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Annual Costs

Undergraduate Tuition

Montgomery County Community College Central Campus tuition is $4,320 per year for in-district residents. This is 46% more expensive than the national average public two year in-district tuition of $2,965. The cost is 65% cheaper than the average Pennsylvania in-district tuition of $12,192 for 2 year colleges. Tuition ranks 11th in Pennsylvania amongst 2 year colleges for affordability and is the 44th most expensive 2 year college in the state.

The school charges an additional fees of $1,710 in addition to tuition bringing the total effective in-state tuition to $10,350.

Housing Costs

Montgomery County Community College Central Campus doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Blue Bell area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $8,550.

Books and Supplies

The estimated annual cost for books and supplies is $1,300.

Other Living Expenses

Off-campus students should budget for $1,640 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-district residents to go to Montgomery County Community College-Central Campus is $17,520 for the 2017/2018 academic year. The total cost for in-state, but not in district residents is $21,840. Out-of-state students who don't possess Pennsylvania residence can expect a one year cost of $26,160. Students residing at home with parents providing food and housing can expect a total cost of $16,005.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Montgomery County Community College Central Campus and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Montgomery County Community College Central Campus
Estimated Budgets
In-District Resident Total Budget (Living Off Campus)$17,520
   In-District Tuition$4,320
   Other Fees$1,710
   Off-Campus Other Budget$1,640
   Books and Supplies$1,300
   Off-Campus Housing Estimate$8,550
In-District Resident Total Budget (Living with Parents)$11,685
   In-District Tuition$4,320
   Other Fees$1,710
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,355
   Books and Supplies$1,300
Pennsylvania Out of District Total Budget (Living Off Campus)$21,840
   In-State Tuition$8,640
   Other Fees$1,710
   Off-Campus Housing Estimate$8,550
   Off-Campus Other Budget$1,640
   Books and Supplies$1,300
Pennsylvania Out of District Total Budget (Living with Parents)$16,005
   In-State Tuition$8,640
   Other Fees$1,710
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,355
   Books and Supplies$1,300

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $21,840 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Montgomery County Community College-Central Campus net price for in-state students is $7,720* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

44% of Montgomery County Community College Central Campus students received grant aid in 2014/2015. The average total aid amount was $4,316. 37 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $3,868. To apply for a Pell Grant to attend Montgomery County Community College Central Campus, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Montgomery County Community College Central Campus
Financial Aid Summary
Average Annual Net Price$7,720*
Percent of Students Receiving Grant Aid44%
Average Total Grant Aid$4,316
Percent of Students Receiving Pell Grants37%
Average Amount of Pell Grant Aid$3,868

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$6,560
$30,001 to $48,000$7,072
$48,001 to $75,000$9,443
$75,001 to $110,000$11,550
$110,000+$11,766

Average Financial Aid Mix - $21,840 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $21,840. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

21%
22%
56%

Grants and Scholarships

 21% - $4,316

Money granted to you by the U.S. Department of Education, Montgomery County Community College Central Campus or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 22% - $4,494

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 56% -  $11,390

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Montgomery County Community College Central Campus
Delaware County Community College15.6% less expensive
Community College of Philadelphia7.2% more expensive
Bucks County Community College19.4% less expensive
Montgomery County Community College West Campus28.5% less expensive
Gloucester County College52.5% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Montgomery County Community College Central Campus.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at Montgomery County Community College-Central Campus is $43,680 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $7,112 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $14,224**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Montgomery County Community College Central Campus.

Pennsylvania Resident Tuition Per Semester$4,320
Pennsylvania Resident Total Cost Per Semester$10,920
Non-Pennsylvania Resident Tuition Per Semester$6,480
Non-Pennsylvania Resident Total Cost Per Semester$13,080

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Montgomery County Community College Central Campus are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Montgomery County Community College Central Campus
Price per credit hour for in district residents$191
Cost for one class for in district residents (3 credit hours)$573
Price per credit hour for Pennsylvania residents$345
Cost for one class for Pennsylvania residents (3 credit hours)$1,035
Price per credit hour for out of state residents$499
Cost for one class for out of state residents (3 credit hours)$1,497
Cost for one class for out of state residents (4 credit hours)$1,996

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Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 36% of Montgomery County Community College Central Campus students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $4,494.

