Annual Costs

Undergraduate Tuition

Midlands Technical College tuition is $3,984 per year for in-district residents. This is 34% more expensive than the national average public two year in-district tuition of $2,965. The cost is 43% cheaper than the average South Carolina in-district tuition of $7,019 for 2 year colleges. Tuition ranks 6th in South Carolina amongst 2 year colleges for affordability and is the 24th most expensive 2 year college in the state.

The school charges an additional fees of $230 in addition to tuition bringing the total effective in-state tuition to $5,222.

Housing Costs

Midlands Technical College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the West Columbia area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $6,392.

Books and Supplies

The estimated annual cost for books and supplies is $1,590.

Other Living Expenses

Off-campus students should budget for $4,680 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-district residents to go to MTC is $16,876 for the 2017/2018 academic year. The total cost for in-state, but not in district residents is $17,884. Out-of-state students who don't possess South Carolina residence can expect a one year cost of $24,844. Students residing at home with parents providing food and housing can expect a total cost of $11,492.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Midlands Technical College and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Midlands Technical College
Estimated Budgets
In-District Resident Total Budget (Living Off Campus)$16,876
   In-District Tuition$3,984
   Other Fees$230
   Off-Campus Other Budget$4,680
   Books and Supplies$1,590
   Off-Campus Housing Estimate$6,392
In-District Resident Total Budget (Living with Parents)$10,484
   In-District Tuition$3,984
   Other Fees$230
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,680
   Books and Supplies$1,590
South Carolina Out of District Total Budget (Living Off Campus)$17,884
   In-State Tuition$4,992
   Other Fees$230
   Off-Campus Housing Estimate$6,392
   Off-Campus Other Budget$4,680
   Books and Supplies$1,590
South Carolina Out of District Total Budget (Living with Parents)$11,492
   In-State Tuition$4,992
   Other Fees$230
   Family Provided Room and Board$0
   With-Family Other Living Budget$4,680
   Books and Supplies$1,590


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $17,884 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported MTC net price for in-state students is $5,413* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

92% of Midlands Technical College students received grant aid in 2014/2015. The average total aid amount was $4,915. 55 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,101. To apply for a Pell Grant to attend Midlands Technical College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Midlands Technical College
Financial Aid Summary
Average Annual Net Price$5,413*
Percent of Students Receiving Grant Aid92%
Average Total Grant Aid$4,915
Percent of Students Receiving Pell Grants55%
Average Amount of Pell Grant Aid$4,101

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$4,509
$30,001 to $48,000$4,382
$48,001 to $75,000$6,070
$75,001 to $110,000$7,392

Average Financial Aid Mix - $17,884 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $17,884. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 37% - $4,915

Money granted to you by the U.S. Department of Education, Midlands Technical College or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 29% - $3,816

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 34% -  $4,473

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Community Colleges in the Region

School Cost vs. Midlands Technical College
Orangeburg Calhoun Technical College1.4% more expensive
University of South Carolina Sumter31.2% more expensive
Central Carolina Technical College16.3% more expensive
Denmark Technical College24.9% less expensive
Aiken Technical College10.1% less expensive

Cost of a Degree

Being a school offering two year programs, prospective students should consider the multi year outlay when budgeting the cost for two years at Midlands Technical College.

Estimated 2 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 2 year associate degree at MTC is $35,768 for students graduating in normal time. This methodology for estimating the 2 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $5,712 in-state net price as the basis. Applying this cost over 2 would estimate the cost of a degree at $11,424**

**Based on a 2 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Midlands Technical College.

South Carolina Resident Tuition Per Semester$2,496
South Carolina Resident Total Cost Per Semester$8,942
Non-South Carolina Resident Tuition Per Semester$5,976
Non-South Carolina Resident Total Cost Per Semester$12,422

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Midlands Technical College are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Midlands Technical College
Price per credit hour for in district residents$166
Cost for one class for in district residents (3 credit hours)$498
Price per credit hour for South Carolina residents$208
Cost for one class for South Carolina residents (3 credit hours)$624
Price per credit hour for out of state residents$498
Cost for one class for out of state residents (3 credit hours)$1,494
Cost for one class for out of state residents (4 credit hours)$1,992


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 35% of Midlands Technical College students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $3,816.

