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Annual Costs

Undergraduate Tuition

Indiana University of Pennsylvania Main Campus tuition is $9,000 per year for in-state residents. This is 28% more expensive than the national average public four year tuition of $7,056. The cost is 66% cheaper than the average Pennsylvania tuition of $26,599 for 4 year colleges. Tuition ranks 12th in Pennsylvania amongst 4 year colleges for affordability and is the 118th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $12,736 which represents a 42% premium.

The school charges an additional fees of $3,119 in addition to tuition bringing the total effective in-state tuition to $12,119.

Housing Costs

On campus room and board is provided by the school at a cost of $12,328 per academic year. Students electing to live off campus elsewhere in Indiana should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,100.

Other Living Expenses

If living on-campus, students should budget for $1,762 in additional living expenses. Off-campus students should budget for $1,762 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Pennsylvania residents to go to Indiana University of Pennsylvania-Main Campus is $27,309 for the 2017/2018 academic year. Out-of-state students who don't have Pennsylvania residence can expect a one year cost of $31,045.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Indiana University of Pennsylvania Main Campus and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Indiana University of Pennsylvania Main Campus
Estimated Budgets
Pennsylvania Resident Total Budget $27,309
   In-State Tuition$9,000
   Other Fees$3,119
   Room and Board$12,328
   On-Campus Other Budget$1,762
   Books and Supplies$1,100
Non-Resident Total Budget $31,045
   Out-of-State Tuition$12,736
   Other Fees$3,119
   Room and Board$12,328
   On-Campus Other Budget$1,762
   Books and Supplies$1,100

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $27,309 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Indiana University of Pennsylvania-Main Campus net price for in-state students is $15,956* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

57% of Indiana University of Pennsylvania Main Campus students received grant aid in 2014/2015. The average total aid amount was $6,508. 41 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,098. To apply for a Pell Grant to attend Indiana University of Pennsylvania Main Campus, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Indiana University of Pennsylvania Main Campus
Financial Aid Summary
Average Annual Net Price$15,956*
Percent of Students Receiving Grant Aid57%
Average Total Grant Aid$6,508
Percent of Students Receiving Pell Grants41%
Average Amount of Pell Grant Aid$4,098

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$13,612
$30,001 to $48,000$14,492
$48,001 to $75,000$18,296
$75,001 to $110,000$21,564
$110,000+$22,372

Average Financial Aid Mix - $27,309 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $27,309. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

25%
24%
51%

Grants and Scholarships

 25% - $6,508

Money granted to you by the U.S. Department of Education, Indiana University of Pennsylvania Main Campus or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 24% - $6,137

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 51% -  $12,902

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Indiana University of Pennsylvania Main Campus
Clarion University of Pennsylvania16.8% less expensive
California University of Pennsylvania16.8% less expensive
Lock Haven University16.8% less expensive
Edinboro University of Pennsylvania16.8% less expensive
Shepherd University40.4% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Indiana University of Pennsylvania Main Campus.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Indiana University of Pennsylvania-Main Campus is $109,236 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $14,892 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $59,568**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $136,545 or $74,460 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Indiana University of Pennsylvania Main Campus.

Pennsylvania Resident Tuition Per Semester$4,500
Pennsylvania Resident Total Cost Per Semester$13,654
Non-Pennsylvania Resident Tuition Per Semester$6,368
Non-Pennsylvania Resident Total Cost Per Semester$15,522

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Indiana University of Pennsylvania Main Campus are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Indiana University of Pennsylvania Main Campus
Price per credit hour for Pennsylvania residents$300
Cost for one class for Pennsylvania residents (3 credit hours)$900
Price per credit hour for out of state residents$531
Cost for one class for out of state residents (3 credit hours)$1,593
Cost for one class for out of state residents (4 credit hours)$2,124

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 79% of Indiana University of Pennsylvania Main Campus students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,137. The reported average student debt upon graduation is $31,030.

Example Loan Payments and Costs

How much are student loan payments for Indiana University of Pennsylvania Main Campus? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $59,568, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $73,910.23. This could be your effective total out of pocket cost of an education at Indiana University of Pennsylvania Main Campus. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 57% of students at this school who receive financial aid and you are paying an average annual net price of $14,892. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Indiana University of Pennsylvania Main Campus student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Indiana University of Pennsylvania Main Campus Student Loan Payments
Example Payments
Monthly Loan Payment$615.92
Amount Borrowed$59,568.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$14,342.23
Sum of All Payments over 10 years$73,910.23

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Indiana University of Pennsylvania-Main Campus? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Indiana University of Pennsylvania Main Campus, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $73,910.23 would be needed to afford a $615.92 monthly payment in the example $59,568.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Indiana University of Pennsylvania Main Campus in the future? In the past four years, this school's published in-state tuition and fee total rose from $6,428 to $9,000. This amounts to an average annual price increase of 8%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $109,236.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Indiana University of Pennsylvania Main Campus.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$37,556$150,225
Estimated Cost in 10 years for students enrolling in 2029$47,932$191,729
Estimated Cost in 15 years for students enrolling in 2034 $61,175$244,701
Estimated Cost in 18 years for students enrolling in 2037 $70,818$283,272