Example Loan Payments and Costs

How much are student loan payments for Montgomery County Community College Central Campus? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $14,224, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $17,648.72. This could be your effective total out of pocket cost of an education at Montgomery County Community College Central Campus. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 44% of students at this school who receive financial aid and you are paying an average annual net price of $7,112. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Montgomery County Community College Central Campus student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Montgomery County Community College Central Campus Student Loan Payments
Example Payments
Monthly Loan Payment$147.07
Amount Borrowed$14,224.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$3,424.72
Sum of All Payments over 10 years$17,648.72

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Montgomery County Community College-Central Campus? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Montgomery County Community College Central Campus, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $17,648.72 would be needed to afford a $147.07 monthly payment in the example $14,224.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Montgomery County Community College Central Campus in the future? In the past four years, this school's published in-state tuition and fee total rose from $6,720 to $8,640. This amounts to an average annual price increase of 5.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $43,680.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Montgomery County Community College Central Campus.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$28,571$57,142
Estimated Cost in 10 years for students enrolling in 2029$36,464$72,929
Estimated Cost in 15 years for students enrolling in 2034 $46,539$93,078
Estimated Cost in 18 years for students enrolling in 2037 $53,875$107,749

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Montgomery County Community College Central Campus to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 510 18% costlier
Registered Nursing/Registered Nurse Associate's Degree 140 30% costlier
Business/Commerce, General Associate's Degree 101 19% costlier
Child Care and Support Services Management Associate's Degree 40 44% costlier
Criminal Justice/Police Science Associate's Degree 33 35% costlier
Elementary Education and Teaching Associate's Degree 31 46% costlier
Psychiatric/Mental Health Services Technician Associate's Degree 31 45% costlier
Accounting Technology/Technician and Bookkeeping Associate's Degree 29 34% costlier
Secondary Education and Teaching Associate's Degree 26 51% costlier
Art/Art Studies, General Associate's Degree 25 34% costlier
Biology Technician/Biotechnology Laboratory Technician Associate's Degree 23 45% costlier
Speech Communication and Rhetoric Associate's Degree 21 25% costlier
Business Administration and Management, General Associate's Degree 17 21% costlier
Social Sciences, General Associate's Degree 17 26% costlier
Dental Hygiene/Hygienist Associate's Degree 17 34% costlier
Psychology, Other Associate's Degree 14 26% costlier
Computer Science Associate's Degree 14 26% costlier
Graphic Design Associate's Degree 13 17% costlier
Radiologic Technology/Science - Radiographer Associate's Degree 10 34% costlier
Network and System Administration/Administrator Associate's Degree 10 34% costlier
Tourism and Travel Services Marketing Operations Associate's Degree 8 15% costlier
Mathematics, General Associate's Degree 7 35% costlier
Engineering Science Associate's Degree 7 22% costlier
Biotechnology Associate's Degree 7 56% costlier
Clinical/Medical Laboratory Technician Associate's Degree 7 41% costlier
Fire Prevention and Safety Technology/Technician Associate's Degree 6 31% costlier
Music Teacher Education Associate's Degree 5 74% costlier
Web Page, Digital/Multimedia and Information Resources Design Associate's Degree 5 30% costlier
Hospitality and Recreation Marketing Operations Associate's Degree 5 0% cheaper
Recording Arts Technology/Technician Associate's Degree 5 29% costlier
Physical Education Teaching and Coaching Associate's Degree 5 63% costlier
Substance Abuse/Addiction Counseling Associate's Degree 4 38% costlier
Administrative Assistant and Secretarial Science, General Associate's Degree 4 40% costlier
Health and Physical Education/Fitness, General Associate's Degree 4 29% costlier
Acting Associate's Degree 4 3% costlier
Information Technology Associate's Degree 3 36% costlier
Teacher Assistant/Aide Associate's Degree 3 39% costlier
Securities Services Administration/Management Associate's Degree 3 25% costlier
Surgical Technology/Technologist Associate's Degree 3 34% costlier
Culinary Arts/Chef Training Associate's Degree 2 28% costlier
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 2 33% costlier
Computer Software Engineering Associate's Degree 2 7% costlier
Baking and Pastry Arts/Baker/Pastry Chef Associate's Degree 2 7% costlier
Humanities/Humanistic Studies Associate's Degree 2 19% costlier
Nuclear Engineering Associate's Degree 1 7% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 1 43% costlier
Mechanical Engineering/Mechanical Technology/Technician Associate's Degree 1 19% costlier
Sales, Distribution, and Marketing Operations, General Associate's Degree 1 42% costlier
Physical Sciences Associate's Degree 1 33% costlier
Engineering Technologies and Engineering-Related Fields, Other Associate's Degree 1 34% costlier
Web/Multimedia Management and Webmaster Associate's Degree 1 37% costlier
Dance, General Associate's Degree 1 20% costlier
Architectural Drafting and Architectural CAD/CADD Associate's Degree 1 32% costlier

Calculators

Use the calculators below to formulate a college savings plan for Montgomery County Community College Central Campus or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Montgomery County Community College Central Campus in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Montgomery County Community College Central Campus student loan.

Prepayment Option

About Montgomery County Community College Central Campus

Montgomery County Community College Central Campus is a two year community college located in Blue Bell, Pennsylvania.  Full time enrollment is 3,773 and part time is 7,707.  Montgomery County Community College Central Campus has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Address
Montgomery County Community College Central Campus
340 Dekalb Pike
Blue Bell, Pennsylvania
19422-0796

For Profit / Not For Profit Status

Montgomery County Community College Central Campus is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Montgomery County Community College Central Campus cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=214111 IPEDS survey data.