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Annual Costs

Undergraduate Tuition

Temple University tuition is $15,384 per year for in-state residents. This is 125% more expensive than the national average public four year tuition of $6,841. The cost is 40% cheaper than the average Pennsylvania tuition of $25,605 for 4 year colleges. Tuition ranks 45th in Pennsylvania amongst 4 year colleges for affordability and is the 90th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $26,376 which represents a 71% premium.

The school charges an additional fees of $890 in addition to tuition bringing the total effective in-state tuition to $16,274.

Housing Costs

On campus room and board is provided by the school at a cost of $11,426 per academic year. Students electing to live off campus elsewhere in Philadelphia should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,000.

Other Living Expenses

If living on-campus, students should budget for $4,348 in additional living expenses. Off-campus students should budget for $5,934 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state Pennsylvania residents to go to Temple University is $33,048 for the 2015/2016 academic year. Out-of-state students who don't have Pennsylvania residence can expect a one year cost of $44,040.

Citation: Price data from the U.S. Department of Education's 2016-2017 and 2015-2016 IPEDS survey response for Temple University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Temple University
Estimated Budgets
Pennsylvania Resident Total Budget $33,048
   In-State Tuition$15,384
   Other Fees$890
   Room and Board$11,426
   On-Campus Other Budget$4,348
   Books and Supplies$1,000
Non-Resident Total Budget $44,040
   Out-of-State Tuition$26,376
   Other Fees$890
   Room and Board$11,426
   On-Campus Other Budget$4,348
   Books and Supplies$1,000

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $33,048 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Temple University net price for in-state students is $19,435* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

84% of Temple University students received grant aid in 2014/2015. The average total aid amount was $9,084. 28 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,364. To apply for a Pell Grant to attend Temple University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Temple University
Financial Aid Summary
Average Annual Net Price$19,435*
Percent of Students Receiving Grant Aid84%
Average Total Grant Aid$9,084
Percent of Students Receiving Pell Grants28%
Average Amount of Pell Grant Aid$4,364

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$16,176
$30,001 to $48,000$16,574
$48,001 to $75,000$18,738
$75,001 to $110,000$20,953
$110,000+$23,467

Average Financial Aid Mix - $33,048 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $33,048. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

32%
20%
48%

Grants and Scholarships

 32% - $9,084

Money granted to you by the U.S. Department of Education, Temple University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 20% - $5,750

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 48% -  $13,866

Covered by family savings, work or private student loans which you will have to repay.


*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Temple University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Temple University is $132,192 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $19,149 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $76,596**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $165,240 or $95,745 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Temple University.

Pennsylvania Resident Tuition Per Semester$7,692
Pennsylvania Resident Total Cost Per Semester$16,524
Non-Pennsylvania Resident Tuition Per Semester$13,188
Non-Pennsylvania Resident Total Cost Per Semester$22,020

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Temple University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Temple University
Price per credit hour for Pennsylvania residents$641
Cost for one class for Pennsylvania residents (3 credit hours)$1,923
Price per credit hour for out of state residents$1,099
Cost for one class for out of state residents (3 credit hours)$3,297
Cost for one class for out of state residents (4 credit hours)$4,396

Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 66% of Temple University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $5,750. The reported average student debt upon graduation is $33,788.

Example Loan Payments and Costs

How much are student loan payments for Temple University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $76,596, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $95,038.07. This could be your effective total out of pocket cost of an education at Temple University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 84% of students at this school who receive financial aid and you are paying an average annual net price of $19,149. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Temple University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Temple University Student Loan Payments
Example Payments
Monthly Loan Payment$791.98
Amount Borrowed$76,596.00
Interest Rate4.4%
Term10 years
Number of Monthly Payments120
Total Interest Cost$18,442.07
Sum of All Payments over 10 years$95,038.07

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Temple University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Temple University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $95,038.07 would be needed to afford a $791.98 monthly payment in the example $76,596.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Temple University in the future? In the past four years, this school's published in-state tuition and fee total rose from $13,006 to $15,384. This amounts to an average annual price increase of 3.7%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $132,192.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Temple University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2022$45,449$181,795
Estimated Cost in 10 years for students enrolling in 2027$58,005$232,021
Estimated Cost in 15 years for students enrolling in 2032 $74,031$296,125
Estimated Cost in 18 years for students enrolling in 2035 $85,700$342,801