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Indiana University of Pennsylvania Main Campus to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Health and Physical Education/Fitness, General Bachelor's Degree 120 14% cheaper
Speech Communication and Rhetoric Bachelor's Degree 103 22% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 98 13% cheaper
Elementary Education and Teaching Bachelor's Degree 93 13% cheaper
Accounting Bachelor's Degree 80 17% cheaper
Hospitality Administration/Management, General Bachelor's Degree 77 14% cheaper
Fashion Merchandising Bachelor's Degree 61 17% cheaper
Human Development and Family Studies, General Bachelor's Degree 60 16% cheaper
Occupational Safety and Health Technology/Technician Bachelor's Degree 60 0% cheaper
Music, General Bachelor's Degree 55 25% cheaper
Finance, General Bachelor's Degree 40 17% cheaper
Foods, Nutrition, and Wellness Studies, General Bachelor's Degree 35 16% cheaper
Nuclear Medical Technology/Technologist Bachelor's Degree 29 19% cheaper
History, General Bachelor's Degree 29 24% cheaper
Interior Design Bachelor's Degree 28 20% cheaper
Family and Consumer Sciences/Human Sciences, General Bachelor's Degree 26 2% cheaper
Art/Art Studies, General Bachelor's Degree 23 21% cheaper
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 21 20% cheaper
Human Resources Management/Personnel Administration, General Bachelor's Degree 21 11% cheaper
Anthropology Bachelor's Degree 18 31% cheaper
Mathematics, General Bachelor's Degree 18 24% cheaper
Respiratory Care Therapy/Therapist Bachelor's Degree 17 9% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 14 27% cheaper
International Business/Trade/Commerce Bachelor's Degree 14 25% cheaper
Office Management and Supervision Bachelor's Degree 14 3% cheaper
Chemistry, General Bachelor's Degree 14 25% cheaper
Social Sciences, Other Bachelor's Degree 12 34% cheaper
Special Education and Teaching, General Bachelor's Degree 12 13% cheaper
Biochemistry Bachelor's Degree 11 33% cheaper
Fine/Studio Arts, General Bachelor's Degree 11 28% cheaper
Early Childhood Education and Teaching Bachelor's Degree 11 10% cheaper
Education/Teaching of Individuals with Hearing Impairments Including Deafness Bachelor's Degree 9 17% cheaper
Economics, General Bachelor's Degree 9 31% cheaper
Athletic Training/Trainer Bachelor's Degree 7 18% cheaper
Geology/Earth Science, General Bachelor's Degree 7 25% cheaper
Business Administration and Management, General Associate's Degree 6 44% costlier
French Language and Literature Bachelor's Degree 6 33% cheaper
Trade and Industrial Teacher Education Bachelor's Degree 5 1% cheaper
General Studies Associate's Degree 5 47% costlier
Optics/Optical Sciences Associate's Degree 5 6% costlier
Physics, General Bachelor's Degree 5 29% cheaper
City/Urban, Community and Regional Planning Bachelor's Degree 4 24% cheaper
Music Performance, General Bachelor's Degree 4 22% cheaper
Religion/Religious Studies Bachelor's Degree 4 35% cheaper
Asian Studies/Civilization Bachelor's Degree 4 41% cheaper
Philosophy Bachelor's Degree 4 31% cheaper
Spanish Language and Literature Bachelor's Degree 4 28% cheaper
Sociology Bachelor's Degree 4 25% cheaper
Psychology, General Bachelor's Degree 3 23% cheaper
Business/Commerce, General Bachelor's Degree 3 18% cheaper
English Language and Literature, General Bachelor's Degree 3 23% cheaper
Mathematics and Statistics, Other Bachelor's Degree 3 32% cheaper
Rehabilitation and Therapeutic Professions, Other Bachelor's Degree 3 14% cheaper
Marketing/Marketing Management, General Bachelor's Degree 2 15% cheaper
Biological and Physical Sciences Bachelor's Degree 2 23% cheaper
Clinical Laboratory Science/Medical Technology/Technologist Bachelor's Degree 2 13% cheaper
International Relations and Affairs Bachelor's Degree 2 34% cheaper
Intermedia/Multimedia Bachelor's Degree 2 33% cheaper
Visual and Performing Arts, General Bachelor's Degree 1 24% cheaper
Criminology Bachelor's Degree 1 24% cheaper
Computer and Information Sciences, General Bachelor's Degree 1 16% cheaper
Geography Bachelor's Degree 1 16% cheaper
Foreign Languages, Literatures, and Linguistics, Other Bachelor's Degree 1 32% cheaper
Applied Mathematics, General Bachelor's Degree 1 31% cheaper
Environmental Health Bachelor's Degree 1 14% cheaper
Political Science and Government, General Bachelor's Degree 1 25% cheaper
Biology/Biological Sciences, General Bachelor's Degree 1 23% cheaper
Journalism Bachelor's Degree 1 20% cheaper
Management Information Systems, General Bachelor's Degree 1 15% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Indiana University of Pennsylvania Main Campus or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Indiana University of Pennsylvania Main Campus in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Indiana University of Pennsylvania Main Campus student loan.

Prepayment Option

About Indiana University of Pennsylvania Main Campus

Indiana University of Pennsylvania Main Campus is a four year public college located in Indiana, Pennsylvania.  Full time enrollment is 11,015 and part time is 1,956.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Indiana University of Pennsylvania Main Campus
1011 South Dr 201 Sutton Hall
Indiana, Pennsylvania
15705-1098

For Profit / Not For Profit Status

Indiana University of Pennsylvania Main Campus is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Indiana University of Pennsylvania Main Campus cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=213020 IPEDS survey data.