Tuition and Cost to Attend Charleston Southern University

Annual Total Cost

The annual total list price cost to go to Charleston Southern University was $32,140 for the 2013/2014 academic year. The cost is the same for all students regardless of South Carolina residence status as there is no in-state discount.

Undergraduate Tuition

Tuition for Charleston Southern University is $22,050 for the 2013/2014 academic year. This is 10% cheaper than the national average private non-profit four year college tuition of $24,476. The cost is $5,967 and 37% more expensive than the average South Carolina tuition of $16,083 for 4 year colleges. Tuition ranks 35th in South Carolina amongst 4 year colleges for affordability and is the 10th most expensive 4 year college in the state. Price does not vary by residence.

The school charges an additional fees of $40 in addition to tuition bringing the total effective in-state tuition to $22,090.

Housing Costs

On campus room and board is provided by the school at a cost of $8,650 per academic year. Students electing to live off campus elsewhere in Charleston should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,400.

Costs and Tuition for Charleston Southern University
Expenditure Price
South Carolina Resident Total Cost $32,140
   In-State Tuition$22,050
   Other Fees$40
   Room and Board$8,650
   Books and Supplies$1,400
Non-Resident Total Cost $32,140
   Out-of-State Tuition$22,050
   Other Fees$40
   Room and Board$8,650
   Books and Supplies$1,400

All price data are reprinted from the U.S. Department of Education's 2013-2014 and 2012-2013 IPEDS Survey and represent reported costs for the 2013-2014 and 2012-2013 academic years.

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What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $32,140 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Charleston Southern University net price for in-state students $15,885* for the 2011/2012 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

85% of Charleston Southern University students received grant aid in 2010/2011. The average total aid amount was $20,594. 45 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2010/2011 was $4,263. To apply for a Pell Grant to attend Charleston Southern University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Charleston Southern University
Financial Aid Summary
Average Annual Net Price$15,885*
Percent of Students Receiving Grant Aid85%
Average Total Grant Aid$20,594
Percent of Students Receiving Pell Grants45%
Average Amount of Pell Grant Aid$4,263

Average Net Price by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last reported for the 2011-2012 academic year.

Family Income Avg. Net Price
$0 to $30,000$14,015
$30,001 to $48,000$14,558
$48,001 to $75,000$15,935
$75,001 to $110,000$30,525
$110,000+$18,244

Average Financial Aid Mix - $32,140 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $32,140. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

64%
22%
13%

Grants and Scholarships

 64% - $20,594

Money granted to you by the U.S. Department of Education, Charleston Southern University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 22% - $7,213

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 13% -  $4,333

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.


Tuition Comparison to Similar Private Colleges in the Region

School Cost vs. Charleston Southern University
Livingstone College36.8% less expensive
Southern Wesleyan University2% less expensive
Trinity Baptist College60.1% less expensive
Saint Augustines College41.5% less expensive
Lees McRae College6.3% more expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Charleston Southern University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Charleston Southern University is $128,560 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $15,362 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $61,448**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $160,700 or $76,810 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's 2011-2012 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Charleston Southern University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Charleston Southern University
Price per credit hour$450
Cost for one class (3 credit hours)$1,350
Cost for one class (4 credit hours)$1,800



Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 65% of Charleston Southern University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $7,213.

Example Loan Payments and Costs

How much are student loan payments for Charleston Southern University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $61,448, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $76,990.47. This could be your effective total out of pocket cost of an education at Charleston Southern University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 85% of students at this school who receive financial aid and you are paying an average annual net price of $15,362. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Charleston Southern University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Charleston Southern University Student Loan Payments
Example Payments
Monthly Loan Payment$641.59
Amount Borrowed$61,448.00
Interest Rate4.7%
Term10 years
Number of Monthly Payments120
Total Interest Cost$15,542.47
Sum of All Payments over 10 years$76,990.47

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Charleston Southern University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Charleston Southern University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $76,990.47 would be needed to afford a $641.59 monthly payment in the example $61,448.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Charleston Southern University in the future? In the past five years, this school's published in-state tuition and fee total rose from $16,780 to $20,840. This amounts to an average annual price increase of 4.8%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current 4 year cost of $128,560.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Charleston Southern University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2019$44,200$176,800
Estimated Cost in 10 years for students enrolling in 2024$56,412$225,647
Estimated Cost in 15 years for students enrolling in 2029 $71,997$287,989
Estimated Cost in 18 years for students enrolling in 2032 $83,346$333,383

Tuition History

What was tuition at Charleston Southern University five, ten, fifteen or twenty years ago? Hop into our time machine and take a look. Pay attention to how aggressive the school has been with price increases the past as it provides indication as to how the school may raise tuition in the next few years if you enrolled. Historical tuition and fees for all available data years back to 1988 follows.

