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Annual Costs

Undergraduate Tuition

University of Cincinnati Main Campus tuition is $9,322 per year for in-state residents. This is 32% more expensive than the national average public four year tuition of $7,056. The cost is 52% cheaper than the average Ohio tuition of $19,236 for 4 year colleges. Tuition ranks 32nd in Ohio amongst 4 year colleges for affordability and is the 73rd most expensive 4 year college in the state. If attending from out-of-state, the tuition is $25,656 which represents a 175% premium.

The school charges an additional fees of $1,678 in addition to tuition bringing the total effective in-state tuition to $11,000.

Housing Costs

On campus room and board is provided by the school at a cost of $11,118 per academic year. Students electing to live off campus elsewhere in Cincinnati should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,500.

Other Living Expenses

If living on-campus, students should budget for $4,538 in additional living expenses. Off-campus students should budget for $5,666 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Ohio residents to go to University of Cincinnati-Main Campus is $28,156 for the 2017/2018 academic year. Out-of-state students who don't have Ohio residence can expect a one year cost of $44,490.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for University of Cincinnati Main Campus and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for University of Cincinnati Main Campus
Estimated Budgets
Ohio Resident Total Budget $28,156
   In-State Tuition$9,322
   Other Fees$1,678
   Room and Board$11,118
   On-Campus Other Budget$4,538
   Books and Supplies$1,500
Non-Resident Total Budget $44,490
   Out-of-State Tuition$25,656
   Other Fees$1,678
   Room and Board$11,118
   On-Campus Other Budget$4,538
   Books and Supplies$1,500

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $28,156 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported University of Cincinnati-Main Campus net price for in-state students is $19,739* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

59% of University of Cincinnati Main Campus students received grant aid in 2014/2015. The average total aid amount was $6,917. 23 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,175. To apply for a Pell Grant to attend University of Cincinnati Main Campus, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for University of Cincinnati Main Campus
Financial Aid Summary
Average Annual Net Price$19,739*
Percent of Students Receiving Grant Aid59%
Average Total Grant Aid$6,917
Percent of Students Receiving Pell Grants23%
Average Amount of Pell Grant Aid$4,175

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$16,089
$30,001 to $48,000$18,072
$48,001 to $75,000$22,088
$75,001 to $110,000$24,415
$110,000+$24,762

Average Financial Aid Mix - $28,156 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $28,156. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

29%
25%
46%

Grants and Scholarships

 29% - $6,917

Money granted to you by the U.S. Department of Education, University of Cincinnati Main Campus or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 25% - $5,820

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 46% -  $10,881

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. University of Cincinnati Main Campus
Ball State University2.3% less expensive
University of Louisville18.7% more expensive
Ohio University Main Campus27.6% more expensive
Eastern Illinois University6% less expensive
Tennessee Technological University21.7% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at University of Cincinnati Main Campus.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at University of Cincinnati-Main Campus is $112,624 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $18,131 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $72,524**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $140,780 or $90,655 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at University of Cincinnati Main Campus are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at University of Cincinnati Main Campus
Price per credit hour for Ohio residents$389
Cost for one class for Ohio residents (3 credit hours)$1,167
Price per credit hour for out of state residents$1,028
Cost for one class for out of state residents (3 credit hours)$3,084
Cost for one class for out of state residents (4 credit hours)$4,112

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 57% of University of Cincinnati Main Campus students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,820. The reported average student debt upon graduation is $27,593.

Example Loan Payments and Costs

How much are student loan payments for University of Cincinnati Main Campus? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $72,524, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $89,985.65. This could be your effective total out of pocket cost of an education at University of Cincinnati Main Campus. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 59% of students at this school who receive financial aid and you are paying an average annual net price of $18,131. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our University of Cincinnati Main Campus student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

University of Cincinnati Main Campus Student Loan Payments
Example Payments
Monthly Loan Payment$749.88
Amount Borrowed$72,524.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$17,461.65
Sum of All Payments over 10 years$89,985.65

