Annual Costs

Undergraduate Tuition

Winthrop University tuition is $14,870 per year for in-state residents. This is 111% more expensive than the national average public four year tuition of $7,056. The cost is 14% cheaper than the average South Carolina tuition of $17,257 for 4 year colleges. Tuition ranks 20th in South Carolina amongst 4 year colleges for affordability and is the 18th most expensive 4 year college in the state. If attending from out-of-state, the tuition is $28,786 which represents a 94% premium.

The school charges an additional fees of $350 in addition to tuition bringing the total effective in-state tuition to $15,220.

Housing Costs

On campus room and board is provided by the school at a cost of $8,740 per academic year. Students electing to live off campus elsewhere in Rock Hill should budget at least this amount.

Books and Supplies

The estimated annual cost for books and supplies is $1,200.

Other Living Expenses

If living on-campus, students should budget for $3,028 in additional living expenses. Off-campus students should budget for $3,028 in other miscellaneous living expenses.

Total Costs

The total tuition and living expense budget for in-state South Carolina residents to go to Winthrop University is $28,188 for the 2017/2018 academic year. Out-of-state students who don't have South Carolina residence can expect a one year cost of $42,104.

Citation: Price data from the U.S. Department of Education's 2017-2018 and 2016-2017 IPEDS survey response for Winthrop University and represent reported costs for the 2016-2017 and 2015-2016 academic years.

Costs and Tuition for Winthrop University
Estimated Budgets
South Carolina Resident Total Budget $28,188
   In-State Tuition$14,870
   Other Fees$350
   Room and Board$8,740
   On-Campus Other Budget$3,028
   Books and Supplies$1,200
Non-Resident Total Budget $42,104
   Out-of-State Tuition$28,786
   Other Fees$350
   Room and Board$8,740
   On-Campus Other Budget$3,028
   Books and Supplies$1,200


What it Really Costs

Depending on many factors including student and parent income and assets, the total cost of attendance may be less than the $28,188 published price if scholarship or grant aid is made available to you.

Net Price

The net out-of-pocket total cost you end up paying or financing though student loans is known as the net price. The reported Winthrop University net price for in-state students is $15,856* for the 2014/2015 academic year. This net price includes housing and meal expenses.

Pell Grants and other Grant Aid

98% of Winthrop University students received grant aid in 2014/2015. The average total aid amount was $9,133. 44 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2014/2015 was $4,562. To apply for a Pell Grant to attend Winthrop University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Net Price and Financial Aid for Winthrop University
Financial Aid Summary
Average Annual Net Price$15,856*
Percent of Students Receiving Grant Aid98%
Average Total Grant Aid$9,133
Percent of Students Receiving Pell Grants44%
Average Amount of Pell Grant Aid$4,562

Average Net Price for In-State Students by Family Income

The average net total cost of attendance for different levels of family income after federal, state or local government, institutional grant and scholarship aid are awarded. Data last published for the 2014/2015 academic year.

Family Income Avg. Net Price
$0 to $30,000$13,770
$30,001 to $48,000$14,547
$48,001 to $75,000$16,473
$75,001 to $110,000$18,663

Average Financial Aid Mix - $28,188 In-State Total Cost

CollegeCalc has estimated typical coverage of the annual in-state tuition and living expenses of $28,188. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.


Grants and Scholarships

 36% - $9,133

Money granted to you by the U.S. Department of Education, Winthrop University or other organizations. These are not loans and do not need to be repaid.

Federal Loans

 26% - $6,552

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket

 38% -  $9,475

Covered by family savings, work or private student loans which you will have to repay.

*Reported Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Tuition Comparison to Similar Public Colleges in the Region

School Cost vs. Winthrop University
Coastal Carolina University25.9% less expensive
Citadel Military College of South Carolina99.5% less expensive
College of Charleston99.5% less expensive
Georgia Southern University71.3% less expensive
Georgia College & State University50.7% less expensive

Cost of a Degree

When considering ability to pay for college, the annual cost is often discussed but it's the "all in" multi-year degree cost which matters in the end. Let's take a look at what it could really cost for four years at Winthrop University.

