The total list price for in-state Pennsylvania residents to go to Penn State is $29,810 for the 2014/2015 academic year. Out-of-state students who don't possess Pennsylvania residence can expect a one year cost of $42,760.
Penn State Main Campus tuition is $16,572 per year for in-state residents. This is 158% more expensive than the national average public four year tuition of $6,429. The cost is $7,536 and 31% cheaper than the average Pennsylvania tuition of $24,108 for 4 year colleges. Tuition ranks 50th in Pennsylvania amongst 4 year colleges for affordability and is the 85th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $29,522 which represents a 78% premium.
The school charges an additional fees of $930 in addition to tuition bringing the total effective in-state tuition to $17,502.
On campus room and board is provided by the school at a cost of $10,548 per academic year. Students electing to live off campus elsewhere in University Park should budget at least this amount.
The estimated annual cost for books and supplies is $1,760.
|Pennsylvania Resident Total Cost||$29,810|
|Room and Board||$10,548|
|Books and Supplies||$1,760|
|Non-Resident Total Cost||$42,760|
|Room and Board||$10,548|
|Books and Supplies||$1,760|
All price data are reprinted from the U.S. Department of Education's 2014-2015 and 2013-2014 IPEDS Survey and represent reported costs for the 2014-2015 and 2013-2014 academic years.
Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $29,810 published price if scholarship or grant aid is made available to you.
The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Penn State net price for in-state students $23,161* for the 2013/2014 academic year. This net price includes housing and meal expenses.
38% of Penn State Main Campus students received grant aid in 2013/2014. The average total aid amount was $8,285. 14 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2013/2014 was $3,894. To apply for a Pell Grant to attend Penn State Main Campus, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).
|Financial Aid Summary|
|Average Annual Net Price||$23,161*|
|Percent of Students Receiving Grant Aid||38%|
|Average Total Grant Aid||$8,285|
|Percent of Students Receiving Pell Grants||14%|
|Average Amount of Pell Grant Aid||$3,894|
The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2013-2014 academic year.
|Family Income||Avg. Net Price|
|$0 to $30,000||$19,268|
|$30,001 to $48,000||$21,229|
|$48,001 to $75,000||$25,028|
|$75,001 to $110,000||$28,929|
CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $29,810. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.
Money granted to you by the U.S. Department of Education, Penn State Main Campus or other organizations. These are not loans and do not need to be repaid.
Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.
Covered by family savings, work or private student loans which you will have to repay.
*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2013-2014 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.
Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.
To make a comparative assessment if Penn State is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 86/100 for Penn State Main Campus. Considering an average net price paid of $21,342, this leads to an overall value ranking of 73/100. This places the school 95th on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.
|School||Cost vs. Penn State Main Campus|
|University of Pittsburgh Pittsburgh Campus||1.8% more expensive|
|SUNY at Binghamton||62.8% less expensive|
|University of Maryland College Park||54.1% less expensive|
|SUNY at Geneseo||62.8% less expensive|
|The College of New Jersey||36.3% less expensive|
When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Penn State Main Campus.
At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Penn State is $119,240 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.
A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $21,342 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $85,368**
If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $149,050 or $106,710 using an average net price.
**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2013-2014 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.
Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Penn State Main Campus.
|Pennsylvania Resident Tuition Per Semester||$8,286|
|Pennsylvania Resident Total Cost Per Semester||$14,905|
|Non-Pennsylvania Resident Tuition Per Semester||$14,761|
|Non-Pennsylvania Resident Total Cost Per Semester||$21,380|
Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Penn State Main Campus are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.
|Price per credit hour for Pennsylvania residents||$630|
|Cost for one class for Pennsylvania residents (3 credit hours)||$1,890|
|Price per credit hour for out of state residents||$1,134|
|Cost for one class for out of state residents (3 credit hours)||$3,402|
|Cost for one class for out of state residents (4 credit hours)||$4,536|
The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 48% of Penn State Main Campus students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,552. The reported average student debt upon graduation is $35,100.
How much are student loan payments for Penn State Main Campus? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.