Example Loan Payments and Costs

How much are student loan payments for Midlands Technical College? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $11,424, 100% of the estimated average net price for a two year program and paid nothing while enrolled. The total of all payments including interest would sum $14,174.56. This could be your effective total out of pocket cost of an education at Midlands Technical College. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 92% of students at this school who receive financial aid and you are paying an average annual net price of $5,712. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Midlands Technical College student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Midlands Technical College Student Loan Payments
Example Payments
Monthly Loan Payment$118.12
Amount Borrowed$11,424.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$2,750.56
Sum of All Payments over 10 years$14,174.56

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend MTC? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Midlands Technical College, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $14,174.56 would be needed to afford a $118.12 monthly payment in the example $11,424.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Midlands Technical College in the future? In the past four years, this school's published in-state tuition and fee total rose from $4,464 to $4,992. This amounts to an average annual price increase of 2.4%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 2 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 2 year cost of $35,768.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Midlands Technical College.

Annual2 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$23,396$46,791
Estimated Cost in 10 years for students enrolling in 2029$29,859$59,719
Estimated Cost in 15 years for students enrolling in 2034 $38,109$76,218
Estimated Cost in 18 years for students enrolling in 2037 $44,116$88,232

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Midlands Technical College to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Liberal Arts and Sciences/Liberal Studies Associate's Degree 312 12% costlier
Registered Nursing/Registered Nurse Associate's Degree 143 23% costlier
Business Administration and Management, General Associate's Degree 75 15% costlier
Multi-/Interdisciplinary Studies, Other Associate's Degree 55 34% costlier
Legal Assistant/Paralegal Associate's Degree 47 23% costlier
Criminal Justice/Safety Studies Associate's Degree 43 29% costlier
Child Care and Support Services Management Associate's Degree 37 37% costlier
Sales, Distribution, and Marketing Operations, General Associate's Degree 34 35% costlier
Social Work Associate's Degree 31 36% costlier
Data Processing and Data Processing Technology/Technician Associate's Degree 29 40% costlier
Accounting Associate's Degree 28 23% costlier
Dental Hygiene/Hygienist Associate's Degree 19 27% costlier
Computer and Information Sciences and Support Services, Other Associate's Degree 17 13% costlier
Health Information/Medical Records Technology/Technician Associate's Degree 12 30% costlier
Administrative Assistant and Secretarial Science, General Associate's Degree 12 33% costlier
Respiratory Care Therapy/Therapist Associate's Degree 12 28% costlier
Physical Therapy Technician/Assistant Associate's Degree 12 24% costlier
Medical Radiologic Technology/Science - Radiation Therapist Associate's Degree 12 17% costlier
Clinical/Medical Laboratory Technician Associate's Degree 11 34% costlier
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician Associate's Degree 10 41% costlier
Construction Engineering Technology/Technician Associate's Degree 10 26% costlier
Commercial and Advertising Art Associate's Degree 8 22% costlier
Machine Tool Technology/Machinist Associate's Degree 8 39% costlier
Architectural Engineering Technology/Technician Associate's Degree 7 20% costlier
Electrical, Electronic and Communications Engineering Technology/Technician Associate's Degree 7 27% costlier
Automobile/Automotive Mechanics Technology/Technician Associate's Degree 7 36% costlier
Mechanical Engineering/Mechanical Technology/Technician Associate's Degree 5 13% costlier
Civil Engineering Technology/Technician Associate's Degree 2 25% costlier
Emergency Medical Technology/Technician (EMT Paramedic) Associate's Degree 1 38% costlier


Use the calculators below to formulate a college savings plan for Midlands Technical College or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Midlands Technical College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Midlands Technical College student loan.

Prepayment Option

About Midlands Technical College

Midlands Technical College is a two year community college located in West Columbia, South Carolina.  Full time enrollment is 4,821 and part time is 5,928.  Midlands Technical College has an open admission policy meaning that any prospective student who has completed high school or attained a GED certificate may enroll in classes.

Only undergraduate degrees are offered at this school.

Midlands Technical College
1260 Lexington Drive
West Columbia, South Carolina

For Profit / Not For Profit Status

Midlands Technical College is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Midlands Technical College cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=218353 IPEDS survey data.