Estimated 4 Year Cost at Published Tuition

At the current published rates, an estimated total tuition, fees and living expense price for a 4 year bachelor's degree at Winthrop University is $112,752 for students graduating in normal time. This methodology for estimating the 4 year cost is a straight multiple of the most recent reported annual total cost and does not factor in tuition increases during the time you're in school. It also assumes you receive no grant or scholarship aid and pay the full list price.

A potentially more accurate but less conservative estimate of a degree cost can be made by using the school's annual $15,557 in-state net price as the basis. Applying this cost over 4 would estimate the cost of a degree at $62,228**

If you end up on the "five year plan" and need an additional year to graduate, your five year cost could be as high as $140,940 or $77,785 using an average net price.

**Based on a 4 year multiple of Average Annual Net Price for in state students receiving grant or scholarship aid reported to the U.S. Department of Education's 2014-2015 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Other Costs

Estimated Cost Per Semester

Most colleges don't charge students on an annual basis but instead require payment semester by semester. If you ever need to take an additional semester of classes to complete you degree you shouldn't have to pay for a full academic year. These our estimated costs for a semester at Winthrop University.

South Carolina Resident Tuition Per Semester$7,435
South Carolina Resident Total Cost Per Semester$14,094
Non-South Carolina Resident Tuition Per Semester$14,393
Non-South Carolina Resident Total Cost Per Semester$21,052

Cost Per Credit Hour and Cost for a Class

Some schools offer the ability to take single classes by paying on a per credit hour basis. The reported price per credit hour and estimated cost for one class at Winthrop University are as follows. Per credit costs are for reference only as many schools will not allow students to pay by credit hour.

Cost per credit hour and per class at Winthrop University
Price per credit hour for South Carolina residents$620
Cost for one class for South Carolina residents (3 credit hours)$1,860
Price per credit hour for out of state residents$1,200
Cost for one class for out of state residents (3 credit hours)$3,600
Cost for one class for out of state residents (4 credit hours)$4,800


Student Loans and Debt

The second consideration after understanding the cost of college is determining how to finance it. Some students are fortunate enough to have some form of family financial assistance, but student loans end up financing a significant portion of higher education in the U.S. 69% of Winthrop University students receive U.S. Federal Student Loans with an average annual Federal Loan aid amount of $6,552. The reported average student debt upon graduation is $30,676.

Example Loan Payments and Costs

How much are student loan payments for Winthrop University? Obviously this varies based on a number of factors - offsetting financial aid you receive, percentage of fee you pay upfront while enrolled and the interest rate on your loans. We've modeled a sample student loan based on current Stafford loan rates to give you an approximate idea.

The following are the costs for a loan if you borrowed $62,228, 100% of the estimated average net price for a four year program and paid nothing while enrolled. The total of all payments including interest would sum $77,210.68. This could be your effective total out of pocket cost of an education at Winthrop University. Note that this calculation assumes you don't pay full list price tuition, are part of the reported 98% of students at this school who receive financial aid and you are paying an average annual net price of $15,557. If you do not financially qualify for a reduced net price, your student loan payments could be significantly higher than this example. Use our Winthrop University student loan calculator below to change loan assumptions and recalculate.

Student loans are not free money and must be repaid. You cannot dismiss student loans by via bankruptcy.

Winthrop University Student Loan Payments
Example Payments
Monthly Loan Payment$643.42
Amount Borrowed$62,228.00
Interest Rate4.5%
Term10 years
Number of Monthly Payments120
Total Interest Cost$14,982.68
Sum of All Payments over 10 years$77,210.68

Affording Student Loan Payments and Post Graduation Salary

Can I afford to attend Winthrop University? In the end, the answer comes down a determination if you will earn enough to comfortably pay back a student loan with your post graduation salary. This is an extremely important point to consider. In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Winthrop University, you need to carefully consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $77,210.68 would be needed to afford a $643.42 monthly payment in the example $62,228.00 loan modeled above. You will need to determine if it is at all realistic that you will be earning this type of salary after graduation. This assumes a loan payback over 10 years. You can change the terms of this example loan using the student loan calculator below.

