Annual Costs

Undergraduate Tuition

Penn State Harrisburg tuition is $14,214 per year for in-state residents. This is 101% more expensive than the national average public four year tuition of $7,056. The cost is 47% cheaper than the average Pennsylvania tuition of $26,599 for 4 year colleges. Tuition ranks 41st in Pennsylvania amongst 4 year colleges for affordability and is the 89th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $22,716 which represents a 60% premium.

The school charges an additional fees of $976 in addition to tuition bringing the total effective in-state tuition to $15,190.

Housing Costs

On campus room and board is provided by the school at a cost of $11,280 per academic year. Students electing to live off campus elsewhere in Middletown should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,840.

Other Living Expenses

If living on-campus, students should budget for $4,788 in additional living expenses. Off-campus students should budget for $4,788 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Pennsylvania residents to go to Penn State Harrisburg is $33,098 for the 2017/2018 academic year. Out-of-state students who don't have Pennsylvania residence can expect a one year cost of $41,600.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Penn State Harrisburg and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Penn State Harrisburg
Estimated Budgets
Pennsylvania Resident Total Budget $33,098
   In-State Tuition$14,214
   Other Fees$976
   Room and Board$11,280
   On-Campus Other Budget$4,788
   Books and Supplies$1,840
Non-Resident Total Budget $41,600
   Out-of-State Tuition$22,716
   Other Fees$976
   Room and Board$11,280
   On-Campus Other Budget$4,788
   Books and Supplies$1,840


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $33,098 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Penn State Harrisburg net price for in-state students is $19,546* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

66% of Penn State Harrisburg students received grant aid in 2014/2015. The average total aid amount was $7,403. 29 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,183. To apply for a Pell Grant to attend Penn State Harrisburg, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Penn State Harrisburg
Financial Aid Summary
Average Annual Net Price$19,546*
Percent of Students Receiving Grant Aid66%
Average Total Grant Aid$7,403
Percent of Students Receiving Pell Grants29%
Average Amount of Pell Grant Aid$4,183

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$16,141
$30,001 to $48,000$17,037
$48,001 to $75,000$20,334
$75,001 to $110,000$23,877

Average Financial Aid Mix - $33,098 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $33,098. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 26% - $7,403

Money granted to you by the U.S. Department of Education, Penn State Harrisburg or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 21% - $5,935

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 53% -  $14,972

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Penn State Harrisburg
Millersville University of Pennsylvania34.8% less expensive
Towson University52.9% less expensive
Penn State Hazleton5.1% less expensive
University of Pittsburgh Johnstown9% less expensive
The Richard Stockton College of New Jersey39.2% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Penn State Harrisburg.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Penn State Harrisburg is $132,392 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $18,846 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $75,384**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $165,490 or $94,230 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Penn State Harrisburg.

Pennsylvania Resident Tuition Per Semester$7,107
Pennsylvania Resident Total Cost Per Semester$16,549
Non-Pennsylvania Resident Tuition Per Semester$11,358
Non-Pennsylvania Resident Total Cost Per Semester$20,800

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Penn State Harrisburg are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Penn State Harrisburg
Price per credit hour for Pennsylvania residents$592
Cost for one class for Pennsylvania residents (3 credit hours)$1,776
Price per credit hour for out of state residents$947
Cost for one class for out of state residents (3 credit hours)$2,841
Cost for one class for out of state residents (4 credit hours)$3,788


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 54% of Penn State Harrisburg students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,935. The reported average student debt upon graduation is $35,100.

Example Loan Payments and Costs

How much are student loan payments for Penn State Harrisburg? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $75,384, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $93,534.26. This could be your effective total out of pocket cost of an education at Penn State Harrisburg. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 66% of students at this school who receive financial aid and you are paying an average annual net price of $18,846. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Penn State Harrisburg student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Penn State Harrisburg Student Loan Payments
Example Payments
Monthly Loan Payment$779.45
Amount Borrowed$75,384.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$18,150.26
Sum of All Payments over 10 years$93,534.26

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Penn State Harrisburg? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Penn State Harrisburg, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $93,534.26 would be needed to afford a $779.45 monthly payment in the example $75,384.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Penn State Harrisburg in the future? In the past four years, this school's published in-state tuition and fee total rose from $13,018 to $14,214. This amounts to an average annual price increase of 1.8%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $132,392.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Penn State Harrisburg.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$45,517$182,070
Estimated Cost in 10 years for students enrolling in 2029$58,093$232,372
Estimated Cost in 15 years for students enrolling in 2034 $74,143$296,573
Estimated Cost in 18 years for students enrolling in 2037 $85,830$343,320

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Penn State Harrisburg to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
International Business/Trade/Commerce Bachelor's Degree 48 1% costlier
Structural Engineering Bachelor's Degree 43 6% cheaper
Psychology, General Bachelor's Degree 41 3% costlier
Business Administration and Management, General Bachelor's Degree 41 20% costlier
Electrical and Electronics Engineering Bachelor's Degree 41 1% cheaper
Speech Communication and Rhetoric Bachelor's Degree 39 5% costlier
Marketing/Marketing Management, General Bachelor's Degree 32 14% costlier
Finance, General Bachelor's Degree 31 12% costlier
English Language and Literature, General Bachelor's Degree 27 4% costlier
Public Policy Analysis, General Bachelor's Degree 27 25% cheaper
Mechanical Engineering Bachelor's Degree 26 2% cheaper
Organizational Behavior Studies Bachelor's Degree 23 2% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 19 16% costlier
Elementary Education and Teaching Bachelor's Degree 18 17% costlier
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 13 1% cheaper
Computer and Information Sciences, General Bachelor's Degree 12 13% costlier
American/United States Studies/Civilization Bachelor's Degree 10 20% cheaper
Management Information Systems, General Bachelor's Degree 10 13% costlier
Humanities/Humanistic Studies Bachelor's Degree 10 3% cheaper
Civil Engineering, General Bachelor's Degree 9 2% cheaper
Sociology Bachelor's Degree 8 1% costlier
Social Studies Teacher Education Bachelor's Degree 7 12% costlier
Environmental/Environmental Health Engineering Bachelor's Degree 6 12% cheaper
Business/Commerce, General Associate's Degree 5 88% costlier
Applied Mathematics, General Bachelor's Degree 4 7% cheaper
Liberal Arts and Sciences/Liberal Studies Associate's Degree 2 87% costlier
Human Development and Family Studies, General Bachelor's Degree 1 12% costlier


Use the calculators below to formulate a college savings plan for Penn State Harrisburg or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Penn State Harrisburg in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Penn State Harrisburg student loan.

Prepayment Option

About Penn State Harrisburg

Penn State Harrisburg is a four year public college located in Middletown, Pennsylvania.  Full time enrollment is 4,056 and part time is 990.

Students attending this school may pursue both undergraduate and graduate degrees.

Penn State Harrisburg
777 W Harrisburg Pike
Middletown, Pennsylvania

For Profit / Not For Profit Status

Penn State Harrisburg is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Penn State Harrisburg cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=214713 IPEDS survey data.