The following are the costs for a loan if you borrowed $85,368, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $105,134.90. This could be your effective total out of pocket cost of an education at Penn State Main Campus. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 38% of students at this school who receive financial aid and you are paying an average annual net price of $21,342. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Penn State Main Campus student loan calculator below to change loan assumptions and recalculate.
Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.
|Monthly Loan Payment||$876.12|
|Number of Monthly Payments||120|
|Total Interest Cost||$19,766.90|
|Sum of All Payments over 10 years||$105,134.90|
Can I afford to attend Penn State? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Penn State Main Campus, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.
Using the 10% of salary threshold, an annual income of $105,134.90 would be needed to afford a $876.12 monthly payment in the example $85,368.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.
What will it cost to send your child to Penn State Main Campus in the future? In the past five years, this school's published in-state tuition and fee total rose from $12,164 to $15,984. This amounts to an average annual price increase of 6.3%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $119,240.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Penn State Main Campus.
|Annual||4 Year Degree|
|Estimated Cost in 5 years for students enrolling in 2020||$40,996||$163,983|
|Estimated Cost in 10 years for students enrolling in 2025||$52,322||$209,288|
|Estimated Cost in 15 years for students enrolling in 2030||$66,778||$267,111|
|Estimated Cost in 18 years for students enrolling in 2033||$77,304||$309,214|
What was tuition at Penn State five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.
We've compared the out of state cost of the most popular undergraduate areas of study at Penn State Main Campus to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.
|Area of Study||Graduates||vs National Avg|
|Psychology, General Bachelor's Degree||462||20% costlier|
|Finance, General Bachelor's Degree||438||29% costlier|
|Marketing/Marketing Management, General Bachelor's Degree||322||31% costlier|
|Advertising Bachelor's Degree||320||25% costlier|
|Kinesiology and Exercise Science Bachelor's Degree||311||25% costlier|
|Journalism Bachelor's Degree||311||25% costlier|
|Accounting Bachelor's Degree||284||29% costlier|
|Elementary Education and Teaching Bachelor's Degree||283||35% costlier|
|Economics, General Bachelor's Degree||276||8% costlier|
|Criminal Justice/Law Enforcement Administration Bachelor's Degree||254||52% costlier|
|Mechanical Engineering Bachelor's Degree||253||14% costlier|
|Speech Communication and Rhetoric Bachelor's Degree||229||21% costlier|
|Civil Engineering, General Bachelor's Degree||225||14% costlier|
|Organizational Behavior Studies Bachelor's Degree||224||13% costlier|
|Biology/Biological Sciences, General Bachelor's Degree||222||19% costlier|
|International Relations and Affairs Bachelor's Degree||209||3% costlier|
|Political Science and Government, General Bachelor's Degree||179||16% costlier|
|Biological and Biomedical Sciences, Other Bachelor's Degree||177||11% costlier|
|Biological and Physical Sciences Bachelor's Degree||174||20% costlier|
|Secondary Education and Teaching Bachelor's Degree||171||31% costlier|
|Communication Sciences and Disorders, General Bachelor's Degree||158||33% costlier|
|Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other Bachelor's Degree||156||36% costlier|
|History, General Bachelor's Degree||152||18% costlier|
|Electrical and Electronics Engineering Bachelor's Degree||150||15% costlier|
|Human Nutrition Bachelor's Degree||142||17% costlier|
|English Language and Literature, General Bachelor's Degree||142||20% costlier|