Estimated Future Cost and Expected Tuition Increase

What will it cost to send your child to Winthrop University in the future? In the past four years, this school's published in-state tuition and fee total rose from $13,026 to $14,870. This amounts to an average annual price increase of 2.8%. Nationally, university tuition prices are rising around 5% per year. Looking out five, ten, fifteen or eighteen years, these are CollegeCalc's estimates how much you could expect to pay for a 4 year degree assuming tuition increases at the national average rate. Estimated future prices are based on the current in-state 4 year cost of $112,752.00. Use the college savings plan calculator below to perform a more comprehensive analysis on future costs and how much you will need to save for Winthrop University.

Annual4 Year Degree
Estimated Cost in 5 years for students enrolling in 2024$38,765$155,060
Estimated Cost in 10 years for students enrolling in 2029$49,475$197,901
Estimated Cost in 15 years for students enrolling in 2034 $63,144$252,577
Estimated Cost in 18 years for students enrolling in 2037 $73,097$292,389

Comparable Cost for Popular Majors

We've compared the out of state cost of the most popular undergraduate areas of study at Winthrop University to the national average for all other colleges offering the same major. Use this comparison to determine particular programs where this school offers value relative to other colleges.

Area of Study Graduates vs National Avg
Art/Art Studies, General Bachelor's Degree 65 7% costlier
Early Childhood Education and Teaching Bachelor's Degree 49 22% costlier
English Language and Literature, General Bachelor's Degree 33 5% costlier
Elementary Education and Teaching Bachelor's Degree 32 19% costlier
Sport and Fitness Administration/Management Bachelor's Degree 30 12% costlier
Mass Communication/Media Studies Bachelor's Degree 29 11% costlier
Public Relations/Image Management Bachelor's Degree 27 7% costlier
Social Work Bachelor's Degree 25 17% costlier
Human Nutrition Bachelor's Degree 18 0% costlier
Physical Education Teaching and Coaching Bachelor's Degree 17 20% costlier
Drama and Dramatics/Theatre Arts, General Bachelor's Degree 16 1% cheaper
Family and Consumer Sciences/Home Economics Teacher Education Bachelor's Degree 15 35% costlier
Music Teacher Education Bachelor's Degree 14 11% costlier
Music, General Bachelor's Degree 14 2% costlier
Special Education and Teaching, General Bachelor's Degree 13 18% costlier
Communication Sciences and Disorders, General Bachelor's Degree 12 17% costlier
Athletic Training/Trainer Bachelor's Degree 11 12% costlier
Junior High/Intermediate/Middle School Education and Teaching Bachelor's Degree 11 24% costlier
Art History, Criticism and Conservation Bachelor's Degree 9 14% cheaper
Mathematics, General Bachelor's Degree 6 3% costlier
Computer and Information Sciences, General Bachelor's Degree 5 14% costlier
Economics, General Bachelor's Degree 5 6% cheaper
Sociology Bachelor's Degree 4 2% costlier
Kinesiology and Exercise Science Bachelor's Degree 4 9% costlier
Environmental Science Bachelor's Degree 3 2% cheaper
Philosophy and Religious Studies, Other Bachelor's Degree 3 5% costlier
Chemistry, General Bachelor's Degree 2 1% costlier
History, General Bachelor's Degree 2 3% costlier
Foreign Languages and Literatures, General Bachelor's Degree 2 6% costlier
Environmental Studies Bachelor's Degree 1 14% cheaper
E-Commerce/Electronic Commerce Bachelor's Degree 1 29% costlier
Biology/Biological Sciences, General Bachelor's Degree 1 4% costlier
Political Science and Government, General Bachelor's Degree 1 1% costlier
Business Administration and Management, General Bachelor's Degree 1 22% costlier
Dance, General Bachelor's Degree 1 7% cheaper
Psychology, General Bachelor's Degree 1 4% costlier


Use the calculators below to formulate a college savings plan for Winthrop University or model a student loan.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Winthrop University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Winthrop University student loan.

Prepayment Option

About Winthrop University

Winthrop University is a four year public college located in Rock Hill, South Carolina.  Full time enrollment is 5,005 and part time is 1,104.

Students attending this school may pursue both undergraduate and graduate degrees.

Winthrop University
701 Oakland Ave
Rock Hill, South Carolina

For Profit / Not For Profit Status

Winthrop University is a public not for profit institution. Public schools often represent the best value for your education dollar, especially when students qualify for in-state tuition.

Winthrop University cost and financial aid data source: U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=218964 IPEDS survey data.