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Temple University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Psychology, General Bachelor's Degree 308 17% costlier
Marketing/Marketing Management, General Bachelor's Degree 298 28% costlier
Elementary Education and Teaching Bachelor's Degree 288 31% costlier
Accounting Bachelor's Degree 252 26% costlier
Finance, General Bachelor's Degree 249 25% costlier
Biology/Biological Sciences, General Bachelor's Degree 214 16% costlier
Criminal Justice/Safety Studies Bachelor's Degree 193 38% costlier
Kinesiology and Exercise Science Bachelor's Degree 177 21% costlier
Radio and Television Bachelor's Degree 168 21% costlier
Film/Cinema/Video Studies Bachelor's Degree 155 7% cheaper
Parks, Recreation and Leisure Studies Bachelor's Degree 153 33% costlier
Political Science and Government, General Bachelor's Degree 152 12% costlier
International Business/Trade/Commerce Bachelor's Degree 151 13% costlier
Advertising Bachelor's Degree 140 23% costlier
English Language and Literature, General Bachelor's Degree 137 16% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 132 10% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 116 30% costlier
Journalism Bachelor's Degree 111 21% costlier
Labor and Industrial Relations Bachelor's Degree 98 10% costlier
History, General Bachelor's Degree 90 14% costlier
Public Relations/Image Management Bachelor's Degree 85 18% costlier
Insurance Bachelor's Degree 76 18% costlier
Public Health Education and Promotion Bachelor's Degree 75 29% costlier
Social Work Bachelor's Degree 73 29% costlier
Legal Professions and Studies, Other Bachelor's Degree 73 14% costlier
Anthropology Bachelor's Degree 70 4% costlier
Chemistry, General Bachelor's Degree 68 12% costlier
Sociology Bachelor's Degree 55 14% costlier
Management Information Systems, General Bachelor's Degree 53 27% costlier
Architecture Bachelor's Degree 49 2% cheaper
Biochemistry Bachelor's Degree 49 1% costlier
Civil Engineering, General Bachelor's Degree 48 10% costlier
Economics, General Bachelor's Degree 48 5% costlier
Social Studies Teacher Education Bachelor's Degree 48 25% costlier
Acting Bachelor's Degree 45 5% costlier
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 44 20% costlier
Mechanical Engineering Bachelor's Degree 42 10% costlier
Therapeutic Recreation/Recreational Therapy Bachelor's Degree 41 35% costlier
Spanish Language and Literature Bachelor's Degree 40 9% costlier
Electrical and Electronics Engineering Bachelor's Degree 39 11% costlier
Information Technology Bachelor's Degree 39 37% costlier
Actuarial Science Bachelor's Degree 37 11% costlier
Art/Art Studies, General Bachelor's Degree 36 19% costlier
Entrepreneurship/Entrepreneurial Studies Bachelor's Degree 35 17% costlier
Broadcast Journalism Bachelor's Degree 34 21% costlier
Health Information/Medical Records Administration/Administrator Bachelor's Degree 29 45% costlier
English/Language Arts Teacher Education Bachelor's Degree 27 33% costlier
Rhetoric and Composition Bachelor's Degree 27 26% costlier
Environmental Studies Bachelor's Degree 26 4% cheaper
Graphic Design Bachelor's Degree 26 22% costlier
Painting Bachelor's Degree 26 6% costlier
Geography, Other Bachelor's Degree 24 42% costlier
Art History, Criticism and Conservation Bachelor's Degree 23 5% cheaper
Art Teacher Education Bachelor's Degree 23 28% costlier
Philosophy Bachelor's Degree 23 4% costlier
Music Teacher Education Bachelor's Degree 22 23% costlier
Music Performance, General Bachelor's Degree 22 17% costlier
Hospitality Administration/Management, General Bachelor's Degree 22 28% costlier
Landscape Architecture Bachelor's Degree 21 15% costlier
Computer and Information Sciences, General Bachelor's Degree 21 27% costlier
Neuroscience Bachelor's Degree 21 18% cheaper
Mathematics, General Bachelor's Degree 20 14% costlier
Civil Engineering Technology/Technician Bachelor's Degree 20 39% costlier
Dance, General Bachelor's Degree 19 3% costlier
Religion/Religious Studies Bachelor's Degree 19 1% cheaper
Printmaking Bachelor's Degree 18 1% cheaper
Jazz/Jazz Studies Bachelor's Degree 18 1% cheaper