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend University of Cincinnati-Main Campus? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending University of Cincinnati Main Campus, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $89,985.65 would be needed to afford a $749.88 monthly payment in the example $72,524.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to University of Cincinnati Main Campus in the future? In the past four years, this school's published in-state tuition and fee total rose from $9,124 to $9,322. This amounts to an average annual price increase of 0.4%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $112,624.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for University of Cincinnati Main Campus.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$38,721$154,884
Estimated Cost in 10 years for students enrolling in 2029$49,419$197,676
Estimated Cost in 15 years for students enrolling in 2034 $63,073$252,290
Estimated Cost in 18 years for students enrolling in 2037 $73,014$292,057

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at University of Cincinnati Main Campus to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Registered Nursing/Registered Nurse Bachelor's Degree 343 24% costlier
Criminal Justice/Safety Studies Bachelor's Degree 194 31% costlier
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 139 25% costlier
Mechanical Engineering Bachelor's Degree 139 5% costlier
Industrial and Product Design Bachelor's Degree 85 1% cheaper
Health Information/Medical Records Administration/Administrator Bachelor's Degree 83 39% costlier
Architecture Bachelor's Degree 72 7% cheaper
Special Education and Teaching, General Bachelor's Degree 66 25% costlier
English Language and Literature, General Bachelor's Degree 64 11% costlier
Social Work Bachelor's Degree 62 23% costlier
Fine/Studio Arts, General Bachelor's Degree 56 3% costlier
Fashion/Apparel Design Bachelor's Degree 55 2% cheaper
Chemical Engineering Bachelor's Degree 53 3% cheaper
Civil Engineering, General Bachelor's Degree 52 5% costlier
Junior High/Intermediate/Middle School Education and Teaching Bachelor's Degree 49 31% costlier
Engineering, General Bachelor's Degree 48 2% cheaper
Radio and Television Bachelor's Degree 47 15% costlier
Kindergarten/Preschool Education and Teaching Associate's Degree 45 112% costlier
Communication Sciences and Disorders, General Bachelor's Degree 43 23% costlier
Health Teacher Education Bachelor's Degree 42 26% costlier
Dietetics/Dietitian Bachelor's Degree 41 22% costlier
Bioengineering and Biomedical Engineering Bachelor's Degree 40 13% cheaper
Secondary Education and Teaching Bachelor's Degree 40 22% costlier
Health Professions and Related Clinical Sciences, Other Bachelor's Degree 38 15% costlier
Interior Design Bachelor's Degree 36 15% costlier
Commercial and Advertising Art Bachelor's Degree 36 17% costlier
City/Urban, Community and Regional Planning Bachelor's Degree 31 9% costlier
Electrical and Electronics Engineering Bachelor's Degree 29 6% costlier
Architectural Engineering Bachelor's Degree 29 4% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 28 5% costlier
Chemistry, General Bachelor's Degree 26 7% costlier
Technical Theatre/Theatre Design and Technology Bachelor's Degree 23 3% costlier
Aerospace, Aeronautical and Astronautical/Space Engineering Bachelor's Degree 23 2% cheaper
Substance Abuse/Addiction Counseling Bachelor's Degree 22 36% costlier
Nuclear Medical Technology/Technologist Bachelor's Degree 20 17% costlier
Mathematics, General Bachelor's Degree 17 8% costlier
Philosophy Bachelor's Degree 17 2% cheaper
International Business/Trade/Commerce Bachelor's Degree 16 8% costlier
Sport and Fitness Administration/Management Bachelor's Degree 15 18% costlier
Art History, Criticism and Conservation Bachelor's Degree 15 10% cheaper
Computer Engineering, General Bachelor's Degree 14 5% costlier
Environmental Studies Bachelor's Degree 14 9% cheaper
Urban Studies/Affairs Bachelor's Degree 13 5% cheaper
Marketing/Marketing Management, General Bachelor's Degree 12 22% costlier
Computer and Information Sciences, General Bachelor's Degree 11 21% costlier
Finance, General Bachelor's Degree 9 20% costlier
Athletic Training/Trainer Bachelor's Degree 8 18% costlier
Materials Engineering Bachelor's Degree 8 7% cheaper
African-American/Black Studies Bachelor's Degree 8 6% cheaper