YearTuitionAnnual Increase
2010$19,2782.4%
2009$18,8185.7%
2008$17,7955%
2007$16,9555%
2006$16,1554.6%
2005$15,4425.9%
2004$14,5766.9%
2003$13,6328.9%
2002$12,5188.9%
2001$11,4968.9%
2000$10,5557.5%
1999$9,8206.2%
1998$9,2486%
1997$8,7246.5%
1996$8,1926%
1995$7,7306%
1994$7,2926%
1993$6,8800%
1990$5,8325%
1989$5,5545%
1988$5,2908.1%
1987$4,894

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Charleston Southern University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Business Administration, Management and Operations, Other Bachelor's Degree 67 5% costlier
Criminal Justice/Safety Studies Bachelor's Degree 37 6% costlier
Health and Physical Education/Fitness, General Bachelor's Degree 35 1% costlier
Registered Nursing/Registered Nurse Bachelor's Degree 31 0% costlier
Elementary Education and Teaching Bachelor's Degree 19 2% costlier
Early Childhood Education and Teaching Bachelor's Degree 19 3% costlier
Marketing/Marketing Management, General Bachelor's Degree 19 1% cheaper
Social Sciences, General Bachelor's Degree 19 5% cheaper
Accounting Bachelor's Degree 12 3% cheaper
Business Administration and Management, General Bachelor's Degree 12 5% costlier
Computer Science Bachelor's Degree 9 13% cheaper
Science Technologies/Technicians, Other Bachelor's Degree 7 1% cheaper
European History Bachelor's Degree 7 20% cheaper
Music Teacher Education Bachelor's Degree 6 5% cheaper
Athletic Training/Trainer Bachelor's Degree 5 4% cheaper
Teacher Education, Multiple Levels Bachelor's Degree 4 7% cheaper
Biochemistry Bachelor's Degree 4 22% cheaper
Music Therapy/Therapist Bachelor's Degree 4 15% cheaper
Mathematics, General Bachelor's Degree 3 11% cheaper
Physical Education Teaching and Coaching Bachelor's Degree 3 3% costlier
Sociology Bachelor's Degree 3 12% cheaper
Youth Ministry Bachelor's Degree 3 6% costlier
Religious/Sacred Music Bachelor's Degree 2 8% costlier
Mathematics Teacher Education Bachelor's Degree 2 2% costlier
Biology/Biological Sciences, General Bachelor's Degree 2 10% cheaper
Music Performance, General Bachelor's Degree 2 9% cheaper
Biological and Biomedical Sciences, Other Bachelor's Degree 2 17% cheaper
Spanish Language and Literature Bachelor's Degree 2 15% cheaper
Humanities/Humanistic Studies Bachelor's Degree 1 15% cheaper
Dramatic/Theatre Arts and Stagecraft, Other Bachelor's Degree 1 10% cheaper
Management Information Systems, General Bachelor's Degree 1 1% cheaper
American History United States Bachelor's Degree 1 0% cheaper
Economics, General Bachelor's Degree 1 18% cheaper
Religion/Religious Studies Bachelor's Degree 1 23% cheaper
English Language and Literature, General Bachelor's Degree 1 10% cheaper
Finance, General Bachelor's Degree 1 3% cheaper
Psychology, General Bachelor's Degree 1 10% cheaper
Political Science and Government, General Bachelor's Degree 1 13% cheaper

Calculators

Use the calculators below to formulate a college savings plan for Charleston Southern University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Charleston Southern University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Charleston Southern University student loan.

Prepayment Option

About Charleston Southern University

Charleston Southern University is a four year private college located in Charleston, South Carolina.  The school is affiliated with the Baptist faith.  Full time enrollment is 2,623 and part time is 676.  For the 2011/2012 school year, the school received 2,734 applicants. 2,248 were admitted and 656 enrolled.

Students attending this school may pursue both undergraduate and graduate degrees.

Address
Charleston Southern University
9200 University Blvd
Charleston, South Carolina
29406-9121

For Profit / Not For Profit Status

Charleston Southern University is a private not for profit institution.

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