|Communication, Journalism, and Related Programs, Other Bachelor's Degree||136||18% costlier|
|Parks, Recreation and Leisure Facilities Management, General Bachelor's Degree||135||42% costlier|
|Geology/Earth Science, General Bachelor's Degree||132||17% costlier|
|Health/Health Care Administration/Management Bachelor's Degree||129||46% costlier|
|Industrial Engineering Bachelor's Degree||127||21% costlier|
|Business/Managerial Economics Bachelor's Degree||125||20% costlier|
|Chemical Engineering Bachelor's Degree||121||6% costlier|
|Architectural Engineering Bachelor's Degree||109||14% costlier|
|Animal Sciences, General Bachelor's Degree||104||34% costlier|
|Aerospace, Aeronautical and Astronautical/Space Engineering Bachelor's Degree||103||7% costlier|
|Spanish Language and Literature Bachelor's Degree||98||12% costlier|
|Mathematics, General Bachelor's Degree||85||18% costlier|
|Criminal Justice/Safety Studies Bachelor's Degree||72||42% costlier|
|Labor and Industrial Relations Bachelor's Degree||67||14% costlier|
|Visual and Performing Arts, General Bachelor's Degree||63||19% costlier|
|Nuclear Engineering Bachelor's Degree||62||12% costlier|
|Rehabilitation and Therapeutic Professions, Other Bachelor's Degree||62||33% costlier|
|Liberal Arts and Sciences/Liberal Studies Associate's Degree||60||112% costlier|
|Art/Art Studies, General Bachelor's Degree||58||23% costlier|
|Sociology Bachelor's Degree||58||17% costlier|
|Film/Cinema/Video Studies Bachelor's Degree||58||3% cheaper|
|Management Information Systems, General Bachelor's Degree||57||31% costlier|
|Computer and Information Sciences, General Bachelor's Degree||56||31% costlier|
|Agribusiness/Agricultural Business Operations Bachelor's Degree||56||64% costlier|
|Atmospheric Sciences and Meteorology, General Bachelor's Degree||52||21% costlier|
|Biology Technician/Biotechnology Laboratory Technician Bachelor's Degree||51||10% costlier|
|Chemistry, General Bachelor's Degree||51||16% costlier|
|Biochemistry Bachelor's Degree||50||4% costlier|
|Actuarial Science Bachelor's Degree||50||14% costlier|
|Natural Resources and Conservation, Other Bachelor's Degree||49||22% costlier|
|Philosophy Bachelor's Degree||48||7% costlier|
|Pre-Veterinary Studies Bachelor's Degree||45||23% costlier|
|Anthropology Bachelor's Degree||42||8% costlier|
|Landscaping and Groundskeeping Bachelor's Degree||41||49% costlier|
|French Language and Literature Bachelor's Degree||40||5% costlier|
|Architecture Bachelor's Degree||39||2% costlier|
|Landscape Architecture Bachelor's Degree||38||20% costlier|
|Bioengineering and Biomedical Engineering Bachelor's Degree||36||5% cheaper|
|Agriculture, General Bachelor's Degree||35||47% costlier|
|Geological and Earth Sciences/Geosciences, Other Bachelor's Degree||35||3% costlier|
|Physics, General Bachelor's Degree||34||10% costlier|
|Geography Bachelor's Degree||34||30% costlier|
|Agricultural Engineering Bachelor's Degree||34||18% costlier|
|Computer Engineering, General Bachelor's Degree||33||14% costlier|
|Natural Resources/Conservation, General Bachelor's Degree||32||21% costlier|
|Petroleum Engineering Bachelor's Degree||32||32% costlier|
|Materials Science Bachelor's Degree||32||2% cheaper|
|Music, General Bachelor's Degree||31||17% costlier|
|Acting Bachelor's Degree||26||9% costlier|
|Special Education and Teaching, General Bachelor's Degree||26||34% costlier|
|Art Teacher Education Bachelor's Degree||26||32% costlier|
|Art History, Criticism and Conservation Bachelor's Degree||26||1% cheaper|
|Engineering Science Bachelor's Degree||26||2% costlier|
|Pre-Medicine/Pre-Medical Studies Bachelor's Degree||25||14% costlier|
|Toxicology Bachelor's Degree||25||1% cheaper|
|Forest Sciences and Biology Bachelor's Degree||25||18% costlier|
|Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree||25||8% cheaper|
|Food Science Bachelor's Degree||25||24% costlier|
|Environmental/Environmental Health Engineering Bachelor's Degree||24||3% costlier|