Dance, General Bachelor's Degree 8 2% cheaper
Horticultural Science Bachelor's Degree 7 21% costlier
Business Administration and Management, General Associate's Degree 7 106% costlier
Hospitality Administration/Management, General Bachelor's Degree 7 23% costlier
Information Technology Bachelor's Degree 7 31% costlier
Voice and Opera Bachelor's Degree 7 1% costlier
Culinary Arts and Related Services, Other Bachelor's Degree 7 29% costlier
Operations Management and Supervision Bachelor's Degree 7 36% costlier
German Language and Literature Bachelor's Degree 6 6% cheaper
Real Estate Bachelor's Degree 6 7% costlier
Accounting Bachelor's Degree 6 20% costlier
Chemical Technology/Technician Associate's Degree 6 127% costlier
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 6 127% costlier
Women's Studies Bachelor's Degree 6 6% cheaper
Keyboard Instruments Bachelor's Degree 5 0% costlier
Astrophysics Bachelor's Degree 5 23% cheaper
Social Sciences, General Bachelor's Degree 5 16% costlier
Information Science/Studies Associate's Degree 5 101% costlier
Architectural Engineering Technology/Technician Associate's Degree 5 115% costlier
Mechanical Engineering/Mechanical Technology/Technician Associate's Degree 5 102% costlier
Physics, General Bachelor's Degree 5 1% costlier
Speech Communication and Rhetoric Bachelor's Degree 4 12% costlier
Fire Services Administration Associate's Degree 4 127% costlier
Latin American Studies Bachelor's Degree 4 16% cheaper
Biochemistry Bachelor's Degree 4 4% cheaper
Fire Science/Fire-fighting Associate's Degree 3 142% costlier
Labor and Industrial Relations Bachelor's Degree 3 3% costlier
Asian Studies/Civilization Bachelor's Degree 3 15% cheaper
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 3 16% cheaper
French Language and Literature Bachelor's Degree 3 4% cheaper
Civil Engineering Technology/Technician Associate's Degree 2 124% costlier
Hebrew Language and Literature Bachelor's Degree 2 4% costlier
Music Performance, General Bachelor's Degree 2 12% costlier
Psychology, General Bachelor's Degree 2 10% costlier
Manufacturing Engineering Technology/Technician Associate's Degree 2 150% costlier
Computer Engineering Technology/Technician Bachelor's Degree 2 39% costlier
Geology/Earth Science, General Bachelor's Degree 2 7% costlier
Spanish Language and Literature Bachelor's Degree 2 3% costlier
International Relations and Affairs Bachelor's Degree 2 5% cheaper
Music Theory and Composition Bachelor's Degree 2 5% cheaper
History, General Bachelor's Degree 1 9% costlier
Journalism Bachelor's Degree 1 15% costlier
Geographic Information Science and Cartography Bachelor's Degree 1 37% costlier
Political Science and Government, General Bachelor's Degree 1 7% costlier
Legal Assistant/Paralegal Associate's Degree 1 119% costlier
Music Teacher Education Bachelor's Degree 1 17% costlier
Biology/Biological Sciences, General Bachelor's Degree 1 10% costlier
Archeology Bachelor's Degree 1 17% cheaper
Neuroscience Bachelor's Degree 1 23% cheaper
Geography Bachelor's Degree 1 20% costlier
Music History, Literature, and Theory Bachelor's Degree 1 3% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 1 6% costlier
Sociology Bachelor's Degree 1 8% costlier
Organizational Behavior Studies Bachelor's Degree 1 5% costlier
Anthropology Bachelor's Degree 1 1% cheaper
Linguistics Bachelor's Degree 1 10% cheaper
Music, General Bachelor's Degree 1 8% costlier
Economics, General Bachelor's Degree 1 1% cheaper

Calculators

Use the calculators below to formulate a college savings plan for University of Cincinnati Main Campus or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford University of Cincinnati Main Campus in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a University of Cincinnati Main Campus student loan.

Prepayment Option

About University of Cincinnati Main Campus

University of Cincinnati Main Campus is a four year public college located in Cincinnati, Ohio.  Full time enrollment is 26,963 and part time is 9,633.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
University of Cincinnati Main Campus
2624 Clifton Avenue
Cincinnati, Ohio
45221-0063

For Profit / Not For Profit Status

University of Cincinnati Main Campus is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

University of Cincinnati Main Campus cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=201885 IPEDS survey data.