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Tuition and Cost to Attend West Chester University of Pennsylvania

Annual Total Cost

The total list price for in-state Pennsylvania residents to go to West Chester University of Pennsylvania is $22,190 for the 2013/2014 academic year. Out-of-state students who don't possess Pennsylvania residence can expect a one year cost of $32,124.

Undergraduate Tuition

West Chester University of Pennsylvania tuition is $6,622 per year for in-state residents. This is 6% more expensive than the national average public four year tuition of $6,256. The cost is $16,673 and 72% cheaper than the average Pennsylvania tuition of $23,295 for 4 year colleges. Tuition ranks 6th in Pennsylvania amongst 4 year colleges for affordability and is the 130th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $16,556 which represents a 150% premium.

The school charges an additional fees of $2,228 in addition to tuition bringing the total effective in-state tuition to $8,850.

Housing Costs

On campus room and board is provided by the school at a cost of $12,140 per academic year. Students electing to live off campus elsewhere in West Chester should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Costs and Tuition for West Chester University of Pennsylvania
Expenditure Price
Pennsylvania Resident Total Cost $22,190
   In-State Tuition$6,622
   Other Fees$2,228
   Room and Board$12,140
   Books and Supplies$1,200
Non-Resident Total Cost $32,124
   Out-of-State Tuition$16,556
   Other Fees$2,228
   Room and Board$12,140
   Books and Supplies$1,200

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $22,190 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported West Chester University of Pennsylvania net price for in-state students receiving aid was $17,986* for the 2010/2011 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

42% of West Chester University of Pennsylvania students received grant aid in 2010/2011. The average total aid amount was $5,003. 24 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $3,894. To apply for a Pell Grant to attend West Chester University of Pennsylvania, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for West Chester University of Pennsylvania
Financial Aid Summary
Average Annual Net Price$17,986*
Percent of Students Receiving Grant Aid42%
Average Total Grant Aid$5,003
Percent of Students Receiving Pell Grants24%
Average Amount of Pell Grant Aid$3,894

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$12,327
$30,001 to $48,000$14,366
$48,001 to $75,000$17,598
$75,001 to $110,000$19,967
$110,000+$20,629

Average Financial Aid Mix - $22,190 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $22,190. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

23%
30%
48%

Grants and Scholarships

 23% - $5,003

Money granted to you by the U.S. Department of Education, West Chester University of Pennsylvania or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 30% - $6,633

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 48% -  $10,554

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Tuition Comparison to Academically Similar Schools in the Region

School Cost vs. West Chester University of Pennsylvania
Rowan University34.5% more expensive
Towson University12% less expensive
The Richard Stockton College of New Jersey20% more expensive
University of Maryland Baltimore County10.2% more expensive
United States Naval Academy100% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at West Chester University of Pennsylvania.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at West Chester University of Pennsylvania is $88,760 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $17,986 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $71,944**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $110,950 or $89,930 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at West Chester University of Pennsylvania.

Pennsylvania Resident Tuition Per Semester$3,311
Pennsylvania Resident Total Cost Per Semester$11,095
Non-Pennsylvania Resident Tuition Per Semester$8,278
Non-Pennsylvania Resident Total Cost Per Semester$16,062

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at West Chester University of Pennsylvania are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at West Chester University of Pennsylvania
Price per credit hour for Pennsylvania residents$260
Cost for one class for Pennsylvania residents (3 credit hours)$780
Price per credit hour for out of state residents$650
Cost for one class for out of state residents (3 credit hours)$1,950
Cost for one class for out of state residents (4 credit hours)$2,600



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 62% of West Chester University of Pennsylvania students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,633. The reported average student debt upon graduation is $23,395.

Example Loan Payments and Costs

How much are student loan payments for West Chester University of Pennsylvania? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $71,944, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $90,141.29. This could be your effective total out of pocket cost of an education at West Chester University of Pennsylvania. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 42% of students at this school who receive financial aid and you are paying an average annual net price of $17,986. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our West Chester University of Pennsylvania student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

West Chester University of Pennsylvania Student Loan Payments
Example Payments
Monthly Loan Payment$751.18
Amount Borrowed$71,944.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$18,197.29
Sum of All Payments over 10 years$90,141.29

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend West Chester University of Pennsylvania? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending West Chester University of Pennsylvania, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $90,141.29 would be needed to afford a $751.18 monthly payment in the example $71,944.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to West Chester University of Pennsylvania in the future? In the past five years, this school's published in-state tuition and fee total rose from $6,293 to $8,274. This amounts to an average annual price increase of 6.3%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $88,760.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for West Chester University of Pennsylvania.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$30,516$122,066
Estimated Cost in 10 years for students enrolling in 2024$38,948$155,790
Estimated Cost in 15 years for students enrolling in 2029 $49,708$198,832
Estimated Cost in 18 years for students enrolling in 2032 $57,543$230,173

