Tuition and Cost to Attend Heald College Portland

Annual Total Cost

The annual total list price cost to go to Heald College Portland was $26,345 for the 2013/2014 academic year. The cost is the same for all students regardless of Oregon residence status as there is no in-state discount. Students residing at home with parents providing food and housing can expect a total cost of $15,120.

Undergraduate Tuition

Tuition for Heald College Portland is $13,500 for the 2013/2014 academic year. This is 3% cheaper than the national average private for-profit two year college tuition of $13,855. The cost is $8,048 and 148% more expensive than the average Oregon tuition of $5,452 for 2 year colleges. Tuition ranks 20th in Oregon amongst 2 year colleges for affordability and is the 2nd most expensive 2 year college in the state. Price does not vary by residence.

The school charges an additional fees of $120 in addition to tuition bringing the total effective in-state tuition to $13,620.

Housing Costs

Heald College Portland doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Portland area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $11,225.

Books and Supplies

The estimated annual cost for books and supplies is $1,500.

Costs and Tuition for Heald College Portland
Expenditure Price
Oregon Resident Total Cost (Off Campus Housing)$26,345
   In-State Tuition$13,500
   Other Fees$120
   Off-Campus Housing Estimate$11,225
   Books and Supplies$1,500
Oregon Resident Total Cost (Living with Parents)$15,120
   In-State Tuition$13,500
   Other Fees$120
   Family Provided Room and Board$0
   Books and Supplies$1,500
Non-Resident Total Cost (Off Campus Housing)$26,345
   Out-of-State Tuition$13,500
   Other Fees$120
   Off-Campus Housing Estimate$11,225
   Books and Supplies$1,500

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $26,345 published price if scholarship or grant aid is made available to you.

Net Price

The net out of pocket price you end up paying or financing though student loans is known as the net price. The reported Heald College Portland net price for in-state students receiving aid was $21,837* for the 2010/2011 academic year.

Pell Grants and other Grant Aid

82% of Heald College Portland students received grant aid in 2010/2011. The average total aid amount was $4,779. 81 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $4,435. To apply for a Pell Grant to attend Heald College Portland, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Heald College Portland
Financial Aid Summary
Average Annual Net Price$21,837*
Percent of Students Receiving Grant Aid82%
Average Total Grant Aid$4,779
Percent of Students Receiving Pell Grants81%
Average Amount of Pell Grant Aid$4,435

Average Financial Aid Mix - $26,345 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $26,345. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

18%
31%
50%

Grants and Scholarships

 18% - $4,779

Money granted to you by the U.S. Department of Education, Heald College Portland or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 31% - $8,292

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 50% -  $13,274

Covered by family savings, work or private student loans which you will have to repay.

Average Net Price by Family Income

The average net cost of attendance for different levels of family after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$23,177
$30,001 to $48,000$24,349
$48,001 to $75,000$23,823
$75,001 to $110,000$27,340
$110,000+n/a

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Heald College Portland.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Heald College Portland is $52,690 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $21,837 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $43,674**

**Based on a 2 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Heald College Portland are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Heald College Portland
Price per credit hour$360
Cost for one class (3 credit hours)$1,080
Cost for one class (4 credit hours)$1,440



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 81% of Heald College Portland students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $8,292.

Example Loan Payments and Costs

How much are student loan payments for Heald College Portland? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $43,674, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $54,720.77. This could be your effective total out of pocket cost of an education at Heald College Portland. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 82% of students at this school who receive financial aid and you are paying an average annual net price of $21,837. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Heald College Portland student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Heald College Portland Student Loan Payments
Example Payments
Monthly Loan Payment$456.01
Amount Borrowed$43,674.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$11,046.77
Sum of All Payments over 10 years$54,720.77

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Heald College Portland? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Heald College Portland, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $54,720.77 would be needed to afford a $456.01 monthly payment in the example $43,674.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Heald College Portland in the future? In the past five years, this school's published in-state tuition and fee total rose from $10,315 to $13,095. This amounts to an average annual price increase of 5.4%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 2 year cost of $52,690.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Heald College Portland.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$34,464$68,928
Estimated Cost in 10 years for students enrolling in 2024$43,986$87,972
Estimated Cost in 15 years for students enrolling in 2029 $56,139$112,277
Estimated Cost in 18 years for students enrolling in 2032 $64,987$129,975

Comparable Cost for Popular Majors

We've compared the out of state total cost of the most popular undergraduate areas of study at Heald College Portland to the national average cost for colleges offering that major. This helps identify particular programs where this school offers more value.

Area of Study Graduates Comparative Cost
Medical/Clinical Assistant Associate's Degree 57 33% costlier
Legal Professions and Studies, Other Associate's Degree 30 5% costlier
Business Administration, Management and Operations, Other Associate's Degree 30 33% costlier
Network and System Administration/Administrator Associate's Degree 22 36% costlier
Accounting and Business/Management Associate's Degree 11 12% costlier
Legal Assistant/Paralegal Associate's Degree 11 34% costlier
Medical Office Assistant/Specialist Associate's Degree 9 31% costlier
Pharmacy Technician/Assistant Associate's Degree 6 34% costlier
Construction Management Associate's Degree 2 35% costlier
Medical Insurance Coding Specialist/Coder Associate's Degree 2 24% costlier

Calculators

Use the calculators below to formulate a college savings plan for Heald College Portland or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Heald College Portland in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Heald College Portland student loan.

Prepayment Option

About Heald College Portland

Heald College Portland is a two year private college located in Portland, Oregon.  Full time enrollment is 625 and part time is 465.  For the 2011/2012 school year, the school received 175 applicants. 158 were admitted and 120 enrolled.

Only undergraduate degrees are offered at this school.

Address
Heald College Portland
6035 NE 78th Ct
Portland, Oregon
97218-2852

For Profit / Not For Profit Status

Heald College Portland is a private, for profit school.