Annual Costs

Undergraduate Tuition

Northeastern State University tuition is $5,205 per year for in-state residents. This is 26% cheaper than the national average public four year tuition of $7,056. The cost is 58% cheaper than the average Oklahoma tuition of $12,422 for 4 year colleges. Tuition ranks 9th in Oklahoma amongst 4 year colleges for affordability and is the 26th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $12,900 which represents a 148% premium.

The school charges an additional fees of $1,122 in addition to tuition bringing the total effective in-state tuition to $6,327.

Housing Costs

On campus room and board is provided by the school at a cost of $7,764 per academic year. Students electing to live off campus elsewhere in Tahlequah should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,260.

Other Living Expenses

If living on-campus, students should budget for $1,940 in additional living expenses. Off-campus students should budget for $5,680 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Oklahoma residents to go to NSU is $17,291 for the 2017/2018 academic year. Out-of-state students who don't have Oklahoma residence can expect a one year cost of $24,986.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Northeastern State University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Northeastern State University
Estimated Budgets
Oklahoma Resident Total Budget $17,291
   In-State Tuition$5,205
   Other Fees$1,122
   Room and Board$7,764
   On-Campus Other Budget$1,940
   Books and Supplies$1,260
Non-Resident Total Budget $24,986
   Out-of-State Tuition$12,900
   Other Fees$1,122
   Room and Board$7,764
   On-Campus Other Budget$1,940
   Books and Supplies$1,260


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $17,291 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported NSU net price for in-state students is $7,211* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

90% of Northeastern State University students received grant aid in 2014/2015. The average total aid amount was $6,698. 58 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,441. To apply for a Pell Grant to attend Northeastern State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Northeastern State University
Financial Aid Summary
Average Annual Net Price$7,211*
Percent of Students Receiving Grant Aid90%
Average Total Grant Aid$6,698
Percent of Students Receiving Pell Grants58%
Average Amount of Pell Grant Aid$4,441

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$5,659
$30,001 to $48,000$6,458
$48,001 to $75,000$9,402
$75,001 to $110,000$11,872

Average Financial Aid Mix - $17,291 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $17,291. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 44% - $6,698

Money granted to you by the U.S. Department of Education, Northeastern State University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 30% - $4,681

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 26% -  $3,972

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Northeastern State University
Missouri Southern State University5.7% more expensive
Southeastern Oklahoma State University19.9% more expensive
Southwestern Oklahoma State University7.8% more expensive
Texas Woman's University1.1% less expensive
Alcorn State University5.1% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Northeastern State University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at NSU is $69,164 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $6,048 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $24,192**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $86,455 or $30,240 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Northeastern State University.

Oklahoma Resident Tuition Per Semester$2,602
Oklahoma Resident Total Cost Per Semester$8,646
Non-Oklahoma Resident Tuition Per Semester$6,450
Non-Oklahoma Resident Total Cost Per Semester$12,493

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Northeastern State University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Northeastern State University
Price per credit hour for Oklahoma residents$211
Cost for one class for Oklahoma residents (3 credit hours)$633
Price per credit hour for out of state residents$467
Cost for one class for out of state residents (3 credit hours)$1,401
Cost for one class for out of state residents (4 credit hours)$1,868


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 43% of Northeastern State University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,681. The reported average student debt upon graduation is $18,126.

Example Loan Payments and Costs

How much are student loan payments for Northeastern State University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $24,192, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $30,016.72. This could be your effective total out of pocket cost of an education at Northeastern State University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 90% of students at this school who receive financial aid and you are paying an average annual net price of $6,048. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Northeastern State University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Northeastern State University Student Loan Payments
Example Payments
Monthly Loan Payment$250.14
Amount Borrowed$24,192.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$5,824.72
Sum of All Payments over 10 years$30,016.72

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend NSU? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Northeastern State University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $30,016.72 would be needed to afford a $250.14 monthly payment in the example $24,192.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Northeastern State University in the future? In the past four years, this school's published in-state tuition and fee total rose from $3,750 to $5,205. This amounts to an average annual price increase of 7.8%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $69,164.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Northeastern State University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$23,779$95,117
Estimated Cost in 10 years for students enrolling in 2029$30,349$121,396
Estimated Cost in 15 years for students enrolling in 2034 $38,734$154,935
Estimated Cost in 18 years for students enrolling in 2037 $44,839$179,357