Tuition History

What was tuition at West Chester University of Pennsylvania five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearIn-StateOut-of-stateAnnual Increase
2010$7,211$15,647 7%
2009$6,737$14,867 0.9%
2008$6,676$14,532 6.1%
2007$6,293$13,916 2.4%
2006$6,147$13,570 2.3%
2005$6,006$13,272 4.3%
2004$5,756$12,704 5.3%
2003$5,468$12,036 11.6%
2002$4,900$10,924 5.8%
2001$4,630$10,318 4.7%
2000$4,422$9,850 4.1%
1999$4,248$9,604 2.1%
1998$4,162$9,518 3.2%
1997$4,032$9,230 4.1%
1996$3,874$8,848 6.3%
1995$3,646$8,404 4.1%
1994$3,504$7,902 11%
1993$3,158$6,552 8.2%
1992$2,918$5,182 12.6%
1991$2,592$4,629 12.8%
1990$2,298$4,154 2.1%
1989$2,250$3,672 13.4%
1988$1,985$3,408 9.6%
1987$1,811$3,207

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at West Chester University of Pennsylvania to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Psychology, General Bachelor's Degree 151 10% cheaper
Registered Nursing/Registered Nurse Bachelor's Degree 148 0% costlier
Rhetoric and Composition Bachelor's Degree 142 2% cheaper
Business Administration and Management, General Bachelor's Degree 132 5% costlier
Sales, Distribution, and Marketing Operations, General Bachelor's Degree 98 15% cheaper
Criminal Justice/Safety Studies Bachelor's Degree 87 6% costlier
Dietetics/Dietitian Bachelor's Degree 78 2% cheaper
Audiology/Audiologist and Speech-Language Pathology/Pathologist Bachelor's Degree 51 7% cheaper
Music, General Bachelor's Degree 46 12% cheaper
Fine/Studio Arts, General Bachelor's Degree 41 16% cheaper
Elementary Education and Teaching Bachelor's Degree 41 2% costlier
Social Work Bachelor's Degree 35 0% costlier
Computer and Information Sciences, General Bachelor's Degree 27 2% cheaper
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 27 14% cheaper
Athletic Training/Trainer Bachelor's Degree 24 4% cheaper
Special Education and Teaching, General Bachelor's Degree 21 1% costlier
Early Childhood Education and Teaching Bachelor's Degree 21 3% costlier
Pharmaceutics and Drug Design Bachelor's Degree 15 1% costlier
Finance, General Bachelor's Degree 14 3% cheaper
Geology/Earth Science, General Bachelor's Degree 11 12% cheaper
Geography Bachelor's Degree 10 2% cheaper
Pre-Medicine/Pre-Medical Studies Bachelor's Degree 9 15% cheaper
Music Performance, General Bachelor's Degree 8 9% cheaper
French Language and Literature Bachelor's Degree 8 21% cheaper
Analytical Chemistry Bachelor's Degree 6 0% cheaper
Business/Managerial Economics Bachelor's Degree 6 10% cheaper
Public Health, General Bachelor's Degree 6 11% cheaper
Physics, General Bachelor's Degree 5 17% cheaper
German Language and Literature Bachelor's Degree 5 22% cheaper
Philosophy Bachelor's Degree 3 20% cheaper
Chemistry, General Bachelor's Degree 3 13% cheaper
Accounting Bachelor's Degree 3 3% cheaper
History, General Bachelor's Degree 2 11% cheaper
Spanish Language and Literature Bachelor's Degree 2 16% cheaper
Health/Health Care Administration/Management Bachelor's Degree 2 10% costlier
Biochemistry Bachelor's Degree 2 22% cheaper
Art/Art Studies, General Bachelor's Degree 2 8% cheaper
Women's Studies Bachelor's Degree 2 23% cheaper
Anthropology Bachelor's Degree 2 19% cheaper
Latin Language and Literature Bachelor's Degree 2 31% cheaper
Political Science and Government, General Bachelor's Degree 2 13% cheaper
Biology/Biological Sciences, General Bachelor's Degree 2 10% cheaper
Mathematics, General Bachelor's Degree 1 12% cheaper
American/United States Studies/Civilization Bachelor's Degree 1 30% cheaper
English Language and Literature, General Bachelor's Degree 1 10% cheaper
Sociology Bachelor's Degree 1 12% cheaper
Liberal Arts and Sciences/Liberal Studies Bachelor's Degree 1 10% cheaper
Russian Language and Literature Bachelor's Degree 1 30% cheaper
Health and Physical Education/Fitness, General Bachelor's Degree 1 1% costlier

Calculators

Use the calculators below to formulate a college savings plan for West Chester University of Pennsylvania or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford West Chester University of Pennsylvania in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a West Chester University of Pennsylvania student loan.

Prepayment Option

About West Chester University of Pennsylvania

West Chester University of Pennsylvania is a four year public college located in West Chester, Pennsylvania.  Full time enrollment is 12,445 and part time is 2,655.  For the 2011/2012 school year, the school received 13,966 applicants. 6,973 were admitted and 2,334 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
West Chester University of Pennsylvania
University Avenue and High Street
West Chester, Pennsylvania
19383

For Profit / Not For Profit Status

West Chester University of Pennsylvania is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

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