Environmental Science Bachelor's Degree 16 10% costlier
Business Administration and Management, General Bachelor's Degree 15 37% costlier
Metal and Jewelry Arts Bachelor's Degree 15 5% costlier
Real Estate Bachelor's Degree 14 12% costlier
Organizational Communication, General Bachelor's Degree 12 17% costlier
Sculpture Bachelor's Degree 11 0% cheaper
Ceramic Arts and Ceramics Bachelor's Degree 11 0% cheaper
Asian Studies/Civilization Bachelor's Degree 11 10% cheaper
African-American/Black Studies Bachelor's Degree 11 1% cheaper
Horticultural Science Bachelor's Degree 10 27% costlier
Voice and Opera Bachelor's Degree 9 6% costlier
Geology/Earth Science, General Bachelor's Degree 9 13% costlier
Mathematics Teacher Education Bachelor's Degree 8 31% costlier
American/United States Studies/Civilization Bachelor's Degree 8 9% cheaper
ENGINEERING TECHNOLOGIES AND ENGINEERING-RELATED FIELDS Bachelor's Degree 7 41% costlier
Computer Engineering, Other Bachelor's Degree 7 17% costlier
Classics and Classical Languages, Literatures, and Linguistics Bachelor's Degree 7 11% cheaper
Fiber, Textile and Weaving Arts Bachelor's Degree 6 12% cheaper
Foreign Language Teacher Education Bachelor's Degree 6 21% costlier
Photography Bachelor's Degree 6 5% costlier
Athletic Training/Trainer Bachelor's Degree 6 24% costlier
Mathematics and Computer Science Bachelor's Degree 6 2% cheaper
City/Urban, Community and Regional Planning Bachelor's Degree 6 15% costlier
Public Relations, Advertising, and Applied Communication, Other Bachelor's Degree 5 13% costlier
Women's Studies Bachelor's Degree 5 1% cheaper
French Language and Literature Bachelor's Degree 5 2% costlier
Electromechanical Technology/Electromechanical Engineering Technology Bachelor's Degree 5 34% costlier
Music Therapy/Therapist Bachelor's Degree 4 9% costlier
Bioengineering and Biomedical Engineering Bachelor's Degree 4 8% cheaper
Applied Horticulture/Horticulture Operations, General Associate's Degree 3 134% costlier
Latin American Studies Bachelor's Degree 3 11% cheaper
Music, General Bachelor's Degree 3 13% costlier
German Language and Literature Bachelor's Degree 3 0% cheaper
Italian Language and Literature Bachelor's Degree 3 10% cheaper
Science Teacher Education/General Science Teacher Education Bachelor's Degree 3 36% costlier
Russian Language and Literature Bachelor's Degree 2 10% cheaper
Biophysics Bachelor's Degree 2 14% cheaper
Linguistics Bachelor's Degree 2 5% cheaper
Music History, Literature, and Theory Bachelor's Degree 2 2% costlier
Jewish/Judaic Studies Bachelor's Degree 2 5% cheaper
Music Theory and Composition Bachelor's Degree 2 0% costlier
Directing and Theatrical Production Bachelor's Degree 2 0% cheaper
Multi-/Interdisciplinary Studies, Other Bachelor's Degree 1 12% costlier
Natural Sciences Bachelor's Degree 1 16% costlier
International Relations and Affairs Bachelor's Degree 1 0% cheaper
Physics, General Bachelor's Degree 1 6% costlier
Music Pedagogy Bachelor's Degree 1 15% costlier
Technical Theatre/Theatre Design and Technology Bachelor's Degree 1 8% costlier
Trade and Industrial Teacher Education Bachelor's Degree 1 49% costlier
Computer Hardware Technology/Technician Bachelor's Degree 1 17% costlier
Business Teacher Education Bachelor's Degree 1 49% costlier
Applied Mathematics, Other Bachelor's Degree 1 1% costlier

Calculators

Use the calculators below to formulate a college savings plan for Temple University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Temple University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Temple University student loan.

Prepayment Option

About Temple University

Temple University is a four year public college located in Philadelphia, Pennsylvania.  Full time enrollment is 32,297 and part time is 5,710.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Temple University
1801 North Broad Street
Philadelphia, Pennsylvania
19122-6096

For Profit / Not For Profit Status

Temple University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Temple University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=216339 IPEDS survey data.

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