|Forensic Science and Technology Bachelor's Degree||24||27% costlier|
|Environmental Studies Bachelor's Degree||24||1% cheaper|
|Business/Commerce, General Associate's Degree||24||111% costlier|
|Statistics, General Bachelor's Degree||23||7% costlier|
|Veterinary Microbiology and Immunobiology Bachelor's Degree||22||3% costlier|
|Foreign Language Teacher Education Bachelor's Degree||21||24% costlier|
|Agricultural Mechanization, General Bachelor's Degree||21||44% costlier|
|Medical Microbiology and Bacteriology Bachelor's Degree||20||37% costlier|
|Music Teacher Education Bachelor's Degree||20||27% costlier|
|Japanese Language and Literature Bachelor's Degree||18||7% cheaper|
|Athletic Training/Trainer Bachelor's Degree||18||27% costlier|
|Information Science/Studies Associate's Degree||18||100% costlier|
|Engineering, Other Bachelor's Degree||16||7% costlier|
|Graphic Design Bachelor's Degree||15||24% costlier|
|German Language and Literature Bachelor's Degree||13||3% costlier|
|Dietitian Assistant Associate's Degree||12||107% costlier|
|Comparative Literature Bachelor's Degree||12||12% cheaper|
|Registered Nursing/Registered Nurse Associate's Degree||11||130% costlier|
|Technical Theatre/Theatre Design and Technology Bachelor's Degree||11||11% costlier|
|Surveying Engineering Bachelor's Degree||10||33% costlier|
|Religion/Religious Studies Bachelor's Degree||9||2% costlier|
|Women's Studies Bachelor's Degree||9||2% costlier|
|Mining and Mineral Engineering Bachelor's Degree||9||32% costlier|
|Horticultural Science Bachelor's Degree||8||31% costlier|
|Human Development and Family Studies, General Associate's Degree||8||73% costlier|
|Italian Language and Literature Bachelor's Degree||7||6% cheaper|
|East Asian Studies Bachelor's Degree||7||14% cheaper|
|Forest Technology/Technician Bachelor's Degree||7||52% costlier|
|Russian Language and Literature Bachelor's Degree||6||7% cheaper|
|Agricultural Business and Management, Other Associate's Degree||6||74% costlier|
|Asian Studies/Civilization Bachelor's Degree||6||7% cheaper|
|Astronomy Bachelor's Degree||6||6% cheaper|
|Hospitality Administration/Management, Other Associate's Degree||6||151% costlier|
|Soil Science and Agronomy, General Bachelor's Degree||6||22% costlier|
|Archeology Bachelor's Degree||5||9% cheaper|
|Design and Applied Arts, Other Bachelor's Degree||5||16% costlier|
|Plant Protection and Integrated Pest Management Bachelor's Degree||4||24% costlier|
|Agricultural Teacher Education Bachelor's Degree||4||44% costlier|
|Medieval and Renaissance Studies Bachelor's Degree||4||17% cheaper|
|Chinese Language and Literature Bachelor's Degree||4||9% cheaper|
|Adult and Continuing Education Administration Bachelor's Degree||3||29% costlier|
|African-American/Black Studies Bachelor's Degree||3||2% costlier|
|Educational Assessment, Evaluation, and Research, Other Bachelor's Degree||3||3% costlier|
|Jewish/Judaic Studies Bachelor's Degree||3||1% cheaper|
|Turf and Turfgrass Management Associate's Degree||2||138% costlier|
|Latin American Studies Bachelor's Degree||1||8% cheaper|
|Logistics, Materials, and Supply Chain Management Bachelor's Degree||1||30% costlier|
|Management Sciences and Quantitative Methods, Other Bachelor's Degree||1||10% costlier|
|Music Performance, General Bachelor's Degree||1||21% costlier|
Use the calculators below to formulate a college savings plan for Penn State Main Campus or model a student loan.
Penn State Main Campus is a four year public college located in University Park, Pennsylvania. Full time enrollment is 43,106 and part time is 2,127. For the 2011/2012 school year, the school received 45,502 applicants. 23,855 were admitted and 7,366 enrolled.
Students attending this school may pursue both undergraduate and graduate degrees.Address
Penn State Main Campus is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.
Penn State Main Campus cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=214777 IPEDS survey data.