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Northeastern State University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Elementary Education and Teaching Bachelor's Degree 152 30% cheaper
Psychology, General Bachelor's Degree 133 38% cheaper
Criminal Justice/Law Enforcement Administration Bachelor's Degree 111 22% cheaper
Biology/Biological Sciences, General Bachelor's Degree 95 38% cheaper
General Studies Bachelor's Degree 82 26% cheaper
Early Childhood Education and Teaching Bachelor's Degree 73 28% cheaper
Accounting Bachelor's Degree 70 33% cheaper
Social Work Bachelor's Degree 48 31% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 44 30% cheaper
Business Administration and Management, General Bachelor's Degree 44 28% cheaper
English Language and Literature, General Bachelor's Degree 44 38% cheaper
Kinesiology and Exercise Science Bachelor's Degree 41 35% cheaper
Industrial Safety Technology/Technician Bachelor's Degree 40 12% cheaper
Marketing/Marketing Management, General Bachelor's Degree 38 31% cheaper
Operations Management and Supervision Bachelor's Degree 38 24% cheaper
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 32 21% cheaper
Finance, General Bachelor's Degree 22 33% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 20 29% cheaper
Journalism Bachelor's Degree 19 35% cheaper
Management Information Systems, General Bachelor's Degree 18 32% cheaper
Education/Teaching of Individuals with Specific Learning Disabilities Bachelor's Degree 18 32% cheaper
Chemistry, General Bachelor's Degree 17 40% cheaper
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 17 35% cheaper
English/Language Arts Teacher Education Bachelor's Degree 15 29% cheaper
Engineering Technologies and Engineering-Related Fields, Other Bachelor's Degree 15 20% cheaper
Tourism and Travel Services Management Bachelor's Degree 14 34% cheaper
Social Studies Teacher Education Bachelor's Degree 12 33% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 12 40% cheaper
Art/Art Studies, General Bachelor's Degree 12 36% cheaper
Political Science and Government, General Bachelor's Degree 9 40% cheaper
Design and Visual Communications, General Bachelor's Degree 9 37% cheaper
Health Services Administration Bachelor's Degree 9 26% cheaper
Speech Communication and Rhetoric Bachelor's Degree 9 37% cheaper
Mathematics Teacher Education Bachelor's Degree 8 29% cheaper
Computer Science Bachelor's Degree 8 40% cheaper
Mathematics, General Bachelor's Degree 7 39% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 7 41% cheaper
History, General Bachelor's Degree 6 39% cheaper
Geography Bachelor's Degree 6 32% cheaper
International Business/Trade/Commerce Bachelor's Degree 6 39% cheaper
Science Teacher Education/General Science Teacher Education Bachelor's Degree 5 27% cheaper
Art Teacher Education Bachelor's Degree 5 31% cheaper
American Indian/Native American Studies Bachelor's Degree 4 33% cheaper
Music Teacher Education Bachelor's Degree 4 34% cheaper
Indian/Native American Education Bachelor's Degree 4 29% cheaper
Spanish Language Teacher Education Bachelor's Degree 4 31% cheaper
Sociology Bachelor's Degree 4 39% cheaper
Music, General Bachelor's Degree 4 40% cheaper
Environmental Science Bachelor's Degree 3 42% cheaper
Logistics, Materials, and Supply Chain Management Bachelor's Degree 3 31% cheaper
Spanish Language and Literature Bachelor's Degree 3 42% cheaper
Entrepreneurship/Entrepreneurial Studies Bachelor's Degree 2 38% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 2 30% cheaper
Area Studies, Other Bachelor's Degree 2 51% cheaper
Environmental/Environmental Health Engineering Bachelor's Degree 1 47% cheaper


Use the calculators below to formulate a college savings plan for Northeastern State University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Northeastern State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Northeastern State University student loan.

Prepayment Option

About Northeastern State University

Northeastern State University is a four year public college located in Tahlequah, Oklahoma.  Full time enrollment is 5,346 and part time is 2,763.

Students attending this school may pursue both undergraduate and graduate degrees.

Northeastern State University
600 N Grand
Tahlequah, Oklahoma

For Profit / Not For Profit Status

Northeastern State University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Northeastern State University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=207263 IPEDS survey data.