
Ohio Resident Total Budget $46,118
   In-State Tuition$30,120
   Other Fees$870
   Room and Board$11,270
   On-Campus Other Budget$2,058
   Books and Supplies$1,800
Non-Resident Total Budget $46,118
   Out-of-State Tuition$30,120
   Other Fees$870
   Room and Board$11,270
   On-Campus Other Budget$2,058
   Books and Supplies$1,800


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $46,118 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported ONU net price for in-state students is $23,906* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

97% of Ohio Northern University students received grant aid in 2014/2015. The average total aid amount was $27,054. 29 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,952. To apply for a Pell Grant to attend Ohio Northern University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Ohio Northern University
Financial Aid Summary
Average Annual Net Price$23,906*
Percent of Students Receiving Grant Aid97%
Average Total Grant Aid$27,054
Percent of Students Receiving Pell Grants29%
Average Amount of Pell Grant Aid$3,952

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$20,060
$30,001 to $48,000$20,560
$48,001 to $75,000$22,580
$75,001 to $110,000$24,373

Average Financial Aid Mix - $46,118 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $46,118. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 61% - $27,054

Money granted to you by the U.S. Department of Education, Ohio Northern University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 16% - $6,939

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 23% -  $10,067

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. Ohio Northern University
Cedarville University3.9% less expensive
Xavier University22.8% more expensive
Cleveland Institute of Art26.1% more expensive
Butler University29.2% more expensive
Hanover College18.7% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Ohio Northern University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at ONU is $184,472 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $24,671 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $98,684**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $230,590 or $123,355 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Ohio Northern University.

Ohio Resident Tuition Per Semester$15,060
Ohio Resident Total Cost Per Semester$23,059

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Ohio Northern University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Ohio Northern University
Price per credit hour$1,255
Cost for one class (3 credit hours)$3,765
Cost for one class (4 credit hours)$5,020


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 95% of Ohio Northern University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,939.

Example Loan Payments and Costs

How much are student loan payments for Ohio Northern University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $98,684, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $122,444.21. This could be your effective total out of pocket cost of an education at Ohio Northern University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 97% of students at this school who receive financial aid and you are paying an average annual net price of $24,671. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Ohio Northern University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Ohio Northern University Student Loan Payments
Example Payments
Monthly Loan Payment$1,020.37
Amount Borrowed$98,684.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$23,760.21
Sum of All Payments over 10 years$122,444.21

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend ONU? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Ohio Northern University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $122,444.21 would be needed to afford a $1,020.37 monthly payment in the example $98,684.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Ohio Northern University in the future? Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $184,472.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Ohio Northern University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$63,423$253,692
Estimated Cost in 10 years for students enrolling in 2029$80,946$323,782
Estimated Cost in 15 years for students enrolling in 2034 $103,309$413,238
Estimated Cost in 18 years for students enrolling in 2037 $119,594$478,374

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Ohio Northern University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 40 29% costlier
Mechanical Engineering Bachelor's Degree 33 9% costlier
Biology/Biological Sciences, General Bachelor's Degree 32 14% costlier
Electrical and Electronics Engineering Bachelor's Degree 22 9% costlier
Civil Engineering, General Bachelor's Degree 16 9% costlier
Pharmaceutical Marketing and Management Bachelor's Degree 15 4% cheaper
Computer Engineering, General Bachelor's Degree 14 9% costlier
Kinesiology and Exercise Science Bachelor's Degree 14 20% costlier
Art/Art Studies, General Bachelor's Degree 11 18% costlier
Sport and Fitness Administration/Management Bachelor's Degree 11 23% costlier
Forensic Science and Technology Bachelor's Degree 11 20% costlier
Manufacturing Engineering Technology/Technician Bachelor's Degree 10 43% costlier
Junior High/Intermediate/Middle School Education and Teaching Bachelor's Degree 9 35% costlier
History, General Bachelor's Degree 8 13% costlier
Music Teacher Education Bachelor's Degree 8 22% costlier
Creative Writing Bachelor's Degree 7 0% costlier
Management Science Bachelor's Degree 5 11% costlier
Speech Communication and Rhetoric Bachelor's Degree 5 16% costlier
Early Childhood Education and Teaching Bachelor's Degree 5 33% costlier
Marketing/Marketing Management, General Bachelor's Degree 5 27% costlier
English/Language Arts Teacher Education Bachelor's Degree 4 32% costlier
Computer Science Bachelor's Degree 4 10% costlier
Industrial Technology/Technician Bachelor's Degree 3 54% costlier
Biochemistry Bachelor's Degree 3 1% cheaper
Mathematics, General Bachelor's Degree 3 12% costlier
Finance, General Bachelor's Degree 3 24% costlier
Athletic Training/Trainer Bachelor's Degree 3 22% costlier
Philosophy Bachelor's Degree 2 2% costlier
Sociology Bachelor's Degree 2 12% costlier
German Language and Literature Bachelor's Degree 2 2% cheaper
Youth Ministry Bachelor's Degree 2 35% costlier
Spanish Language and Literature Bachelor's Degree 2 7% costlier
Physics, General Bachelor's Degree 2 5% costlier
International/Global Studies Bachelor's Degree 2 5% costlier
Political Science and Government, General Bachelor's Degree 2 11% costlier
Molecular Biology Bachelor's Degree 2 5% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 2 32% costlier
Music Performance, General Bachelor's Degree 2 16% costlier
Music Management Bachelor's Degree 2 16% costlier
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 1 29% costlier
Environmental Studies Bachelor's Degree 1 6% cheaper
Journalism Bachelor's Degree 1 19% costlier
Social Studies Teacher Education Bachelor's Degree 1 24% costlier
Music, General Bachelor's Degree 1 12% costlier
Music Theory and Composition Bachelor's Degree 1 1% cheaper
Professional, Technical, Business, and Scientific Writing Bachelor's Degree 1 19% costlier
Criminal Justice/Safety Studies Bachelor's Degree 1 36% costlier
Construction Management Bachelor's Degree 1 30% costlier
Technology Teacher Education/Industrial Arts Teacher Education Bachelor's Degree 1 49% costlier
Religion/Religious Studies Bachelor's Degree 1 3% cheaper
French Language and Literature Bachelor's Degree 1 0% costlier
Accounting Bachelor's Degree 1 24% costlier
Chemistry, General Bachelor's Degree 1 11% costlier
Statistics, General Bachelor's Degree 1 3% costlier
International Business/Trade/Commerce Bachelor's Degree 1 12% costlier
Psychology, General Bachelor's Degree 1 14% costlier
English Literature (British and Commonwealth) Bachelor's Degree 1 0% costlier
Health Teacher Education Bachelor's Degree 1 31% costlier


Use the calculators below to formulate a college savings plan for Ohio Northern University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Ohio Northern University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Ohio Northern University student loan.

Prepayment Option

About Ohio Northern University

Ohio Northern University is a four year private college located in Ada, Ohio.  The school is affiliated with the United Methodist faith.  Full time enrollment is 2,888 and part time is 220.

Students attending this school may pursue both undergraduate and graduate degrees.

Ohio Northern University
525 S. Main St
Ada, Ohio

For Profit / Not For Profit Status

Ohio Northern University is a private not for profit institution.

Ohio Northern University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=204635 IPEDS survey data.